Is DocuSign Stock Undervalued?
Digital signature software business DocuSign (NASDAQ:DOCU) has been struggling over…
Buy
70
OSBC Quote, Financials, Valuation and Earnings
Last price:
$20.14
Seasonality move
:
2.73%
Day range:
$20.09 - $20.21
52-week range:
$14.14 - $20.96
Dividend yield:
1.24%
P/E ratio:
13.31x
P/S ratio:
2.58x
P/B ratio:
1.22x
Volume:
80.3K
Avg. volume:
285.7K
1-year change:
13.15%
Market cap:
$1.1B
Revenue:
$342.1M
EPS (TTM):
$1.51
Analysts' Opinion
-
Consensus RatingOld Second Bancorp, Inc. has received a consensus rating of Buy. The company's average rating is a Buy based on 3 Buy ratings, 1 Hold rating, and 0 Sell ratings.
-
Price Target UpsideAccording to analysts' consensus price target of $22.92, Old Second Bancorp, Inc. has an estimated upside of 13.84% from its current price of $20.13.
-
Price Target DownsideAccording to analysts, the lowest downside price target is $21.00 representing 100% downside risk from its current price of $20.13.
Fair Value
-
According to the consensus of 4 analysts, Old Second Bancorp, Inc. has 13.84% upside to fair value with a price target of $22.92 per share.
OSBC vs. S&P 500
-
Over the past 5 trading days, Old Second Bancorp, Inc. has underperformed the S&P 500 by -3.89% suggesting its relative strength compared to the major market average is weak at this time.
Share Buyback
-
Old Second Bancorp, Inc. does have a share repurchase program in place at this time. The scale of a buyback program can materially affect share price and usually results in a higher earnings per share, all else being equal, when the share count drops.
Revenue Growth
-
Old Second Bancorp, Inc. has grown year-over-year revenues for 16 quarters straight. In the most recent quarter Old Second Bancorp, Inc. reported revenues of $117.1M.
Earnings Growth
-
Old Second Bancorp, Inc. earnings have been falling on a year-over-year basis for 3 quarters in a row. In the most recent quarter Old Second Bancorp, Inc. reported earnings per share of $0.18.
Enterprise value:
1.3B
EV / Invested capital:
1.17x
Price / LTM sales:
2.58x
EV / EBIT:
8.97x
EV / Revenue:
3.63x
PEG ratio (5yr expected):
0.53x
EV / Free cash flow:
14.35x
Price / Operating cash flow:
10.20x
Enterprise value / EBITDA:
--
Gross Profit (TTM):
--
Return On Assets:
1.19%
Net Income Margin (TTM):
18.98%
Return On Equity:
9.78%
Return On Invested Capital:
7.4%
Operating Margin:
11.06%
| Trailing 12 Months | Fiscal Quarters | |||||
|---|---|---|---|---|---|---|
| Period Ending | 2023-09-30 | 2024-09-30 | 2025-09-30 | 2024-09-30 | 2025-09-30 | |
| Income Statement | ||||||
| Revenue | $320.5M | $337M | $372.1M | $86.4M | $117.1M | |
| Gross Profit | -- | -- | -- | -- | -- | |
| Operating Income | $131.3M | $112.3M | $95.1M | $29.6M | $12.9M | |
| EBITDA | -- | -- | -- | -- | -- | |
| Diluted EPS | $2.14 | $1.85 | $1.51 | $0.50 | $0.18 | |
| Period Ending | 2021-09-30 | 2022-09-30 | 2023-09-30 | 2024-09-30 | 2025-09-30 | |
|---|---|---|---|---|---|---|
| Balance Sheet | ||||||
| Current Assets | $530.1M | $137.7M | $135.3M | $150.7M | $154.4M | |
| Total Assets | $3.3B | $6B | $5.8B | $5.7B | $7B | |
| Current Liabilities | $2B | $3.7B | $3.6B | $3.3B | $3.5B | |
| Total Liabilities | $3B | $5.5B | $5.2B | $5B | $6.1B | |
| Total Equity | $321.2M | $433.7M | $532.6M | $661.4M | $866.7M | |
| Total Debt | $149.6M | $139.6M | $85.1M | $85.2M | $100.1M | |
| Trailing 12 Months | Fiscal Quarters | |||||
|---|---|---|---|---|---|---|
| Period Ending | 2023-09-30 | 2024-09-30 | 2025-09-30 | 2024-09-30 | 2025-09-30 | |
| Cash Flow Statement | ||||||
| Cash Flow Operations | $124.7M | $135.7M | $100.9M | $48.3M | $35.9M | |
| Cash From Investing | $198M | $101.3M | $338.8M | -$7.3M | $91.8M | |
| Cash From Financing | -$329.8M | -$230.3M | -$438.9M | -$46.2M | -$153M | |
| Free Cash Flow | $114.2M | $121.9M | $94.1M | $46M | $34.7M | |
OSBC
Sector
Market Cap
$1.1B
$570M
Price % of 52-Week High
96.04%
92.25%
Dividend Yield
1.24%
1.57%
Shareholder Yield
6.01%
3.11%
1-Year Price Total Return
13.15%
7.43%
Beta (5-Year)
0.826
0.478
Dividend yield:
