Financhill
Buy
71

NBTB Quote, Financials, Valuation and Earnings

Last price:
$41.99
Seasonality move :
-2.58%
Day range:
$41.45 - $42.14
52-week range:
$37.31 - $52.44
Dividend yield:
3.38%
P/E ratio:
13.96x
P/S ratio:
2.40x
P/B ratio:
1.19x
Volume:
130.4K
Avg. volume:
224.1K
1-year change:
-15.29%
Market cap:
$2.2B
Revenue:
$788.4M
EPS (TTM):
$3.01
Period Ending 2020-12-31 2021-12-31 2022-12-31 2023-12-31 2024-12-31
Revenue $495.1M $498.5M $540.1M $665M $788.4M
Revenue Growth (YoY) -3.37% 0.69% 8.34% 23.14% 18.55%
 
Cost of Revenues -- -- -- -- --
Gross Profit -- -- -- -- --
Gross Profit Margin -- -- -- -- --
 
R&D Expenses -- -- -- -- --
Selling, General & Admin -- -- -- -- --
Other Inc / (Exp) -$388K $566K -$1.1M -$9.3M $2.8M
Operating Expenses -$137.9M -$199.9M -$197.1M -$163.4M -$181M
Operating Income $137.9M $199.9M $197.1M $163.4M $181M
 
Net Interest Expenses $10.5M $8.1M $12M $37.9M $21.6M
EBT. Incl. Unusual Items $133.1M $199.9M $196.2M $153.5M $179.5M
Earnings of Discontinued Ops. -- -- -- -- --
Income Tax Expense $28.7M $45M $44.2M $34.7M $38.8M
Net Income to Company $104.4M $154.9M $152M $118.8M $140.6M
 
Minority Interest in Earnings -- -- -- -- --
Net Income to Common Excl Extra Items $104.4M $154.9M $152M $118.8M $140.6M
 
Basic EPS (Cont. Ops) $2.39 $3.57 $3.54 $2.67 $2.98
Diluted EPS (Cont. Ops) $2.37 $3.54 $3.52 $2.65 $2.97
Weighted Average Basic Share $43.7M $43.4M $42.9M $44.5M $47.2M
Weighted Average Diluted Share $44M $43.7M $43.2M $44.8M $47.4M
 
EBITDA -- -- -- -- --
EBIT $165.7M $218.6M $218M $298M $391M
 
Revenue (Reported) $495.1M $498.5M $540.1M $665M $788.4M
Operating Income (Reported) $137.9M $199.9M $197.1M $163.4M $181M
Operating Income (Adjusted) $165.7M $218.6M $218M $298M $391M
Period Ending 2021-09-30 2022-09-30 2023-09-30 2024-09-30 2025-09-30
Revenue $122.9M $136.4M $177.3M $201.9M $241.7M
Revenue Growth (YoY) 0.09% 10.99% 30.01% 13.92% 19.7%
 
Cost of Revenues -- -- -- -- --
Gross Profit -- -- -- -- --
Gross Profit Margin -- -- -- -- --
 
R&D Expenses -- -- -- -- --
Selling, General & Admin -- -- -- -- --
Other Inc / (Exp) -$100K -$148K -$183K $476K --
Operating Expenses -$48.5M -$50.5M -$39.6M -$49.3M -$73M
Operating Income $48.5M $50.5M $39.6M $49.3M $73M
 
Net Interest Expenses $2M $2.5M $11.4M $4.7M $3.7M
EBT. Incl. Unusual Items $48.5M $50.5M $31.7M $48.8M $71.8M
Earnings of Discontinued Ops. -- -- -- -- --
Income Tax Expense $11M $11.5M $7.1M $10.7M $17.4M
Net Income to Company $37.4M $39M $24.6M $38.1M --
 
Minority Interest in Earnings -- -- -- -- --
Net Income to Common Excl Extra Items $37.4M $39M $24.6M $38.1M $54.5M
 
