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QFIN Quote, Financials, Valuation and Earnings

Last price:
$19.74
Seasonality move :
25.55%
Day range:
$19.30 - $19.91
52-week range:
$17.61 - $48.94
Dividend yield:
10.59%
P/E ratio:
2.84x
P/S ratio:
1.00x
P/B ratio:
0.74x
Volume:
1.8M
Avg. volume:
2.2M
1-year change:
-48.35%
Market cap:
$2.5B
Revenue:
$2.4B
EPS (TTM):
$6.85
Period Ending 2020-12-31 2021-12-31 2022-12-31 2023-12-31 2024-12-31
Revenue $2B $2.6B $2.5B $2.3B $2.4B
Revenue Growth (YoY) 47.28% 31.26% -4.69% -6.47% 3.74%
 
Cost of Revenues $323.4M $411.8M $438.8M $476.9M $495.6M
Gross Profit $1.6B $2.2B $2B $1.8B $1.9B
Gross Profit Margin 83.54% 84.04% 82.15% 79.26% 79.22%
 
R&D Expenses -- -- -- -- --
Selling, General & Admin -- -- -- -- --
Other Inc / (Exp) -- $1.6M -$3M -$4.3M --
Operating Expenses $1.1B $1.1B $1.4B $1.1B $843.5M
Operating Income $549.1M $1.1B $664.1M $685.5M $1B
 
Net Interest Expenses -- -- -- -- --
EBT. Incl. Unusual Items $591.4M $1.1B $704.3M $744.9M $1.1B
Earnings of Discontinued Ops. -- -- -- -- --
Income Tax Expense $84.9M $195.1M $109.4M $142.4M $228.5M
Net Income to Company $506.5M $893.8M $594.9M $602.5M $868.2M
 
Minority Interest in Earnings -$130K -$2.7M -$2.8M -$2.4M -$2.3M
Net Income to Common Excl Extra Items $506.5M $893.8M $594.9M $602.5M $868.2M
 
Basic EPS (Cont. Ops) $3.40 $5.84 $3.82 $3.77 $5.84
Diluted EPS (Cont. Ops) $3.30 $5.58 $3.71 $3.68 $5.74
Weighted Average Basic Share $149.1M $153.6M $156.3M $160.4M $149M
Weighted Average Diluted Share $153.3M $160.7M $161M $164.3M $151.7M
 
EBITDA $655.6M $1.2B $910.3M $999.5M $1.4B
EBIT $650.3M $1.2B $898.8M $989.1M $1.4B
 
Revenue (Reported) $2B $2.6B $2.5B $2.3B $2.4B
Operating Income (Reported) $549.1M $1.1B $664.1M $685.5M $1B
Operating Income (Adjusted) $650.3M $1.2B $898.8M $989.1M $1.4B
Period Ending 2021-09-30 2022-09-30 2023-09-30 2024-09-30 2025-09-30
Revenue $713.1M $604.7M $590.7M $609.7M $727.3M
Revenue Growth (YoY) 33.21% -15.2% -2.31% 3.21% 19.29%
 
Cost of Revenues $109.9M $113M $110.4M $119.2M $126.2M
Gross Profit $603.2M $491.7M $480.4M $490.5M $601.1M
Gross Profit Margin 84.59% 81.31% 81.31% 80.44% 82.65%
 
R&D Expenses -- -- -- -- --
Selling, General & Admin -- -- -- -- --
Other Inc / (Exp) $1.6M -$16.8M -$12M -$9M --
Operating Expenses $310.4M $322.7M $288.7M $171.1M $357.5M
Operating Income $292.7M $169M $191.7M $319.4M $243.6M
 
Net Interest Expenses -- -- -- -- --
EBT. Incl. Unusual Items $297.2M $170.9M $204M $328.8M $255.9M
Earnings of Discontinued Ops. -- -- -- -- --
Income Tax Expense $55.4M $26.7M $47M $77.9M $55.7M
Net Income to Company -- -- -- -- --
 
