NBTB Quote, Financials, Valuation and Earnings

Citizens & Northern Corp. has a net margin of 23.3% compared to NBT Bancorp, Inc.'s net margin of 8.97%. NBT Bancorp, Inc.'s return on equity of 9.79% beat Citizens & Northern Corp.'s return on equity of 7.87%.

NBT Bancorp, Inc. has a consensus price target of $48.50, signalling upside risk potential of 8.49%. On the other hand Citizens & Northern Corp. has an analysts' consensus of $23.50 which suggests that it could fall by -0.04%. Given that NBT Bancorp, Inc. has higher upside potential than Citizens & Northern Corp., analysts believe NBT Bancorp, Inc. is more attractive than Citizens & Northern Corp..

NBT Bancorp, Inc. has a beta of 0.508, which suggesting that the stock is 49.191% less volatile than S&P 500. In comparison Citizens & Northern Corp. has a beta of 0.553, suggesting its less volatile than the S&P 500 by 44.651%.

NBT Bancorp, Inc. has a quarterly dividend of $0.37 per share corresponding to a yield of 3.2%. Citizens & Northern Corp. offers a yield of 4.92% to investors and pays a quarterly dividend of $0.28 per share. NBT Bancorp, Inc. pays 42.64% of its earnings as a dividend. Citizens & Northern Corp. pays out 76.85% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

NBT Bancorp, Inc. quarterly revenues are $238.2M, which are larger than Citizens & Northern Corp. quarterly revenues of $49.8M. NBT Bancorp, Inc.'s net income of $55.5M is higher than Citizens & Northern Corp.'s net income of $4.5M. Notably, NBT Bancorp, Inc.'s price-to-earnings ratio is 13.42x while Citizens & Northern Corp.'s PE ratio is 15.43x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for NBT Bancorp, Inc. is 2.49x versus 2.13x for Citizens & Northern Corp.. Usually stocks with elevated PS ratios are considered overvalued.

Fulton Financial Corp. has a net margin of 23.3% compared to NBT Bancorp, Inc.'s net margin of 20.91%. NBT Bancorp, Inc.'s return on equity of 9.79% beat Fulton Financial Corp.'s return on equity of 11.72%.

NBT Bancorp, Inc. has a consensus price target of $48.50, signalling upside risk potential of 8.49%. On the other hand Fulton Financial Corp. has an analysts' consensus of $22.75 which suggests that it could grow by 11.62%. Given that Fulton Financial Corp. has higher upside potential than NBT Bancorp, Inc., analysts believe Fulton Financial Corp. is more attractive than NBT Bancorp, Inc..

NBT Bancorp, Inc. has a beta of 0.508, which suggesting that the stock is 49.191% less volatile than S&P 500. In comparison Fulton Financial Corp. has a beta of 0.864, suggesting its less volatile than the S&P 500 by 13.594%.

NBT Bancorp, Inc. has a quarterly dividend of $0.37 per share corresponding to a yield of 3.2%. Fulton Financial Corp. offers a yield of 3.54% to investors and pays a quarterly dividend of $0.19 per share. NBT Bancorp, Inc. pays 42.64% of its earnings as a dividend. Fulton Financial Corp. pays out 35.1% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

NBT Bancorp, Inc. quarterly revenues are $238.2M, which are smaller than Fulton Financial Corp. quarterly revenues of $473.4M. NBT Bancorp, Inc.'s net income of $55.5M is lower than Fulton Financial Corp.'s net income of $99M. Notably, NBT Bancorp, Inc.'s price-to-earnings ratio is 13.42x while Fulton Financial Corp.'s PE ratio is 9.92x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for NBT Bancorp, Inc. is 2.49x versus 2.00x for Fulton Financial Corp.. Usually stocks with elevated PS ratios are considered overvalued.

