Financhill
Buy
58

OPFI Quote, Financials, Valuation and Earnings

Last price:
$7.58
Seasonality move :
-18.71%
Day range:
$7.08 - $8.73
52-week range:
$2.35 - $8.73
Dividend yield:
0%
P/E ratio:
63.00x
P/S ratio:
0.52x
P/B ratio:
4.60x
Volume:
2.5M
Avg. volume:
652.3K
1-year change:
75.41%
Market cap:
$160.4M
Revenue:
$508.9M
EPS (TTM):
$0.12

Price Performance History

Performance vs. Valuation Benchmarks

SEE THE 1% OF STOCKS YOU NEED TO OWN FOR MASSIVE RETURNS

GET BETTER TRADE IDEAS

Competitors

Company Revenue Forecast Earnings Forecast Revenue Growth Forecast Earnings Growth Forecast Analyst Price Target Median
OPFI
OppFi
$133.5M $0.14 1.41% 53.85% --
EZPW
EZCORP
$323.4M $0.37 7.79% 3.7% $15.83
FCFS
FirstCash Holdings
$898.1M $2.01 5.62% 32.29% $135.20
FOA
Finance of America Companies
$80.6M $0.46 -69.59% -93.4% $25.50
OMCC
Old Market Capital
-- -- -- -- --
SLM
SLM
$371.7M $0.56 -16.09% -22.1% $31.00
Company Price Analyst Target Market Cap P/E Ratio Dividend per Share Dividend Yield Price / LTM Sales
OPFI
OppFi
$7.56 -- $160.4M 63.00x $0.12 0% 0.52x
EZPW
EZCORP
$12.10 $15.83 $659M 10.90x $0.00 0% 0.88x
FCFS
FirstCash Holdings
$104.07 $135.20 $4.7B 19.27x $0.38 1.4% 1.40x
FOA
Finance of America Companies
$30.02 $25.50 $298M 2.57x $0.00 0% 0.73x
OMCC
Old Market Capital
$6.49 -- $43.2M -- $0.00 0% --
SLM
SLM
$28.20 $31.00 $6B 9.83x $0.13 1.63% 3.29x
Company Total Debt / Total Capital Beta Debt to Equity Quick Ratio
OPFI
OppFi
90.32% 2.378 115.13% 9.21x
EZPW
EZCORP
28.92% 1.487 53.53% 1.95x
FCFS
FirstCash Holdings
46.4% 1.410 33.69% 2.67x
FOA
Finance of America Companies
98.89% 2.323 10823.58% 0.03x
OMCC
Old Market Capital
-- 0.072 -- 16.19x
SLM
SLM
73.88% 1.266 118.2% --
Company Gross Profit Operating Income Return on Invested Capital Return on Common Equity EBIT Margin Free Cash Flow
OPFI
OppFi
$111.5M $80.5M 1.4% 3.64% 58.95% $73.7M
EZPW
EZCORP
$175.4M $26.2M 7.29% 10.58% 10% $24.4M
FCFS
FirstCash Holdings
$404.6M $112.8M 6.77% 12.32% 13.45% $99.7M
FOA
Finance of America Companies
-- -- 0.5% 50.74% 234.25% -$81.4M
OMCC
Old Market Capital
-- -- -25.56% -25.87% -25.95% -$3.7M
SLM
SLM
-- -- 8.9% 32.57% 60.86% -$113.4M

OppFi vs. Competitors

  • Which has Higher Returns OPFI or EZPW?

    EZCORP has a net margin of 3.12% compared to OppFi's net margin of 5.16%. OppFi's return on equity of 3.64% beat EZCORP's return on equity of 10.58%.

    Company Gross Margin Earnings Per Share Invested Capital
    OPFI
    OppFi
    81.63% $0.21 $545.9M
    EZPW
    EZCORP
    59.54% $0.21 $1.1B
  • What do Analysts Say About OPFI or EZPW?

    OppFi has a consensus price target of --, signalling upside risk potential of 19.05%. On the other hand EZCORP has an analysts' consensus of $15.83 which suggests that it could grow by 30.85%. Given that EZCORP has higher upside potential than OppFi, analysts believe EZCORP is more attractive than OppFi.

    Company Buy Ratings Hold Ratings Sell Ratings
    OPFI
    OppFi
    0 0 0
    EZPW
    EZCORP
    2 1 0
  • Is OPFI or EZPW More Risky?

    OppFi has a beta of 0.000, which suggesting that the stock is 100% less volatile than S&P 500. In comparison EZCORP has a beta of 1.025, suggesting its more volatile than the S&P 500 by 2.528%.

  • Which is a Better Dividend Stock OPFI or EZPW?

    OppFi has a quarterly dividend of $0.12 per share corresponding to a yield of 0%. EZCORP offers a yield of 0% to investors and pays a quarterly dividend of $0.00 per share. OppFi pays -1017.91% of its earnings as a dividend. EZCORP pays out -- of its earnings as a dividend.

  • Which has Better Financial Ratios OPFI or EZPW?

    OppFi quarterly revenues are $136.6M, which are smaller than EZCORP quarterly revenues of $294.6M. OppFi's net income of $4.3M is lower than EZCORP's net income of $15.2M. Notably, OppFi's price-to-earnings ratio is 63.00x while EZCORP's PE ratio is 10.90x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for OppFi is 0.52x versus 0.88x for EZCORP. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    OPFI
    OppFi
    0.52x 63.00x $136.6M $4.3M
    EZPW
    EZCORP
    0.88x 10.90x $294.6M $15.2M
  • Which has Higher Returns OPFI or FCFS?

