Financhill
Sell
22

PRAA Quote, Financials, Valuation and Earnings

Last price:
$10.86
Seasonality move :
8.05%
Day range:
$10.49 - $10.94
52-week range:
$10.33 - $23.97
Dividend yield:
0%
P/E ratio:
5.62x
P/S ratio:
0.35x
P/B ratio:
0.46x
Volume:
684.8K
Avg. volume:
443.8K
1-year change:
-53.77%
Market cap:
$423.7M
Revenue:
$1.1B
EPS (TTM):
-$8.80

Analysts' Opinion

  • Consensus Rating
    PRA Group, Inc. has received a consensus rating of Hold. The company's average rating is a Hold based on 1 Buy rating, 2 Hold ratings, and 0 Sell ratings.
  • Price Target Upside
    According to analysts' consensus price target of $26.00, PRA Group, Inc. has an estimated upside of 139.41% from its current price of $10.86.
  • Price Target Downside
    According to analysts, the lowest downside price target is $26.00 representing 100% downside risk from its current price of $10.86.

Fair Value

  • According to the consensus of 3 analysts, PRA Group, Inc. has 139.41% upside to fair value with a price target of $26.00 per share.

PRAA vs. S&P 500

  • Over the past 5 trading days, PRA Group, Inc. has underperformed the S&P 500 by -3.77% suggesting its relative strength compared to the major market average is weak at this time.

Share Buyback

  • PRA Group, Inc. does have a share repurchase program in place at this time. The scale of a buyback program can materially affect share price and usually results in a higher earnings per share, all else being equal, when the share count drops.

Revenue Growth

  • PRA Group, Inc. has grown year-over-year revenues for 8 quarters straight. In the most recent quarter PRA Group, Inc. reported revenues of $312.2M.

Earnings Growth

  • PRA Group, Inc. earnings have been falling on a year-over-year basis for 1 quarter in a row. In the most recent quarter PRA Group, Inc. reported earnings per share of -$10.43.
Enterprise value:
4.1B
EV / Invested capital:
--
Price / LTM sales:
0.35x
EV / EBIT:
10.27x
EV / Revenue:
3.42x
PEG ratio (5yr expected):
0.00x
EV / Free cash flow:
-111.31x
Price / Operating cash flow:
--
Enterprise value / EBITDA:
9.98x
Gross Profit (TTM):
$810.6M
Return On Assets:
-6.41%
Net Income Margin (TTM):
-26.94%
Return On Equity:
-26.6%
Return On Invested Capital:
-6.69%
Operating Margin:
33.15%
Trailing 12 Months Fiscal Quarters
Period Ending 2023-09-30 2024-09-30 2025-09-30 2024-09-30 2025-09-30
Income Statement
Revenue $814.5M $1.1B $1.2B $287M $312.2M
Gross Profit $523.9M $723.1M $810.6M $199.8M $199.9M
Operating Income $90.7M $302.3M $403.6M $87M $103.5M
EBITDA $104.9M $313.1M $415.3M $89.5M $106M
Diluted EPS -$1.50 $1.10 -$8.80 $0.69 -$10.43
Period Ending 2021-09-30 2022-09-30 2023-09-30 2024-09-30 2025-09-30
Balance Sheet
Current Assets $3.5B $3.1B $3.6B $4.2B $4.7B
Total Assets $4.3B $3.9B $4.3B $4.9B $5B
Current Liabilities $140.5M $484.6M $141.1M $163.8M $171.5M
Total Liabilities $2.9B $2.7B $3.1B $3.7B $4B
Total Equity $1.4B $1.2B $1.2B $1.3B $984M
Total Debt $2.6B $2.4B $2.9B $3.3B $3.6B
Trailing 12 Months Fiscal Quarters
Period Ending 2023-09-30 2024-09-30 2025-09-30 2024-09-30 2025-09-30
Cash Flow Statement
Cash Flow Operations -$93.3M -$116.8M -$32.7M -$35M -$10.1M
Cash From Investing -$246.3M -$236.7M -$215.6M -$85.2M $16.4M
Cash From Financing $388.8M $371.7M $218.3M $140.9M -$31.3M
Free Cash Flow -$98.1M -$120.2M -$37.2M -$36.1M -$11.3M
PRAA
Sector
Market Cap
$423.7M
$520.8M
Price % of 52-Week High
45.31%
91.24%
Dividend Yield
0%
1.48%
Shareholder Yield
-14.99%
3.03%
1-Year Price Total Return
-53.77%
8.16%
Beta (5-Year)
1.293
0.450
Dividend yield:
0%
Annualized payout:
$0.00
Payout ratio:
--
Growth streak:
0 years

