Financhill
Buy
62

PFIS Quote, Financials, Valuation and Earnings

Last price:
$47.71
Seasonality move :
0.54%
Day range:
$47.21 - $48.17
52-week range:
$37.50 - $59.70
Dividend yield:
4.74%
P/E ratio:
22.39x
P/S ratio:
2.84x
P/B ratio:
0.99x
Volume:
10.7K
Avg. volume:
20.5K
1-year change:
21.68%
Market cap:
$476.8M
Revenue:
$134.3M
EPS (TTM):
$2.13

Price Performance History

Performance vs. Valuation Benchmarks

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Competitors

Company Revenue Forecast Earnings Forecast Revenue Growth Forecast Earnings Growth Forecast Analyst Price Target Median
PFIS
Peoples Financial Services
$44.3M $1.33 108.18% 220.65% $54.00
BHB
Bar Harbor Bankshares
$34.2M $0.68 -7.06% 2.99% $32.50
CATY
Cathay General Bancorp
$186.2M $0.95 10.31% 19.29% $47.00
EVBN
Evans Bancorp
$18M $0.58 13.12% 24.53% $45.50
PRK
Park National
$130.4M $2.15 6.51% -2.07% $169.00
TMP
Tompkins Financial
$79.4M $1.31 11.62% 22.73% $72.50
Company Price Analyst Target Market Cap P/E Ratio Dividend per Share Dividend Yield Price / LTM Sales
PFIS
Peoples Financial Services
$47.70 $54.00 $476.8M 22.39x $0.62 4.74% 2.84x
BHB
Bar Harbor Bankshares
$29.82 $32.50 $456M 10.46x $0.30 4.02% 3.04x
CATY
Cathay General Bancorp
$42.94 $47.00 $3B 10.84x $0.34 3.17% 4.15x
EVBN
Evans Bancorp
$39.53 $45.50 $220.1M 18.39x $0.66 3.34% 3.16x
PRK
Park National
$162.89 $169.00 $2.6B 16.72x $1.07 2.61% 5.01x
TMP
Tompkins Financial
$61.83 $72.50 $892.5M 12.03x $0.62 4% 2.90x
Company Total Debt / Total Capital Beta Debt to Equity Quick Ratio
PFIS
Peoples Financial Services
23.05% 2.089 32.46% 29.04x
BHB
Bar Harbor Bankshares
33.99% 1.593 53.34% 2.37x
CATY
Cathay General Bancorp
7.49% 1.522 7.69% --
EVBN
Evans Bancorp
37.8% 1.423 46.16% 31.68x
PRK
Park National
17.47% 1.454 11.05% 14.28x
TMP
Tompkins Financial
39.95% 1.859 54.51% 8.50x
Company Gross Profit Operating Income Return on Invested Capital Return on Common Equity EBIT Margin Free Cash Flow
PFIS
Peoples Financial Services
-- -- 3.53% 4.76% 91.15% $21.3M
BHB
Bar Harbor Bankshares
-- -- 6.14% 9.66% 83.74% $12.4M
CATY
Cathay General Bancorp
-- -- 9.2% 10.06% 122.15% $85.8M
EVBN
Evans Bancorp
-- -- 3.58% 6.65% 86.87% -$4M
PRK
Park National
-- -- 10.62% 12.97% 60.73% $36.8M
TMP
Tompkins Financial
-- -- 5.55% 10.46% 71.73% $20.9M

Peoples Financial Services vs. Competitors

  • Which has Higher Returns PFIS or BHB?

    Bar Harbor Bankshares has a net margin of 33.26% compared to Peoples Financial Services's net margin of 27.38%. Peoples Financial Services's return on equity of 4.76% beat Bar Harbor Bankshares's return on equity of 9.66%.

    Company Gross Margin Earnings Per Share Invested Capital
    PFIS
    Peoples Financial Services
    -- $1.49 $626.2M
    BHB
    Bar Harbor Bankshares
    -- $0.66 $707.9M
  • What do Analysts Say About PFIS or BHB?

