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OPFI Quote, Financials, Valuation and Earnings

Last price:
$7.52
Seasonality move :
14%
Day range:
$7.36 - $7.58
52-week range:
$7.36 - $15.03
Dividend yield:
0%
P/E ratio:
57.90x
P/S ratio:
0.70x
P/B ratio:
3.37x
Volume:
359.7K
Avg. volume:
488.6K
1-year change:
-23.11%
Market cap:
$197.1M
Revenue:
$597.1M
EPS (TTM):
-$0.30

Price Performance History

Performance vs. Valuation Benchmarks

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Competitors

Company Revenue Forecast Earnings Forecast Revenue Growth Forecast Earnings Growth Forecast Analyst Price Target Median
OPFI
OppFi, Inc.
$151.1M $0.32 7.76% 51.95% $14.33
BLNE
Beeline Holdings, Inc.
$4.2M -$0.10 48.04% -91.57% $4.50
EQBK
Equity Bancshares, Inc.
$82.3M $1.15 -2.66% 35.42% $54.00
EZPW
EZCORP, Inc.
$396.8M $0.40 29.55% 31.79% $32.80
FCFS
FirstCash Holdings, Inc.
$1B $2.39 20.66% 28.24% $213.00
LDI
loanDepot, Inc.
$299.7M -$0.03 29.9% -86.24% $1.80
Company Price Analyst Target Market Cap P/E Ratio Dividend per Share Dividend Yield Price / LTM Sales
OPFI
OppFi, Inc.
$7.52 $14.33 $197.1M 57.90x $0.25 0% 0.70x
BLNE
Beeline Holdings, Inc.
$2.19 $4.50 $61.6M -- $0.00 0% 3.91x
EQBK
Equity Bancshares, Inc.
$44.70 $54.00 $943.9M 34.22x $0.18 1.53% 2.65x
EZPW
EZCORP, Inc.
$27.19 $32.80 $1.8B 18.33x $0.00 0.04% 1.77x
FCFS
FirstCash Holdings, Inc.
$199.58 $213.00 $9.2B 28.24x $0.42 0.78% 2.55x
LDI
loanDepot, Inc.
$1.46 $1.80 $504.8M -- $0.00 21.24% 0.27x
Company Total Debt / Total Capital Beta Debt to Equity Quick Ratio
OPFI
OppFi, Inc.
85.3% 3.012 63.34% 0.64x
BLNE
Beeline Holdings, Inc.
15.57% 6.053 12.2% 0.13x
EQBK
Equity Bancshares, Inc.
38.16% 0.273 53.38% 0.00x
EZPW
EZCORP, Inc.
41.73% -0.916 64.01% 4.62x
FCFS
FirstCash Holdings, Inc.
53.01% -0.155 36.65% 3.26x
LDI
loanDepot, Inc.
95.55% 4.971 597.46% 0.13x
Company Gross Profit Operating Income Return on Invested Capital Return on Common Equity EBIT Margin Free Cash Flow
OPFI
OppFi, Inc.
$153.8M $52.2M 25.1% 57.36% 32.79% $116.8M
BLNE
Beeline Holdings, Inc.
$709K -$2.8M -36.93% -50.84% -120.86% -$5.9M
EQBK
Equity Bancshares, Inc.
-- $27.9M 2.1% 3.45% 53.77% -$12.1M
EZPW
EZCORP, Inc.
$214.2M $60.7M 7.24% 12.91% 15.89% $33.5M
FCFS
FirstCash Holdings, Inc.
$542.7M $172.1M 7.51% 15.4% 16.26% $171.5M
LDI
loanDepot, Inc.
$383.1M $52.4M -2.13% -24.06% 16.46% -$648M

OppFi, Inc. vs. Competitors

  • Which has Higher Returns OPFI or BLNE?

    Beeline Holdings, Inc. has a net margin of 24.14% compared to OppFi, Inc.'s net margin of -152.69%. OppFi, Inc.'s return on equity of 57.36% beat Beeline Holdings, Inc.'s return on equity of -50.84%.

    Company Gross Margin Earnings Per Share Invested Capital
    OPFI
    OppFi, Inc.
    96.58% $0.19 $648.2M
    BLNE
    Beeline Holdings, Inc.
    30.25% -$0.14 $61.3M
  • What do Analysts Say About OPFI or BLNE?