Basic EPS (Cont. Ops) $0.86 $0.91 $0.54 $0.81 $1.04
Diluted EPS (Cont. Ops) $0.86 $0.90 $0.54 $0.80 $1.03
Weighted Average Basic Share $43.4M $42.8M $45.2M $47.2M $52.4M
Weighted Average Diluted Share $43.6M $43.1M $45.4M $47.5M $52.6M
 
EBITDA -- -- -- -- --
EBIT $53M $55.2M $73.9M $103.3M $127.6M
 
Revenue (Reported) $122.9M $136.4M $177.3M $201.9M $241.7M
Operating Income (Reported) $48.5M $50.5M $39.6M $49.3M $73M
Operating Income (Adjusted) $53M $55.2M $73.9M $103.3M $127.6M
Period Ending 2021-09-30 2022-09-30 2023-09-30 2024-09-30 2025-09-30
Revenue $492.1M $526.6M $619.1M $777.8M $868.2M
Revenue Growth (YoY) -- -- -- -- --
 
Cost of Revenues -- -- -- -- --
Gross Profit -- -- -- -- --
Gross Profit Margin -- -- -- -- --
 
R&D Expenses -- -- -- -- --
Selling, General & Admin -- -- -- -- --
Other Inc / (Exp) $728K -$916K -$10M $3.1M --
Operating Expenses -$199.5M -$199.6M -$171.1M -$179.2M -$215.7M
Operating Income $199.5M $199.6M $171.1M $179.2M $215.7M
 
Net Interest Expenses $8.5M $8.7M $36.2M $26.4M $15.8M
EBT. Incl. Unusual Items $195.4M $197.6M $160.4M $173.7M $195.3M
Earnings of Discontinued Ops. -- -- -- -- --
Income Tax Expense $43.6M $44.4M $35.9M $38.6M $45.6M
Net Income to Company $151.8M $153.2M $124.5M $135.1M --
 
Minority Interest in Earnings -- -- -- -- --
Net Income to Common Excl Extra Items $151.8M $153.2M $124.5M $135.1M $149.7M
 
Basic EPS (Cont. Ops) $3.49 $3.56 $2.87 $2.87 $3.02
Diluted EPS (Cont. Ops) $3.46 $3.54 $2.86 $2.85 $3.01
Weighted Average Basic Share
Weighted Average Diluted Share
 
EBITDA -- -- -- -- --
EBIT $216.4M $214.2M $262.6M $385.4M $403.3M
 
Revenue (Reported) $492.1M $526.6M $619.1M $777.8M $868.2M
Operating Income (Reported) $199.5M $199.6M $171.1M $179.2M $215.7M
Operating Income (Adjusted) $216.4M $214.2M $262.6M $385.4M $403.3M
Period Ending 2021-09-30 2022-09-30 2023-09-30 2024-09-30 2025-09-30
Revenue $367.4M $396.2M $475.5M $588.4M $668.1M
Revenue Growth (YoY) -- -- -- -- --
 
Cost of Revenues -- -- -- -- --
Gross Profit -- -- -- -- --
Gross Profit Margin -- -- -- -- --
 
R&D Expenses -- -- -- -- --
Selling, General & Admin -- -- -- -- --
Other Inc / (Exp) $568K -$914K -$9.8M $2.6M $8K
Operating Expenses -$151.8M -$149.5M -$123.4M -$134.5M -$169.3M
Operating Income $151.8M $149.5M $123.4M $134.5M $169.3M
 
Net Interest Expenses $6.1M $6.7M $30.9M $17.7M $11.9M
EBT. Incl. Unusual Items $151.8M $149.5M $113.7M $133.9M $149.8M
Earnings of Discontinued Ops. -- -- -- -- --
Income Tax Expense $34.2M $33.6M $25.3M $29.3M $36M
Net Income to Company $117.6M $115.9M $88.3M $104.6M $59.3M
 
Minority Interest in Earnings -- -- -- -- --
Net Income to Common Excl Extra Items $117.6M $115.9M $88.3M $104.6M $113.7M
 
