OSBC Quote, Financials, Valuation and Earnings

Blue Ridge Bankshares, Inc. (Virginia) has a net margin of 8.43% compared to Old Second Bancorp, Inc.'s net margin of 14.05%. Old Second Bancorp, Inc.'s return on equity of 9.78% beat Blue Ridge Bankshares, Inc. (Virginia)'s return on equity of 1.31%.

Old Second Bancorp, Inc. has a consensus price target of $22.08, signalling upside risk potential of 13.31%. On the other hand Blue Ridge Bankshares, Inc. (Virginia) has an analysts' consensus of -- which suggests that it could fall by --. Given that Old Second Bancorp, Inc. has higher upside potential than Blue Ridge Bankshares, Inc. (Virginia), analysts believe Old Second Bancorp, Inc. is more attractive than Blue Ridge Bankshares, Inc. (Virginia).

Old Second Bancorp, Inc. has a beta of 0.826, which suggesting that the stock is 17.425% less volatile than S&P 500. In comparison Blue Ridge Bankshares, Inc. (Virginia) has a beta of 0.898, suggesting its less volatile than the S&P 500 by 10.177%.

Old Second Bancorp, Inc. has a quarterly dividend of $0.07 per share corresponding to a yield of 1.28%. Blue Ridge Bankshares, Inc. (Virginia) offers a yield of 0% to investors and pays a quarterly dividend of $0.25 per share. Old Second Bancorp, Inc. pays 11.24% of its earnings as a dividend. Blue Ridge Bankshares, Inc. (Virginia) pays out -- of its earnings as a dividend. Old Second Bancorp, Inc.'s payout ratio is sufficient to cover dividend payouts with earnings for the foreseeable future.

Old Second Bancorp, Inc. quarterly revenues are $117.1M, which are larger than Blue Ridge Bankshares, Inc. (Virginia) quarterly revenues of $39.9M. Old Second Bancorp, Inc.'s net income of $9.9M is higher than Blue Ridge Bankshares, Inc. (Virginia)'s net income of $5.6M. Notably, Old Second Bancorp, Inc.'s price-to-earnings ratio is 12.89x while Blue Ridge Bankshares, Inc. (Virginia)'s PE ratio is 108.13x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Old Second Bancorp, Inc. is 2.50x versus 2.51x for Blue Ridge Bankshares, Inc. (Virginia). Usually stocks with elevated PS ratios are considered overvalued.

OptimumBank Holdings, Inc. has a net margin of 8.43% compared to Old Second Bancorp, Inc.'s net margin of 23.62%. Old Second Bancorp, Inc.'s return on equity of 9.78% beat OptimumBank Holdings, Inc.'s return on equity of 14.8%.

Old Second Bancorp, Inc. has a consensus price target of $22.08, signalling upside risk potential of 13.31%. On the other hand OptimumBank Holdings, Inc. has an analysts' consensus of $5.00 which suggests that it could grow by 20.63%. Given that OptimumBank Holdings, Inc. has higher upside potential than Old Second Bancorp, Inc., analysts believe OptimumBank Holdings, Inc. is more attractive than Old Second Bancorp, Inc..

Old Second Bancorp, Inc. has a beta of 0.826, which suggesting that the stock is 17.425% less volatile than S&P 500. In comparison OptimumBank Holdings, Inc. has a beta of 0.287, suggesting its less volatile than the S&P 500 by 71.332%.

Old Second Bancorp, Inc. has a quarterly dividend of $0.07 per share corresponding to a yield of 1.28%. OptimumBank Holdings, Inc. offers a yield of 0% to investors and pays a quarterly dividend of $0.00 per share. Old Second Bancorp, Inc. pays 11.24% of its earnings as a dividend. OptimumBank Holdings, Inc. pays out -- of its earnings as a dividend. Old Second Bancorp, Inc.'s payout ratio is sufficient to cover dividend payouts with earnings for the foreseeable future.