    OppFi, Inc. has a consensus price target of $14.33, signalling upside risk potential of 90.6%. On the other hand Beeline Holdings, Inc. has an analysts' consensus of $4.50 which suggests that it could grow by 105.48%. Given that Beeline Holdings, Inc. has higher upside potential than OppFi, Inc., analysts believe Beeline Holdings, Inc. is more attractive than OppFi, Inc..

    Company Buy Ratings Hold Ratings Sell Ratings
    OPFI
    OppFi, Inc.
    1 1 0
    BLNE
    Beeline Holdings, Inc.
    1 0 0
  • Is OPFI or BLNE More Risky?

    OppFi, Inc. has a beta of 1.781, which suggesting that the stock is 78.144% more volatile than S&P 500. In comparison Beeline Holdings, Inc. has a beta of 1.630, suggesting its more volatile than the S&P 500 by 62.951%.

  • Which is a Better Dividend Stock OPFI or BLNE?

    OppFi, Inc. has a quarterly dividend of $0.25 per share corresponding to a yield of 0%. Beeline Holdings, Inc. offers a yield of 0% to investors and pays a quarterly dividend of $0.00 per share. OppFi, Inc. pays -- of its earnings as a dividend. Beeline Holdings, Inc. pays out -- of its earnings as a dividend.

  • Which has Better Financial Ratios OPFI or BLNE?

    OppFi, Inc. quarterly revenues are $159.3M, which are larger than Beeline Holdings, Inc. quarterly revenues of $2.3M. OppFi, Inc.'s net income of $38.4M is higher than Beeline Holdings, Inc.'s net income of -$3.6M. Notably, OppFi, Inc.'s price-to-earnings ratio is 57.90x while Beeline Holdings, Inc.'s PE ratio is --. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for OppFi, Inc. is 0.70x versus 3.91x for Beeline Holdings, Inc.. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    OPFI
    OppFi, Inc.
    0.70x 57.90x $159.3M $38.4M
    BLNE
    Beeline Holdings, Inc.
    3.91x -- $2.3M -$3.6M
  • Which has Higher Returns OPFI or EQBK?

    Equity Bancshares, Inc. has a net margin of 24.14% compared to OppFi, Inc.'s net margin of 22.06%. OppFi, Inc.'s return on equity of 57.36% beat Equity Bancshares, Inc.'s return on equity of 3.45%.

    Company Gross Margin Earnings Per Share Invested Capital
    OPFI
    OppFi, Inc.
    96.58% $0.19 $648.2M
    EQBK
    Equity Bancshares, Inc.
    -- $1.15 $1.2B
  • What do Analysts Say About OPFI or EQBK?

    OppFi, Inc. has a consensus price target of $14.33, signalling upside risk potential of 90.6%. On the other hand Equity Bancshares, Inc. has an analysts' consensus of $54.00 which suggests that it could grow by 20.81%. Given that OppFi, Inc. has higher upside potential than Equity Bancshares, Inc., analysts believe OppFi, Inc. is more attractive than Equity Bancshares, Inc..

    Company Buy Ratings Hold Ratings Sell Ratings
    OPFI
    OppFi, Inc.
    1 1 0
    EQBK
    Equity Bancshares, Inc.
    2 3 0
  • Is OPFI or EQBK More Risky?

    OppFi, Inc. has a beta of 1.781, which suggesting that the stock is 78.144% more volatile than S&P 500. In comparison Equity Bancshares, Inc. has a beta of 0.842, suggesting its less volatile than the S&P 500 by 15.832%.

  • Which is a Better Dividend Stock OPFI or EQBK?

    OppFi, Inc. has a quarterly dividend of $0.25 per share corresponding to a yield of 0%. Equity Bancshares, Inc. offers a yield of 1.53% to investors and pays a quarterly dividend of $0.18 per share. OppFi, Inc. pays -- of its earnings as a dividend. Equity Bancshares, Inc. pays out 53.6% of its earnings as a dividend. Equity Bancshares, Inc.'s payout ratio is sufficient to cover dividend payouts with earnings for the foreseeable future.

  • Which has Better Financial Ratios OPFI or EQBK?