Basic EPS (Cont. Ops) $2.71 $2.70 $2.03 $2.22 $2.26
Diluted EPS (Cont. Ops) $2.69 $2.68 $2.02 $2.21 $2.25
Weighted Average Basic Share $130.4M $128.8M $131M $141.5M $150.2M
Weighted Average Diluted Share $131.3M $129.6M $131.7M $142.2M $150.9M
 
EBITDA -- -- -- -- --
EBIT $166.4M $162M $206.5M $293.8M $306.1M
 
Revenue (Reported) $367.4M $396.2M $475.5M $588.4M $668.1M
Operating Income (Reported) $151.8M $149.5M $123.4M $134.5M $169.3M
Operating Income (Adjusted) $166.4M $162M $206.5M $293.8M $306.1M
Period Ending 2020-12-31 2021-12-31 2022-12-31 2023-12-31 2024-12-31
Cash and Equivalents $160M $157.8M $166.5M $173.8M $205.1M
Short Term Investments $1.3B $1.7B $1.5B $1.4B $136.4M
Accounts Receivable, Net -- -- -- -- --
Inventory -- -- -- -- --
Prepaid Expenses -- -- -- -- --
Other Current Assets -- -- -- -- --
Total Current Assets $674.1M $1.3B $230.5M $247.9M $327.8M
 
Property Plant And Equipment $100.6M $95.4M $92.9M $107.4M $108.4M
Long-Term Investments $683.6M $1.2B $227.4M $217.4M $249.1M
Goodwill $280.5M $280.5M $281.2M $361.9M $362.7M
Other Intangibles $11.7M $8.9M $7.3M $40.4M $36.4M
Other Long-Term Assets -- -- -- -- --
Total Assets $11B $12.1B $11.8B $13.3B $13.8B
 
Accounts Payable -- -- -- -- --
Accrued Expenses -- -- -- -- --
Current Portion Of Long-Term Debt $25M -- $499M $293M $16M
Current Portion Of Capital Lease Obligations -- -- -- -- --
Other Current Liabilities -- -- -- -- --
Total Current Liabilities $3.9B $4.2B $4.5B $5B $5B
 
Long-Term Debt $239M $224.1M $225.8M $271.9M $248.2M
Capital Leases -- -- -- -- --
Total Liabilities $9.8B $10.8B $10.6B $11.9B $12.3B
 
Common Stock $497K $497K $497K $540K $540K
Other Common Equity Adj $417K -$23.3M -$190M -$160.9M -$142.1M
Common Equity $1.2B $1.3B $1.2B $1.4B $1.5B
Total Preferred Equity -- -- -- -- --
Minority Interest, Total -- -- -- -- --
Total Equity $1.2B $1.3B $1.2B $1.4B $1.5B
 
Total Liabilities and Equity $11B $12.1B $11.8B $13.3B $13.8B
Cash and Short Terms $2B $3B $1.7B $1.6B $420.4M
Total Debt $439.6M $234.7M $225.8M $271.9M $274.8M
Period Ending 2021-09-30 2022-09-30 2023-09-30 2024-09-30 2025-09-30
Cash and Equivalents $215M $223.8M $213.4M $250.8M $245.8M
Short Term Investments $1.6B $1.6B $1.4B $1.5B --
Accounts Receivable, Net -- -- -- -- --
Inventory -- -- -- -- --
Prepaid Expenses -- -- -- -- --
Other Current Assets -- -- -- -- --
Total Current Assets $1.3B $321.1M $672.7M $524.7M $690.6M
 
Property Plant And Equipment $71.9M $69.3M $82.8M $80.1M $98.7M
Long-Term Investments $1.3B $277.7M $693.1M $378.5M $546.9M
Goodwill $280.5M $281.2M $360.2M $362M --
Other Intangibles $9.6M $7.9M $42.6M $35.8M --
Other Long-Term Assets -- -- -- -- --
Total Assets $12B $11.6B $13.8B $13.8B $16.1B
 
