Financhill
Buy
60

UCB Quote, Financials, Valuation and Earnings

Last price:
$28.51
Seasonality move :
-0.99%
Day range:
$28.31 - $28.80
52-week range:
$22.93 - $35.38
Dividend yield:
3.33%
P/E ratio:
13.52x
P/S ratio:
3.65x
P/B ratio:
1.00x
Volume:
423.3K
Avg. volume:
929.5K
1-year change:
6.81%
Market cap:
$3.4B
Revenue:
$930M
EPS (TTM):
$2.11

Price Performance History

Performance vs. Valuation Benchmarks

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Competitors

Company Revenue Forecast Earnings Forecast Revenue Growth Forecast Earnings Growth Forecast Analyst Price Target Median
UCB
United Community Banks
$246.9M $0.56 8.71% 12.96% $33.57
BCBP
BCB Bancorp
$24.3M $0.22 19.21% 33.34% $10.56
BHB
Bar Harbor Bankshares
$34.2M $0.68 -7.06% 2.99% $32.50
CATY
Cathay General Bancorp
$186.2M $0.95 10.31% 19.29% $47.00
HBAN
Huntington Bancshares
$1.9B $0.31 9.41% 17.97% $17.24
TRST
Trustco Bank Corp N Y
$43.1M $0.60 -15.79% -38.37% --
Company Price Analyst Target Market Cap P/E Ratio Dividend per Share Dividend Yield Price / LTM Sales
UCB
United Community Banks
$28.53 $33.57 $3.4B 13.52x $0.24 3.33% 3.65x
BCBP
BCB Bancorp
$8.30 $10.56 $142.4M 55.33x $0.16 7.71% 1.52x
BHB
Bar Harbor Bankshares
$29.82 $32.50 $456M 10.46x $0.30 4.02% 3.04x
CATY
Cathay General Bancorp
$42.94 $47.00 $3B 10.84x $0.34 3.17% 4.15x
HBAN
Huntington Bancshares
$15.22 $17.24 $22.2B 11.62x $0.16 4.07% 2.98x
TRST
Trustco Bank Corp N Y
$31.36 -- $596.5M 11.70x $0.36 4.59% 3.40x
Company Total Debt / Total Capital Beta Debt to Equity Quick Ratio
UCB
United Community Banks
6.77% 1.731 7.37% 25.86x
BCBP
BCB Bancorp
58.77% 1.536 265.05% 1.51x
BHB
Bar Harbor Bankshares
33.99% 1.593 53.34% 2.37x
CATY
Cathay General Bancorp
7.49% 1.522 7.69% --
HBAN
Huntington Bancshares
47.69% 1.470 77.92% 39.62x
TRST
Trustco Bank Corp N Y
10.68% 1.295 14.19% 4.54x
Company Gross Profit Operating Income Return on Invested Capital Return on Common Equity EBIT Margin Free Cash Flow
UCB
United Community Banks
-- -- 7.08% 7.69% 88.3% $142.6M
BCBP
BCB Bancorp
-- -- 0.54% 1.38% 44.03% $6.8M
BHB
Bar Harbor Bankshares
-- -- 6.14% 9.66% 83.74% $12.4M
CATY
Cathay General Bancorp
-- -- 9.2% 10.06% 122.15% $85.8M
HBAN
Huntington Bancshares
-- -- 5.6% 10.26% 89.38% $459M
TRST
Trustco Bank Corp N Y
-- -- 6.9% 7.64% 90.77% $12M

United Community Banks vs. Competitors

  • Which has Higher Returns UCB or BCBP?

    BCB Bancorp has a net margin of 29.4% compared to United Community Banks's net margin of -34.98%. United Community Banks's return on equity of 7.69% beat BCB Bancorp's return on equity of 1.38%.

    Company Gross Margin Earnings Per Share Invested Capital
    UCB
    United Community Banks
    -- $0.58 $3.8B
    BCBP
    BCB Bancorp
    -- -$0.51 $763.2M
  • What do Analysts Say About UCB or BCBP?

    United Community Banks has a consensus price target of $33.57, signalling upside risk potential of 15.17%. On the other hand BCB Bancorp has an analysts' consensus of $10.56 which suggests that it could grow by 27.26%. Given that BCB Bancorp has higher upside potential than United Community Banks, analysts believe BCB Bancorp is more attractive than United Community Banks.

    Company Buy Ratings Hold Ratings Sell Ratings
    UCB
    United Community Banks
    3 3 0
    BCBP
    BCB Bancorp
    1 3 0
  • Is UCB or BCBP More Risky?

    United Community Banks has a beta of 0.754, which suggesting that the stock is 24.598% less volatile than S&P 500. In comparison BCB Bancorp has a beta of 0.702, suggesting its less volatile than the S&P 500 by 29.784%.

  • Which is a Better Dividend Stock UCB or BCBP?

    United Community Banks has a quarterly dividend of $0.24 per share corresponding to a yield of 3.33%. BCB Bancorp offers a yield of 7.71% to investors and pays a quarterly dividend of $0.16 per share. United Community Banks pays 46.99% of its earnings as a dividend. BCB Bancorp pays out 65.92% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

  • Which has Better Financial Ratios UCB or BCBP?