Old Second Bancorp, Inc. quarterly revenues are $117.1M, which are larger than OptimumBank Holdings, Inc. quarterly revenues of $18.3M. Old Second Bancorp, Inc.'s net income of $9.9M is higher than OptimumBank Holdings, Inc.'s net income of $4.3M. Notably, Old Second Bancorp, Inc.'s price-to-earnings ratio is 12.89x while OptimumBank Holdings, Inc.'s PE ratio is 3.61x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Old Second Bancorp, Inc. is 2.50x versus 0.89x for OptimumBank Holdings, Inc.. Usually stocks with elevated PS ratios are considered overvalued.

Park National Corp. has a net margin of 8.43% compared to Old Second Bancorp, Inc.'s net margin of 27.82%. Old Second Bancorp, Inc.'s return on equity of 9.78% beat Park National Corp.'s return on equity of 13.78%.

Old Second Bancorp, Inc. has a consensus price target of $22.08, signalling upside risk potential of 13.31%. On the other hand Park National Corp. has an analysts' consensus of $180.33 which suggests that it could grow by 13.72%. Given that Park National Corp. has higher upside potential than Old Second Bancorp, Inc., analysts believe Park National Corp. is more attractive than Old Second Bancorp, Inc..

Old Second Bancorp, Inc. has a beta of 0.826, which suggesting that the stock is 17.425% less volatile than S&P 500. In comparison Park National Corp. has a beta of 0.734, suggesting its less volatile than the S&P 500 by 26.635%.

Old Second Bancorp, Inc. has a quarterly dividend of $0.07 per share corresponding to a yield of 1.28%. Park National Corp. offers a yield of 2.7% to investors and pays a quarterly dividend of $2.32 per share. Old Second Bancorp, Inc. pays 11.24% of its earnings as a dividend. Park National Corp. pays out 45.49% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

Old Second Bancorp, Inc. quarterly revenues are $117.1M, which are smaller than Park National Corp. quarterly revenues of $169.5M. Old Second Bancorp, Inc.'s net income of $9.9M is lower than Park National Corp.'s net income of $47.2M. Notably, Old Second Bancorp, Inc.'s price-to-earnings ratio is 12.89x while Park National Corp.'s PE ratio is 14.61x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Old Second Bancorp, Inc. is 2.50x versus 3.90x for Park National Corp.. Usually stocks with elevated PS ratios are considered overvalued.

Tompkins Financial Corp. has a net margin of 8.43% compared to Old Second Bancorp, Inc.'s net margin of 19.46%. Old Second Bancorp, Inc.'s return on equity of 9.78% beat Tompkins Financial Corp.'s return on equity of 11.34%.

Old Second Bancorp, Inc. has a consensus price target of $22.08, signalling upside risk potential of 13.31%. On the other hand Tompkins Financial Corp. has an analysts' consensus of $77.00 which suggests that it could grow by 7.39%. Given that Old Second Bancorp, Inc. has higher upside potential than Tompkins Financial Corp., analysts believe Old Second Bancorp, Inc. is more attractive than Tompkins Financial Corp..

Old Second Bancorp, Inc. has a beta of 0.826, which suggesting that the stock is 17.425% less volatile than S&P 500. In comparison Tompkins Financial Corp. has a beta of 0.823, suggesting its less volatile than the S&P 500 by 17.709%.

Old Second Bancorp, Inc. has a quarterly dividend of $0.07 per share corresponding to a yield of 1.28%. Tompkins Financial Corp. offers a yield of 3.5% to investors and pays a quarterly dividend of $0.65 per share. Old Second Bancorp, Inc. pays 11.24% of its earnings as a dividend. Tompkins Financial Corp. pays out 49.14% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

Old Second Bancorp, Inc. quarterly revenues are $117.1M, which are smaller than Tompkins Financial Corp. quarterly revenues of $121.7M. Old Second Bancorp, Inc.'s net income of $9.9M is lower than Tompkins Financial Corp.'s net income of $23.7M. Notably, Old Second Bancorp, Inc.'s price-to-earnings ratio is 12.89x while Tompkins Financial Corp.'s PE ratio is 12.16x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Old Second Bancorp, Inc. is 2.50x versus 2.21x for Tompkins Financial Corp.. Usually stocks with elevated PS ratios are considered overvalued.