1.24%
Annualized payout:
$0.21
Payout ratio:
32.52%
Growth streak:
1 years
Technicals
8-day SMA
Sell
Level
$20.54
200-day SMA
Buy
Level
$17.57
Bollinger Bands (100)
Buy
Level
17.29 - 19.33
Chaikin Money Flow
Buy
Level
10.6M
20-day SMA
Buy
Level
$20.00
Relative Strength Index (RSI14)
Buy
Level
57.68
ADX Line
Buy
Level
32.78
Williams %R
Neutral
Level
-56.4626
50-day SMA
Buy
Level
$18.88
MACD (12, 26)
Buy
Level
0.49
25-day Aroon Oscillator
Buy
Level
76
On Balance Volume
Neutral
Level
20.1M
Financial Scores
Sell
Altman Z-Score
(Annual)
Level (-0.4129)
Sell
CA Score
(Annual)
Level (-2.1017)
--
Beneish M-Score
(Annual)
Level (--)
Buy
Momentum Score
Level (7)
Sell
Ohlson Score
Level (5.151)
Buy
Piotroski F Score
(Annual)
Level (7)
Buy
Quality Ratio Score
Level (2)
Buy
Fundamental Score
Level (8)
Revenue Forecast
Earnings per Share Forecast
Company Profile
Old Second Bancorp, Inc. is a bank holding company. It engages in the provision of traditional retail and commercial banking services through its wholly owned subsidiaries. Its services includes personal banking, loans, business banking, and wealth management. The firm operates through the community banking segment. The company was founded in 1981 and is headquartered in Aurora, IL.
Stock Forecast FAQ
In the current month, OSBC has received 3 Buy ratings 1 Hold ratings, and 0 Sell ratings. The OSBC average analyst price target in the past 3 months is $22.92.
-
Where Will Old Second Bancorp, Inc. Stock Be In 1 Year?
According to analysts, the consensus estimate is that Old Second Bancorp, Inc. share price will rise to $22.92 per share over the next 12 months.
-
What Do Analysts Say About Old Second Bancorp, Inc.?
Analysts are divided on their view about Old Second Bancorp, Inc. share price and where it will be in the next 12 months. The majority of analysts rate the stock a Buy. However, a smaller subset of analysts suggest that Old Second Bancorp, Inc. is a Sell and believe this share price will drop from its current level to $21.00.
-
What Is Old Second Bancorp, Inc.'s Price Target?
The price target for Old Second Bancorp, Inc. over the next 1-year time period is forecast to be $22.92 according to 4 Wall Street analysts, 3 of them rate the stock a Buy, 0 rate the stock a Sell, and 1 analyst rates the stock a Hold.
-
Is OSBC A Buy, Sell Or Hold?
According to Wall Street analysts, the consensus rating for Old Second Bancorp, Inc. is a Buy. 3 of 4 analysts rate the stock a Buy at this time.
-
How Can I Buy Shares Of OSBC?
You can purchase shares of Old Second Bancorp, Inc. via an online brokerage firm such as TD Ameritrade.com, thinkorswim.com, e-trade.com, or Schwab.com. Many other digital online brokerages exist such as RobinHood and Webull where you can purchase Old Second Bancorp, Inc. shares.
-
What Is The Old Second Bancorp, Inc. Share Price Today?
Old Second Bancorp, Inc. was last trading at $20.14 per share. This represents the most recent stock quote for Old Second Bancorp, Inc.. Yesterday, Old Second Bancorp, Inc. closed at $20.13 per share.
-
How To Buy Old Second Bancorp, Inc. Stock Online?
In order to purchase Old Second Bancorp, Inc. stock online, open a brokerage account, deposit funds into the account, and select an order type to purchase shares whether it be market or limit.
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Financial Ratios
OSBC
Sector
P/E ratio
13.31x
12.24x
PEG ratio
0.53x
0.31x
P/B ratio
1.22x
1.11x
Price / LTM sales
2.58x
1.85x
Growth Metrics
OSBC
Sector
Revenue growth
35.46%
5.54%
Earnings growth
-63.28%
14.85%
Revenue (5-year growth)
17.67%
8.85%
Earnings forecast
$0.51
$0.62
Profitability
OSBC
Sector
Profitability FY 2024
--
--
Return on invested capital
7.4%
5.01%
Return on assets
1.19%
1.01%
Return on equity
9.78%
9.68%
Earnings Date
Last Earnings Date
Oct
22
Next Earnings Date
Jan
28
Estimated Next Earnings Date
Jan
21
Balance Sheet
OSBC
Sector
Total cash
$1.3B
$431.4M
Short term investments
$1.2B
$211.3M
Total assets
$5.7B
$3.1B
Long term debt
$100.1M
$79.3M
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