SBSI Quote, Financials, Valuation and Earnings

Blue Ridge Bankshares, Inc. (Virginia) has a net margin of 5.46% compared to Southside Bancshares, Inc.'s net margin of 14.05%. Southside Bancshares, Inc.'s return on equity of 8.59% beat Blue Ridge Bankshares, Inc. (Virginia)'s return on equity of 1.31%.

Southside Bancshares, Inc. has a consensus price target of $32.00, signalling downside risk potential of -0.71%. On the other hand Blue Ridge Bankshares, Inc. (Virginia) has an analysts' consensus of -- which suggests that it could fall by --. Given that Southside Bancshares, Inc. has higher upside potential than Blue Ridge Bankshares, Inc. (Virginia), analysts believe Southside Bancshares, Inc. is more attractive than Blue Ridge Bankshares, Inc. (Virginia).

Southside Bancshares, Inc. has a beta of 0.639, which suggesting that the stock is 36.102% less volatile than S&P 500. In comparison Blue Ridge Bankshares, Inc. (Virginia) has a beta of 0.855, suggesting its less volatile than the S&P 500 by 14.509%.

Southside Bancshares, Inc. has a quarterly dividend of $0.36 per share corresponding to a yield of 4.47%. Blue Ridge Bankshares, Inc. (Virginia) offers a yield of 0% to investors and pays a quarterly dividend of $0.25 per share. Southside Bancshares, Inc. pays 49.42% of its earnings as a dividend. Blue Ridge Bankshares, Inc. (Virginia) pays out -- of its earnings as a dividend. Southside Bancshares, Inc.'s payout ratio is sufficient to cover dividend payouts with earnings for the foreseeable future.

Southside Bancshares, Inc. quarterly revenues are $89.9M, which are larger than Blue Ridge Bankshares, Inc. (Virginia) quarterly revenues of $39.9M. Southside Bancshares, Inc.'s net income of $4.9M is lower than Blue Ridge Bankshares, Inc. (Virginia)'s net income of $5.6M. Notably, Southside Bancshares, Inc.'s price-to-earnings ratio is 14.00x while Blue Ridge Bankshares, Inc. (Virginia)'s PE ratio is 106.65x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Southside Bancshares, Inc. is 2.30x versus 2.48x for Blue Ridge Bankshares, Inc. (Virginia). Usually stocks with elevated PS ratios are considered overvalued.

OptimumBank Holdings, Inc. has a net margin of 5.46% compared to Southside Bancshares, Inc.'s net margin of 23.62%. Southside Bancshares, Inc.'s return on equity of 8.59% beat OptimumBank Holdings, Inc.'s return on equity of 14.8%.

Southside Bancshares, Inc. has a consensus price target of $32.00, signalling downside risk potential of -0.71%. On the other hand OptimumBank Holdings, Inc. has an analysts' consensus of $5.00 which suggests that it could grow by 4.38%. Given that OptimumBank Holdings, Inc. has higher upside potential than Southside Bancshares, Inc., analysts believe OptimumBank Holdings, Inc. is more attractive than Southside Bancshares, Inc..

Southside Bancshares, Inc. has a beta of 0.639, which suggesting that the stock is 36.102% less volatile than S&P 500. In comparison OptimumBank Holdings, Inc. has a beta of 0.272, suggesting its less volatile than the S&P 500 by 72.848%.

Southside Bancshares, Inc. has a quarterly dividend of $0.36 per share corresponding to a yield of 4.47%. OptimumBank Holdings, Inc. offers a yield of 0% to investors and pays a quarterly dividend of $0.00 per share. Southside Bancshares, Inc. pays 49.42% of its earnings as a dividend. OptimumBank Holdings, Inc. pays out -- of its earnings as a dividend. Southside Bancshares, Inc.'s payout ratio is sufficient to cover dividend payouts with earnings for the foreseeable future.

