Financhill
Sell
33

PFIS Quote, Financials, Valuation and Earnings

Last price:
$49.93
Seasonality move :
-1.18%
Day range:
$49.00 - $50.23
52-week range:
$38.90 - $54.20
Dividend yield:
4.94%
P/E ratio:
9.44x
P/S ratio:
1.79x
P/B ratio:
0.98x
Volume:
15.4K
Avg. volume:
26.7K
1-year change:
-3.83%
Market cap:
$499.4M
Revenue:
$229.4M
EPS (TTM):
$5.29

Analysts' Opinion

  • Consensus Rating
    Peoples Financial Services Corp. has received a consensus rating of Hold. The company's average rating is a Hold based on 0 Buy ratings, 2 Hold ratings, and 0 Sell ratings.
  • Price Target Upside
    According to analysts' consensus price target of $50.00, Peoples Financial Services Corp. has an estimated upside of 0.06% from its current price of $49.97.
  • Price Target Downside
    According to analysts, the lowest downside price target is $50.00 representing 100% downside risk from its current price of $49.97.

Fair Value

  • According to the consensus of 2 analysts, Peoples Financial Services Corp. has 0.06% upside to fair value with a price target of $50.00 per share.

PFIS vs. S&P 500

  • Over the past 5 trading days, Peoples Financial Services Corp. has underperformed the S&P 500 by -5.84% suggesting its relative strength compared to the major market average is weak at this time.

Share Buyback

  • Peoples Financial Services Corp. does have a share repurchase program in place at this time. The scale of a buyback program can materially affect share price and usually results in a higher earnings per share, all else being equal, when the share count drops.

Revenue Growth

  • Peoples Financial Services Corp. revenues have been falling on a year-over-year basis for 1 quarter in a row. In the most recent quarter Peoples Financial Services Corp. reported revenues of $71.1M.

Earnings Growth

  • Peoples Financial Services Corp. has grown year-over-year earnings for 4 quarters straight. In the most recent quarter Peoples Financial Services Corp. reported earnings per share of $1.51.
Enterprise value:
804M
EV / Invested capital:
0.99x
Price / LTM sales:
1.79x
EV / EBIT:
5.01x
EV / Revenue:
2.85x
PEG ratio (5yr expected):
0.02x
EV / Free cash flow:
22.21x
Price / Operating cash flow:
13.90x
Enterprise value / EBITDA:
--
Gross Profit (TTM):
--
Return On Assets:
1.04%
Net Income Margin (TTM):
18.93%
Return On Equity:
10.97%
Return On Invested Capital:
7.6%
Operating Margin:
27.41%
Trailing 12 Months Fiscal Quarters
Period Ending 2023-09-30 2024-09-30 2025-09-30 2024-09-30 2025-09-30
Income Statement
Revenue $153.3M $201.2M $281.6M $73.9M $71.1M
Gross Profit -- -- -- -- --
Operating Income $39.1M $19.4M $72.4M $4.7M $19.5M
EBITDA -- -- -- -- --
Diluted EPS $4.58 $1.03 $5.29 -$0.43 $1.51
Period Ending 2021-09-30 2022-09-30 2023-09-30 2024-09-30 2025-09-30
Balance Sheet
Current Assets $369.5M $123.2M $275.4M $317.9M $215.3M
Total Assets $3.2B $3.5B $3.8B $5.4B $5.2B
Current Liabilities $2.1B $2.3B $2.3B $3.2B $3.8B
Total Liabilities $2.9B $3.2B $3.5B $4.9B $4.7B
Total Equity $327.7M $301.8M $324.4M $475.1M $509.3M
Total Debt $36.2M $34.1M $58M $152.5M $228.3M
Trailing 12 Months Fiscal Quarters
Period Ending 2023-09-30 2024-09-30 2025-09-30 2024-09-30 2025-09-30
Cash Flow Statement
Cash Flow Operations $36.4M $39.5M $41.9M $25.6M $15.2M
Cash From Investing -$154.4M $289.9M $113.4M $276.8M -$40.5M
Cash From Financing $259.5M -$298.5M -$260.9M -$66.9M $29.4M
Free Cash Flow $28.3M $34.4M $36.2M $21.3M $13M
PFIS
Sector
Market Cap
$499.4M
$570M
Price % of 52-Week High
92.2%
92.25%
Dividend Yield
4.94%
1.57%
Shareholder Yield
-0.78%
3.11%
1-Year Price Total Return
-3.83%
7.43%
Beta (5-Year)
0.795
0.478
Dividend yield:
4.94%
Annualized payout:
$2.06
Payout ratio:
40.85%
Growth streak:
8 years

