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XYF Quote, Financials, Valuation and Earnings

Last price:
$5.74
Seasonality move :
20.98%
Day range:
$5.44 - $5.78
52-week range:
$5.44 - $20.36
Dividend yield:
9.23%
P/E ratio:
1.02x
P/S ratio:
0.23x
P/B ratio:
0.33x
Volume:
191.9K
Avg. volume:
253.1K
1-year change:
-31.83%
Market cap:
$224.3M
Revenue:
$815.9M
EPS (TTM):
$5.63

Price Performance History

Performance vs. Valuation Benchmarks

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Competitors

Company Revenue Forecast Earnings Forecast Revenue Growth Forecast Earnings Growth Forecast Analyst Price Target Median
XYF
X Financial
-- -- -- -- --
DXF
Dunxin Financial Holdings
-- -- -- -- --
LX
LexinFintech Holdings Ltd.
-- -- -- -- $5.32
NCTY
The9 Ltd.
-- -- -- -- --
PT
Pintec Technology Holdings Ltd.
-- -- -- -- --
QFIN
Qfin Holdings, Inc.
$699.3M -- 6.65% -- $32.89
Company Price Analyst Target Market Cap P/E Ratio Dividend per Share Dividend Yield Price / LTM Sales
XYF
X Financial
$5.74 -- $224.3M 1.02x $0.28 9.23% 0.23x
DXF
Dunxin Financial Holdings
-- -- -- -- $0.00 0% --
LX
LexinFintech Holdings Ltd.
$3.30 $5.32 $555.3M 2.32x $0.19 11.39% 0.31x
NCTY
The9 Ltd.
$6.72 -- $101.6M -- $0.00 0% 5.41x
PT
Pintec Technology Holdings Ltd.
$0.91 -- $14.3M -- $0.00 0% 2.91x
QFIN
Qfin Holdings, Inc.
$19.48 $32.89 $2.5B 2.84x $0.76 10.58% 1.00x
Company Total Debt / Total Capital Beta Debt to Equity Quick Ratio
XYF
X Financial
6.67% -1.937 14.8% 0.65x
DXF
Dunxin Financial Holdings
-- 0.000 -- --
LX
LexinFintech Holdings Ltd.
28.69% -1.351 74.5% 0.41x
NCTY
The9 Ltd.
-- -1.882 -- --
PT
Pintec Technology Holdings Ltd.
-- 0.002 -- 0.21x
QFIN
Qfin Holdings, Inc.
22.21% -0.601 25.91% 0.74x
Company Gross Profit Operating Income Return on Invested Capital Return on Common Equity EBIT Margin Free Cash Flow
XYF
X Financial
$200.3M $50.6M 22.66% 24.11% 23.46% --
DXF
Dunxin Financial Holdings
-- -- -- -- -- --
LX
LexinFintech Holdings Ltd.
$349.2M $98.4M 11.26% 16.28% 20.57% --
NCTY
The9 Ltd.
-- -- -- -- -- --
PT
Pintec Technology Holdings Ltd.
-- -- -- -- -- --
QFIN
Qfin Holdings, Inc.
$601.1M $243.6M 24.08% 28.77% 49.59% $351.3M

X Financial vs. Competitors

  • Which has Higher Returns XYF or DXF?

    Dunxin Financial Holdings has a net margin of 21.48% compared to X Financial's net margin of --. X Financial's return on equity of 24.11% beat Dunxin Financial Holdings's return on equity of --.

    Company Gross Margin Earnings Per Share Invested Capital
    XYF
    X Financial
    73.1% $1.41 $1.2B
    DXF
    Dunxin Financial Holdings
    -- -- --
  • What do Analysts Say About XYF or DXF?

    X Financial has a consensus price target of --, signalling downside risk potential of -11.15%. On the other hand Dunxin Financial Holdings has an analysts' consensus of -- which suggests that it could fall by --. Given that X Financial has higher upside potential than Dunxin Financial Holdings, analysts believe X Financial is more attractive than Dunxin Financial Holdings.

    Company Buy Ratings Hold Ratings Sell Ratings
    XYF
    X Financial
    0 0 0
    DXF
    Dunxin Financial Holdings
    0 0 0
  • Is XYF or DXF More Risky?

    X Financial has a beta of 0.378, which suggesting that the stock is 62.232% less volatile than S&P 500. In comparison Dunxin Financial Holdings has a beta of 0.000, suggesting its less volatile than the S&P 500 by 100%.

  • Which is a Better Dividend Stock XYF or DXF?

    X Financial has a quarterly dividend of $0.28 per share corresponding to a yield of 9.23%. Dunxin Financial Holdings offers a yield of 0% to investors and pays a quarterly dividend of $0.00 per share. X Financial pays 9.23% of its earnings as a dividend. Dunxin Financial Holdings pays out -- of its earnings as a dividend. X Financial's payout ratio is sufficient to cover dividend payouts with earnings for the foreseeable future.

  • Which has Better Financial Ratios XYF or DXF?

