Why Did SoFi Stock Drop?
Fintech platform SoFi (NASDAQ:SOFI) has stumbled in recent days, selling…
Buy
71
UCB Quote, Financials, Valuation and Earnings
Last price:
$31.08
Seasonality move
:
3.72%
Day range:
$31.06 - $31.29
52-week range:
$22.93 - $34.57
Dividend yield:
3.12%
P/E ratio:
12.31x
P/S ratio:
2.47x
P/B ratio:
1.05x
Volume:
427.5K
Avg. volume:
640K
1-year change:
-7.25%
Market cap:
$3.8B
Revenue:
$1.5B
EPS (TTM):
$2.53
Analysts' Opinion
-
Consensus RatingUnited Community Banks, Inc. has received a consensus rating of Hold. The company's average rating is a Hold based on 3 Buy ratings, 4 Hold ratings, and 0 Sell ratings.
-
Price Target UpsideAccording to analysts' consensus price target of $34.92, United Community Banks, Inc. has an estimated upside of 12.24% from its current price of $31.11.
-
Price Target DownsideAccording to analysts, the lowest downside price target is $33.50 representing 100% downside risk from its current price of $31.11.
Fair Value
-
According to the consensus of 7 analysts, United Community Banks, Inc. has 12.24% upside to fair value with a price target of $34.92 per share.
UCB vs. S&P 500
-
Over the past 5 trading days, United Community Banks, Inc. has overperformed the S&P 500 by 1.48% suggesting its relative strength compared to the major market average is strong at this time.
Share Buyback
-
United Community Banks, Inc. does have a share repurchase program in place at this time. The scale of a buyback program can materially affect share price and usually results in a higher earnings per share, all else being equal, when the share count drops.
Revenue Growth
-
United Community Banks, Inc. has grown year-over-year revenues for 2 quarters straight. In the most recent quarter United Community Banks, Inc. reported revenues of $399.6M.
Earnings Growth
-
United Community Banks, Inc. has grown year-over-year earnings for 4 quarters straight. In the most recent quarter United Community Banks, Inc. reported earnings per share of $0.70.
Enterprise value:
3.9B
EV / Invested capital:
--
Price / LTM sales:
2.47x
EV / EBIT:
4.34x
EV / Revenue:
2.58x
PEG ratio (5yr expected):
0.19x
EV / Free cash flow:
9.28x
Price / Operating cash flow:
8.87x
Enterprise value / EBITDA:
--
Gross Profit (TTM):
--
Return On Assets:
1.13%
Net Income Margin (TTM):
20.71%
Return On Equity:
8.99%
Return On Invested Capital:
8.34%
Operating Margin:
31.25%
| Trailing 12 Months | Fiscal Quarters | |||||
|---|---|---|---|---|---|---|
| Period Ending | 2023-09-30 | 2024-09-30 | 2025-09-30 | 2024-09-30 | 2025-09-30 | |
| Income Statement | ||||||
| Revenue | $1.3B | $1.4B | $1.5B | $357.8M | $399.6M | |
| Gross Profit | -- | -- | -- | -- | -- | |
| Operating Income | $350.2M | $249.5M | $410.3M | $62M | $124.9M | |
| EBITDA | -- | -- | -- | -- | -- | |
| Diluted EPS | $2.18 | $1.53 | $2.53 | $0.38 | $0.70 | |
| Period Ending | 2021-09-30 | 2022-09-30 | 2023-09-30 | 2024-09-30 | 2025-09-30 | |
|---|---|---|---|---|---|---|
| Balance Sheet | ||||||
| Current Assets | $1.9B | $527.1M | $823.7M | $802.1M | $669M | |
| Total Assets | $19.5B | $23.7B | $26.9B | $27.4B | $28.1B | |
| Current Liabilities | $10.2B | $12.4B | $12.2B | $12.2B | $12.3B | |
| Total Liabilities | $17.4B | $21.1B | $23.7B | $24B | $24.5B | |
| Total Equity | $2.1B | $2.6B | $3.2B | $3.4B | $3.6B | |
| Total Debt | $247.1M | $324.5M | $324.8M | $316.4M | $155.3M | |
| Trailing 12 Months | Fiscal Quarters | |||||
|---|---|---|---|---|---|---|
| Period Ending | 2023-09-30 | 2024-09-30 | 2025-09-30 | 2024-09-30 | 2025-09-30 | |
| Cash Flow Statement | ||||||
| Cash Flow Operations | $384.4M | $236.1M | $451.7M | $8.2M | $120.8M | |
| Cash From Investing | -$192.2M | -$484M | -$582M | -$63.6M | -$17.2M | |
| Cash From Financing | $83.3M | $228.5M | $3.8M | $232.6M | -$65.1M | |
| Free Cash Flow | $308.8M | $181.3M | $424.3M | -$1.7M | $115.4M | |
UCB
Sector
Market Cap
$3.8B
$553.7M
Price % of 52-Week High
89.99%
89.88%
Dividend Yield
3.12%
1.65%
Shareholder Yield
6.75%
3.16%
1-Year Price Total Return
-7.25%
1.48%
Beta (5-Year)
0.871
0.481
Dividend yield:
3.12%
Annualized payout:
$0.94
Payout ratio:
35.48%
Growth streak:
10 years
Technicals
8-day SMA
Buy
Level
$31.02
200-day SMA
Buy
Level
$29.86
Bollinger Bands (100)
Buy
Level
29.92 - 32.26
Chaikin Money Flow
Buy
Level
42.6M
20-day SMA
Buy
Level
$30.38
Relative Strength Index (RSI14)
Buy
Level
56.41
ADX Line
Buy
Level
17.08
Williams %R
Sell
Level
-18.2143
50-day SMA
Buy
Level
$30.49
MACD (12, 26)
Buy
Level
0.26
25-day Aroon Oscillator
Buy
Level
64
On Balance Volume
Neutral
Level
19.3M
Financial Scores
Sell
Altman Z-Score
(Annual)
Level (-0.3667)
Sell
CA Score
(Annual)
Level (-2.0409)
--
Beneish M-Score
(Annual)
Level (--)
Buy
Momentum Score
Level (6)
Sell
Ohlson Score
Level (4.1526)
Buy
Piotroski F Score
(Annual)
Level (7)
Buy
Quality Ratio Score
Level (2)
Buy
Fundamental Score
Level (8)
Revenue Forecast
Earnings per Share Forecast
Company Profile
United Community Banks, Inc. is a bank holding company, which engages in the provision of diversified financial services. The firm also offers checking, savings, mortgages, borrowing, digital banking, credit cards, and investing services. The company was founded in 1950 and is headquartered in Greenville, SC.
