Financhill
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XYF Quote, Financials, Valuation and Earnings

Last price:
$6.88
Seasonality move :
20.98%
Day range:
$6.92 - $7.48
52-week range:
$6.47 - $20.36
Dividend yield:
7.59%
P/E ratio:
1.23x
P/S ratio:
0.28x
P/B ratio:
0.40x
Volume:
198.7K
Avg. volume:
225.8K
1-year change:
-4.38%
Market cap:
$272.7M
Revenue:
$815.9M
EPS (TTM):
$5.66
Period Ending 2020-12-31 2021-12-31 2022-12-31 2023-12-31 2024-12-31
Revenue $319.9M $562.3M $529.1M $679.6M $815.9M
Revenue Growth (YoY) -28.41% 75.75% -5.9% 28.44% 20.06%
 
Cost of Revenues $300.1M $304.4M $315.8M $405.1M $241.5M
Gross Profit $19.8M $257.9M $213.3M $274.5M $574.4M
Gross Profit Margin 6.2% 45.87% 40.31% 40.4% 70.4%
 
R&D Expenses -- -- -- -- --
Selling, General & Admin -- -- -- -- --
Other Inc / (Exp) -$31.9M -$27.3M $16.9M $4.4M $2.5M
Operating Expenses $256.8M $82.2M $35.1M $58.6M $280.4M
Operating Income -$237M $175.7M $178.2M $215.9M $294M
 
Net Interest Expenses -- -- -- $4.6M $77.8K
EBT. Incl. Unusual Items -$232M $184.6M $181.7M $198M $263.2M
Earnings of Discontinued Ops. -- -- -- -- --
Income Tax Expense -$43.4M $57.2M $57.8M $35.2M $56.4M
Net Income to Company -$189.6M $128M $120.6M $167.5M $214M
 
Minority Interest in Earnings $6K $100 -- -- --
Net Income to Common Excl Extra Items -$189.6M $128M $120.6M $167.5M $214M
 
Basic EPS (Cont. Ops) -$3.54 $2.33 $2.29 $3.49 $4.44
Diluted EPS (Cont. Ops) -$3.54 $2.28 $2.24 $3.46 $4.38
Weighted Average Basic Share $53.5M $54.9M $52.7M $48M $48.1M
Weighted Average Diluted Share $53.5M $56.1M $53.7M $48.5M $48.9M
 
EBITDA -$199.8M $188.8M $202.7M $249M $325.8M
EBIT -$201.5M $187.5M $201.7M $248.2M $324.7M
 
Revenue (Reported) $319.9M $562.3M $529.1M $679.6M $815.9M
Operating Income (Reported) -$237M $175.7M $178.2M $215.9M $294M
Operating Income (Adjusted) -$201.5M $187.5M $201.7M $248.2M $324.7M
Period Ending 2021-09-30 2022-09-30 2023-09-30 2024-09-30 2025-09-30
Revenue $149.1M $130.5M $192.8M $220.8M $274M
Revenue Growth (YoY) 84.24% -12.43% 47.66% 14.54% 24.09%
 
Cost of Revenues $74.8M $78.9M $111.9M $63.8M $73.7M
Gross Profit $74.3M $51.7M $80.8M $156.9M $200.3M
Gross Profit Margin 49.83% 39.59% 41.94% 71.09% 73.1%
 
R&D Expenses -- -- -- -- --
Selling, General & Admin -- -- -- -- --
Other Inc / (Exp) -$6.2M $1.4M -$2.2M -$6.7M --
Operating Expenses $17.1M $5.4M $20.8M $85.9M $149.7M
Operating Income $57.1M $46.3M $60M $71M $50.6M
 
Net Interest Expenses -- -- $3.3M -- --
EBT. Incl. Unusual Items $59.5M $44.2M $57.6M $66.1M $69.4M
Earnings of Discontinued Ops. -- -- -- -- --
Income Tax Expense $18.5M $13.3M $10.2M $14M $11.2M
Net Income to Company -- -- -- -- --
 
Minority Interest in Earnings -- -- -- -- --
Net Income to Common Excl Extra Items $41.3M $30.9M $47.9M $52.4M $58.9M
 
Basic EPS (Cont. Ops) $0.75 $0.58 $1.00 $1.10 $1.48
Diluted EPS (Cont. Ops) $0.72 $0.56 $0.97 $1.08 $1.41
Weighted Average Basic Share $55.4M $53.6M $48M $47.6M $39.8M
Weighted Average Diluted Share $57.1M $54.8M $49.5M $48.7M $41.9M
 