    X Financial quarterly revenues are $274M, which are larger than Dunxin Financial Holdings quarterly revenues of --. X Financial's net income of $58.9M is higher than Dunxin Financial Holdings's net income of --. Notably, X Financial's price-to-earnings ratio is 1.02x while Dunxin Financial Holdings's PE ratio is --. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for X Financial is 0.23x versus -- for Dunxin Financial Holdings. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    XYF
    X Financial
    0.23x 1.02x $274M $58.9M
    DXF
    Dunxin Financial Holdings
    -- -- -- --
  • Which has Higher Returns XYF or LX?

    LexinFintech Holdings Ltd. has a net margin of 21.48% compared to X Financial's net margin of 15.23%. X Financial's return on equity of 24.11% beat LexinFintech Holdings Ltd.'s return on equity of 16.28%.

    Company Gross Margin Earnings Per Share Invested Capital
    XYF
    X Financial
    73.1% $1.41 $1.2B
    LX
    LexinFintech Holdings Ltd.
    73.02% $0.41 $2.3B
  • What do Analysts Say About XYF or LX?

    X Financial has a consensus price target of --, signalling downside risk potential of -11.15%. On the other hand LexinFintech Holdings Ltd. has an analysts' consensus of $5.32 which suggests that it could grow by 61.13%. Given that LexinFintech Holdings Ltd. has higher upside potential than X Financial, analysts believe LexinFintech Holdings Ltd. is more attractive than X Financial.

    Company Buy Ratings Hold Ratings Sell Ratings
    XYF
    X Financial
    0 0 0
    LX
    LexinFintech Holdings Ltd.
    3 1 0
  • Is XYF or LX More Risky?

    X Financial has a beta of 0.378, which suggesting that the stock is 62.232% less volatile than S&P 500. In comparison LexinFintech Holdings Ltd. has a beta of 0.672, suggesting its less volatile than the S&P 500 by 32.751%.

  • Which is a Better Dividend Stock XYF or LX?

    X Financial has a quarterly dividend of $0.28 per share corresponding to a yield of 9.23%. LexinFintech Holdings Ltd. offers a yield of 11.39% to investors and pays a quarterly dividend of $0.19 per share. X Financial pays 9.23% of its earnings as a dividend. LexinFintech Holdings Ltd. pays out 16.71% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

  • Which has Better Financial Ratios XYF or LX?

    X Financial quarterly revenues are $274M, which are smaller than LexinFintech Holdings Ltd. quarterly revenues of $478.2M. X Financial's net income of $58.9M is lower than LexinFintech Holdings Ltd.'s net income of $72.8M. Notably, X Financial's price-to-earnings ratio is 1.02x while LexinFintech Holdings Ltd.'s PE ratio is 2.32x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for X Financial is 0.23x versus 0.31x for LexinFintech Holdings Ltd.. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    XYF
    X Financial
    0.23x 1.02x $274M $58.9M
    LX
    LexinFintech Holdings Ltd.
    0.31x 2.32x $478.2M $72.8M
  • Which has Higher Returns XYF or NCTY?

    The9 Ltd. has a net margin of 21.48% compared to X Financial's net margin of --. X Financial's return on equity of 24.11% beat The9 Ltd.'s return on equity of --.

    Company Gross Margin Earnings Per Share Invested Capital
    XYF
    X Financial
    73.1% $1.41 $1.2B
    NCTY
    The9 Ltd.
    -- -- --
  • What do Analysts Say About XYF or NCTY?

    X Financial has a consensus price target of --, signalling downside risk potential of -11.15%. On the other hand The9 Ltd. has an analysts' consensus of -- which suggests that it could fall by --. Given that X Financial has higher upside potential than The9 Ltd., analysts believe X Financial is more attractive than The9 Ltd..

    Company Buy Ratings Hold Ratings Sell Ratings
    XYF
    X Financial
    0 0 0
    NCTY
    The9 Ltd.
    0 0 0
  • Is XYF or NCTY More Risky?

    X Financial has a beta of 0.378, which suggesting that the stock is 62.232% less volatile than S&P 500. In comparison The9 Ltd. has a beta of 1.751, suggesting its more volatile than the S&P 500 by 75.113%.

  • Which is a Better Dividend Stock XYF or NCTY?

    X Financial has a quarterly dividend of $0.28 per share corresponding to a yield of 9.23%. The9 Ltd. offers a yield of 0% to investors and pays a quarterly dividend of $0.00 per share. X Financial pays 9.23% of its earnings as a dividend. The9 Ltd. pays out -- of its earnings as a dividend. X Financial's payout ratio is sufficient to cover dividend payouts with earnings for the foreseeable future.

  • Which has Better Financial Ratios XYF or NCTY?

    X Financial quarterly revenues are $274M, which are larger than The9 Ltd. quarterly revenues of --. X Financial's net income of $58.9M is higher than The9 Ltd.'s net income of --. Notably, X Financial's price-to-earnings ratio is 1.02x while The9 Ltd.'s PE ratio is --. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for X Financial is 0.23x versus 5.41x for The9 Ltd.. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    XYF
    X Financial
    0.23x 1.02x $274M $58.9M
    NCTY
    The9 Ltd.
    5.41x -- -- --
  • Which has Higher Returns XYF or PT?