Technicals

8-day SMA
Sell
Level $51.46
200-day SMA
Buy
Level $48.38
Bollinger Bands (100)
Buy
Level 46.98 - 51.84
Chaikin Money Flow
Sell
Level -12.2K
20-day SMA
Sell
Level $50.74
Relative Strength Index (RSI14)
Sell
Level 48.92
ADX Line
Sell
Level 34.18
Williams %R
Buy
Level -80.6
50-day SMA
Buy
Level $48.48
MACD (12, 26)
Buy
Level 13.29
25-day Aroon Oscillator
Buy
Level 68
On Balance Volume
Sell
Level -112.4K

Financial Scores

Sell
Altman Z-Score (Annual)
Level (-0.613)
Sell
CA Score (Annual)
Level (-2.2153)
--
Beneish M-Score (Annual)
Level (--)
Buy
Momentum Score
Level (6)
Sell
Ohlson Score
Level (6.3615)
Buy
Piotroski F Score (Annual)
Level (5)
Buy
Quality Ratio Score
Level (2)
Buy
Fundamental Score
Level (7)

Revenue Forecast

Earnings per Share Forecast

Company Profile

Peoples Financial Services Corp. is a bank holding company, which engages in the provision of financial services through its wholly-owned subsidiary, Peoples Security Bank and Trust Company. Its loan portfolio includes commercial and retail. The company was founded on February 6, 1986 and is headquartered in Moosic, PA.

Stock Forecast FAQ

In the current month, PFIS has received 0 Buy ratings 2 Hold ratings, and 0 Sell ratings. The PFIS average analyst price target in the past 3 months is $50.00.

  • Where Will Peoples Financial Services Corp. Stock Be In 1 Year?

    According to analysts, the consensus estimate is that Peoples Financial Services Corp. share price will rise to $50.00 per share over the next 12 months.

  • What Do Analysts Say About Peoples Financial Services Corp.?

    Analysts are divided on their view about Peoples Financial Services Corp. share price and where it will be in the next 12 months. The majority of analysts rate the stock a Buy. However, a smaller subset of analysts suggest that Peoples Financial Services Corp. is a Sell and believe this share price will drop from its current level to $50.00.

  • What Is Peoples Financial Services Corp.'s Price Target?

    The price target for Peoples Financial Services Corp. over the next 1-year time period is forecast to be $50.00 according to 2 Wall Street analysts, 0 of them rate the stock a Buy, 0 rate the stock a Sell, and 2 analysts rate the stock a Hold.

  • Is PFIS A Buy, Sell Or Hold?

    According to Wall Street analysts, the consensus rating for Peoples Financial Services Corp. is a Hold. 2 of 2 analysts rate the stock a Hold at this time.

  • How Can I Buy Shares Of PFIS?

    You can purchase shares of Peoples Financial Services Corp. via an online brokerage firm such as TD Ameritrade.com, thinkorswim.com, e-trade.com, or Schwab.com. Many other digital online brokerages exist such as RobinHood and Webull where you can purchase Peoples Financial Services Corp. shares.

  • What Is The Peoples Financial Services Corp. Share Price Today?

    Peoples Financial Services Corp. was last trading at $49.93 per share. This represents the most recent stock quote for Peoples Financial Services Corp.. Yesterday, Peoples Financial Services Corp. closed at $49.97 per share.

  • How To Buy Peoples Financial Services Corp. Stock Online?

    In order to purchase Peoples Financial Services Corp. stock online, open a brokerage account, deposit funds into the account, and select an order type to purchase shares whether it be market or limit.

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