EBITDA -- -- -- -- --
EBIT $58.7M $48.8M $67.5M $70.8M $64.3M
 
Revenue (Reported) $149.1M $130.5M $192.8M $220.8M $274M
Operating Income (Reported) $57.1M $46.3M $60M $71M $50.6M
Operating Income (Adjusted) $58.7M $48.8M $67.5M $70.8M $64.3M
Period Ending 2021-09-30 2022-09-30 2023-09-30 2024-09-30 2025-09-30
Revenue $542.4M $523.9M $647.8M $741.5M $1.1B
Revenue Growth (YoY) -- -- -- -- --
 
Cost of Revenues $326.9M $293M $382.7M $284.3M $272.1M
Gross Profit $215.5M $230.9M $265.1M $457.1M $825.3M
Gross Profit Margin -- -- -- -- --
 
R&D Expenses -- -- -- -- --
Selling, General & Admin -- -- -- -- --
Other Inc / (Exp) -$27.1M -$1.7M $14.3M $4.5M --
Operating Expenses $216.8M $59M $42.4M $231.7M $528.1M
Operating Income -$1.3M $171.9M $222.7M $225.5M $297.2M
 
Net Interest Expenses -- -- $5M $1.2M $375.5K
EBT. Incl. Unusual Items $5.2M $174.7M $222.9M $223.5M $314.7M
Earnings of Discontinued Ops. -- -- -- -- --
Income Tax Expense -$1.1M $72.3M $40.9M $40.2M $63.8M
Net Income to Company -- -- -- -- --
 
Minority Interest in Earnings -- -- -- -- --
Net Income to Common Excl Extra Items $6.2M $103.8M $180.2M $185.9M $249.7M
 
Basic EPS (Cont. Ops) $0.07 $1.90 $3.70 $3.83 $5.89
Diluted EPS (Cont. Ops) $0.02 $1.85 $3.61 $3.76 $5.66
Weighted Average Basic Share
Weighted Average Diluted Share
 
EBITDA -- -- -- -- --
EBIT $9.3M $190.9M $251.6M $260.7M $335M
 
Revenue (Reported) $542.4M $523.9M $647.8M $741.5M $1.1B
Operating Income (Reported) -$1.3M $171.9M $222.7M $225.5M $297.2M
Operating Income (Adjusted) $9.3M $190.9M $251.6M $260.7M $335M
Period Ending 2021-09-30 2022-09-30 2023-09-30 2024-09-30 2025-09-30
Revenue $433.3M $395.1M $513.5M $576.5M $859.8M
Revenue Growth (YoY) -- -- -- -- --
 
Cost of Revenues $243.8M $232.6M $300M $179.9M $211.1M
Gross Profit $189.5M $162.5M $213.5M $396.6M $648.7M
Gross Profit Margin -- -- -- -- --
 
R&D Expenses -- -- -- -- --
Selling, General & Admin -- -- -- -- --
Other Inc / (Exp) -$22.2M $3.5M $1.6M $1.6M $239K
Operating Expenses $57.3M $34M $42.2M $209.9M $424.5M
Operating Income $132.2M $128.4M $171.3M $186.7M $224.2M
 
Net Interest Expenses -- -- $5M $847.9K $375.5K
EBT. Incl. Unusual Items $137.6M $127.6M $169.2M $194.3M $239.4M
Earnings of Discontinued Ops. -- -- -- -- --
Income Tax Expense $33.2M $48.2M $30.3M $35.3M $42.8M
Net Income to Company -- -- -- -- --
 
Minority Interest in Earnings -- -- -- -- --
Net Income to Common Excl Extra Items $105.1M $81M $141.6M $159.7M $196M
 
Basic EPS (Cont. Ops) $1.91 $1.48 $2.95 $3.29 $4.75
Diluted EPS (Cont. Ops) $1.86 $1.45 $2.88 $3.23 $4.54
Weighted Average Basic Share $164.7M $164.3M $143.9M $145.6M $123.8M
Weighted Average Diluted Share $169.2M $168M $147.6M $148.3M $129.4M
 
EBITDA -- -- $50.9M -- --
EBIT $137.8M $141.1M $189.7M $208.2M $253M
 
Revenue (Reported) $433.3M $395.1M $513.5M $576.5M $859.8M
Operating Income (Reported) $132.2M $128.4M $171.3M $186.7M $224.2M
Operating Income (Adjusted) $137.8M $141.1M $189.7M $208.2M $253M
Period Ending 2020-12-31 2021-12-31 2022-12-31 2023-12-31 2024-12-31
Cash and Equivalents $384.2M $391.1M $399.5M $514.2M $495.9M
Short Term Investments $918.4K -- -- -- --
Accounts Receivable, Net $65M $118.5M $168.7M $234.1M $278M
Inventory -- -- -- -- --
Prepaid Expenses $9M $3.2M $3.3M $1.2M $1.5M
Other Current Assets -- -- -- -- --
Total Current Assets $509.1M $541.8M $576.9M $755.1M $778.6M
 