Accounts Payable -- -- -- -- --
Accrued Expenses -- -- -- -- --
Current Portion Of Long-Term Debt $99.7M $74.6M $490.2M $100M --
Current Portion Of Capital Lease Obligations -- -- -- -- --
Other Current Liabilities -- -- -- -- --
Total Current Liabilities $3.8B $3.8B $4.2B $3.7B $4B
 
Long-Term Debt $213.6M $203.3M $250.4M $251.7M $180.6M
Capital Leases -- -- -- -- --
Total Liabilities $10.8B $10.5B $12.5B $12.3B $14.3B
 
Common Stock $497K $497K $540K $540K $591K
Other Common Equity Adj -$14.5M -$183.5M -$207.6M -$125.7M --
Common Equity -- -- -- -- --
Total Preferred Equity -- -- -- -- --
Minority Interest, Total -- -- -- -- --
Total Equity $1.2B $1.2B $1.4B $1.5B $1.9B
 
Total Liabilities and Equity $12B $11.6B $13.8B $13.8B $16.1B
Cash and Short Terms $2.9B $1.9B $2.1B $2B --
Total Debt $313.3M $203.3M $250.4M $251.7M $180.6M
Period Ending 2020-12-31 2021-12-31 2022-12-31 2023-12-31 2024-12-31
Net Income to Stockholders $104.4M $154.9M $152M $118.8M $140.6M
Depreciation & Amoritzation $20.5M $19.9M $19.1M $22.3M $27.5M
Stock-Based Compensation $4.6M $4.4M $4.5M $5.1M $6M
Change in Accounts Receivable -- -- -- -- --
Change in Inventories -- -- -- -- --
Cash From Operations $142.4M $157.6M $183.2M $159.4M $188.6M
 
Capital Expenditures $8.2M $47.7M $7M $9.3M $11.7M
Cash Acquisitions $3.9M -- $2.6M -- $1.4M
Cash From Investing -$709.7M -$546.1M -$926.2M -$46.2M -$399.2M
 
Dividends Paid (Ex Special Dividend) $47.2M $47.7M $49.8M $55.9M $62.3M
Special Dividend Paid
Long-Term Debt Issued $100M -- $1.5M $25M --
Long-Term Debt Repaid -$25.1M -$25.1M -$12.7M -$118K -$152K
Repurchase of Common Stock $8M $21.7M $14.7M $4.9M $251K
Other Financing Activities -$3.7M -$2.9M -$1.8M -$1.9M -$2M
Cash From Financing $1B $984.8M -$328.7M -$105.4M $289.5M
 
Beginning Cash (CF) $216.8M $672.7M $1.3B $197.4M $205.2M
Foreign Exchange Rate Adjustment -- -- -- -- --
Additions / Reductions $455.8M $596.4M -$1.1B $7.8M $78.9M
Ending Cash (CF) $672.7M $1.3B $197.4M $205.2M $284.1M
 
Levered Free Cash Flow $134.3M $109.9M $176.2M $150.2M $176.8M
Period Ending 2021-09-30 2022-09-30 2023-09-30 2024-09-30 2025-09-30
Net Income to Stockholders $37.4M $39M $24.6M $38.1M --
Depreciation & Amoritzation -- -- -- -- --
Stock-Based Compensation $563K $670K $825K $964K $1.6M
Change in Accounts Receivable -- -- -- -- --
Change in Inventories -- -- -- -- --
Cash From Operations $39.6M $50.8M $56.8M $52.7M $80.6M
 
Capital Expenditures $1.9M $2.5M $3.5M $4.3M $6.2M
Cash Acquisitions -- $2.1M -$2.2M $240K --
Cash From Investing -$163M -$142.5M $64.4M -$58.5M -$13.8M
 
Dividends Paid (Ex Special Dividend) $12.1M $12.8M $15.1M $16M $19.4M
Special Dividend Paid -- -- -- -- --
Long-Term Debt Issued -- -- -- -- --
Long-Term Debt Repaid $9.1M -$23.3M -$128.2M -$181.7M --
Repurchase of Common Stock $4.2M -- $2.2M -- --
Other Financing Activities -$38K -$57K -$107K -$241K --
Cash From Financing $402.6M -$110.9M $349.6M $280.8M $31.9M
 