    OppFi, Inc. quarterly revenues are $159.3M, which are larger than Equity Bancshares, Inc. quarterly revenues of $100.1M. OppFi, Inc.'s net income of $38.4M is higher than Equity Bancshares, Inc.'s net income of $22.1M. Notably, OppFi, Inc.'s price-to-earnings ratio is 57.90x while Equity Bancshares, Inc.'s PE ratio is 34.22x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for OppFi, Inc. is 0.70x versus 2.65x for Equity Bancshares, Inc.. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    OPFI
    OppFi, Inc.
    0.70x 57.90x $159.3M $38.4M
    EQBK
    Equity Bancshares, Inc.
    2.65x 34.22x $100.1M $22.1M
  • Which has Higher Returns OPFI or EZPW?

    EZCORP, Inc. has a net margin of 24.14% compared to OppFi, Inc.'s net margin of 11.6%. OppFi, Inc.'s return on equity of 57.36% beat EZCORP, Inc.'s return on equity of 12.91%.

    Company Gross Margin Earnings Per Share Invested Capital
    OPFI
    OppFi, Inc.
    96.58% $0.19 $648.2M
    EZPW
    EZCORP, Inc.
    56.07% $0.55 $1.8B
  • What do Analysts Say About OPFI or EZPW?

    OppFi, Inc. has a consensus price target of $14.33, signalling upside risk potential of 90.6%. On the other hand EZCORP, Inc. has an analysts' consensus of $32.80 which suggests that it could grow by 20.63%. Given that OppFi, Inc. has higher upside potential than EZCORP, Inc., analysts believe OppFi, Inc. is more attractive than EZCORP, Inc..

    Company Buy Ratings Hold Ratings Sell Ratings
    OPFI
    OppFi, Inc.
    1 1 0
    EZPW
    EZCORP, Inc.
    3 2 0
  • Is OPFI or EZPW More Risky?

    OppFi, Inc. has a beta of 1.781, which suggesting that the stock is 78.144% more volatile than S&P 500. In comparison EZCORP, Inc. has a beta of 0.520, suggesting its less volatile than the S&P 500 by 47.966%.

  • Which is a Better Dividend Stock OPFI or EZPW?

    OppFi, Inc. has a quarterly dividend of $0.25 per share corresponding to a yield of 0%. EZCORP, Inc. offers a yield of 0.04% to investors and pays a quarterly dividend of $0.00 per share. OppFi, Inc. pays -- of its earnings as a dividend. EZCORP, Inc. pays out -- of its earnings as a dividend.

  • Which has Better Financial Ratios OPFI or EZPW?

    OppFi, Inc. quarterly revenues are $159.3M, which are smaller than EZCORP, Inc. quarterly revenues of $382M. OppFi, Inc.'s net income of $38.4M is lower than EZCORP, Inc.'s net income of $44.3M. Notably, OppFi, Inc.'s price-to-earnings ratio is 57.90x while EZCORP, Inc.'s PE ratio is 18.33x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for OppFi, Inc. is 0.70x versus 1.77x for EZCORP, Inc.. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    OPFI
    OppFi, Inc.
    0.70x 57.90x $159.3M $38.4M
    EZPW
    EZCORP, Inc.
    1.77x 18.33x $382M $44.3M
  • Which has Higher Returns OPFI or FCFS?

    FirstCash Holdings, Inc. has a net margin of 24.14% compared to OppFi, Inc.'s net margin of 9.84%. OppFi, Inc.'s return on equity of 57.36% beat FirstCash Holdings, Inc.'s return on equity of 15.4%.

    Company Gross Margin Earnings Per Share Invested Capital
    OPFI
    OppFi, Inc.
    96.58% $0.19 $648.2M
    FCFS
    FirstCash Holdings, Inc.
    51.28% $2.35 $4.8B
  • What do Analysts Say About OPFI or FCFS?

    OppFi, Inc. has a consensus price target of $14.33, signalling upside risk potential of 90.6%. On the other hand FirstCash Holdings, Inc. has an analysts' consensus of $213.00 which suggests that it could grow by 6.72%. Given that OppFi, Inc. has higher upside potential than FirstCash Holdings, Inc., analysts believe OppFi, Inc. is more attractive than FirstCash Holdings, Inc..

    Company Buy Ratings Hold Ratings Sell Ratings
    OPFI
    OppFi, Inc.
    1 1 0
    FCFS
    FirstCash Holdings, Inc.
    4 2 0
  • Is OPFI or FCFS More Risky?