Property Plant And Equipment $8.6M $4.9M $9.9M $8.4M $7.5M
Long-Term Investments $90.8M $102.7M $99.1M $155.3M $138.7M
Goodwill -- -- -- -- --
Other Intangibles $45.2M $21.3M $5.3M $5.2M $5M
Other Long-Term Assets -- -- -- -- --
Total Assets $1.1B $1.2B $1.3B $1.6B $1.6B
 
Accounts Payable $19.4M $13M $28.3M $25.4M $35.3M
Accrued Expenses $16.1M $11.5M $12M $19M $19.7M
Current Portion Of Long-Term Debt $53.7M $26.1M $10.2M $79.7M $45M
Current Portion Of Capital Lease Obligations -- -- -- -- --
Other Current Liabilities -- -- -- -- --
Total Current Liabilities $647.2M $434.1M $561.7M $790.6M $603.9M
 
Long-Term Debt $4.2M $1.9M $7.4M $5.3M $3.8M
Capital Leases -- -- -- -- --
Total Liabilities $676.2M $528.1M $587.5M $818.2M $666.7M
 
Common Stock $31K $32.4K $29.7K $29.2K $28.3K
Other Common Equity Adj $3.2M $989.9K $9.2M $9.8M $11.1M
Common Equity $470.2M $624M $413.3M $824.4M $581.7M
Total Preferred Equity -- -- -- -- --
Minority Interest, Total $196.9K -- -- -- --
Total Equity $470.4M $624M $683.8M $824.4M $952.6M
 
Total Liabilities and Equity $1.1B $1.2B $1.3B $1.6B $1.6B
Cash and Short Terms $384.2M $391.1M $399.5M $514.2M $495.9M
Total Debt $4.2M $1.9M $7.4M $5.3M $3.8M
Period Ending 2021-09-30 2022-09-30 2023-09-30 2024-09-30 2025-09-30
Cash and Equivalents $201.9M $181.8M $528M $466.5M $511.8M
Short Term Investments -- -- -- -- --
Accounts Receivable, Net $137.3M $129.4M $238.6M $243.8M --
Inventory -- -- -- -- --
Prepaid Expenses -- -- -- -- --
Other Current Assets -- -- -- -- --
Total Current Assets $643.3M $551.7M $770.2M $716M $954.9M
 
Property Plant And Equipment $949.4K $752.2K $1.2M $1.6M $2.9M
Long-Term Investments $59.8M $79.9M $107M $193.6M $259.9M
Goodwill -- -- -- -- --
Other Intangibles -- -- -- -- --
Other Long-Term Assets -- -- -- -- --
Total Assets $1.1B $1.2B $1.5B $1.7B $2.1B
 
Accounts Payable -- -- -- -- --
Accrued Expenses $3.9M $6.6M $9.7M $13.3M --
Current Portion Of Long-Term Debt $11.6M $12.7M $76.4M $61.8M --
Current Portion Of Capital Lease Obligations -- -- -- -- --
Other Current Liabilities -- -- -- -- --
Total Current Liabilities $405.2M $529.2M $725.5M $635M $788.5M
 
Long-Term Debt -- -- -- -- --
Capital Leases -- -- -- -- --
Total Liabilities $524.8M $584.2M $745.3M $673.3M $949.6M
 
Common Stock $32K $29.2K $28.3K $29.5K $29.1K
Other Common Equity Adj $2.6M $10.7M $10.6M $9.6M --
Common Equity -- -- -- -- --
Total Preferred Equity -- -- -- -- --
Minority Interest, Total -- -- -- -- --
Total Equity $591.2M $638.9M $782.8M $983M $1.1B
 
Total Liabilities and Equity $1.1B $1.2B $1.5B $1.7B $2.1B
Cash and Short Terms $201.9M $181.8M $528M $466.5M $511.8M
Total Debt -- -- -- -- --
Period Ending 2020-12-31 2021-12-31 2022-12-31 2023-12-31 2024-12-31
Net Income to Stockholders -$189.6M $128M $120.6M $167.5M $214M
Depreciation & Amoritzation $1.7M $1.3M $987K $742.5K $1M
Stock-Based Compensation $11.6M $13.7M $8M $6M $5.6M
Change in Accounts Receivable $32M -$63.8M -$64.8M -$72M -$56.4M
Change in Inventories -- -- -- -- --
Cash From Operations $100M $160.2M $88.2M $105.2M $259.9M
 
Capital Expenditures $777.3K $406.2K $899.2K $1.2M $2M
Cash Acquisitions -- -- -- -- --
Cash From Investing -$536.8M -$364.2M -$135.6M -$156.2M $4.8M
 