    Peoples Financial Services has a consensus price target of $54.00, signalling upside risk potential of 13.21%. On the other hand Bar Harbor Bankshares has an analysts' consensus of $32.50 which suggests that it could grow by 8.99%. Given that Peoples Financial Services has higher upside potential than Bar Harbor Bankshares, analysts believe Peoples Financial Services is more attractive than Bar Harbor Bankshares.

    Company Buy Ratings Hold Ratings Sell Ratings
    PFIS
    Peoples Financial Services
    1 1 0
    BHB
    Bar Harbor Bankshares
    0 2 0
  • Is PFIS or BHB More Risky?

    Peoples Financial Services has a beta of 0.697, which suggesting that the stock is 30.271% less volatile than S&P 500. In comparison Bar Harbor Bankshares has a beta of 0.687, suggesting its less volatile than the S&P 500 by 31.289%.

  • Which is a Better Dividend Stock PFIS or BHB?

    Peoples Financial Services has a quarterly dividend of $0.62 per share corresponding to a yield of 4.74%. Bar Harbor Bankshares offers a yield of 4.02% to investors and pays a quarterly dividend of $0.30 per share. Peoples Financial Services pays 212.91% of its earnings as a dividend. Bar Harbor Bankshares pays out 40.85% of its earnings as a dividend. Bar Harbor Bankshares's payout ratio is sufficient to cover dividend payouts with earnings for the foreseeable future, but Peoples Financial Services's is not.

  • Which has Better Financial Ratios PFIS or BHB?

    Peoples Financial Services quarterly revenues are $45.1M, which are larger than Bar Harbor Bankshares quarterly revenues of $37.3M. Peoples Financial Services's net income of $15M is higher than Bar Harbor Bankshares's net income of $10.2M. Notably, Peoples Financial Services's price-to-earnings ratio is 22.39x while Bar Harbor Bankshares's PE ratio is 10.46x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Peoples Financial Services is 2.84x versus 3.04x for Bar Harbor Bankshares. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    PFIS
    Peoples Financial Services
    2.84x 22.39x $45.1M $15M
    BHB
    Bar Harbor Bankshares
    3.04x 10.46x $37.3M $10.2M
  • Which has Higher Returns PFIS or CATY?

    Cathay General Bancorp has a net margin of 33.26% compared to Peoples Financial Services's net margin of 37%. Peoples Financial Services's return on equity of 4.76% beat Cathay General Bancorp's return on equity of 10.06%.

    Company Gross Margin Earnings Per Share Invested Capital
    PFIS
    Peoples Financial Services
    -- $1.49 $626.2M
    CATY
    Cathay General Bancorp
    -- $0.98 $3.1B
  • What do Analysts Say About PFIS or CATY?

    Peoples Financial Services has a consensus price target of $54.00, signalling upside risk potential of 13.21%. On the other hand Cathay General Bancorp has an analysts' consensus of $47.00 which suggests that it could grow by 9.46%. Given that Peoples Financial Services has higher upside potential than Cathay General Bancorp, analysts believe Peoples Financial Services is more attractive than Cathay General Bancorp.

    Company Buy Ratings Hold Ratings Sell Ratings
    PFIS
    Peoples Financial Services
    1 1 0
    CATY
    Cathay General Bancorp
    1 2 0
  • Is PFIS or CATY More Risky?

    Peoples Financial Services has a beta of 0.697, which suggesting that the stock is 30.271% less volatile than S&P 500. In comparison Cathay General Bancorp has a beta of 0.913, suggesting its less volatile than the S&P 500 by 8.656%.

  • Which is a Better Dividend Stock PFIS or CATY?

    Peoples Financial Services has a quarterly dividend of $0.62 per share corresponding to a yield of 4.74%. Cathay General Bancorp offers a yield of 3.17% to investors and pays a quarterly dividend of $0.34 per share. Peoples Financial Services pays 212.91% of its earnings as a dividend. Cathay General Bancorp pays out 34.26% of its earnings as a dividend. Cathay General Bancorp's payout ratio is sufficient to cover dividend payouts with earnings for the foreseeable future, but Peoples Financial Services's is not.

  • Which has Better Financial Ratios PFIS or CATY?

