UCB Quote, Financials, Valuation and Earnings

Citizens & Northern Corp. has a net margin of 22.77% compared to United Community Banks, Inc.'s net margin of 15.87%. United Community Banks, Inc.'s return on equity of 8.99% beat Citizens & Northern Corp.'s return on equity of 9.51%.

United Community Banks, Inc. has a consensus price target of $35.25, signalling upside risk potential of 8.66%. On the other hand Citizens & Northern Corp. has an analysts' consensus of $22.50 which suggests that it could grow by 8.91%. Given that Citizens & Northern Corp. has higher upside potential than United Community Banks, Inc., analysts believe Citizens & Northern Corp. is more attractive than United Community Banks, Inc..

United Community Banks, Inc. has a beta of 0.871, which suggesting that the stock is 12.888% less volatile than S&P 500. In comparison Citizens & Northern Corp. has a beta of 0.571, suggesting its less volatile than the S&P 500 by 42.86%.

United Community Banks, Inc. has a quarterly dividend of $0.25 per share corresponding to a yield of 3.02%. Citizens & Northern Corp. offers a yield of 5.42% to investors and pays a quarterly dividend of $0.28 per share. United Community Banks, Inc. pays 46.07% of its earnings as a dividend. Citizens & Northern Corp. pays out 66.39% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

United Community Banks, Inc. quarterly revenues are $399.6M, which are larger than Citizens & Northern Corp. quarterly revenues of $40.9M. United Community Banks, Inc.'s net income of $91M is higher than Citizens & Northern Corp.'s net income of $6.5M. Notably, United Community Banks, Inc.'s price-to-earnings ratio is 12.83x while Citizens & Northern Corp.'s PE ratio is 11.81x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for United Community Banks, Inc. is 2.58x versus 1.97x for Citizens & Northern Corp.. Usually stocks with elevated PS ratios are considered overvalued.

First Bancorp (North Carolina) has a net margin of 22.77% compared to United Community Banks, Inc.'s net margin of 15.43%. United Community Banks, Inc.'s return on equity of 8.99% beat First Bancorp (North Carolina)'s return on equity of 6.48%.

United Community Banks, Inc. has a consensus price target of $35.25, signalling upside risk potential of 8.66%. On the other hand First Bancorp (North Carolina) has an analysts' consensus of $59.75 which suggests that it could grow by 14.64%. Given that First Bancorp (North Carolina) has higher upside potential than United Community Banks, Inc., analysts believe First Bancorp (North Carolina) is more attractive than United Community Banks, Inc..

United Community Banks, Inc. has a beta of 0.871, which suggesting that the stock is 12.888% less volatile than S&P 500. In comparison First Bancorp (North Carolina) has a beta of 0.901, suggesting its less volatile than the S&P 500 by 9.869%.

United Community Banks, Inc. has a quarterly dividend of $0.25 per share corresponding to a yield of 3.02%. First Bancorp (North Carolina) offers a yield of 1.73% to investors and pays a quarterly dividend of $0.23 per share. United Community Banks, Inc. pays 46.07% of its earnings as a dividend. First Bancorp (North Carolina) pays out 47.72% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

United Community Banks, Inc. quarterly revenues are $399.6M, which are larger than First Bancorp (North Carolina) quarterly revenues of $131.3M. United Community Banks, Inc.'s net income of $91M is higher than First Bancorp (North Carolina)'s net income of $20.3M. Notably, United Community Banks, Inc.'s price-to-earnings ratio is 12.83x while First Bancorp (North Carolina)'s PE ratio is 21.84x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for United Community Banks, Inc. is 2.58x versus 4.02x for First Bancorp (North Carolina). Usually stocks with elevated PS ratios are considered overvalued.

First Commonwealth Financial Corp. (Pennsylvania) has a net margin of 22.77% compared to United Community Banks, Inc.'s net margin of 22.08%. United Community Banks, Inc.'s return on equity of 8.99% beat First Commonwealth Financial Corp. (Pennsylvania)'s return on equity of 9.79%.

United Community Banks, Inc. has a consensus price target of $35.25, signalling upside risk potential of 8.66%. On the other hand First Commonwealth Financial Corp. (Pennsylvania) has an analysts' consensus of $19.00 which suggests that it could grow by 10.47%. Given that First Commonwealth Financial Corp. (Pennsylvania) has higher upside potential than United Community Banks, Inc., analysts believe First Commonwealth Financial Corp. (Pennsylvania) is more attractive than United Community Banks, Inc..

United Community Banks, Inc. has a beta of 0.871, which suggesting that the stock is 12.888% less volatile than S&P 500. In comparison First Commonwealth Financial Corp. (Pennsylvania) has a beta of 0.820, suggesting its less volatile than the S&P 500 by 18.005%.

United Community Banks, Inc. has a quarterly dividend of $0.25 per share corresponding to a yield of 3.02%. First Commonwealth Financial Corp. (Pennsylvania) offers a yield of 3.11% to investors and pays a quarterly dividend of $0.14 per share. United Community Banks, Inc. pays 46.07% of its earnings as a dividend. First Commonwealth Financial Corp. (Pennsylvania) pays out 36.92% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

United Community Banks, Inc. quarterly revenues are $399.6M, which are larger than First Commonwealth Financial Corp. (Pennsylvania) quarterly revenues of $187.2M. United Community Banks, Inc.'s net income of $91M is higher than First Commonwealth Financial Corp. (Pennsylvania)'s net income of $41.3M. Notably, United Community Banks, Inc.'s price-to-earnings ratio is 12.83x while First Commonwealth Financial Corp. (Pennsylvania)'s PE ratio is 12.39x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for United Community Banks, Inc. is 2.58x versus 2.47x for First Commonwealth Financial Corp. (Pennsylvania). Usually stocks with elevated PS ratios are considered overvalued.

Huntington Bancshares, Inc. has a net margin of 22.77% compared to United Community Banks, Inc.'s net margin of 19.82%. United Community Banks, Inc.'s return on equity of 8.99% beat Huntington Bancshares, Inc.'s return on equity of 10.75%.

United Community Banks, Inc. has a consensus price target of $35.25, signalling upside risk potential of 8.66%. On the other hand Huntington Bancshares, Inc. has an analysts' consensus of $20.00 which suggests that it could grow by 12.74%. Given that Huntington Bancshares, Inc. has higher upside potential than United Community Banks, Inc., analysts believe Huntington Bancshares, Inc. is more attractive than United Community Banks, Inc..

United Community Banks, Inc. has a beta of 0.871, which suggesting that the stock is 12.888% less volatile than S&P 500. In comparison Huntington Bancshares, Inc. has a beta of 0.962, suggesting its less volatile than the S&P 500 by 3.82%.

United Community Banks, Inc. has a quarterly dividend of $0.25 per share corresponding to a yield of 3.02%. Huntington Bancshares, Inc. offers a yield of 3.5% to investors and pays a quarterly dividend of $0.16 per share. United Community Banks, Inc. pays 46.07% of its earnings as a dividend. Huntington Bancshares, Inc. pays out 50.83% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

United Community Banks, Inc. quarterly revenues are $399.6M, which are smaller than Huntington Bancshares, Inc. quarterly revenues of $3.2B. United Community Banks, Inc.'s net income of $91M is lower than Huntington Bancshares, Inc.'s net income of $633M. Notably, United Community Banks, Inc.'s price-to-earnings ratio is 12.83x while Huntington Bancshares, Inc.'s PE ratio is 12.47x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for United Community Banks, Inc. is 2.58x versus 2.14x for Huntington Bancshares, Inc.. Usually stocks with elevated PS ratios are considered overvalued.