Dividends Paid (Ex Special Dividend) -- -- -- $8.2M $16.2M
Special Dividend Paid
Long-Term Debt Issued $74.1M $41.3M $10.5M $113.4M $18.6M
Long-Term Debt Repaid -$23.3M -$69.8M -$24.8M -$43.5M -$51.6M
Repurchase of Common Stock -- -- $21.8M $3.5M $25.3M
Other Financing Activities $599.8M $229.6M $121.9M $115.2M -$195.1M
Cash From Financing $650.6M $202M $85.6M $173.2M -$268.9M
 
Beginning Cash (CF) $383.3M $391.1M $399.5M $514.2M $495.9M
Foreign Exchange Rate Adjustment -- -- -- -- --
Additions / Reductions $209.7M -$3.5M $42.5M $122.7M -$3.3M
Ending Cash (CF) $588.9M $386.2M $446.3M $637.2M $493.5M
 
Levered Free Cash Flow $99.2M $159.8M $87.3M $104M $257.9M
Period Ending 2021-09-30 2022-09-30 2023-09-30 2024-09-30 2025-09-30
Net Income to Stockholders -- -- -- -- --
Depreciation & Amoritzation -- -- -- -- --
Stock-Based Compensation -- -- -- -- --
Change in Accounts Receivable -- -- -- -- --
Change in Inventories -- -- -- -- --
Cash From Operations -- -- -- -- --
 
Capital Expenditures -- -- -- -- --
Cash Acquisitions -- -- -- -- --
Cash From Investing -- -- -- -- --
 
Dividends Paid (Ex Special Dividend) -- -- -- -- --
Special Dividend Paid -- -- $170K -- --
Long-Term Debt Issued -- -- -- -- --
Long-Term Debt Repaid -- -- -- -- --
Repurchase of Common Stock -- -- -- -- --
Other Financing Activities -- -- -- -- --
Cash From Financing -- -- -- -- --
 
Beginning Cash (CF) $201.9M $158.2M $528M $466.5M $511.8M
Foreign Exchange Rate Adjustment -- -- -- -- --
Additions / Reductions -- -- -- -- --
Ending Cash (CF) -- -- -- -- --
 
Levered Free Cash Flow -- -- -- -- --
Period Ending 2019-12-31 2020-12-31 2021-12-31 2022-12-31 2023-12-31
Net Income to Stockholders -- -- -- -- --
Depreciation & Amoritzation -- -- -- -- --
Stock-Based Compensation -- -- -- -- --
Change in Accounts Receivable -- -- -- -- --
Change in Inventories -- -- -- -- --
Cash From Operations -- -- -- -- --
 
Capital Expenditures -- -- -- -- --
Cash Acquisitions -- -- -- -- --
Cash From Investing -- -- -- -- --
 
Dividends Paid (Ex Special Dividend) -- -- -$2.5K -$21.3K -$70.5K
Special Dividend Paid
Long-Term Debt Issued -- -- -- -- --
Long-Term Debt Repaid -- -- -- -- --
Repurchase of Common Stock -- -- -- -- --
Other Financing Activities -- -- -- -- --
Cash From Financing -- -- -- -- --
 
Beginning Cash (CF) -- -- -- -- --
Foreign Exchange Rate Adjustment -- -- -- -- --
Additions / Reductions -- -- -- -- --
Ending Cash (CF) -- -- -- -- --
 
Levered Free Cash Flow -- -- -- -- --
Period Ending 2021-09-30 2022-09-30 2023-09-30 2024-09-30 2025-09-30
Net Income to Stockholders -- -- -- -- --
Depreciation & Amoritzation -- -- -- -- --
Stock-Based Compensation -- -- -- -- --
Change in Accounts Receivable -- -- -- -- --
Change in Inventories -- -- -- -- --
Cash From Operations $28.3M $30.1M $84.6M -- --
 
Capital Expenditures -- -- -- -- --
Cash Acquisitions -- -- -- -- --
Cash From Investing $1.4M $1.5M $2.1M -- --
 
Dividends Paid (Ex Special Dividend) -$2.5K -$21.3K -$70.5K -- --
Special Dividend Paid -- -- $170K -- --
Long-Term Debt Issued -- -- -- -- --
Long-Term Debt Repaid -- -- -- -- --
Repurchase of Common Stock -- $15.1M $15.8M -- --
Other Financing Activities -- -- -- -- --
Cash From Financing -$2.5K -$12.3K $266.1K -- --
 
Beginning Cash (CF) $695.8M $523.9M $1.5B $1.5B $1.7B
Foreign Exchange Rate Adjustment -- -- -- -- --
Additions / Reductions $4.6M $277.8K $52.5K -- --
Ending Cash (CF) -- -- -- -- --
 
Levered Free Cash Flow $28.3M $30.1M $84.6M -- --

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