Financhill
Buy
80

ASRV Quote, Financials, Valuation and Earnings

Last price:
$3.30
Seasonality move :
3.25%
Day range:
$3.29 - $3.30
52-week range:
$2.03 - $3.42
Dividend yield:
3.64%
P/E ratio:
9.72x
P/S ratio:
0.62x
P/B ratio:
0.47x
Volume:
20.7K
Avg. volume:
17.9K
1-year change:
22.22%
Market cap:
$56M
Revenue:
$88.3M
EPS (TTM):
$0.34

Price Performance History

Performance vs. Valuation Benchmarks

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Competitors

Company Revenue Forecast Earnings Forecast Revenue Growth Forecast Earnings Growth Forecast Analyst Price Target Median
ASRV
AmeriServ Financial, Inc.
-- -- -- -- --
BAC
Bank of America Corp.
$29.8B $1.08 -39.08% 10.14% $62.13
BHB
Bar Harbor Bankshares
$43.6M $0.88 -23.81% 30.39% $36.50
BRBS
Blue Ridge Bankshares, Inc. (Virginia)
-- -- -- -- --
PRK
Park National Corp.
$166.3M $2.78 -0.68% 3.81% $178.00
TMP
Tompkins Financial Corp.
$85.8M $1.79 -24.04% 20.13% $78.00
Company Price Analyst Target Market Cap P/E Ratio Dividend per Share Dividend Yield Price / LTM Sales
ASRV
AmeriServ Financial, Inc.
$3.30 -- $56M 9.72x $0.03 3.64% 0.62x
BAC
Bank of America Corp.
$53.20 $62.13 $383.7B 13.88x $0.28 2.03% 2.09x
BHB
Bar Harbor Bankshares
$33.91 $36.50 $566.4M 14.72x $0.32 3.72% 2.22x
BRBS
Blue Ridge Bankshares, Inc. (Virginia)
$4.25 -- $388.8M 40.09x $0.25 0% 2.65x
PRK
Park National Corp.
$162.94 $178.00 $2.6B 14.67x $2.32 2.63% 3.97x
TMP
Tompkins Financial Corp.
$80.12 $78.00 $1.2B 7.14x $0.65 3.13% 2.93x
Company Total Debt / Total Capital Beta Debt to Equity Quick Ratio
ASRV
AmeriServ Financial, Inc.
27.22% 1.491 84.65% 0.00x
BAC
Bank of America Corp.
70.09% 1.529 168.12% 0.00x
BHB
Bar Harbor Bankshares
33.61% 0.379 51.99% 0.00x
BRBS
Blue Ridge Bankshares, Inc. (Virginia)
34.69% 0.836 44.02% 0.00x
PRK
Park National Corp.
5.7% 0.941 3.34% 0.00x
TMP
Tompkins Financial Corp.
41.29% 0.720 63.06% 0.00x
Company Gross Profit Operating Income Return on Invested Capital Return on Common Equity EBIT Margin Free Cash Flow
ASRV
AmeriServ Financial, Inc.
-- $1.7M 2.91% 4.99% 39.53% $1.2M
BAC
Bank of America Corp.
-- $9.6B 3.01% 10.22% 60.01% $17.7B
BHB
Bar Harbor Bankshares
-- $15.1M 4.93% 7.54% 49.46% $18.1M
BRBS
Blue Ridge Bankshares, Inc. (Virginia)
-- $5.4M 2.05% 3.17% 54.67% $5.7M
PRK
Park National Corp.
-- $52.7M 11.9% 13.85% 45.55% $45.1M
TMP
Tompkins Financial Corp.
-- -$48.5M 10.92% 20.42% 446.4% $33.9M

AmeriServ Financial, Inc. vs. Competitors

  • Which has Higher Returns ASRV or BAC?

    Bank of America Corp. has a net margin of 6.4% compared to AmeriServ Financial, Inc.'s net margin of 16.31%. AmeriServ Financial, Inc.'s return on equity of 4.99% beat Bank of America Corp.'s return on equity of 10.22%.

    Company Gross Margin Earnings Per Share Invested Capital
    ASRV
    AmeriServ Financial, Inc.
    -- $0.09 $163.9M
    BAC
    Bank of America Corp.
    -- $0.98 $1T
  • What do Analysts Say About ASRV or BAC?