    Pintec Technology Holdings Ltd. has a net margin of 21.48% compared to X Financial's net margin of --. X Financial's return on equity of 24.11% beat Pintec Technology Holdings Ltd.'s return on equity of --.

    Company Gross Margin Earnings Per Share Invested Capital
    XYF
    X Financial
    73.1% $1.41 $1.2B
    PT
    Pintec Technology Holdings Ltd.
    -- -- -$53.4M
  • What do Analysts Say About XYF or PT?

    X Financial has a consensus price target of --, signalling downside risk potential of -11.15%. On the other hand Pintec Technology Holdings Ltd. has an analysts' consensus of -- which suggests that it could fall by --. Given that X Financial has higher upside potential than Pintec Technology Holdings Ltd., analysts believe X Financial is more attractive than Pintec Technology Holdings Ltd..

    Company Buy Ratings Hold Ratings Sell Ratings
    XYF
    X Financial
    0 0 0
    PT
    Pintec Technology Holdings Ltd.
    0 0 0
  • Is XYF or PT More Risky?

    X Financial has a beta of 0.378, which suggesting that the stock is 62.232% less volatile than S&P 500. In comparison Pintec Technology Holdings Ltd. has a beta of 0.851, suggesting its less volatile than the S&P 500 by 14.902%.

  • Which is a Better Dividend Stock XYF or PT?

    X Financial has a quarterly dividend of $0.28 per share corresponding to a yield of 9.23%. Pintec Technology Holdings Ltd. offers a yield of 0% to investors and pays a quarterly dividend of $0.00 per share. X Financial pays 9.23% of its earnings as a dividend. Pintec Technology Holdings Ltd. pays out -- of its earnings as a dividend. X Financial's payout ratio is sufficient to cover dividend payouts with earnings for the foreseeable future.

  • Which has Better Financial Ratios XYF or PT?

    X Financial quarterly revenues are $274M, which are larger than Pintec Technology Holdings Ltd. quarterly revenues of --. X Financial's net income of $58.9M is higher than Pintec Technology Holdings Ltd.'s net income of --. Notably, X Financial's price-to-earnings ratio is 1.02x while Pintec Technology Holdings Ltd.'s PE ratio is --. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for X Financial is 0.23x versus 2.91x for Pintec Technology Holdings Ltd.. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    XYF
    X Financial
    0.23x 1.02x $274M $58.9M
    PT
    Pintec Technology Holdings Ltd.
    2.91x -- -- --
  • Which has Higher Returns XYF or QFIN?

    Qfin Holdings, Inc. has a net margin of 21.48% compared to X Financial's net margin of 27.52%. X Financial's return on equity of 24.11% beat Qfin Holdings, Inc.'s return on equity of 28.77%.

    Company Gross Margin Earnings Per Share Invested Capital
    XYF
    X Financial
    73.1% $1.41 $1.2B
    QFIN
    Qfin Holdings, Inc.
    82.65% $1.51 $4.4B
  • What do Analysts Say About XYF or QFIN?

    X Financial has a consensus price target of --, signalling downside risk potential of -11.15%. On the other hand Qfin Holdings, Inc. has an analysts' consensus of $32.89 which suggests that it could grow by 68.84%. Given that Qfin Holdings, Inc. has higher upside potential than X Financial, analysts believe Qfin Holdings, Inc. is more attractive than X Financial.

    Company Buy Ratings Hold Ratings Sell Ratings
    XYF
    X Financial
    0 0 0
    QFIN
    Qfin Holdings, Inc.
    9 1 0
  • Is XYF or QFIN More Risky?

    X Financial has a beta of 0.378, which suggesting that the stock is 62.232% less volatile than S&P 500. In comparison Qfin Holdings, Inc. has a beta of 0.402, suggesting its less volatile than the S&P 500 by 59.772%.

  • Which is a Better Dividend Stock XYF or QFIN?

    X Financial has a quarterly dividend of $0.28 per share corresponding to a yield of 9.23%. Qfin Holdings, Inc. offers a yield of 10.58% to investors and pays a quarterly dividend of $0.76 per share. X Financial pays 9.23% of its earnings as a dividend. Qfin Holdings, Inc. pays out 22.31% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

  • Which has Better Financial Ratios XYF or QFIN?

    X Financial quarterly revenues are $274M, which are smaller than Qfin Holdings, Inc. quarterly revenues of $727.3M. X Financial's net income of $58.9M is lower than Qfin Holdings, Inc.'s net income of $200.1M. Notably, X Financial's price-to-earnings ratio is 1.02x while Qfin Holdings, Inc.'s PE ratio is 2.84x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for X Financial is 0.23x versus 1.00x for Qfin Holdings, Inc.. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    XYF
    X Financial
    0.23x 1.02x $274M $58.9M
    QFIN
    Qfin Holdings, Inc.
    1.00x 2.84x $727.3M $200.1M

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