ASRV Quote, Financials, Valuation and Earnings

Bar Harbor Bankshares has a net margin of 11.12% compared to AmeriServ Financial, Inc.'s net margin of 13.32%. AmeriServ Financial, Inc.'s return on equity of 4.59% beat Bar Harbor Bankshares's return on equity of 7.61%.

AmeriServ Financial, Inc. has a consensus price target of --, signalling downside risk potential of --. On the other hand Bar Harbor Bankshares has an analysts' consensus of $35.00 which suggests that it could grow by 10.2%. Given that Bar Harbor Bankshares has higher upside potential than AmeriServ Financial, Inc., analysts believe Bar Harbor Bankshares is more attractive than AmeriServ Financial, Inc..

AmeriServ Financial, Inc. has a beta of 0.469, which suggesting that the stock is 53.129% less volatile than S&P 500. In comparison Bar Harbor Bankshares has a beta of 0.661, suggesting its less volatile than the S&P 500 by 33.868%.

AmeriServ Financial, Inc. has a quarterly dividend of $0.03 per share corresponding to a yield of 3.67%. Bar Harbor Bankshares offers a yield of 3.97% to investors and pays a quarterly dividend of $0.32 per share. AmeriServ Financial, Inc. pays 56% of its earnings as a dividend. Bar Harbor Bankshares pays out 41.49% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

AmeriServ Financial, Inc. quarterly revenues are $22.9M, which are smaller than Bar Harbor Bankshares quarterly revenues of $66.5M. AmeriServ Financial, Inc.'s net income of $2.5M is lower than Bar Harbor Bankshares's net income of $8.9M. Notably, AmeriServ Financial, Inc.'s price-to-earnings ratio is 10.68x while Bar Harbor Bankshares's PE ratio is 13.69x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for AmeriServ Financial, Inc. is 0.62x versus 2.12x for Bar Harbor Bankshares. Usually stocks with elevated PS ratios are considered overvalued.

Blue Ridge Bankshares, Inc. (Virginia) has a net margin of 11.12% compared to AmeriServ Financial, Inc.'s net margin of 14.05%. AmeriServ Financial, Inc.'s return on equity of 4.59% beat Blue Ridge Bankshares, Inc. (Virginia)'s return on equity of 1.31%.

AmeriServ Financial, Inc. has a consensus price target of --, signalling downside risk potential of --. On the other hand Blue Ridge Bankshares, Inc. (Virginia) has an analysts' consensus of -- which suggests that it could fall by --. Given that AmeriServ Financial, Inc. has higher upside potential than Blue Ridge Bankshares, Inc. (Virginia), analysts believe AmeriServ Financial, Inc. is more attractive than Blue Ridge Bankshares, Inc. (Virginia).

AmeriServ Financial, Inc. has a beta of 0.469, which suggesting that the stock is 53.129% less volatile than S&P 500. In comparison Blue Ridge Bankshares, Inc. (Virginia) has a beta of 0.855, suggesting its less volatile than the S&P 500 by 14.509%.

AmeriServ Financial, Inc. has a quarterly dividend of $0.03 per share corresponding to a yield of 3.67%. Blue Ridge Bankshares, Inc. (Virginia) offers a yield of 0% to investors and pays a quarterly dividend of $0.25 per share. AmeriServ Financial, Inc. pays 56% of its earnings as a dividend. Blue Ridge Bankshares, Inc. (Virginia) pays out -- of its earnings as a dividend. AmeriServ Financial, Inc.'s payout ratio is sufficient to cover dividend payouts with earnings for the foreseeable future.

AmeriServ Financial, Inc. quarterly revenues are $22.9M, which are smaller than Blue Ridge Bankshares, Inc. (Virginia) quarterly revenues of $39.9M. AmeriServ Financial, Inc.'s net income of $2.5M is lower than Blue Ridge Bankshares, Inc. (Virginia)'s net income of $5.6M. Notably, AmeriServ Financial, Inc.'s price-to-earnings ratio is 10.68x while Blue Ridge Bankshares, Inc. (Virginia)'s PE ratio is 104.93x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for AmeriServ Financial, Inc. is 0.62x versus 2.44x for Blue Ridge Bankshares, Inc. (Virginia). Usually stocks with elevated PS ratios are considered overvalued.

