CTBI Quote, Financials, Valuation and Earnings

Citizens & Northern Corp. has a net margin of 23.05% compared to Community Trust Bancorp, Inc. (Kentucky)'s net margin of 15.87%. Community Trust Bancorp, Inc. (Kentucky)'s return on equity of 11.84% beat Citizens & Northern Corp.'s return on equity of 9.51%.

Community Trust Bancorp, Inc. (Kentucky) has a consensus price target of $61.67, signalling upside risk potential of 7.77%. On the other hand Citizens & Northern Corp. has an analysts' consensus of $22.50 which suggests that it could grow by 12.39%. Given that Citizens & Northern Corp. has higher upside potential than Community Trust Bancorp, Inc. (Kentucky), analysts believe Citizens & Northern Corp. is more attractive than Community Trust Bancorp, Inc. (Kentucky).

Community Trust Bancorp, Inc. (Kentucky) has a beta of 0.582, which suggesting that the stock is 41.8% less volatile than S&P 500. In comparison Citizens & Northern Corp. has a beta of 0.555, suggesting its less volatile than the S&P 500 by 44.5%.

Community Trust Bancorp, Inc. (Kentucky) has a quarterly dividend of $0.53 per share corresponding to a yield of 3.5%. Citizens & Northern Corp. offers a yield of 5.59% to investors and pays a quarterly dividend of $0.28 per share. Community Trust Bancorp, Inc. (Kentucky) pays 40.38% of its earnings as a dividend. Citizens & Northern Corp. pays out 66.39% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

Community Trust Bancorp, Inc. (Kentucky) quarterly revenues are $103.7M, which are larger than Citizens & Northern Corp. quarterly revenues of $40.9M. Community Trust Bancorp, Inc. (Kentucky)'s net income of $23.9M is higher than Citizens & Northern Corp.'s net income of $6.5M. Notably, Community Trust Bancorp, Inc. (Kentucky)'s price-to-earnings ratio is 11.06x while Citizens & Northern Corp.'s PE ratio is 11.45x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Community Trust Bancorp, Inc. (Kentucky) is 2.58x versus 1.91x for Citizens & Northern Corp.. Usually stocks with elevated PS ratios are considered overvalued.

First Interstate BancSystem, Inc. has a net margin of 23.05% compared to Community Trust Bancorp, Inc. (Kentucky)'s net margin of 21.27%. Community Trust Bancorp, Inc. (Kentucky)'s return on equity of 11.84% beat First Interstate BancSystem, Inc.'s return on equity of 7.26%.

Community Trust Bancorp, Inc. (Kentucky) has a consensus price target of $61.67, signalling upside risk potential of 7.77%. On the other hand First Interstate BancSystem, Inc. has an analysts' consensus of $37.00 which suggests that it could grow by 0.33%. Given that Community Trust Bancorp, Inc. (Kentucky) has higher upside potential than First Interstate BancSystem, Inc., analysts believe Community Trust Bancorp, Inc. (Kentucky) is more attractive than First Interstate BancSystem, Inc..

Community Trust Bancorp, Inc. (Kentucky) has a beta of 0.582, which suggesting that the stock is 41.8% less volatile than S&P 500. In comparison First Interstate BancSystem, Inc. has a beta of 0.807, suggesting its less volatile than the S&P 500 by 19.278%.

Community Trust Bancorp, Inc. (Kentucky) has a quarterly dividend of $0.53 per share corresponding to a yield of 3.5%. First Interstate BancSystem, Inc. offers a yield of 5.1% to investors and pays a quarterly dividend of $0.47 per share. Community Trust Bancorp, Inc. (Kentucky) pays 40.38% of its earnings as a dividend. First Interstate BancSystem, Inc. pays out 85.84% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

Community Trust Bancorp, Inc. (Kentucky) quarterly revenues are $103.7M, which are smaller than First Interstate BancSystem, Inc. quarterly revenues of $335.7M. Community Trust Bancorp, Inc. (Kentucky)'s net income of $23.9M is lower than First Interstate BancSystem, Inc.'s net income of $71.4M. Notably, Community Trust Bancorp, Inc. (Kentucky)'s price-to-earnings ratio is 11.06x while First Interstate BancSystem, Inc.'s PE ratio is 15.54x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Community Trust Bancorp, Inc. (Kentucky) is 2.58x versus 2.74x for First Interstate BancSystem, Inc.. Usually stocks with elevated PS ratios are considered overvalued.

