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TWFG Quote, Financials, Valuation and Earnings

Last price:
$18.38
Seasonality move :
1.82%
Day range:
$18.02 - $20.45
52-week range:
$18.02 - $36.85
Dividend yield:
0%
P/E ratio:
41.59x
P/S ratio:
2.02x
P/B ratio:
3.45x
Volume:
261.6K
Avg. volume:
126.3K
1-year change:
-41.19%
Market cap:
$273.6M
Revenue:
$203.4M
EPS (TTM):
$0.44
Period Ending 2020-12-31 2021-12-31 2022-12-31 2023-12-31 2024-12-31
Revenue -- -- $153.8M $171.6M $203.4M
Revenue Growth (YoY) -- -- -- 11.57% 18.53%
 
Cost of Revenues -- -- $108.2M $121.7M $130.1M
Gross Profit -- -- $45.6M $49.9M $73.3M
Gross Profit Margin -- -- 29.66% 29.09% 36.05%
 
R&D Expenses -- -- -- -- --
Selling, General & Admin -- -- -- -- --
Other Inc / (Exp) -- -- $4.6M $4.1M $8.7M
Operating Expenses -- -- $21.9M $24.9M $45.7M
Operating Income -- -- $23.7M $25M $27.6M
 
Net Interest Expenses -- -- $308K $594K $1.9M
EBT. Incl. Unusual Items -- -- $23.3M $25.3M $30.1M
Earnings of Discontinued Ops. -- -- -$2.7M $834K --
Income Tax Expense -- -- -- -- $1.5M
Net Income to Company -- -- $17.9M $24.4M $28.6M
 
Minority Interest in Earnings -- -- -- $26.1M $25.8M
Net Income to Common Excl Extra Items -- -- $23.3M $25.3M $28.6M
 
Basic EPS (Cont. Ops) -- -- $1.39 -- $0.19
Diluted EPS (Cont. Ops) -- -- $1.39 -- $0.19
Weighted Average Basic Share -- -- $14.8M $14.8M $14.8M
Weighted Average Diluted Share -- -- $14.8M $14.8M $14.8M
 
EBITDA -- -- $27M $29.8M $39.6M
EBIT -- -- $23.7M $25M $27.6M
 
Revenue (Reported) -- -- $153.8M $171.6M $203.4M
Operating Income (Reported) -- -- $23.7M $25M $27.6M
Operating Income (Adjusted) -- -- $23.7M $25M $27.6M
Period Ending 2021-09-30 2022-09-30 2023-09-30 2024-09-30 2025-09-30
Revenue -- -- $47.6M $52.8M $64.1M
Revenue Growth (YoY) -- -- -- 10.88% 21.4%
 
Cost of Revenues -- -- $33.6M $33.8M $40M
Gross Profit -- -- $14M $19M $24.1M
Gross Profit Margin -- -- 29.4% 36.06% 37.63%
 
R&D Expenses -- -- -- -- --
Selling, General & Admin -- -- -- -- --
Other Inc / (Exp) -- -- $1M $1.4M --
Operating Expenses -- -- $6.2M $13.1M $15.1M
Operating Income -- -- $7.8M $5.9M $9M
 
Net Interest Expenses -- -- $188K $331K $26K
EBT. Incl. Unusual Items -- -- $7.6M $7.3M $10.6M
Earnings of Discontinued Ops. -- -- -- -- --
Income Tax Expense -- -- -- $437K $977K
Net Income to Company -- -- $7.6M $20.4M $9.6M
 
Minority Interest in Earnings -- -- -- $5.7M $7.9M
Net Income to Common Excl Extra Items -- -- $7.6M $6.9M $9.6M
 
Basic EPS (Cont. Ops) -- -- $0.51 $0.08 $0.11
Diluted EPS (Cont. Ops) -- -- $0.51 $0.08 $0.11
Weighted Average Basic Share -- -- $14.8M $14.8M $15M
Weighted Average Diluted Share -- -- $14.8M $14.8M $15.1M
 
EBITDA -- -- $8.9M $8.9M $14.3M
EBIT -- -- $7.8M $5.9M $9M
 
Revenue (Reported) -- -- $47.6M $52.8M $64.1M
Operating Income (Reported) -- -- $7.8M $5.9M $9M
Operating Income (Adjusted) -- -- $7.8M $5.9M $9M
Period Ending 2021-09-30 2022-09-30 2023-09-30 2024-09-30 2025-09-30
Revenue -- -- -- $191.2M $229.8M
Revenue Growth (YoY) -- -- -- -- --
 