    OppFi, Inc. has a beta of 1.781, which suggesting that the stock is 78.144% more volatile than S&P 500. In comparison FirstCash Holdings, Inc. has a beta of 0.471, suggesting its less volatile than the S&P 500 by 52.864%.

  • Which is a Better Dividend Stock OPFI or FCFS?

    OppFi, Inc. has a quarterly dividend of $0.25 per share corresponding to a yield of 0%. FirstCash Holdings, Inc. offers a yield of 0.78% to investors and pays a quarterly dividend of $0.42 per share. OppFi, Inc. pays -- of its earnings as a dividend. FirstCash Holdings, Inc. pays out 21.56% of its earnings as a dividend. FirstCash Holdings, Inc.'s payout ratio is sufficient to cover dividend payouts with earnings for the foreseeable future.

  • Which has Better Financial Ratios OPFI or FCFS?

    OppFi, Inc. quarterly revenues are $159.3M, which are smaller than FirstCash Holdings, Inc. quarterly revenues of $1.1B. OppFi, Inc.'s net income of $38.4M is lower than FirstCash Holdings, Inc.'s net income of $104.2M. Notably, OppFi, Inc.'s price-to-earnings ratio is 57.90x while FirstCash Holdings, Inc.'s PE ratio is 28.24x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for OppFi, Inc. is 0.70x versus 2.55x for FirstCash Holdings, Inc.. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    OPFI
    OppFi, Inc.
    0.70x 57.90x $159.3M $38.4M
    FCFS
    FirstCash Holdings, Inc.
    2.55x 28.24x $1.1B $104.2M
  • Which has Higher Returns OPFI or LDI?

    loanDepot, Inc. has a net margin of 24.14% compared to OppFi, Inc.'s net margin of -9.86%. OppFi, Inc.'s return on equity of 57.36% beat loanDepot, Inc.'s return on equity of -24.06%.

    Company Gross Margin Earnings Per Share Invested Capital
    OPFI
    OppFi, Inc.
    96.58% $0.19 $648.2M
    LDI
    loanDepot, Inc.
    90.87% -$0.10 $5.4B
  • What do Analysts Say About OPFI or LDI?

    OppFi, Inc. has a consensus price target of $14.33, signalling upside risk potential of 90.6%. On the other hand loanDepot, Inc. has an analysts' consensus of $1.80 which suggests that it could grow by 23.29%. Given that OppFi, Inc. has higher upside potential than loanDepot, Inc., analysts believe OppFi, Inc. is more attractive than loanDepot, Inc..

    Company Buy Ratings Hold Ratings Sell Ratings
    OPFI
    OppFi, Inc.
    1 1 0
    LDI
    loanDepot, Inc.
    0 2 1
  • Is OPFI or LDI More Risky?

    OppFi, Inc. has a beta of 1.781, which suggesting that the stock is 78.144% more volatile than S&P 500. In comparison loanDepot, Inc. has a beta of 3.224, suggesting its more volatile than the S&P 500 by 222.407%.

  • Which is a Better Dividend Stock OPFI or LDI?

    OppFi, Inc. has a quarterly dividend of $0.25 per share corresponding to a yield of 0%. loanDepot, Inc. offers a yield of 21.24% to investors and pays a quarterly dividend of $0.00 per share. OppFi, Inc. pays -- of its earnings as a dividend. loanDepot, Inc. pays out 1.61% of its earnings as a dividend. loanDepot, Inc.'s payout ratio is sufficient to cover dividend payouts with earnings for the foreseeable future.

  • Which has Better Financial Ratios OPFI or LDI?

    OppFi, Inc. quarterly revenues are $159.3M, which are smaller than loanDepot, Inc. quarterly revenues of $333M. OppFi, Inc.'s net income of $38.4M is higher than loanDepot, Inc.'s net income of -$32.8M. Notably, OppFi, Inc.'s price-to-earnings ratio is 57.90x while loanDepot, Inc.'s PE ratio is --. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for OppFi, Inc. is 0.70x versus 0.27x for loanDepot, Inc.. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    OPFI
    OppFi, Inc.
    0.70x 57.90x $159.3M $38.4M
    LDI
    loanDepot, Inc.
    0.27x -- $333M -$32.8M

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