    United Community Banks quarterly revenues are $242.9M, which are larger than BCB Bancorp quarterly revenues of $23.8M. United Community Banks's net income of $71.4M is higher than BCB Bancorp's net income of -$8.3M. Notably, United Community Banks's price-to-earnings ratio is 13.52x while BCB Bancorp's PE ratio is 55.33x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for United Community Banks is 3.65x versus 1.52x for BCB Bancorp. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    UCB
    United Community Banks
    3.65x 13.52x $242.9M $71.4M
    BCBP
    BCB Bancorp
    1.52x 55.33x $23.8M -$8.3M
  • Which has Higher Returns UCB or BHB?

    Bar Harbor Bankshares has a net margin of 29.4% compared to United Community Banks's net margin of 27.38%. United Community Banks's return on equity of 7.69% beat Bar Harbor Bankshares's return on equity of 9.66%.

    Company Gross Margin Earnings Per Share Invested Capital
    UCB
    United Community Banks
    -- $0.58 $3.8B
    BHB
    Bar Harbor Bankshares
    -- $0.66 $707.9M
  • What do Analysts Say About UCB or BHB?

    United Community Banks has a consensus price target of $33.57, signalling upside risk potential of 15.17%. On the other hand Bar Harbor Bankshares has an analysts' consensus of $32.50 which suggests that it could grow by 8.99%. Given that United Community Banks has higher upside potential than Bar Harbor Bankshares, analysts believe United Community Banks is more attractive than Bar Harbor Bankshares.

    Company Buy Ratings Hold Ratings Sell Ratings
    UCB
    United Community Banks
    3 3 0
    BHB
    Bar Harbor Bankshares
    0 2 0
  • Is UCB or BHB More Risky?

    United Community Banks has a beta of 0.754, which suggesting that the stock is 24.598% less volatile than S&P 500. In comparison Bar Harbor Bankshares has a beta of 0.687, suggesting its less volatile than the S&P 500 by 31.289%.

  • Which is a Better Dividend Stock UCB or BHB?

    United Community Banks has a quarterly dividend of $0.24 per share corresponding to a yield of 3.33%. Bar Harbor Bankshares offers a yield of 4.02% to investors and pays a quarterly dividend of $0.30 per share. United Community Banks pays 46.99% of its earnings as a dividend. Bar Harbor Bankshares pays out 40.85% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

  • Which has Better Financial Ratios UCB or BHB?

    United Community Banks quarterly revenues are $242.9M, which are larger than Bar Harbor Bankshares quarterly revenues of $37.3M. United Community Banks's net income of $71.4M is higher than Bar Harbor Bankshares's net income of $10.2M. Notably, United Community Banks's price-to-earnings ratio is 13.52x while Bar Harbor Bankshares's PE ratio is 10.46x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for United Community Banks is 3.65x versus 3.04x for Bar Harbor Bankshares. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    UCB
    United Community Banks
    3.65x 13.52x $242.9M $71.4M
    BHB
    Bar Harbor Bankshares
    3.04x 10.46x $37.3M $10.2M
  • Which has Higher Returns UCB or CATY?

    Cathay General Bancorp has a net margin of 29.4% compared to United Community Banks's net margin of 37%. United Community Banks's return on equity of 7.69% beat Cathay General Bancorp's return on equity of 10.06%.

    Company Gross Margin Earnings Per Share Invested Capital
    UCB
    United Community Banks
    -- $0.58 $3.8B
    CATY
    Cathay General Bancorp
    -- $0.98 $3.1B
  • What do Analysts Say About UCB or CATY?

    United Community Banks has a consensus price target of $33.57, signalling upside risk potential of 15.17%. On the other hand Cathay General Bancorp has an analysts' consensus of $47.00 which suggests that it could grow by 9.46%. Given that United Community Banks has higher upside potential than Cathay General Bancorp, analysts believe United Community Banks is more attractive than Cathay General Bancorp.

    Company Buy Ratings Hold Ratings Sell Ratings
    UCB
    United Community Banks
    3 3 0
    CATY
    Cathay General Bancorp
    1 2 0
  • Is UCB or CATY More Risky?

    United Community Banks has a beta of 0.754, which suggesting that the stock is 24.598% less volatile than S&P 500. In comparison Cathay General Bancorp has a beta of 0.913, suggesting its less volatile than the S&P 500 by 8.656%.

  • Which is a Better Dividend Stock UCB or CATY?

    United Community Banks has a quarterly dividend of $0.24 per share corresponding to a yield of 3.33%. Cathay General Bancorp offers a yield of 3.17% to investors and pays a quarterly dividend of $0.34 per share. United Community Banks pays 46.99% of its earnings as a dividend. Cathay General Bancorp pays out 34.26% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

  • Which has Better Financial Ratios UCB or CATY?