Cost of Revenues -- -- -- $125.7M $145.2M
Gross Profit -- -- $38.4M $65.6M $84.6M
Gross Profit Margin -- -- -- -- --
 
R&D Expenses -- -- -- -- --
Selling, General & Admin -- -- -- -- --
Other Inc / (Exp) -- -- $3M $4.8M --
Operating Expenses -- -- -- $39.9M $55.6M
Operating Income -- -- -- $25.7M $29.1M
 
Net Interest Expenses -- -- $257K $2.2M $111K
EBT. Incl. Unusual Items -- -- $20M $26.1M $36.9M
Earnings of Discontinued Ops. -- -- $834K -- --
Income Tax Expense -- -- -- $437K $3.3M
Net Income to Company -- -- -- $24.8M $33.6M
 
Minority Interest in Earnings -- -- -- $24.5M $27M
Net Income to Common Excl Extra Items -- -- -- $25.7M $33.6M
 
Basic EPS (Cont. Ops) -- -- -- $0.08 $0.44
Diluted EPS (Cont. Ops) -- -- $1.41 $0.08 $0.44
Weighted Average Basic Share
Weighted Average Diluted Share
 
EBITDA -- -- -- $36.2M $44.7M
EBIT -- -- -- $25.7M $29.1M
 
Revenue (Reported) -- -- -- $191.2M $229.8M
Operating Income (Reported) -- -- -- $25.7M $29.1M
Operating Income (Adjusted) -- -- -- $25.7M $29.1M
Period Ending 2022-09-30 2023-09-30 2024-09-30 2025-09-30 2026-09-30
Revenue -- $132.6M $151.8M $178.1M --
Revenue Growth (YoY) -- -- -- -- --
 
Cost of Revenues -- $94.2M $98.1M $113.2M --
Gross Profit -- $38.4M $53.6M $64.9M --
Gross Profit Margin -- -- -- -- --
 
R&D Expenses -- -- -- -- --
Selling, General & Admin -- -- -- -- --
Other Inc / (Exp) -- $3M $3.7M $1.7M --
Operating Expenses -- $18.1M $33.1M $42.9M --
Operating Income -- $20.3M $20.5M $22M --
 
Net Interest Expenses -- $257K $1.9M $76K --
EBT. Incl. Unusual Items -- $20M $20.9M $27.7M --
Earnings of Discontinued Ops. -- $834K -- -- --
Income Tax Expense -- -- $437K $2.3M --
Net Income to Company -- $20M $20.4M $25.5M --
 
Minority Interest in Earnings -- -- $19.3M $20.5M --
Net Income to Common Excl Extra Items -- $20M $20.4M $25.5M --
 
Basic EPS (Cont. Ops) -- $1.41 $0.08 $0.34 --
Diluted EPS (Cont. Ops) -- $1.41 $0.08 $0.33 --
Weighted Average Basic Share -- $44.4M $44.4M $44.8M --
Weighted Average Diluted Share -- $44.4M $44.4M $86.4M --
 
EBITDA -- $23.6M $29.5M $34.6M --
EBIT -- $20.3M $20.5M $22M --
 
Revenue (Reported) -- $132.6M $151.8M $178.1M --
Operating Income (Reported) -- $20.3M $20.5M $22M --
Operating Income (Adjusted) -- $20.3M $20.5M $22M --
Period Ending 2020-12-31 2021-12-31 2022-12-31 2023-12-31 2024-12-31
Cash and Equivalents -- -- $30.3M $46.5M $205.3M
Short Term Investments -- -- -- -- --
Accounts Receivable, Net -- -- $20.6M $25.1M $34.9M
Inventory -- -- -- -- --
Prepaid Expenses -- -- -- -- --
Other Current Assets -- -- $1.1M $1.6M $1.6M
Total Current Assets -- -- $88.7M $75.1M $241.8M
 
Property Plant And Equipment -- -- $2.9M $3.1M $8M
Long-Term Investments -- -- $800K $500K $300K
Goodwill -- -- -- -- --
Other Intangibles -- -- $21.4M $36.4M $73M
Other Long-Term Assets -- -- $1.2M $837K $610K
Total Assets -- -- $114.2M $115.4M $323.4M
 