Stock Forecast FAQ
In the current month, UCB has received 3 Buy ratings 4 Hold ratings, and 0 Sell ratings. The UCB average analyst price target in the past 3 months is $34.92.
-
Where Will United Community Banks, Inc. Stock Be In 1 Year?
According to analysts, the consensus estimate is that United Community Banks, Inc. share price will rise to $34.92 per share over the next 12 months.
-
What Do Analysts Say About United Community Banks, Inc.?
Analysts are divided on their view about United Community Banks, Inc. share price and where it will be in the next 12 months. The majority of analysts rate the stock a Buy. However, a smaller subset of analysts suggest that United Community Banks, Inc. is a Sell and believe this share price will drop from its current level to $33.50.
-
What Is United Community Banks, Inc.'s Price Target?
The price target for United Community Banks, Inc. over the next 1-year time period is forecast to be $34.92 according to 7 Wall Street analysts, 3 of them rate the stock a Buy, 0 rate the stock a Sell, and 4 analysts rate the stock a Hold.
-
Is UCB A Buy, Sell Or Hold?
According to Wall Street analysts, the consensus rating for United Community Banks, Inc. is a Hold. 4 of 7 analysts rate the stock a Hold at this time.
-
How Can I Buy Shares Of UCB?
You can purchase shares of United Community Banks, Inc. via an online brokerage firm such as TD Ameritrade.com, thinkorswim.com, e-trade.com, or Schwab.com. Many other digital online brokerages exist such as RobinHood and Webull where you can purchase United Community Banks, Inc. shares.
-
What Is The United Community Banks, Inc. Share Price Today?
United Community Banks, Inc. was last trading at $31.08 per share. This represents the most recent stock quote for United Community Banks, Inc.. Yesterday, United Community Banks, Inc. closed at $31.11 per share.
-
How To Buy United Community Banks, Inc. Stock Online?
In order to purchase United Community Banks, Inc. stock online, open a brokerage account, deposit funds into the account, and select an order type to purchase shares whether it be market or limit.
Get UCB Stock Alert
Signup to receive the latest stock alerts
Financial Ratios
UCB
Sector
P/E ratio
12.31x
11.87x
PEG ratio
0.19x
0.31x
P/B ratio
1.05x
1.08x
Price / LTM sales
2.47x
1.79x
Growth Metrics
UCB
Sector
Revenue growth
11.67%
5.56%
Earnings growth
85.76%
14.6%
Revenue (5-year growth)
17.77%
8.86%
Earnings forecast
$0.68
$0.62
Profitability
UCB
Sector
Profitability FY 2024
--
--
Return on invested capital
8.34%
5.04%
Return on assets
1.13%
1.02%
Return on equity
8.99%
9.68%
Earnings Date
Last Earnings Date
Oct
22
Next Earnings Date
Jan
21
Estimated Next Earnings Date
Jan
21
Balance Sheet
UCB
Sector
Total cash
$4.6B
$436.6M
Short term investments
$4.4B
$211.5M
Total assets
$27.8B
$3.1B
Long term debt
$155.3M
$84.4M
SEE THE 1% OF STOCKS YOU NEED TO OWN FOR MASSIVE RETURNS
GET BETTER TRADE IDEAS
Popular
Will Robinhood Win AI Investing?
Recently, online brokerage Robinhood (NASDAQ:HOOD) has been focused on introducing…
Is Amazon an AI Stock?
With the market starting to look skittish on pure-play AI…
Stock Ideas
Buy
52
Is NVDA Stock a Buy?
Market Cap: $4.4T
P/E Ratio: 62x
Buy
56
Is AAPL Stock a Buy?
Market Cap: $4.1T
P/E Ratio: 37x
Buy
81
Is GOOG Stock a Buy?
Market Cap: $3.9T
P/E Ratio: 40x
Alerts
Buy
56
SMX alert for Dec 6
SMX (Security Matters) Plc [SMX] is up 134.09% over the past day.
Buy
62
PRAX alert for Dec 6
Praxis Precision Medicines, Inc. [PRAX] is up 30.47% over the past day.
Sell
13
PSN alert for Dec 6
Parsons Corp. [PSN] is down 21.1% over the past day.
THE #1 STOCK ANALYSIS TOOL
TO MAKE SMARTER BUY AND SELL DECISIONS
Show me the best stock
