Financhill
Buy
61

CTBI Quote, Financials, Valuation and Earnings

Last price:
$63.44
Seasonality move :
-1.23%
Day range:
$60.52 - $63.21
52-week range:
$44.60 - $65.48
Dividend yield:
3.18%
P/E ratio:
11.56x
P/S ratio:
2.78x
P/B ratio:
1.33x
Volume:
103K
Avg. volume:
74.6K
1-year change:
17.42%
Market cap:
$1.1B
Revenue:
$409.3M
EPS (TTM):
$5.43

Analysts' Opinion

  • Consensus Rating
    No consensus rating exists at this time due to lack of analyst coverage.
  • Price Target Upside
    No price target exists because of limited analyst coverage.
  • Price Target Downside
    Similarly, at this time, analysts have not provided a price target so downside risk can't be assessed accurately at this time.

Fair Value

  • According to the consensus of 0 analysts, Community Trust Bancorp, Inc. (Kentucky) has 9.82% upside to fair value with a price target of $69.00 per share.

CTBI vs. S&P 500

  • Over the past 5 trading days, Community Trust Bancorp, Inc. (Kentucky) has overperformed the S&P 500 by 2.86% suggesting its relative strength compared to the major market average is strong at this time.

Share Buyback

  • Community Trust Bancorp, Inc. (Kentucky) does have a share repurchase program in place at this time. The scale of a buyback program can materially affect share price and usually results in a higher earnings per share, all else being equal, when the share count drops.

Revenue Growth

  • Community Trust Bancorp, Inc. (Kentucky) has grown year-over-year revenues for 15 quarters straight. In the most recent quarter Community Trust Bancorp, Inc. (Kentucky) reported revenues of $106.1M.

Earnings Growth

  • Community Trust Bancorp, Inc. (Kentucky) has grown year-over-year earnings for 7 quarters straight. In the most recent quarter Community Trust Bancorp, Inc. (Kentucky) reported earnings per share of $1.51.
Enterprise value:
1.5B
EV / Invested capital:
1.23x
Price / LTM sales:
2.78x
EV / EBIT:
6.02x
EV / Revenue:
3.75x
PEG ratio (5yr expected):
0.64x
EV / Free cash flow:
18.04x
Price / Operating cash flow:
12.56x
Enterprise value / EBITDA:
--
Gross Profit (TTM):
--
Return On Assets:
1.52%
Net Income Margin (TTM):
24.04%
Return On Equity:
12.15%
Return On Invested Capital:
8.53%
Operating Margin:
33.32%
Trailing 12 Months Fiscal Quarters
Period Ending 2023-12-31 2024-12-31 2025-12-31 2024-12-31 2025-12-31
Income Statement
Revenue $324.4M $374.4M $408M $97.7M $106.1M
Gross Profit -- -- -- -- --
Operating Income $98.6M $106.7M $127.1M $29.3M $35.4M
EBITDA -- -- -- -- --
Diluted EPS $4.36 $4.61 $5.43 $1.25 $1.51
Period Ending 2021-12-31 2022-12-31 2023-12-31 2024-12-31 2025-12-31
Balance Sheet
Current Assets $330.9M $152.2M $296.8M $398.2M $65.9M
Total Assets $5.4B $5.4B $5.8B $6.2B $6.7B
Current Liabilities $1.6B $1.6B $4.3B $4.7B $1.8B
Total Liabilities $4.7B $4.8B $5.1B $5.5B $5.8B
Total Equity $698.2M $628M $702.2M $757.6M $856.1M
Total Debt $70M $73.9M $79.1M $77.7M $81M
Trailing 12 Months Fiscal Quarters
Period Ending 2023-09-30 2024-09-30 2025-09-30 2024-09-30 2025-09-30
Cash Flow Statement
Cash Flow Operations $93M $102.7M $112.5M $36.7M $37.5M
Cash From Investing -$204.4M -$260.5M -$410.5M -$60M -$128.1M
Cash From Financing $71M $179.4M $564.8M $102.6M $202.9M
Free Cash Flow $86.1M $89.7M $84.7M $35.4M $30.8M
CTBI
Sector
Market Cap
$1.1B
$538.4M
Price % of 52-Week High
95.95%
92.41%
Dividend Yield
3.18%
1.48%
Shareholder Yield
1.95%
3.01%
1-Year Price Total Return
17.42%
8.6%
Beta (5-Year)
0.580
0.453
Dividend yield:
3.18%
Annualized payout:
$2.00
Payout ratio:
35.1%
Growth streak:
11 years