    AmeriServ Financial, Inc. has a consensus price target of --, signalling downside risk potential of --. On the other hand Bank of America Corp. has an analysts' consensus of $62.13 which suggests that it could grow by 16.78%. Given that Bank of America Corp. has higher upside potential than AmeriServ Financial, Inc., analysts believe Bank of America Corp. is more attractive than AmeriServ Financial, Inc..

    Company Buy Ratings Hold Ratings Sell Ratings
    ASRV
    AmeriServ Financial, Inc.
    0 0 0
    BAC
    Bank of America Corp.
    15 5 0
  • Is ASRV or BAC More Risky?

    AmeriServ Financial, Inc. has a beta of 0.469, which suggesting that the stock is 53.129% less volatile than S&P 500. In comparison Bank of America Corp. has a beta of 1.291, suggesting its more volatile than the S&P 500 by 29.149%.

  • Which is a Better Dividend Stock ASRV or BAC?

    AmeriServ Financial, Inc. has a quarterly dividend of $0.03 per share corresponding to a yield of 3.64%. Bank of America Corp. offers a yield of 2.03% to investors and pays a quarterly dividend of $0.28 per share. AmeriServ Financial, Inc. pays 35.35% of its earnings as a dividend. Bank of America Corp. pays out 28.35% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

  • Which has Better Financial Ratios ASRV or BAC?

    AmeriServ Financial, Inc. quarterly revenues are $22.5M, which are smaller than Bank of America Corp. quarterly revenues of $46.9B. AmeriServ Financial, Inc.'s net income of $1.4M is lower than Bank of America Corp.'s net income of $7.6B. Notably, AmeriServ Financial, Inc.'s price-to-earnings ratio is 9.72x while Bank of America Corp.'s PE ratio is 13.88x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for AmeriServ Financial, Inc. is 0.62x versus 2.09x for Bank of America Corp.. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    ASRV
    AmeriServ Financial, Inc.
    0.62x 9.72x $22.5M $1.4M
    BAC
    Bank of America Corp.
    2.09x 13.88x $46.9B $7.6B
  • Which has Higher Returns ASRV or BHB?

    Bar Harbor Bankshares has a net margin of 6.4% compared to AmeriServ Financial, Inc.'s net margin of 17.37%. AmeriServ Financial, Inc.'s return on equity of 4.99% beat Bar Harbor Bankshares's return on equity of 7.54%.

    Company Gross Margin Earnings Per Share Invested Capital
    ASRV
    AmeriServ Financial, Inc.
    -- $0.09 $163.9M
    BHB
    Bar Harbor Bankshares
    -- $0.70 $802.2M
  • What do Analysts Say About ASRV or BHB?

    AmeriServ Financial, Inc. has a consensus price target of --, signalling downside risk potential of --. On the other hand Bar Harbor Bankshares has an analysts' consensus of $36.50 which suggests that it could grow by 7.64%. Given that Bar Harbor Bankshares has higher upside potential than AmeriServ Financial, Inc., analysts believe Bar Harbor Bankshares is more attractive than AmeriServ Financial, Inc..

    Company Buy Ratings Hold Ratings Sell Ratings
    ASRV
    AmeriServ Financial, Inc.
    0 0 0
    BHB
    Bar Harbor Bankshares
    0 1 0
  • Is ASRV or BHB More Risky?

    AmeriServ Financial, Inc. has a beta of 0.469, which suggesting that the stock is 53.129% less volatile than S&P 500. In comparison Bar Harbor Bankshares has a beta of 0.661, suggesting its less volatile than the S&P 500 by 33.868%.

  • Which is a Better Dividend Stock ASRV or BHB?

    AmeriServ Financial, Inc. has a quarterly dividend of $0.03 per share corresponding to a yield of 3.64%. Bar Harbor Bankshares offers a yield of 3.72% to investors and pays a quarterly dividend of $0.32 per share. AmeriServ Financial, Inc. pays 35.35% of its earnings as a dividend. Bar Harbor Bankshares pays out 54.55% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

  • Which has Better Financial Ratios ASRV or BHB?

    AmeriServ Financial, Inc. quarterly revenues are $22.5M, which are smaller than Bar Harbor Bankshares quarterly revenues of $67.7M. AmeriServ Financial, Inc.'s net income of $1.4M is lower than Bar Harbor Bankshares's net income of $11.8M. Notably, AmeriServ Financial, Inc.'s price-to-earnings ratio is 9.72x while Bar Harbor Bankshares's PE ratio is 14.72x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for AmeriServ Financial, Inc. is 0.62x versus 2.22x for Bar Harbor Bankshares. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    ASRV
    AmeriServ Financial, Inc.
    0.62x 9.72x $22.5M $1.4M
    BHB
    Bar Harbor Bankshares
    2.22x 14.72x $67.7M $11.8M
  • Which has Higher Returns ASRV or BRBS?

