Financhill
Buy
61

JRVR Quote, Financials, Valuation and Earnings

Last price:
$6.40
Seasonality move :
-7.5%
Day range:
$6.28 - $6.43
52-week range:
$3.00 - $6.89
Dividend yield:
0.63%
P/E ratio:
--
P/S ratio:
0.48x
P/B ratio:
0.58x
Volume:
712.4K
Avg. volume:
254.5K
1-year change:
28.31%
Market cap:
$293.7M
Revenue:
$707.6M
EPS (TTM):
-$2.08
Period Ending 2020-12-31 2021-12-31 2022-12-31 2023-12-31 2024-12-31
Revenue $668.7M $772.9M $661.5M $812M $707.6M
Revenue Growth (YoY) -26.29% 15.58% -14.41% 22.75% -12.86%
 
Cost of Revenues -- -- -- -- --
Gross Profit -- -- -- -- --
Gross Profit Margin -- -- -- -- --
 
R&D Expenses -- -- -- -- --
Selling, General & Admin -- -- -- -- --
Other Inc / (Exp) $4.5M $4.9M $4.3M $9.5M $10.7M
Operating Expenses -$23.9M $187.1M -$67.1M -$114M $46.5M
Operating Income $23.9M -$187.1M $67.1M $114M -$46.5M
 
Net Interest Expenses $10M $8.9M $13.9M $24.6M $24.7M
EBT. Incl. Unusual Items $11.9M -$196M $53.3M $86.9M -$71.1M
Earnings of Discontinued Ops. -- -- -$3.9M -$168.9M -$17.6M
Income Tax Expense $7.1M -$23.2M $18.4M $25.7M -$7.6M
Net Income to Company $4.8M -$172.8M $31M -$107.7M -$81.1M
 
Minority Interest in Earnings -- -- -- -- --
Net Income to Common Excl Extra Items $4.8M -$172.8M $34.9M $61.2M -$63.5M
 
Basic EPS (Cont. Ops) $0.16 -$4.94 $0.59 -$3.14 -$2.95
Diluted EPS (Cont. Ops) $0.16 -$4.94 $0.59 -$3.14 -$2.95
Weighted Average Basic Share $30.6M $35M $37.4M $37.6M $38.7M
Weighted Average Diluted Share $30.9M $35M $37.7M $37.6M $38.7M
 
EBITDA -- -- -- -- --
EBIT $11.9M -$196M $53.3M $86.9M -$71.1M
 
Revenue (Reported) $668.7M $772.9M $661.5M $812M $707.6M
Operating Income (Reported) $23.9M -$187.1M $67.1M $114M -$46.5M
Operating Income (Adjusted) $11.9M -$196M $53.3M $86.9M -$71.1M
Period Ending 2021-09-30 2022-09-30 2023-09-30 2024-09-30 2025-09-30
Revenue $191M $201.2M $210.3M $191.5M $172.7M
Revenue Growth (YoY) 7.62% 5.36% 4.52% -8.95% -9.8%
 
Cost of Revenues -- -- -- -- --
Gross Profit -- -- -- -- --
Gross Profit Margin -- -- -- -- --
 
R&D Expenses -- -- -- -- --
Selling, General & Admin -- -- -- -- --
Other Inc / (Exp) $1.1M $1.5M $4.1M $4.1M --
Operating Expenses $19.1M -$337K -$39.7M $45.9M -$8.9M
Operating Income -$19.1M $337K $39.7M -$45.9M $8.9M
 
Net Interest Expenses $2.2M $5M $6.5M $6.1M $6.2M
EBT. Incl. Unusual Items -$21.3M -$4.6M $30.7M -$52M $2.7M
Earnings of Discontinued Ops. -- -- -$4.2M -$1.3M -$572K
Income Tax Expense $2.6M $8K $7M -$13.9M $1.1M
Net Income to Company -- -- -- -- --
 
Minority Interest in Earnings -- -- -- -- --
Net Income to Common Excl Extra Items -$23.9M -$4.6M $23.7M -$38.1M $1.6M
 