Technicals

8-day SMA
Buy
Level $61.58
200-day SMA
Buy
Level $54.90
Bollinger Bands (100)
Buy
Level 53.38 - 59.38
Chaikin Money Flow
Buy
Level 173.4K
20-day SMA
Buy
Level $59.95
Relative Strength Index (RSI14)
Buy
Level 61.56
ADX Line
Buy
Level 11.89
Williams %R
Neutral
Level -33.0836
50-day SMA
Buy
Level $58.47
MACD (12, 26)
Buy
Level 11.68
25-day Aroon Oscillator
Buy
Level 52
On Balance Volume
Neutral
Level 293.6K

Financial Scores

Sell
Altman Z-Score (Annual)
Level (-0.4234)
Sell
CA Score (Annual)
Level (-1.985)
--
Beneish M-Score (Annual)
Level (--)
Sell
Momentum Score
Level (4)
Sell
Ohlson Score
Level (4.3596)
Buy
Piotroski F Score (Annual)
Level (7)
Buy
Quality Ratio Score
Level (3)
Buy
Fundamental Score
Level (6)

Revenue Forecast

Earnings per Share Forecast

Company Profile

Community Trust Bancorp, Inc. is a bank holding company, which engages in the provision of community banking services through its subsidiary Community Trust Bank, Inc. It offers commercial & personal banking and trust and wealth management activities, which include accepting time and demand deposits, making secured and unsecured loans to corporations, individuals and others, providing cash management services to corporate and individual customers, issuing letters of credit, renting safe deposit boxes, and providing funds transfer services. The company was founded on August 12, 1980 and is headquartered in Pikeville, KY.

Stock Forecast FAQ

In the current month, CTBI has received 0 Buy ratings 0 Hold ratings, and 0 Sell ratings. The CTBI average analyst price target in the past 3 months is $69.00.

  • Where Will Community Trust Bancorp, Inc. (Kentucky) Stock Be In 1 Year?

    According to analysts, the consensus estimate is that Community Trust Bancorp, Inc. (Kentucky) share price will rise to $69.00 per share over the next 12 months.

  • What Do Analysts Say About Community Trust Bancorp, Inc. (Kentucky)?

    Analysts are divided on their view about Community Trust Bancorp, Inc. (Kentucky) share price and where it will be in the next 12 months. The majority of analysts rate the stock a Buy. However, a smaller subset of analysts suggest that Community Trust Bancorp, Inc. (Kentucky) is a Sell and believe this share price will drop from its current level to $69.00.

  • What Is Community Trust Bancorp, Inc. (Kentucky)'s Price Target?

    The price target for Community Trust Bancorp, Inc. (Kentucky) over the next 1-year time period is forecast to be $69.00 according to 0 Wall Street analysts, 0 of them rate the stock a Buy, 0 rate the stock a Sell, and 0 analysts rate the stock a Hold.

  • Is CTBI A Buy, Sell Or Hold?

    According to Wall Street analysts, the consensus rating for Community Trust Bancorp, Inc. (Kentucky) is a --. 0 of 0 analysts rate the stock a -- at this time.

  • How Can I Buy Shares Of CTBI?

    You can purchase shares of Community Trust Bancorp, Inc. (Kentucky) via an online brokerage firm such as TD Ameritrade.com, thinkorswim.com, e-trade.com, or Schwab.com. Many other digital online brokerages exist such as RobinHood and Webull where you can purchase Community Trust Bancorp, Inc. (Kentucky) shares.

  • What Is The Community Trust Bancorp, Inc. (Kentucky) Share Price Today?

    Community Trust Bancorp, Inc. (Kentucky) was last trading at $63.44 per share. This represents the most recent stock quote for Community Trust Bancorp, Inc. (Kentucky). Yesterday, Community Trust Bancorp, Inc. (Kentucky) closed at $62.83 per share.

  • How To Buy Community Trust Bancorp, Inc. (Kentucky) Stock Online?

    In order to purchase Community Trust Bancorp, Inc. (Kentucky) stock online, open a brokerage account, deposit funds into the account, and select an order type to purchase shares whether it be market or limit.

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