    Peoples Financial Services quarterly revenues are $45.1M, which are smaller than Cathay General Bancorp quarterly revenues of $187.8M. Peoples Financial Services's net income of $15M is lower than Cathay General Bancorp's net income of $69.5M. Notably, Peoples Financial Services's price-to-earnings ratio is 22.39x while Cathay General Bancorp's PE ratio is 10.84x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Peoples Financial Services is 2.84x versus 4.15x for Cathay General Bancorp. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    PFIS
    Peoples Financial Services
    2.84x 22.39x $45.1M $15M
    CATY
    Cathay General Bancorp
    4.15x 10.84x $187.8M $69.5M
  • Which has Higher Returns PFIS or EVBN?

    Evans Bancorp has a net margin of 33.26% compared to Peoples Financial Services's net margin of 20.42%. Peoples Financial Services's return on equity of 4.76% beat Evans Bancorp's return on equity of 6.65%.

    Company Gross Margin Earnings Per Share Invested Capital
    PFIS
    Peoples Financial Services
    -- $1.49 $626.2M
    EVBN
    Evans Bancorp
    -- $0.67 $294.4M
  • What do Analysts Say About PFIS or EVBN?

    Peoples Financial Services has a consensus price target of $54.00, signalling upside risk potential of 13.21%. On the other hand Evans Bancorp has an analysts' consensus of $45.50 which suggests that it could grow by 15.1%. Given that Evans Bancorp has higher upside potential than Peoples Financial Services, analysts believe Evans Bancorp is more attractive than Peoples Financial Services.

    Company Buy Ratings Hold Ratings Sell Ratings
    PFIS
    Peoples Financial Services
    1 1 0
    EVBN
    Evans Bancorp
    0 1 0
  • Is PFIS or EVBN More Risky?

    Peoples Financial Services has a beta of 0.697, which suggesting that the stock is 30.271% less volatile than S&P 500. In comparison Evans Bancorp has a beta of 0.708, suggesting its less volatile than the S&P 500 by 29.224%.

  • Which is a Better Dividend Stock PFIS or EVBN?

    Peoples Financial Services has a quarterly dividend of $0.62 per share corresponding to a yield of 4.74%. Evans Bancorp offers a yield of 3.34% to investors and pays a quarterly dividend of $0.66 per share. Peoples Financial Services pays 212.91% of its earnings as a dividend. Evans Bancorp pays out 60.97% of its earnings as a dividend. Evans Bancorp's payout ratio is sufficient to cover dividend payouts with earnings for the foreseeable future, but Peoples Financial Services's is not.

  • Which has Better Financial Ratios PFIS or EVBN?

    Peoples Financial Services quarterly revenues are $45.1M, which are larger than Evans Bancorp quarterly revenues of $18.3M. Peoples Financial Services's net income of $15M is higher than Evans Bancorp's net income of $3.7M. Notably, Peoples Financial Services's price-to-earnings ratio is 22.39x while Evans Bancorp's PE ratio is 18.39x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Peoples Financial Services is 2.84x versus 3.16x for Evans Bancorp. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    PFIS
    Peoples Financial Services
    2.84x 22.39x $45.1M $15M
    EVBN
    Evans Bancorp
    3.16x 18.39x $18.3M $3.7M
  • Which has Higher Returns PFIS or PRK?

    Park National has a net margin of 33.26% compared to Peoples Financial Services's net margin of 32.4%. Peoples Financial Services's return on equity of 4.76% beat Park National's return on equity of 12.97%.

    Company Gross Margin Earnings Per Share Invested Capital
    PFIS
    Peoples Financial Services
    -- $1.49 $626.2M
    PRK
    Park National
    -- $2.60 $1.5B
  • What do Analysts Say About PFIS or PRK?

    Peoples Financial Services has a consensus price target of $54.00, signalling upside risk potential of 13.21%. On the other hand Park National has an analysts' consensus of $169.00 which suggests that it could grow by 3.75%. Given that Peoples Financial Services has higher upside potential than Park National, analysts believe Peoples Financial Services is more attractive than Park National.