Basic EPS (Cont. Ops) -$0.64 -$0.19 $0.45 -$1.07 -$0.02
Diluted EPS (Cont. Ops) -$0.64 -$0.19 $0.39 -$1.07 -$0.02
Weighted Average Basic Share $37.3M $37.5M $37.6M $37.9M $46M
Weighted Average Diluted Share $37.3M $37.5M $43.5M $37.9M $46M
 
EBITDA -- -- -- -- --
EBIT -$21.3M -$4.6M $30.7M -$52M $2.7M
 
Revenue (Reported) $191M $201.2M $210.3M $191.5M $172.7M
Operating Income (Reported) -$19.1M $337K $39.7M -$45.9M $8.9M
Operating Income (Adjusted) -$21.3M -$4.6M $30.7M -$52M $2.7M
Period Ending 2021-09-30 2022-09-30 2023-09-30 2024-09-30 2025-09-30
Revenue $759.7M $795.3M $783.6M $796.8M $646.6M
Revenue Growth (YoY) -- -- -- -- --
 
Cost of Revenues -- -- -- -- --
Gross Profit -- -- -- -- --
Gross Profit Margin -- -- -- -- --
 
R&D Expenses -- -- -- -- --
Selling, General & Admin -- -- -- -- --
Other Inc / (Exp) $4.2M $5M $7.9M $11.4M --
Operating Expenses $138.2M $33.7M -$123.7M -$54.7M $23M
Operating Income -$138.2M -$33.7M $123.7M $54.7M -$23M
 
Net Interest Expenses $8.8M $13.5M $23.2M $25.5M $23.3M
EBT. Incl. Unusual Items -$147M -$47.2M $98M $31.4M -$46.3M
Earnings of Discontinued Ops. -- -- -$6.8M -$186.5M -$3.7M
Income Tax Expense -$20.2M $5.8M $28.3M $11.4M -$596K
Net Income to Company -- -- -- -- --
 
Minority Interest in Earnings -- -- -- -- --
Net Income to Common Excl Extra Items -$126.8M -$53M $69.6M $20M -$45.7M
 
Basic EPS (Cont. Ops) -$4.07 -$1.59 $1.39 -$4.66 -$2.04
Diluted EPS (Cont. Ops) -$4.07 -$1.59 $1.27 -$4.71 -$2.08
Weighted Average Basic Share
Weighted Average Diluted Share
 
EBITDA -- -- -- -- --
EBIT -$147M -$47.2M $98M $31.4M -$46.3M
 
Revenue (Reported) $759.7M $795.3M $783.6M $796.8M $646.6M
Operating Income (Reported) -$138.2M -$33.7M $123.7M $54.7M -$23M
Operating Income (Adjusted) -$147M -$47.2M $98M $31.4M -$46.3M
Period Ending 2021-09-30 2022-09-30 2023-09-30 2024-09-30 2025-09-30
Revenue $565.5M $588M $596.8M $578.7M $519.9M
Revenue Growth (YoY) -- -- -- -- --
 
Cost of Revenues -- -- -- -- --
Gross Profit -- -- -- -- --
Gross Profit Margin -- -- -- -- --
 
R&D Expenses -- -- -- -- --
Selling, General & Admin -- -- -- -- --
Other Inc / (Exp) $3.2M $3.3M $6.9M $8.7M $3.8M
Operating Expenses $123M -$30.5M -$80.2M -$17.9M -$43.6M
Operating Income -$123M $30.5M $80.2M $17.9M $43.6M
 
Net Interest Expenses $6.7M $11.3M $18.1M $19M $17.6M
EBT. Incl. Unusual Items -$129.6M $19.2M $59.6M $1.2M $26M
Earnings of Discontinued Ops. -- -- $1.3M -$16.3M -$2.3M
Income Tax Expense -$23.1M $5.9M $15.9M $1.2M $8.3M
Net Income to Company -- -- -- -- --
 