Minority Interest in Earnings -- -$653.8K -$601.2K -$567.1K -$490.7K
Net Income to Common Excl Extra Items $241.8M $144.2M $157M $251M $200.1M
 
Basic EPS (Cont. Ops) $1.57 $0.93 $0.98 $1.73 $1.53
Diluted EPS (Cont. Ops) $1.50 $0.90 $0.96 $1.70 $1.51
Weighted Average Basic Share $154.1M $156.3M $160.4M $145.3M $131M
Weighted Average Diluted Share $160.7M $161.7M $164.6M $148.1M $133M
 
EBITDA -- $199.7M -- -- --
EBIT $348.5M $197M $261.9M $386M $360.7M
 
Revenue (Reported) $713.1M $604.7M $590.7M $609.7M $727.3M
Operating Income (Reported) $292.7M $169M $191.7M $319.4M $243.6M
Operating Income (Adjusted) $348.5M $197M $261.9M $386M $360.7M
Period Ending 2021-09-30 2022-09-30 2023-09-30 2024-09-30 2025-09-30
Revenue $2.4B $2.6B $2.2B $2.4B $2.7B
Revenue Growth (YoY) -- -- -- -- --
 
Cost of Revenues $382M $435.4M $447.4M $488.8M $488.7M
Gross Profit $2B $2.2B $1.8B $1.9B $2.2B
Gross Profit Margin -- -- -- -- --
 
R&D Expenses -- -- -- -- --
Selling, General & Admin -- -- -- -- --
Other Inc / (Exp) $1.6M -$43.4M $11.4M $10.2M --
Operating Expenses $1B $1.4B $1.1B $934.7M $1.2B
Operating Income $1B $767.7M $639.8M $960.2M $1B
 
Net Interest Expenses -- -- -- -- --
EBT. Incl. Unusual Items $1.1B $805.8M $703.7M $1B $1.1B
Earnings of Discontinued Ops. -- -- -- -- --
Income Tax Expense $180.3M $125M $133.1M $256.3M $177.8M
Net Income to Company -- -- -- -- --
 
Minority Interest in Earnings -$60.4K -$4.9M -$2.4M -$2.3M -$2M
Net Income to Common Excl Extra Items $871.2M $680.8M $570.6M $755.7M $952.3M
 
Basic EPS (Cont. Ops) $5.69 $4.41 $3.57 $5.00 $6.96
Diluted EPS (Cont. Ops) $5.46 $4.27 $3.48 $4.90 $6.85
Weighted Average Basic Share
Weighted Average Diluted Share
 
EBITDA -- -- -- -- --
EBIT $1.1B $970.8M $922.3M $1.4B $1.5B
 
Revenue (Reported) $2.4B $2.6B $2.2B $2.4B $2.7B
Operating Income (Reported) $1B $767.7M $639.8M $960.2M $1B
Operating Income (Adjusted) $1.1B $970.8M $922.3M $1.4B $1.5B
Period Ending 2021-09-30 2022-09-30 2023-09-30 2024-09-30 2025-09-30
Revenue $1.9B $1.9B $1.7B $1.8B $2.1B
Revenue Growth (YoY) -- -- -- -- --
 
Cost of Revenues $295.1M $329M $343.1M $365.3M $368.9M
Gross Profit $1.6B $1.6B $1.3B $1.4B $1.7B
Gross Profit Margin -- -- -- -- --
 
R&D Expenses -- -- -- -- --
Selling, General & Admin -- -- -- -- --
Other Inc / (Exp) $1.6M -$43.4M -$26.3M -$22.8M -$5.5M
Operating Expenses $773M $1.1B $824.2M $613.3M $937.4M
Operating Income $820.1M $536M $507.1M $783.2M $786.8M
 
Net Interest Expenses -- -- -- -- --
EBT. Incl. Unusual Items $847.4M $564.7M $559.7M $827.9M $861.3M
Earnings of Discontinued Ops. -- -- -- -- --
Income Tax Expense $158M $88.1M $111M $225.5M $175M
Net Income to Company -- -- -- -- --
 