    Company Buy Ratings Hold Ratings Sell Ratings
    PFIS
    Peoples Financial Services
    1 1 0
    PRK
    Park National
    0 3 0
  • Is PFIS or PRK More Risky?

    Peoples Financial Services has a beta of 0.697, which suggesting that the stock is 30.271% less volatile than S&P 500. In comparison Park National has a beta of 0.786, suggesting its less volatile than the S&P 500 by 21.434%.

  • Which is a Better Dividend Stock PFIS or PRK?

    Peoples Financial Services has a quarterly dividend of $0.62 per share corresponding to a yield of 4.74%. Park National offers a yield of 2.61% to investors and pays a quarterly dividend of $1.07 per share. Peoples Financial Services pays 212.91% of its earnings as a dividend. Park National pays out 51.18% of its earnings as a dividend. Park National's payout ratio is sufficient to cover dividend payouts with earnings for the foreseeable future, but Peoples Financial Services's is not.

  • Which has Better Financial Ratios PFIS or PRK?

    Peoples Financial Services quarterly revenues are $45.1M, which are smaller than Park National quarterly revenues of $130.1M. Peoples Financial Services's net income of $15M is lower than Park National's net income of $42.2M. Notably, Peoples Financial Services's price-to-earnings ratio is 22.39x while Park National's PE ratio is 16.72x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Peoples Financial Services is 2.84x versus 5.01x for Park National. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    PFIS
    Peoples Financial Services
    2.84x 22.39x $45.1M $15M
    PRK
    Park National
    5.01x 16.72x $130.1M $42.2M
  • Which has Higher Returns PFIS or TMP?

    Tompkins Financial has a net margin of 33.26% compared to Peoples Financial Services's net margin of 24.09%. Peoples Financial Services's return on equity of 4.76% beat Tompkins Financial's return on equity of 10.46%.

    Company Gross Margin Earnings Per Share Invested Capital
    PFIS
    Peoples Financial Services
    -- $1.49 $626.2M
    TMP
    Tompkins Financial
    -- $1.37 $1.2B
  • What do Analysts Say About PFIS or TMP?

    Peoples Financial Services has a consensus price target of $54.00, signalling upside risk potential of 13.21%. On the other hand Tompkins Financial has an analysts' consensus of $72.50 which suggests that it could grow by 17.26%. Given that Tompkins Financial has higher upside potential than Peoples Financial Services, analysts believe Tompkins Financial is more attractive than Peoples Financial Services.

    Company Buy Ratings Hold Ratings Sell Ratings
    PFIS
    Peoples Financial Services
    1 1 0
    TMP
    Tompkins Financial
    0 1 0
  • Is PFIS or TMP More Risky?

    Peoples Financial Services has a beta of 0.697, which suggesting that the stock is 30.271% less volatile than S&P 500. In comparison Tompkins Financial has a beta of 0.888, suggesting its less volatile than the S&P 500 by 11.218%.

  • Which is a Better Dividend Stock PFIS or TMP?

    Peoples Financial Services has a quarterly dividend of $0.62 per share corresponding to a yield of 4.74%. Tompkins Financial offers a yield of 4% to investors and pays a quarterly dividend of $0.62 per share. Peoples Financial Services pays 212.91% of its earnings as a dividend. Tompkins Financial pays out 49.47% of its earnings as a dividend. Tompkins Financial's payout ratio is sufficient to cover dividend payouts with earnings for the foreseeable future, but Peoples Financial Services's is not.

  • Which has Better Financial Ratios PFIS or TMP?

    Peoples Financial Services quarterly revenues are $45.1M, which are smaller than Tompkins Financial quarterly revenues of $81.7M. Peoples Financial Services's net income of $15M is lower than Tompkins Financial's net income of $19.7M. Notably, Peoples Financial Services's price-to-earnings ratio is 22.39x while Tompkins Financial's PE ratio is 12.03x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Peoples Financial Services is 2.84x versus 2.90x for Tompkins Financial. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    PFIS
    Peoples Financial Services
    2.84x 22.39x $45.1M $15M
    TMP
    Tompkins Financial
    2.90x 12.03x $81.7M $19.7M

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