    United Community Banks quarterly revenues are $242.9M, which are larger than Cathay General Bancorp quarterly revenues of $187.8M. United Community Banks's net income of $71.4M is higher than Cathay General Bancorp's net income of $69.5M. Notably, United Community Banks's price-to-earnings ratio is 13.52x while Cathay General Bancorp's PE ratio is 10.84x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for United Community Banks is 3.65x versus 4.15x for Cathay General Bancorp. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    UCB
    United Community Banks
    3.65x 13.52x $242.9M $71.4M
    CATY
    Cathay General Bancorp
    4.15x 10.84x $187.8M $69.5M
  • Which has Higher Returns UCB or HBAN?

    Huntington Bancshares has a net margin of 29.4% compared to United Community Banks's net margin of 27.45%. United Community Banks's return on equity of 7.69% beat Huntington Bancshares's return on equity of 10.26%.

    Company Gross Margin Earnings Per Share Invested Capital
    UCB
    United Community Banks
    -- $0.58 $3.8B
    HBAN
    Huntington Bancshares
    -- $0.34 $39.1B
  • What do Analysts Say About UCB or HBAN?

    United Community Banks has a consensus price target of $33.57, signalling upside risk potential of 15.17%. On the other hand Huntington Bancshares has an analysts' consensus of $17.24 which suggests that it could grow by 13.3%. Given that United Community Banks has higher upside potential than Huntington Bancshares, analysts believe United Community Banks is more attractive than Huntington Bancshares.

    Company Buy Ratings Hold Ratings Sell Ratings
    UCB
    United Community Banks
    3 3 0
    HBAN
    Huntington Bancshares
    10 5 0
  • Is UCB or HBAN More Risky?

    United Community Banks has a beta of 0.754, which suggesting that the stock is 24.598% less volatile than S&P 500. In comparison Huntington Bancshares has a beta of 0.892, suggesting its less volatile than the S&P 500 by 10.82%.

  • Which is a Better Dividend Stock UCB or HBAN?

    United Community Banks has a quarterly dividend of $0.24 per share corresponding to a yield of 3.33%. Huntington Bancshares offers a yield of 4.07% to investors and pays a quarterly dividend of $0.16 per share. United Community Banks pays 46.99% of its earnings as a dividend. Huntington Bancshares pays out 53.92% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

  • Which has Better Financial Ratios UCB or HBAN?

    United Community Banks quarterly revenues are $242.9M, which are smaller than Huntington Bancshares quarterly revenues of $1.9B. United Community Banks's net income of $71.4M is lower than Huntington Bancshares's net income of $527M. Notably, United Community Banks's price-to-earnings ratio is 13.52x while Huntington Bancshares's PE ratio is 11.62x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for United Community Banks is 3.65x versus 2.98x for Huntington Bancshares. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    UCB
    United Community Banks
    3.65x 13.52x $242.9M $71.4M
    HBAN
    Huntington Bancshares
    2.98x 11.62x $1.9B $527M
  • Which has Higher Returns UCB or TRST?

    Trustco Bank Corp N Y has a net margin of 29.4% compared to United Community Banks's net margin of 31.48%. United Community Banks's return on equity of 7.69% beat Trustco Bank Corp N Y's return on equity of 7.64%.

    Company Gross Margin Earnings Per Share Invested Capital
    UCB
    United Community Banks
    -- $0.58 $3.8B
    TRST
    Trustco Bank Corp N Y
    -- $0.75 $770.1M
  • What do Analysts Say About UCB or TRST?

    United Community Banks has a consensus price target of $33.57, signalling upside risk potential of 15.17%. On the other hand Trustco Bank Corp N Y has an analysts' consensus of -- which suggests that it could fall by -17.09%. Given that United Community Banks has higher upside potential than Trustco Bank Corp N Y, analysts believe United Community Banks is more attractive than Trustco Bank Corp N Y.

    Company Buy Ratings Hold Ratings Sell Ratings
    UCB
    United Community Banks
    3 3 0
    TRST
    Trustco Bank Corp N Y
    0 0 0
  • Is UCB or TRST More Risky?

    United Community Banks has a beta of 0.754, which suggesting that the stock is 24.598% less volatile than S&P 500. In comparison Trustco Bank Corp N Y has a beta of 0.641, suggesting its less volatile than the S&P 500 by 35.896%.

  • Which is a Better Dividend Stock UCB or TRST?

    United Community Banks has a quarterly dividend of $0.24 per share corresponding to a yield of 3.33%. Trustco Bank Corp N Y offers a yield of 4.59% to investors and pays a quarterly dividend of $0.36 per share. United Community Banks pays 46.99% of its earnings as a dividend. Trustco Bank Corp N Y pays out 56.13% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

  • Which has Better Financial Ratios UCB or TRST?

    United Community Banks quarterly revenues are $242.9M, which are larger than Trustco Bank Corp N Y quarterly revenues of $45.3M. United Community Banks's net income of $71.4M is higher than Trustco Bank Corp N Y's net income of $14.3M. Notably, United Community Banks's price-to-earnings ratio is 13.52x while Trustco Bank Corp N Y's PE ratio is 11.70x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for United Community Banks is 3.65x versus 3.40x for Trustco Bank Corp N Y. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    UCB
    United Community Banks
    3.65x 13.52x $242.9M $71.4M
    TRST
    Trustco Bank Corp N Y
    3.40x 11.70x $45.3M $14.3M

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