Minority Interest in Earnings $6.6K -$2.2M -$1.8M -$1.7M -$1.5M
Net Income to Common Excl Extra Items $689.4M $476.6M $448.6M $602.4M $686.3M
 
Basic EPS (Cont. Ops) $4.50 $3.07 $2.80 $4.02 $5.10
Diluted EPS (Cont. Ops) $4.30 $2.98 $2.73 $3.95 $5.01
Weighted Average Basic Share $459.9M $467.4M $483.4M $453.2M $404.4M
Weighted Average Diluted Share $481.4M $482.1M $495.7M $462.3M $411.6M
 
EBITDA -- $199.7M -- -- --
EBIT $934.9M $704.2M $722.1M $1.1B $1.1B
 
Revenue (Reported) $1.9B $1.9B $1.7B $1.8B $2.1B
Operating Income (Reported) $820.1M $536M $507.1M $783.2M $786.8M
Operating Income (Adjusted) $934.9M $704.2M $722.1M $1.1B $1.1B
Period Ending 2020-12-31 2021-12-31 2022-12-31 2023-12-31 2024-12-31
Cash and Equivalents $1B $1.4B $1.5B $1.1B $1.4B
Short Term Investments -- -- $8.3M $2.1M $464.9M
Accounts Receivable, Net $427.5M $521M $453.7M $431.1M $307.1M
Inventory -- -- -- -- --
Prepaid Expenses $140.1M $137.3M $57.5M $29.2M $22.3M
Other Current Assets -- -- -- -- --
Total Current Assets $2.2B $2.8B $2.7B $2.1B $2.2B
 
Property Plant And Equipment $10.5M $10.6M $14.9M $39.1M $54.6M
Long-Term Investments -- -- -- -- --
Goodwill -- -- -- $5.8M $5.8M
Other Intangibles $520.9K $160.6M $145.4M $139.8M $132.7M
Other Long-Term Assets -- -- -- -- --
Total Assets $3.7B $5.3B $5.8B $6.5B $6.6B
 
Accounts Payable -- -- -- -- --
Accrued Expenses $52.9M $138.3M $98.8M $131.4M $137.4M
Current Portion Of Long-Term Debt $28.6M $62.4M $21.7M $112.7M $187.7M
Current Portion Of Capital Lease Obligations $4.4M $4M $4.5M $4.1M $3.7M
Other Current Liabilities -- -- -- -- --
Total Current Liabilities $2B $2.2B $2.4B $2.8B $2.4B
 
Long-Term Debt $2.3M $2.1M $5.7M $14.4M $35M
Capital Leases -- -- -- -- --
Total Liabilities $2.3B $2.9B $3.1B $3.4B $3.3B
 
Common Stock $3.2K $3.5K $3.2K $3.1K $2.9K
Other Common Equity Adj -- -- -- -- --
Common Equity $1.4B $2.4B $2.7B $3.1B $3.3B
Total Preferred Equity -- -- -- -- --
Minority Interest, Total $78.3K $2M $12.1M $10.2M $7.7M
Total Equity $1.4B $2.4B $2.7B $3.1B $3.3B
 
Total Liabilities and Equity $3.7B $5.3B $5.8B $6.5B $6.6B
Cash and Short Terms $1B $1.4B $1.5B $1.1B $1.4B
Total Debt $2.3M $2.1M $5.7M $14.4M $35M
Period Ending 2021-09-30 2022-09-30 2023-09-30 2024-09-30 2025-09-30
Cash and Equivalents $1B $1.4B $1.1B $1.4B $2B
Short Term Investments -- $4.2M -- $445M --
Accounts Receivable, Net $389.3M $478.1M $411.5M $316.3M --
Inventory -- -- -- -- --
Prepaid Expenses $144.5M $77.1M $26.3M $15.5M --
Other Current Assets -- -- -- -- --
Total Current Assets $2.4B $2.7B $2.3B $2.2B $2.9B
 