Accounts Payable -- -- $9.7M $14.1M $17.1M
Accrued Expenses -- -- -- $1.1M $2.8M
Current Portion Of Long-Term Debt -- -- $2.6M $2.4M $1.9M
Current Portion Of Capital Lease Obligations -- -- $629K $882K $1M
Other Current Liabilities -- -- $33.3M $11M $14.7M
Total Current Liabilities -- -- $46.3M $34.9M $39.6M
 
Long-Term Debt -- -- $10M $48.4M $7.4M
Capital Leases -- -- -- -- --
Total Liabilities -- -- $56.4M $84.4M $48.1M
 
Common Stock -- -- $632K $632K $148K
Other Common Equity Adj -- -- -$140K $500K $83K
Common Equity -- -- $57.8M $31.1M $73.9M
Total Preferred Equity -- -- -- -- --
Minority Interest, Total -- -- -- -- $201.4M
Total Equity -- -- $57.8M $31.1M $275.3M
 
Total Liabilities and Equity -- -- $114.2M $115.4M $323.4M
Cash and Short Terms -- -- $30.3M $46.5M $205.3M
Total Debt -- -- $10M $48.4M $7.4M
Period Ending 2021-09-30 2022-09-30 2023-09-30 2024-09-30 2025-09-30
Cash and Equivalents -- -- -- $200.9M $162.5M
Short Term Investments -- -- -- -- --
Accounts Receivable, Net -- -- -- $31.7M --
Inventory -- -- -- -- --
Prepaid Expenses -- -- -- -- --
Other Current Assets -- -- -- $1.5M --
Total Current Assets -- -- -- $234.1M $211.3M
 
Property Plant And Equipment -- -- -- $3.3M $7.7M
Long-Term Investments -- -- -- $300K --
Goodwill -- -- -- -- --
Other Intangibles -- -- -- $75M --
Other Long-Term Assets -- -- -- $635K --
Total Assets -- -- -- $313.1M $349.2M
 
Accounts Payable -- -- -- $15.2M --
Accrued Expenses -- -- -- $3.2M --
Current Portion Of Long-Term Debt -- -- -- $1.9M --
Current Portion Of Capital Lease Obligations -- -- -- $1.1M --
Other Current Liabilities -- -- -- $15.8M --
Total Current Liabilities -- -- -- $38.1M $45.1M
 
Long-Term Debt -- -- -- $5.9M $5.7M
Capital Leases -- -- -- -- --
Total Liabilities -- -- -- $45M $53.4M
 
Common Stock -- -- -- $148K $150K
Other Common Equity Adj -- -- -- $82K --
Common Equity -- -- -- -- --
Total Preferred Equity -- -- -- -- --
Minority Interest, Total -- -- -- $197M $216.4M
Total Equity -- -- -- $268.1M $295.7M
 
Total Liabilities and Equity -- -- -- $313.1M $349.2M
Cash and Short Terms -- -- -- $200.9M $162.5M
Total Debt -- -- -- $5.9M $5.7M
Period Ending 2020-12-31 2021-12-31 2022-12-31 2023-12-31 2024-12-31
Net Income to Stockholders -- -- $17.9M $24.4M $28.6M
Depreciation & Amoritzation -- -- $3.3M $4.9M $12M
Stock-Based Compensation -- -- -- -- $2.2M
Change in Accounts Receivable -- -- -$8.4M -$4.5M -$9.8M
Change in Inventories -- -- -- -- --
Cash From Operations -- -- $25.8M $30.2M $40.5M
 
Capital Expenditures -- -- $12.3M $15.6M $25.1M
Cash Acquisitions -- -- -- -- --
Cash From Investing -- -- -$14.5M -$14.7M -$25.1M
 
Dividends Paid (Ex Special Dividend) -- -- -- -- --
Special Dividend Paid
Long-Term Debt Issued -- -- -- $41M --
Long-Term Debt Repaid -- -- -$2.6M -$2.6M -$43.4M
Repurchase of Common Stock -- -- -- -- --
Other Financing Activities -- -- $2.9M -$3.3M $2.6M
Cash From Financing -- -- -$15.3M -$9.7M $143.4M
 
Beginning Cash (CF) -- -- $30.3M $46.5M $205.3M
Foreign Exchange Rate Adjustment -- -- -- -- --
Additions / Reductions -- -- -$4M $5.8M $158.9M
Ending Cash (CF) -- -- $26.2M $52.3M $364.2M
 