Minority Interest in Earnings -- -- -- -- --
Net Income to Common Excl Extra Items -$106.5M $13.2M $43.8M -$91K $17.7M
 
Basic EPS (Cont. Ops) -$3.40 $0.19 $0.99 -$0.60 $0.21
Diluted EPS (Cont. Ops) -$3.41 $0.19 $0.93 -$0.66 $0.17
Weighted Average Basic Share $102.4M $112.3M $112.8M $113.5M $137.9M
Weighted Average Diluted Share $102.6M $112.7M $119.1M $120.6M $152.4M
 
EBITDA -- -- -- -- --
EBIT -$129.6M $19.2M $59.6M $1.2M $26M
 
Revenue (Reported) $565.5M $588M $596.8M $578.7M $519.9M
Operating Income (Reported) -$123M $30.5M $80.2M $17.9M $43.6M
Operating Income (Adjusted) -$129.6M $19.2M $59.6M $1.2M $26M
Period Ending 2020-12-31 2021-12-31 2022-12-31 2023-12-31 2024-12-31
Cash and Equivalents $1B $292.1M $262.4M $346.7M $391.1M
Short Term Investments $1.9B $1.8B $1.3B $1.4B $617.1M
Accounts Receivable, Net $1.2B $1.8B $1.6B $1.8B $2.3B
Inventory -- -- -- -- --
Prepaid Expenses $243.7M $291.5M $269.4M $293.1M $296.6M
Other Current Assets -- -- -- -- --
Total Current Assets $1.7B $924M $607.5M $722.4M $788.2M
 
Property Plant And Equipment $15.3M $12.5M $9.4M $24.8M $25.4M
Long-Term Investments $46.5M $42.2M $20.2M $21M $36M
Goodwill $181.8M $181.8M $181.8M $181.8M $181.8M
Other Intangibles $36.4M $36M $35.7M $32.8M $32.5M
Other Long-Term Assets -- -- -- -- --
Total Assets $4B $3.3B $3.5B $3.5B $2.6B
 
Accounts Payable $110.4M $135.6M $123.1M $158.7M $132.9M
Accrued Expenses $56M $57.9M $56.9M $56.7M $53.2M
Current Portion Of Long-Term Debt -- -- -- -- --
Current Portion Of Capital Lease Obligations -- -- -- -- --
Other Current Liabilities -- -- -- -- --
Total Current Liabilities $1.5B $1.5B $1.2B $1.3B $1.2B
 
Long-Term Debt $373.3M $370.9M $326.4M $331.3M $307.3M
Capital Leases -- -- -- -- --
Total Liabilities $3.2B $2.5B $2.8B $2.8B $2B
 
Common Stock $6K $7K $7K $7K $9K
Other Common Equity Adj $81.9M $30M -$163M -$63.7M -$70M
Common Equity $795.6M $725.4M $553.8M $534.6M $460.9M
Total Preferred Equity -- -- -- -- --
Minority Interest, Total -- -- -- -- --
Total Equity $795.6M $725.4M $698.7M $679.5M $594M
 
Total Liabilities and Equity $4B $3.3B $3.5B $3.5B $2.6B
Cash and Short Terms $2.1B $2B $1.4B $1.7B $979.5M
Total Debt $377.3M $375M $326.4M $334.4M $310.5M
Period Ending 2021-09-30 2022-09-30 2023-09-30 2024-09-30 2025-09-30
Cash and Equivalents $230.6M $290M $339.8M $388.1M $268.4M
Short Term Investments $1.7B $1.8B $871.9M $590.4M --
Accounts Receivable, Net $1.8B $2B $2B $2.3B --
Inventory -- -- -- -- --
Prepaid Expenses $292.5M $280.7M $284.2M $310.4M --
Other Current Assets -- -- -- -- --
Total Current Assets $743.3M $903.3M $807.6M $664M $514.8M
 