Park National Corp. has a net margin of 11.12% compared to AmeriServ Financial, Inc.'s net margin of 27.82%. AmeriServ Financial, Inc.'s return on equity of 4.59% beat Park National Corp.'s return on equity of 13.78%.

AmeriServ Financial, Inc. has a consensus price target of --, signalling downside risk potential of --. On the other hand Park National Corp. has an analysts' consensus of $180.33 which suggests that it could grow by 15.22%. Given that Park National Corp. has higher upside potential than AmeriServ Financial, Inc., analysts believe Park National Corp. is more attractive than AmeriServ Financial, Inc..

AmeriServ Financial, Inc. has a beta of 0.469, which suggesting that the stock is 53.129% less volatile than S&P 500. In comparison Park National Corp. has a beta of 0.733, suggesting its less volatile than the S&P 500 by 26.676%.

AmeriServ Financial, Inc. has a quarterly dividend of $0.03 per share corresponding to a yield of 3.67%. Park National Corp. offers a yield of 2.74% to investors and pays a quarterly dividend of $2.32 per share. AmeriServ Financial, Inc. pays 56% of its earnings as a dividend. Park National Corp. pays out 45.49% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

AmeriServ Financial, Inc. quarterly revenues are $22.9M, which are smaller than Park National Corp. quarterly revenues of $169.5M. AmeriServ Financial, Inc.'s net income of $2.5M is lower than Park National Corp.'s net income of $47.2M. Notably, AmeriServ Financial, Inc.'s price-to-earnings ratio is 10.68x while Park National Corp.'s PE ratio is 14.42x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for AmeriServ Financial, Inc. is 0.62x versus 3.84x for Park National Corp.. Usually stocks with elevated PS ratios are considered overvalued.

Tompkins Financial Corp. has a net margin of 11.12% compared to AmeriServ Financial, Inc.'s net margin of 19.46%. AmeriServ Financial, Inc.'s return on equity of 4.59% beat Tompkins Financial Corp.'s return on equity of 11.34%.

AmeriServ Financial, Inc. has a consensus price target of --, signalling downside risk potential of --. On the other hand Tompkins Financial Corp. has an analysts' consensus of $78.00 which suggests that it could grow by 5.33%. Given that Tompkins Financial Corp. has higher upside potential than AmeriServ Financial, Inc., analysts believe Tompkins Financial Corp. is more attractive than AmeriServ Financial, Inc..

AmeriServ Financial, Inc. has a beta of 0.469, which suggesting that the stock is 53.129% less volatile than S&P 500. In comparison Tompkins Financial Corp. has a beta of 0.799, suggesting its less volatile than the S&P 500 by 20.13%.

AmeriServ Financial, Inc. has a quarterly dividend of $0.03 per share corresponding to a yield of 3.67%. Tompkins Financial Corp. offers a yield of 3.39% to investors and pays a quarterly dividend of $0.65 per share. AmeriServ Financial, Inc. pays 56% of its earnings as a dividend. Tompkins Financial Corp. pays out 49.14% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

AmeriServ Financial, Inc. quarterly revenues are $22.9M, which are smaller than Tompkins Financial Corp. quarterly revenues of $121.7M. AmeriServ Financial, Inc.'s net income of $2.5M is lower than Tompkins Financial Corp.'s net income of $23.7M. Notably, AmeriServ Financial, Inc.'s price-to-earnings ratio is 10.68x while Tompkins Financial Corp.'s PE ratio is 12.56x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for AmeriServ Financial, Inc. is 0.62x versus 2.28x for Tompkins Financial Corp.. Usually stocks with elevated PS ratios are considered overvalued.