Heritage Commerce Corp. has a net margin of 23.05% compared to Community Trust Bancorp, Inc. (Kentucky)'s net margin of 21.52%. Community Trust Bancorp, Inc. (Kentucky)'s return on equity of 11.84% beat Heritage Commerce Corp.'s return on equity of 6.25%.

Community Trust Bancorp, Inc. (Kentucky) has a consensus price target of $61.67, signalling upside risk potential of 7.77%. On the other hand Heritage Commerce Corp. has an analysts' consensus of $13.00 which suggests that it could grow by 5.69%. Given that Community Trust Bancorp, Inc. (Kentucky) has higher upside potential than Heritage Commerce Corp., analysts believe Community Trust Bancorp, Inc. (Kentucky) is more attractive than Heritage Commerce Corp..

Community Trust Bancorp, Inc. (Kentucky) has a beta of 0.582, which suggesting that the stock is 41.8% less volatile than S&P 500. In comparison Heritage Commerce Corp. has a beta of 0.798, suggesting its less volatile than the S&P 500 by 20.167%.

Community Trust Bancorp, Inc. (Kentucky) has a quarterly dividend of $0.53 per share corresponding to a yield of 3.5%. Heritage Commerce Corp. offers a yield of 4.23% to investors and pays a quarterly dividend of $0.13 per share. Community Trust Bancorp, Inc. (Kentucky) pays 40.38% of its earnings as a dividend. Heritage Commerce Corp. pays out 78.94% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

Community Trust Bancorp, Inc. (Kentucky) quarterly revenues are $103.7M, which are larger than Heritage Commerce Corp. quarterly revenues of $68.3M. Community Trust Bancorp, Inc. (Kentucky)'s net income of $23.9M is higher than Heritage Commerce Corp.'s net income of $14.7M. Notably, Community Trust Bancorp, Inc. (Kentucky)'s price-to-earnings ratio is 11.06x while Heritage Commerce Corp.'s PE ratio is 17.50x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Community Trust Bancorp, Inc. (Kentucky) is 2.58x versus 2.85x for Heritage Commerce Corp.. Usually stocks with elevated PS ratios are considered overvalued.

Peoples Bancorp, Inc. (Ohio) has a net margin of 23.05% compared to Community Trust Bancorp, Inc. (Kentucky)'s net margin of 18.66%. Community Trust Bancorp, Inc. (Kentucky)'s return on equity of 11.84% beat Peoples Bancorp, Inc. (Ohio)'s return on equity of 8.84%.

Community Trust Bancorp, Inc. (Kentucky) has a consensus price target of $61.67, signalling upside risk potential of 7.77%. On the other hand Peoples Bancorp, Inc. (Ohio) has an analysts' consensus of $34.00 which suggests that it could grow by 10.57%. Given that Peoples Bancorp, Inc. (Ohio) has higher upside potential than Community Trust Bancorp, Inc. (Kentucky), analysts believe Peoples Bancorp, Inc. (Ohio) is more attractive than Community Trust Bancorp, Inc. (Kentucky).

Community Trust Bancorp, Inc. (Kentucky) has a beta of 0.582, which suggesting that the stock is 41.8% less volatile than S&P 500. In comparison Peoples Bancorp, Inc. (Ohio) has a beta of 0.655, suggesting its less volatile than the S&P 500 by 34.477%.

Community Trust Bancorp, Inc. (Kentucky) has a quarterly dividend of $0.53 per share corresponding to a yield of 3.5%. Peoples Bancorp, Inc. (Ohio) offers a yield of 5.3% to investors and pays a quarterly dividend of $0.41 per share. Community Trust Bancorp, Inc. (Kentucky) pays 40.38% of its earnings as a dividend. Peoples Bancorp, Inc. (Ohio) pays out 48.1% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

Community Trust Bancorp, Inc. (Kentucky) quarterly revenues are $103.7M, which are smaller than Peoples Bancorp, Inc. (Ohio) quarterly revenues of $156.6M. Community Trust Bancorp, Inc. (Kentucky)'s net income of $23.9M is lower than Peoples Bancorp, Inc. (Ohio)'s net income of $29.2M. Notably, Community Trust Bancorp, Inc. (Kentucky)'s price-to-earnings ratio is 11.06x while Peoples Bancorp, Inc. (Ohio)'s PE ratio is 10.76x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Community Trust Bancorp, Inc. (Kentucky) is 2.58x versus 1.76x for Peoples Bancorp, Inc. (Ohio). Usually stocks with elevated PS ratios are considered overvalued.