Property Plant And Equipment -- -- -- -- --
Long-Term Investments -- -- -- -- --
Goodwill $181.8M $181.8M $181.8M $181.8M --
Other Intangibles $36.1M $35.8M $32.9M $32.5M --
Other Long-Term Assets -- -- -- -- --
Total Assets $3.1B $3.2B $3.2B $2.6B $2.6B
 
Accounts Payable $139.7M $114.1M $153.3M $108.5M $93M
Accrued Expenses $57.3M $52M $55.8M $52M --
Current Portion Of Long-Term Debt -- -- -- -- --
Current Portion Of Capital Lease Obligations -- -- -- -- --
Other Current Liabilities -- -- -- -- --
Total Current Liabilities $1.4B $1.3B $1.4B $1.1B $1.1B
 
Long-Term Debt $366.4M $326.4M $326.4M $304.9M $329.9M
Capital Leases -- -- -- -- --
Total Liabilities $2.2B $2.6B $2.5B $1.9B $1.9B
 
Common Stock $7K $7K $7K $7K $9K
Other Common Equity Adj $43.1M -$175.2M -$188.8M -$42.8M --
Common Equity -- -- -- -- --
Total Preferred Equity -- -- -- -- --
Minority Interest, Total -- -- -- -- --
Total Equity $813.6M $671.7M $707.4M $675.2M $636.8M
 
Total Liabilities and Equity $3.1B $3.2B $3.2B $2.6B $2.6B
Cash and Short Terms $2B $2B $1.1B $950.2M --
Total Debt $366.4M $326.4M $326.4M $304.9M $329.9M
Period Ending 2020-12-31 2021-12-31 2022-12-31 2023-12-31 2024-12-31
Net Income to Stockholders $4.8M -$172.8M $31M -$107.7M -$81.1M
Depreciation & Amoritzation $5M $4.7M $1M -$475K -$709K
Stock-Based Compensation $7.6M $6.7M $8.1M $9.1M $6.6M
Change in Accounts Receivable -$115K -$46.9M $53.4M $22.6M $15.4M
Change in Inventories -- -- -- -- --
Cash From Operations -$273.8M -$913.5M $222.7M $88M -$247.1M
 
Capital Expenditures -- $6.3M $8.2M $6.4M $4.9M
Cash Acquisitions -- -- -- -- --
Cash From Investing -$176M $35.8M -$328.2M $16.7M $307M
 
Dividends Paid (Ex Special Dividend) $37.1M $43.2M $13.9M $18.2M $19M
Special Dividend Paid
Long-Term Debt Issued $164M -- -- -- --
Long-Term Debt Repaid -$60M -- -$40M -- -$21.5M
Repurchase of Common Stock $3.6M $3.1M $1.3M $1.7M --
Other Financing Activities -- -$3.1M -$1.3M -$2.9M -$847K
Cash From Financing $65.9M $147.7M $89.7M -$21.1M -$28.8M
 
Beginning Cash (CF) $1B $292.1M $262.4M $346.7M $391.1M
Foreign Exchange Rate Adjustment -- -- -- -- --
Additions / Reductions -$383.9M -$730.1M -$15.7M $83.6M $31.1M
Ending Cash (CF) $638.3M -$437.9M $246.7M $430.3M $422.2M
 
Levered Free Cash Flow -$273.8M -$919.8M $214.5M $81.5M -$252M
Period Ending 2021-09-30 2022-09-30 2023-09-30 2024-09-30 2025-09-30
Net Income to Stockholders -- -- -- -- --
Depreciation & Amoritzation -- -- -- -- --
Stock-Based Compensation -- -- -- -- --
Change in Accounts Receivable -- -- -- -- --
Change in Inventories -- -- -- -- --
Cash From Operations -$968.3M $28.8M $55.1M -$269.9M $34.3M
 
Capital Expenditures $1.1M $1.4M $1.1M $830K $663K
Cash Acquisitions -- -- -- -- --
Cash From Investing $125.4M -$187.1M -$45.1M -$35.3M -$12.7M
 