    Blue Ridge Bankshares, Inc. (Virginia) has a net margin of 6.4% compared to AmeriServ Financial, Inc.'s net margin of 12.38%. AmeriServ Financial, Inc.'s return on equity of 4.99% beat Blue Ridge Bankshares, Inc. (Virginia)'s return on equity of 3.17%.

    Company Gross Margin Earnings Per Share Invested Capital
    ASRV
    AmeriServ Financial, Inc.
    -- $0.09 $163.9M
    BRBS
    Blue Ridge Bankshares, Inc. (Virginia)
    -- $0.04 $495.6M
  • What do Analysts Say About ASRV or BRBS?

    AmeriServ Financial, Inc. has a consensus price target of --, signalling downside risk potential of --. On the other hand Blue Ridge Bankshares, Inc. (Virginia) has an analysts' consensus of -- which suggests that it could fall by --. Given that AmeriServ Financial, Inc. has higher upside potential than Blue Ridge Bankshares, Inc. (Virginia), analysts believe AmeriServ Financial, Inc. is more attractive than Blue Ridge Bankshares, Inc. (Virginia).

    Company Buy Ratings Hold Ratings Sell Ratings
    ASRV
    AmeriServ Financial, Inc.
    0 0 0
    BRBS
    Blue Ridge Bankshares, Inc. (Virginia)
    0 0 0
  • Is ASRV or BRBS More Risky?

    AmeriServ Financial, Inc. has a beta of 0.469, which suggesting that the stock is 53.129% less volatile than S&P 500. In comparison Blue Ridge Bankshares, Inc. (Virginia) has a beta of 0.855, suggesting its less volatile than the S&P 500 by 14.509%.

  • Which is a Better Dividend Stock ASRV or BRBS?

    AmeriServ Financial, Inc. has a quarterly dividend of $0.03 per share corresponding to a yield of 3.64%. Blue Ridge Bankshares, Inc. (Virginia) offers a yield of 0% to investors and pays a quarterly dividend of $0.25 per share. AmeriServ Financial, Inc. pays 35.35% of its earnings as a dividend. Blue Ridge Bankshares, Inc. (Virginia) pays out -- of its earnings as a dividend. AmeriServ Financial, Inc.'s payout ratio is sufficient to cover dividend payouts with earnings for the foreseeable future.

  • Which has Better Financial Ratios ASRV or BRBS?

    AmeriServ Financial, Inc. quarterly revenues are $22.5M, which are smaller than Blue Ridge Bankshares, Inc. (Virginia) quarterly revenues of $34.3M. AmeriServ Financial, Inc.'s net income of $1.4M is lower than Blue Ridge Bankshares, Inc. (Virginia)'s net income of $4.2M. Notably, AmeriServ Financial, Inc.'s price-to-earnings ratio is 9.72x while Blue Ridge Bankshares, Inc. (Virginia)'s PE ratio is 40.09x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for AmeriServ Financial, Inc. is 0.62x versus 2.65x for Blue Ridge Bankshares, Inc. (Virginia). Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    ASRV
    AmeriServ Financial, Inc.
    0.62x 9.72x $22.5M $1.4M
    BRBS
    Blue Ridge Bankshares, Inc. (Virginia)
    2.65x 40.09x $34.3M $4.2M
  • Which has Higher Returns ASRV or PRK?

    Park National Corp. has a net margin of 6.4% compared to AmeriServ Financial, Inc.'s net margin of 25.34%. AmeriServ Financial, Inc.'s return on equity of 4.99% beat Park National Corp.'s return on equity of 13.85%.

    Company Gross Margin Earnings Per Share Invested Capital
    ASRV
    AmeriServ Financial, Inc.
    -- $0.09 $163.9M
    PRK
    Park National Corp.
    -- $2.63 $1.4B
  • What do Analysts Say About ASRV or PRK?

    AmeriServ Financial, Inc. has a consensus price target of --, signalling downside risk potential of --. On the other hand Park National Corp. has an analysts' consensus of $178.00 which suggests that it could grow by 10.68%. Given that Park National Corp. has higher upside potential than AmeriServ Financial, Inc., analysts believe Park National Corp. is more attractive than AmeriServ Financial, Inc..