Peoples Bancorp, Inc. (Ohio) has a net margin of 23.3% compared to NBT Bancorp, Inc.'s net margin of 20.09%. NBT Bancorp, Inc.'s return on equity of 9.79% beat Peoples Bancorp, Inc. (Ohio)'s return on equity of 9.13%.

NBT Bancorp, Inc. has a consensus price target of $48.50, signalling upside risk potential of 8.49%. On the other hand Peoples Bancorp, Inc. (Ohio) has an analysts' consensus of $34.40 which suggests that it could grow by 5.58%. Given that NBT Bancorp, Inc. has higher upside potential than Peoples Bancorp, Inc. (Ohio), analysts believe NBT Bancorp, Inc. is more attractive than Peoples Bancorp, Inc. (Ohio).

NBT Bancorp, Inc. has a beta of 0.508, which suggesting that the stock is 49.191% less volatile than S&P 500. In comparison Peoples Bancorp, Inc. (Ohio) has a beta of 0.683, suggesting its less volatile than the S&P 500 by 31.665%.

NBT Bancorp, Inc. has a quarterly dividend of $0.37 per share corresponding to a yield of 3.2%. Peoples Bancorp, Inc. (Ohio) offers a yield of 5.01% to investors and pays a quarterly dividend of $0.41 per share. NBT Bancorp, Inc. pays 42.64% of its earnings as a dividend. Peoples Bancorp, Inc. (Ohio) pays out 54.52% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

NBT Bancorp, Inc. quarterly revenues are $238.2M, which are larger than Peoples Bancorp, Inc. (Ohio) quarterly revenues of $156.8M. NBT Bancorp, Inc.'s net income of $55.5M is higher than Peoples Bancorp, Inc. (Ohio)'s net income of $31.5M. Notably, NBT Bancorp, Inc.'s price-to-earnings ratio is 13.42x while Peoples Bancorp, Inc. (Ohio)'s PE ratio is 10.87x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for NBT Bancorp, Inc. is 2.49x versus 1.86x for Peoples Bancorp, Inc. (Ohio). Usually stocks with elevated PS ratios are considered overvalued.

Westamerica Bancorporation has a net margin of 23.3% compared to NBT Bancorp, Inc.'s net margin of 41.63%. NBT Bancorp, Inc.'s return on equity of 9.79% beat Westamerica Bancorporation's return on equity of 12.63%.

NBT Bancorp, Inc. has a consensus price target of $48.50, signalling upside risk potential of 8.49%. On the other hand Westamerica Bancorporation has an analysts' consensus of $55.00 which suggests that it could grow by 8.74%. Given that Westamerica Bancorporation has higher upside potential than NBT Bancorp, Inc., analysts believe Westamerica Bancorporation is more attractive than NBT Bancorp, Inc..

NBT Bancorp, Inc. has a beta of 0.508, which suggesting that the stock is 49.191% less volatile than S&P 500. In comparison Westamerica Bancorporation has a beta of 0.621, suggesting its less volatile than the S&P 500 by 37.88%.

NBT Bancorp, Inc. has a quarterly dividend of $0.37 per share corresponding to a yield of 3.2%. Westamerica Bancorporation offers a yield of 3.6% to investors and pays a quarterly dividend of $0.46 per share. NBT Bancorp, Inc. pays 42.64% of its earnings as a dividend. Westamerica Bancorporation pays out 40.22% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

NBT Bancorp, Inc. quarterly revenues are $238.2M, which are larger than Westamerica Bancorporation quarterly revenues of $66.8M. NBT Bancorp, Inc.'s net income of $55.5M is higher than Westamerica Bancorporation's net income of $27.8M. Notably, NBT Bancorp, Inc.'s price-to-earnings ratio is 13.42x while Westamerica Bancorporation's PE ratio is 11.19x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for NBT Bancorp, Inc. is 2.49x versus 4.78x for Westamerica Bancorporation. Usually stocks with elevated PS ratios are considered overvalued.