Property Plant And Equipment $3.2M $3.5M $20.3M $47.2M $80.9M
Long-Term Investments -- -- -- -- --
Goodwill -- -- $5.6M $6M --
Other Intangibles $621.2K $141.5M $136.5M $138.9M --
Other Long-Term Assets -- -- -- -- --
Total Assets $4.8B $5.6B $6.3B $6.7B $8.6B
 
Accounts Payable -- -- -- -- --
Accrued Expenses -- -- -- -- --
Current Portion Of Long-Term Debt $51.9M $89.8M $103.7M $148.8M --
Current Portion Of Capital Lease Obligations -- -- -- -- --
Other Current Liabilities -- -- -- -- --
Total Current Liabilities $2.1B $2.5B $2.6B $2.3B $2.7B
 
Long-Term Debt -- -- $13.5M $33.1M $763M
Capital Leases -- -- -- -- --
Total Liabilities $2.6B $3.1B $3.4B $3.4B $5.2B
 
Common Stock $3.2K $3.1K -- -- --
Other Common Equity Adj -- -- -- -- --
Common Equity -- -- -- -- --
Total Preferred Equity -- -- -- -- --
Minority Interest, Total -- $12.4M $10.5M $8.6M $6.4M
Total Equity $2.2B $2.5B $2.9B $3.3B $3.4B
 
Total Liabilities and Equity $4.8B $5.6B $6.3B $6.7B $8.6B
Cash and Short Terms $1B $1.4B $1.1B $1.4B $2B
Total Debt -- -- $13.5M $33.1M $763M
Period Ending 2020-12-31 2021-12-31 2022-12-31 2023-12-31 2024-12-31
Net Income to Stockholders $506.5M $893.8M $594.9M $602.5M $868.2M
Depreciation & Amoritzation $5.2M $10.2M $11.4M $10.4M $10.4M
Stock-Based Compensation $43.6M $39.4M $29.7M $26.2M $23.3M
Change in Accounts Receivable -$433.2M -$198.2M -$104.1M -$59.9M $359.7M
Change in Inventories -- -- -- -- --
Cash From Operations $771.6M $897.7M $879.5M $1B $1.3B
 
Capital Expenditures $2.2M $3.9M $4M $11.9M $21.3M
Cash Acquisitions -- -- -- $3.7M $361.5K
Cash From Investing $129.2M -$935.6M -$1.1B -$1.6B -$1.1B
 
Dividends Paid (Ex Special Dividend) -- -- $146.8M $132.9M $175.5M
Special Dividend Paid
Long-Term Debt Issued $27.1M $109.7M $53.7M $126.9M $285.3M
Long-Term Debt Repaid -$29M -$32.6M -$109.1M -$24.9M -$183.8M
Repurchase of Common Stock -- -- -- $89.8M $413.1M
Other Financing Activities -$473.7M $273.4M $641.6M $271.9M $194.2M
Cash From Financing -$475.4M $346.3M $462.5M $150.5M -$293.8M
 
Beginning Cash (CF) $1B $1.4B $1.5B $1.1B $932.4M
Foreign Exchange Rate Adjustment -- -- -- -- --
Additions / Reductions $425.7M $307.9M $260.2M -$416.8M -$104.7M
Ending Cash (CF) $1.5B $1.7B $1.8B $650.3M $829.4M
 
Levered Free Cash Flow $769.4M $893.8M $875.5M $992.8M $1.3B
Period Ending 2021-09-30 2022-09-30 2023-09-30 2024-09-30 2025-09-30
Net Income to Stockholders -- -- -- -- --
Depreciation & Amoritzation -- -- -- -- --
Stock-Based Compensation -- -- -- -- --
Change in Accounts Receivable -- -- -- -- --
Change in Inventories -- -- -- -- --
Cash From Operations $273.8M $235.9M $169.6M $331.3M $351.3M
 
Capital Expenditures -- -- -- -- --
Cash Acquisitions -$848K -- -- -- --
Cash From Investing -$529.3M -$432.8M -$307.1M -$409M -$99.4M
 