    Company Buy Ratings Hold Ratings Sell Ratings
    ASRV
    AmeriServ Financial, Inc.
    0 0 0
    PRK
    Park National Corp.
    0 3 0
  • Is ASRV or PRK More Risky?

    AmeriServ Financial, Inc. has a beta of 0.469, which suggesting that the stock is 53.129% less volatile than S&P 500. In comparison Park National Corp. has a beta of 0.733, suggesting its less volatile than the S&P 500 by 26.676%.

  • Which is a Better Dividend Stock ASRV or PRK?

    AmeriServ Financial, Inc. has a quarterly dividend of $0.03 per share corresponding to a yield of 3.64%. Park National Corp. offers a yield of 2.63% to investors and pays a quarterly dividend of $2.32 per share. AmeriServ Financial, Inc. pays 35.35% of its earnings as a dividend. Park National Corp. pays out 38.52% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

  • Which has Better Financial Ratios ASRV or PRK?

    AmeriServ Financial, Inc. quarterly revenues are $22.5M, which are smaller than Park National Corp. quarterly revenues of $168.3M. AmeriServ Financial, Inc.'s net income of $1.4M is lower than Park National Corp.'s net income of $42.6M. Notably, AmeriServ Financial, Inc.'s price-to-earnings ratio is 9.72x while Park National Corp.'s PE ratio is 14.67x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for AmeriServ Financial, Inc. is 0.62x versus 3.97x for Park National Corp.. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    ASRV
    AmeriServ Financial, Inc.
    0.62x 9.72x $22.5M $1.4M
    PRK
    Park National Corp.
    3.97x 14.67x $168.3M $42.6M
  • Which has Higher Returns ASRV or TMP?

    Tompkins Financial Corp. has a net margin of 6.4% compared to AmeriServ Financial, Inc.'s net margin of 19.46%. AmeriServ Financial, Inc.'s return on equity of 4.99% beat Tompkins Financial Corp.'s return on equity of 20.42%.

    Company Gross Margin Earnings Per Share Invested Capital
    ASRV
    AmeriServ Financial, Inc.
    -- $0.09 $163.9M
    TMP
    Tompkins Financial Corp.
    -- $6.70 $1.6B
  • What do Analysts Say About ASRV or TMP?

    AmeriServ Financial, Inc. has a consensus price target of --, signalling downside risk potential of --. On the other hand Tompkins Financial Corp. has an analysts' consensus of $78.00 which suggests that it could fall by -2.65%. Given that Tompkins Financial Corp. has higher upside potential than AmeriServ Financial, Inc., analysts believe Tompkins Financial Corp. is more attractive than AmeriServ Financial, Inc..

    Company Buy Ratings Hold Ratings Sell Ratings
    ASRV
    AmeriServ Financial, Inc.
    0 0 0
    TMP
    Tompkins Financial Corp.
    0 1 0
  • Is ASRV or TMP More Risky?

    AmeriServ Financial, Inc. has a beta of 0.469, which suggesting that the stock is 53.129% less volatile than S&P 500. In comparison Tompkins Financial Corp. has a beta of 0.799, suggesting its less volatile than the S&P 500 by 20.13%.

  • Which is a Better Dividend Stock ASRV or TMP?

    AmeriServ Financial, Inc. has a quarterly dividend of $0.03 per share corresponding to a yield of 3.64%. Tompkins Financial Corp. offers a yield of 3.13% to investors and pays a quarterly dividend of $0.65 per share. AmeriServ Financial, Inc. pays 35.35% of its earnings as a dividend. Tompkins Financial Corp. pays out 22.33% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

  • Which has Better Financial Ratios ASRV or TMP?

    AmeriServ Financial, Inc. quarterly revenues are $22.5M, which are smaller than Tompkins Financial Corp. quarterly revenues of $38.4M. AmeriServ Financial, Inc.'s net income of $1.4M is lower than Tompkins Financial Corp.'s net income of $96.2M. Notably, AmeriServ Financial, Inc.'s price-to-earnings ratio is 9.72x while Tompkins Financial Corp.'s PE ratio is 7.14x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for AmeriServ Financial, Inc. is 0.62x versus 2.93x for Tompkins Financial Corp.. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    ASRV
    AmeriServ Financial, Inc.
    0.62x 9.72x $22.5M $1.4M
    TMP
    Tompkins Financial Corp.
    2.93x 7.14x $38.4M $96.2M

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