Technicals

8-day SMA
Sell
Level $11.17
200-day SMA
Sell
Level $15.48
Bollinger Bands (100)
Sell
Level 13.39 - 17.17
Chaikin Money Flow
Sell
Level -1.6M
20-day SMA
Sell
Level $13.30
Relative Strength Index (RSI14)
Sell
Level 22.68
ADX Line
Sell
Level 38.93
Williams %R
Buy
Level -90.9091
50-day SMA
Sell
Level $15.66
MACD (12, 26)
Buy
Level 2.95
25-day Aroon Oscillator
Sell
Level -92
On Balance Volume
Sell
Level -1.3M

Financial Scores

Hold
Altman Z-Score (Annual)
Level (2.0441)
Sell
CA Score (Annual)
Level (-1.1992)
Buy
Beneish M-Score (Annual)
Level (-2.806)
Sell
Momentum Score
Level (3)
Buy
Ohlson Score
Level (-0.6278)
Buy
Piotroski F Score (Annual)
Level (6)
Buy
Quality Ratio Score
Level (6)
Buy
Fundamental Score
Level (7)

Revenue Forecast

Earnings per Share Forecast

Company Profile

PRA Group, Inc. engages in the purchase, collection and management of portfolios of nonperforming loans. The firm purchase portfolios of nonperforming loans at a discount in two broad categories: Core and Insolvency. It also provides fee-based services on class action claims recoveries and by servicing consumer bankruptcy accounts in the United States. The company was founded by Steven D. Fredrickson and Kevin P. Stevenson on March 20, 1996 and is headquartered in Norfolk, VA.

Stock Forecast FAQ

In the current month, PRAA has received 1 Buy ratings 2 Hold ratings, and 0 Sell ratings. The PRAA average analyst price target in the past 3 months is $26.00.

  • Where Will PRA Group, Inc. Stock Be In 1 Year?

    According to analysts, the consensus estimate is that PRA Group, Inc. share price will rise to $26.00 per share over the next 12 months.

  • What Do Analysts Say About PRA Group, Inc.?

    Analysts are divided on their view about PRA Group, Inc. share price and where it will be in the next 12 months. The majority of analysts rate the stock a Buy. However, a smaller subset of analysts suggest that PRA Group, Inc. is a Sell and believe this share price will drop from its current level to $26.00.

  • What Is PRA Group, Inc.'s Price Target?

    The price target for PRA Group, Inc. over the next 1-year time period is forecast to be $26.00 according to 3 Wall Street analysts, 1 of them rates the stock a Buy, 0 rate the stock a Sell, and 2 analysts rate the stock a Hold.

  • Is PRAA A Buy, Sell Or Hold?

    According to Wall Street analysts, the consensus rating for PRA Group, Inc. is a Hold. 2 of 3 analysts rate the stock a Hold at this time.

  • How Can I Buy Shares Of PRAA?

    You can purchase shares of PRA Group, Inc. via an online brokerage firm such as TD Ameritrade.com, thinkorswim.com, e-trade.com, or Schwab.com. Many other digital online brokerages exist such as RobinHood and Webull where you can purchase PRA Group, Inc. shares.

  • What Is The PRA Group, Inc. Share Price Today?

    PRA Group, Inc. was last trading at $10.86 per share. This represents the most recent stock quote for PRA Group, Inc.. Yesterday, PRA Group, Inc. closed at $10.86 per share.

  • How To Buy PRA Group, Inc. Stock Online?

    In order to purchase PRA Group, Inc. stock online, open a brokerage account, deposit funds into the account, and select an order type to purchase shares whether it be market or limit.

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