Southside Bancshares, Inc. quarterly revenues are $89.9M, which are larger than OptimumBank Holdings, Inc. quarterly revenues of $18.3M. Southside Bancshares, Inc.'s net income of $4.9M is higher than OptimumBank Holdings, Inc.'s net income of $4.3M. Notably, Southside Bancshares, Inc.'s price-to-earnings ratio is 14.00x while OptimumBank Holdings, Inc.'s PE ratio is 4.17x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Southside Bancshares, Inc. is 2.30x versus 1.03x for OptimumBank Holdings, Inc.. Usually stocks with elevated PS ratios are considered overvalued.

Park National Corp. has a net margin of 5.46% compared to Southside Bancshares, Inc.'s net margin of 27.82%. Southside Bancshares, Inc.'s return on equity of 8.59% beat Park National Corp.'s return on equity of 13.78%.

Southside Bancshares, Inc. has a consensus price target of $32.00, signalling downside risk potential of -0.71%. On the other hand Park National Corp. has an analysts' consensus of $180.33 which suggests that it could grow by 12.72%. Given that Park National Corp. has higher upside potential than Southside Bancshares, Inc., analysts believe Park National Corp. is more attractive than Southside Bancshares, Inc..

Southside Bancshares, Inc. has a beta of 0.639, which suggesting that the stock is 36.102% less volatile than S&P 500. In comparison Park National Corp. has a beta of 0.733, suggesting its less volatile than the S&P 500 by 26.676%.

Southside Bancshares, Inc. has a quarterly dividend of $0.36 per share corresponding to a yield of 4.47%. Park National Corp. offers a yield of 2.68% to investors and pays a quarterly dividend of $2.32 per share. Southside Bancshares, Inc. pays 49.42% of its earnings as a dividend. Park National Corp. pays out 45.49% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

Southside Bancshares, Inc. quarterly revenues are $89.9M, which are smaller than Park National Corp. quarterly revenues of $169.5M. Southside Bancshares, Inc.'s net income of $4.9M is lower than Park National Corp.'s net income of $47.2M. Notably, Southside Bancshares, Inc.'s price-to-earnings ratio is 14.00x while Park National Corp.'s PE ratio is 14.74x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Southside Bancshares, Inc. is 2.30x versus 3.93x for Park National Corp.. Usually stocks with elevated PS ratios are considered overvalued.

Tompkins Financial Corp. has a net margin of 5.46% compared to Southside Bancshares, Inc.'s net margin of 19.46%. Southside Bancshares, Inc.'s return on equity of 8.59% beat Tompkins Financial Corp.'s return on equity of 11.34%.

Southside Bancshares, Inc. has a consensus price target of $32.00, signalling downside risk potential of -0.71%. On the other hand Tompkins Financial Corp. has an analysts' consensus of $78.00 which suggests that it could grow by 3.49%. Given that Tompkins Financial Corp. has higher upside potential than Southside Bancshares, Inc., analysts believe Tompkins Financial Corp. is more attractive than Southside Bancshares, Inc..

Southside Bancshares, Inc. has a beta of 0.639, which suggesting that the stock is 36.102% less volatile than S&P 500. In comparison Tompkins Financial Corp. has a beta of 0.799, suggesting its less volatile than the S&P 500 by 20.13%.

Southside Bancshares, Inc. has a quarterly dividend of $0.36 per share corresponding to a yield of 4.47%. Tompkins Financial Corp. offers a yield of 3.33% to investors and pays a quarterly dividend of $0.65 per share. Southside Bancshares, Inc. pays 49.42% of its earnings as a dividend. Tompkins Financial Corp. pays out 49.14% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

Southside Bancshares, Inc. quarterly revenues are $89.9M, which are smaller than Tompkins Financial Corp. quarterly revenues of $121.7M. Southside Bancshares, Inc.'s net income of $4.9M is lower than Tompkins Financial Corp.'s net income of $23.7M. Notably, Southside Bancshares, Inc.'s price-to-earnings ratio is 14.00x while Tompkins Financial Corp.'s PE ratio is 12.78x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Southside Bancshares, Inc. is 2.30x versus 2.32x for Tompkins Financial Corp.. Usually stocks with elevated PS ratios are considered overvalued.