Beginning Cash (CF) $1.1B $523.6M $201.9M $207.5M --
Foreign Exchange Rate Adjustment -- -- -- -- --
Additions / Reductions $279.2M -$202.6M $470.8M $274.9M $98.7M
Ending Cash (CF) $1.3B $321.1M $672.7M $482.5M --
 
Levered Free Cash Flow $37.7M $48.3M $53.3M $48.4M $74.3M
Period Ending 2021-09-30 2022-09-30 2023-09-30 2024-09-30 2025-09-30
Net Income to Stockholders $151.8M $153.2M $124.5M $135.1M --
Depreciation & Amoritzation $19.9M $19.3M $20.2M $27.4M --
Stock-Based Compensation $4.4M $4.5M $4.7M $6.1M $5.5M
Change in Accounts Receivable -- -- -- -- --
Change in Inventories -- -- -- -- --
Cash From Operations $170.3M $175.9M $154.6M $174M $218.2M
 
Capital Expenditures $48.7M $7.5M $8.6M $11M $15.9M
Cash Acquisitions -- $2.5M $82K $983K $400K
Cash From Investing -$481.1M -$815M -$322.7M -$202.3M $57.3M
 
Dividends Paid (Ex Special Dividend) $47.4M $49M $53.7M $61.3M $69.3M
Special Dividend Paid
Long-Term Debt Issued -- -- $26.5M -- --
Long-Term Debt Repaid -$118.8M $34.7M -$107.1M -$53.6M --
Repurchase of Common Stock $14.1M $22.3M $4.9M $251K --
Other Financing Activities -$2.3M -$2.3M -$2M -$1.9M --
Cash From Financing $1B -$386M $519.8M -$161.8M -$117.8M
 
Beginning Cash (CF) -- -- -- -- --
Foreign Exchange Rate Adjustment -- -- -- -- --
Additions / Reductions $728.6M -$1B $351.6M -$190.2M $157.8M
Ending Cash (CF) -- -- -- -- --
 
Levered Free Cash Flow $121.6M $168.4M $146M $163M $202.3M
Period Ending 2021-09-30 2022-09-30 2023-09-30 2024-09-30 2025-09-30
Net Income to Stockholders $117.6M $115.9M $88.3M $104.6M $59.3M
Depreciation & Amoritzation $5.1M $4.7M $4.8M $6.9M $15.4M
Stock-Based Compensation $3.8M $3.9M $4.1M $5.2M $4.6M
Change in Accounts Receivable -- -- -- -- --
Change in Inventories -- -- -- -- --
Cash From Operations $135.3M $153.5M $124.9M $139.4M $169.1M
 
Capital Expenditures $45M $4.7M $6.3M $8.1M $12.3M
Cash Acquisitions -- $2.5M -- $983K --
Cash From Investing -$430M -$698.9M -$95.5M -$251.6M $204.9M
 
Dividends Paid (Ex Special Dividend) $35.6M $36.9M $40.8M $46.2M $53.3M
Special Dividend Paid -- -- -- -- --
Long-Term Debt Issued -- -- $25M -- --
Long-Term Debt Repaid -$93.7M -$33.9M -$128.3M -$181.8M -$25.1M
Repurchase of Common Stock $14.1M $14.7M $4.9M $251K --
Other Financing Activities -$2M -$1.3M -$1.6M -$1.6M -$2.2M
Cash From Financing $968.2M -$402.6M $445.9M $389.4M -$17.8M
 
Beginning Cash (CF) $2.9B $2.9B $629M $731.8M $538.1M
Foreign Exchange Rate Adjustment -- -- -- -- --
Additions / Reductions $673.4M -$948M $475.3M $277.3M $356.2M
Ending Cash (CF) $3.6B $1.9B $1.1B $1B $795.6M
 
Levered Free Cash Flow $90.2M $148.8M $118.5M $131.3M $156.8M

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