Dividends Paid (Ex Special Dividend) -- -- -- -- --
Special Dividend Paid -- -- -- -- --
Long-Term Debt Issued $76.4M -- -- -- --
Long-Term Debt Repaid -$4.7M -- -- -- --
Repurchase of Common Stock -- -- -- -- --
Other Financing Activities $207.2M -- -- -- --
Cash From Financing $70.2M $115.1M $97.3M -$173.2M -$55.7M
 
Beginning Cash (CF) $1B $1.4B $1.1B $932.4M $1.4B
Foreign Exchange Rate Adjustment $7.2K $1.1M $690.2K -$3.3M $731.6K
Additions / Reductions -$185.3M -$80.8M -$39.4M -$254.1M $197M
Ending Cash (CF) $841.9M $1.4B $1.1B $675M $1.5B
 
Levered Free Cash Flow $273.8M $235.9M $169.6M $331.3M $351.3M
Period Ending 2021-09-30 2022-09-30 2023-09-30 2024-09-30 2025-09-30
Net Income to Stockholders -- -- -- -- --
Depreciation & Amoritzation -- -- -- -- --
Stock-Based Compensation $30.3M $9M -- -- --
Change in Accounts Receivable -- -- -- -- --
Change in Inventories -- -- -- -- --
Cash From Operations $753.4M $780M $929.9M $1.2B $1.5B
 
Capital Expenditures -- -- $2M -- --
Cash Acquisitions -$848K $622.2K -- -- --
Cash From Investing -$820.8M -$836.5M -$1.5B -$1.2B -$1.8B
 
Dividends Paid (Ex Special Dividend) -- -- -- -- --
Special Dividend Paid
Long-Term Debt Issued -- -- -- -- --
Long-Term Debt Repaid -- -- -- -- --
Repurchase of Common Stock -- -- -- -- --
Other Financing Activities -- -- -- -- --
Cash From Financing -$17M $608.1M $300.1M -$164.3M $709.1M
 
Beginning Cash (CF) -- -- -- -- --
Foreign Exchange Rate Adjustment -- -- -- -- --
Additions / Reductions -$84.4M $552.2M -$319.5M -$201.7M $427.4M
Ending Cash (CF) -- -- -- -- --
 
Levered Free Cash Flow $753.4M $780M $927.9M $1.2B $1.5B
Period Ending 2021-09-30 2022-09-30 2023-09-30 2024-09-30 2025-09-30
Net Income to Stockholders -- -- -- -- --
Depreciation & Amoritzation -- -- -- -- --
Stock-Based Compensation -- -- -- -- --
Change in Accounts Receivable -- -- -- -- --
Change in Inventories -- -- -- -- --
Cash From Operations $745.2M $627.5M $677.9M $874.6M $1.1B
 
Capital Expenditures -- -- -- -- --
Cash Acquisitions -$848K -- -- -- --
Cash From Investing -$947.8M -$848.6M -$1.3B -$979.8M -$1.7B
 
Dividends Paid (Ex Special Dividend) -- -- -- -- --
Special Dividend Paid -- -- -- -- --
Long-Term Debt Issued $76.4M -- -- -- --
Long-Term Debt Repaid -$4.7M -- -- -- --
Repurchase of Common Stock -- -- -- -- --
Other Financing Activities $207.2M -- -- -- --
Cash From Financing $181.9M $443.7M $281.3M -$33.5M $969.4M
 
Beginning Cash (CF) $3.5B $4.4B $3.5B $3.2B $4.1B
Foreign Exchange Rate Adjustment -$418.2K $714.6K $1.5M -$2.7M -$4M
Additions / Reductions -$21.1M $223.2M -$356.5M -$141.4M $390.7M
Ending Cash (CF) $3.5B $4.7B $3.2B $3.1B $4.5B
 
Levered Free Cash Flow $745.2M $627.5M $677.9M $874.6M $1.1B

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