Levered Free Cash Flow -- -- $13.5M $14.5M $15.4M
Period Ending 2021-09-30 2022-09-30 2023-09-30 2024-09-30 2025-09-30
Net Income to Stockholders -- -- $7.6M $20.4M $9.6M
Depreciation & Amoritzation -- -- $1.1M $3M $5.3M
Stock-Based Compensation -- -- -- $1M $987K
Change in Accounts Receivable -- -- -$2.8M $325K -$1.1M
Change in Inventories -- -- -- -- --
Cash From Operations -- -- $7.4M $11.7M $15M
 
Capital Expenditures -- -- $767K $387K $7.1M
Cash Acquisitions -- -- -- -- --
Cash From Investing -- -- -$766K -$366K -$17M
 
Dividends Paid (Ex Special Dividend) -- -- -- -- --
Special Dividend Paid -- -- -- -- --
Long-Term Debt Issued -- -- -- -- --
Long-Term Debt Repaid -- -- -$663K -$41.6M --
Repurchase of Common Stock -- -- -- -- --
Other Financing Activities -- -- $610K -$6M --
Cash From Financing -- -- -$2.7M $153M -$6.4M
 
Beginning Cash (CF) -- -- $37.5M $200.9M $162.5M
Foreign Exchange Rate Adjustment -- -- -- -- --
Additions / Reductions -- -- $4M $164.4M -$8.5M
Ending Cash (CF) -- -- $41.4M $365.3M $154.1M
 
Levered Free Cash Flow -- -- $6.6M $11.3M $7.9M
Period Ending 2021-09-30 2022-09-30 2023-09-30 2024-09-30 2025-09-30
Net Income to Stockholders -- -- -- $24.8M $33.6M
Depreciation & Amoritzation -- -- -- $10.5M $15.6M
Stock-Based Compensation -- -- -- $1M $4.9M
Change in Accounts Receivable -- -- -- -$5.2M -$3.9M
Change in Inventories -- -- -- -- --
Cash From Operations -- -- -- $34.9M $51.8M
 
Capital Expenditures -- -- $6.5M $30.8M $57.7M
Cash Acquisitions -- -- -- -- --
Cash From Investing -- -- -- -$30.3M -$67.2M
 
Dividends Paid (Ex Special Dividend) -- -- -$13.2M -- --
Special Dividend Paid
Long-Term Debt Issued -- -- -- -- --
Long-Term Debt Repaid -- -- -- -$43.6M --
Repurchase of Common Stock -- -- -- -- --
Other Financing Activities -- -- -- -$5.9M --
Cash From Financing -- -- -- $154.8M -$23M
 
Beginning Cash (CF) -- -- -- -- --
Foreign Exchange Rate Adjustment -- -- -- -- --
Additions / Reductions -- -- -- $159.5M -$38.4M
Ending Cash (CF) -- -- -- -- --
 
Levered Free Cash Flow -- -- -- $4.1M -$5.9M
Period Ending 2022-09-30 2023-09-30 2024-09-30 2025-09-30 2026-09-30
Net Income to Stockholders -- $20M $20.4M $25.5M --
Depreciation & Amoritzation -- $3.3M $9M $12.6M --
Stock-Based Compensation -- -- $1M $3.7M --
Change in Accounts Receivable -- -$5.9M -$6.6M -$792K --
Change in Inventories -- -- -- -- --
Cash From Operations -- $24.1M $28.9M $40.2M --
 
Capital Expenditures -- $6.5M $21.7M $54.4M --
Cash Acquisitions -- -- -- -- --
Cash From Investing -- -$5.9M -$21.6M -$63.7M --
 
Dividends Paid (Ex Special Dividend) -- -- -- -- --
Special Dividend Paid -- -- -- -- --
Long-Term Debt Issued -- $10M -- -- --
Long-Term Debt Repaid -- -$2M -$43M -$473K --
Repurchase of Common Stock -- -- -- -- --
Other Financing Activities -- -$950K -$3.5M $972K --
Cash From Financing -- -$17.4M $147.1M -$19.2M --
 
Beginning Cash (CF) -- $111.2M $268.8M $541.8M --
Foreign Exchange Rate Adjustment -- -- -- -- --
Additions / Reductions -- $770K $154.4M -$42.8M --
Ending Cash (CF) -- $112M $423.3M $499M --
 
Levered Free Cash Flow -- $17.6M $7.2M -$14.2M --

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