Dividends Paid (Ex Special Dividend) $11.2M $4.5M $1.9M $7.1M $2.4M
Special Dividend Paid -- -- -- -- --
Long-Term Debt Issued -- -- -- -- --
Long-Term Debt Repaid -- -- -- -- --
Repurchase of Common Stock -- -- -- $3K --
Other Financing Activities -- -- -$1.1M -$3K --
Cash From Financing -$10.9M -$4.5M -$3M -$7.1M -$2.6M
 
Beginning Cash (CF) $230.6M $290M $339.8M $388.1M $268.4M
Foreign Exchange Rate Adjustment -- -- -- -- --
Additions / Reductions -$853.9M -$162.8M $7M -$312.3M $19M
Ending Cash (CF) -$623.4M $127.2M $346.8M $75.8M $287.4M
 
Levered Free Cash Flow -$969.4M $27.4M $54M -$270.8M $33.7M
Period Ending 2021-09-30 2022-09-30 2023-09-30 2024-09-30 2025-09-30
Net Income to Stockholders -- -- -- -- --
Depreciation & Amoritzation -- -- -- -- --
Stock-Based Compensation -- -- -- -- --
Change in Accounts Receivable -- -- -- -- --
Change in Inventories -- -- -- -- --
Cash From Operations -$1.1B $315.9M $152.4M -$264.3M $15.5M
 
Capital Expenditures $2.6M $7.9M $7M $5.3M $5.1M
Cash Acquisitions -- -- -- -- --
Cash From Investing $71.1M -$338.1M -$84M $356.1M -$160.8M
 
Dividends Paid (Ex Special Dividend) $41.2M $23.3M $15.6M $20.9M $10.1M
Special Dividend Paid
Long-Term Debt Issued -- -- -- -- --
Long-Term Debt Repaid -- -$40M -- -- --
Repurchase of Common Stock $4.2M $1.3M $363K $224K --
Other Financing Activities -- -- -$3M -$1.1M --
Cash From Financing $192.3M $81.7M -$18.6M -$43.4M $25.5M
 
Beginning Cash (CF) -- -- -- -- --
Foreign Exchange Rate Adjustment -- -- -- -- --
Additions / Reductions -$849.6M $59.5M $49.8M $48.4M -$119.8M
Ending Cash (CF) -- -- -- -- --
 
Levered Free Cash Flow -$1.1B $308M $145.4M -$269.6M $10.4M
Period Ending 2021-09-30 2022-09-30 2023-09-30 2024-09-30 2025-09-30
Net Income to Stockholders -- -- -- -- --
Depreciation & Amoritzation -- -- -- -- --
Stock-Based Compensation -- -- -- -- --
Change in Accounts Receivable -- -- -- -- --
Change in Inventories -- -- -- -- --
Cash From Operations -$1.1B $168.1M $97.8M -$254.6M $8M
 
Capital Expenditures $2.9M $4.6M $3.3M $2.2M $2.3M
Cash Acquisitions -- -- -- -- --
Cash From Investing $111.8M -$262.2M -$18M $321.4M -$146.4M
 
Dividends Paid (Ex Special Dividend) $32M $12M $13.7M $16.3M $7.4M
Special Dividend Paid -- -- -- -- --
Long-Term Debt Issued -- -- -- -- $25M
Long-Term Debt Repaid -- -$40M -- -$21.5M --
Repurchase of Common Stock $2.8M $941K -- $3K --
Other Financing Activities -- -$941K -$2.6M -$840K -$1.7M
Cash From Financing $157.9M $92M -$16.3M -$38.6M $15.7M
 
Beginning Cash (CF) $2.3B $1.1B $976.7M $1.5B $826.2M
Foreign Exchange Rate Adjustment -- -- -- -- --
Additions / Reductions -$791.6M -$2.1M $63.4M $28.2M -$122.7M
Ending Cash (CF) $1.5B $1.1B $1B $1.5B $703.5M
 
Levered Free Cash Flow -$1.1B $163.6M $94.4M -$256.7M $5.7M

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