    FirstCash Holdings has a net margin of 3.12% compared to OppFi's net margin of 7.74%. OppFi's return on equity of 3.64% beat FirstCash Holdings's return on equity of 12.32%.

    Company Gross Margin Earnings Per Share Invested Capital
    OPFI
    OppFi
    81.63% $0.21 $545.9M
    FCFS
    FirstCash Holdings
    48.32% $1.44 $3.7B
  • What do Analysts Say About OPFI or FCFS?

    OppFi has a consensus price target of --, signalling upside risk potential of 19.05%. On the other hand FirstCash Holdings has an analysts' consensus of $135.20 which suggests that it could grow by 29.91%. Given that FirstCash Holdings has higher upside potential than OppFi, analysts believe FirstCash Holdings is more attractive than OppFi.

    Company Buy Ratings Hold Ratings Sell Ratings
    OPFI
    OppFi
    0 0 0
    FCFS
    FirstCash Holdings
    4 2 0
  • Is OPFI or FCFS More Risky?

    OppFi has a beta of 0.000, which suggesting that the stock is 100% less volatile than S&P 500. In comparison FirstCash Holdings has a beta of 0.662, suggesting its less volatile than the S&P 500 by 33.789%.

  • Which is a Better Dividend Stock OPFI or FCFS?

    OppFi has a quarterly dividend of $0.12 per share corresponding to a yield of 0%. FirstCash Holdings offers a yield of 1.4% to investors and pays a quarterly dividend of $0.38 per share. OppFi pays -1017.91% of its earnings as a dividend. FirstCash Holdings pays out 28.22% of its earnings as a dividend. FirstCash Holdings's payout ratio is sufficient to cover dividend payouts with earnings for the foreseeable future.

  • Which has Better Financial Ratios OPFI or FCFS?

    OppFi quarterly revenues are $136.6M, which are smaller than FirstCash Holdings quarterly revenues of $837.3M. OppFi's net income of $4.3M is lower than FirstCash Holdings's net income of $64.8M. Notably, OppFi's price-to-earnings ratio is 63.00x while FirstCash Holdings's PE ratio is 19.27x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for OppFi is 0.52x versus 1.40x for FirstCash Holdings. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    OPFI
    OppFi
    0.52x 63.00x $136.6M $4.3M
    FCFS
    FirstCash Holdings
    1.40x 19.27x $837.3M $64.8M
  • Which has Higher Returns OPFI or FOA?

    Finance of America Companies has a net margin of 3.12% compared to OppFi's net margin of 30.58%. OppFi's return on equity of 3.64% beat Finance of America Companies's return on equity of 50.74%.

    Company Gross Margin Earnings Per Share Invested Capital
    OPFI
    OppFi
    81.63% $0.21 $545.9M
    FOA
    Finance of America Companies
    -- $7.50 $28.4B
  • What do Analysts Say About OPFI or FOA?

    OppFi has a consensus price target of --, signalling upside risk potential of 19.05%. On the other hand Finance of America Companies has an analysts' consensus of $25.50 which suggests that it could fall by -15.06%. Given that OppFi has higher upside potential than Finance of America Companies, analysts believe OppFi is more attractive than Finance of America Companies.

    Company Buy Ratings Hold Ratings Sell Ratings
    OPFI
    OppFi
    0 0 0
    FOA
    Finance of America Companies
    0 1 0
  • Is OPFI or FOA More Risky?

    OppFi has a beta of 0.000, which suggesting that the stock is 100% less volatile than S&P 500. In comparison Finance of America Companies has a beta of 0.000, suggesting its less volatile than the S&P 500 by 100%.

  • Which is a Better Dividend Stock OPFI or FOA?

    OppFi has a quarterly dividend of $0.12 per share corresponding to a yield of 0%. Finance of America Companies offers a yield of 0% to investors and pays a quarterly dividend of $0.00 per share. OppFi pays -1017.91% of its earnings as a dividend. Finance of America Companies pays out -- of its earnings as a dividend.

  • Which has Better Financial Ratios OPFI or FOA?

    OppFi quarterly revenues are $136.6M, which are smaller than Finance of America Companies quarterly revenues of $275.4M. OppFi's net income of $4.3M is lower than Finance of America Companies's net income of $84.2M. Notably, OppFi's price-to-earnings ratio is 63.00x while Finance of America Companies's PE ratio is 2.57x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for OppFi is 0.52x versus 0.73x for Finance of America Companies. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    OPFI
    OppFi
    0.52x 63.00x $136.6M $4.3M
    FOA
    Finance of America Companies
    0.73x 2.57x $275.4M $84.2M
  • Which has Higher Returns OPFI or OMCC?

    Old Market Capital has a net margin of 3.12% compared to OppFi's net margin of -13.48%. OppFi's return on equity of 3.64% beat Old Market Capital's return on equity of -25.87%.

    Company Gross Margin Earnings Per Share Invested Capital
    OPFI
    OppFi
    81.63% $0.21 $545.9M
    OMCC
    Old Market Capital
    -- -$0.07 $56.2M
  • What do Analysts Say About OPFI or OMCC?

    OppFi has a consensus price target of --, signalling upside risk potential of 19.05%. On the other hand Old Market Capital has an analysts' consensus of -- which suggests that it could fall by --. Given that OppFi has higher upside potential than Old Market Capital, analysts believe OppFi is more attractive than Old Market Capital.

    Company Buy Ratings Hold Ratings Sell Ratings
    OPFI
    OppFi
    0 0 0
    OMCC
    Old Market Capital
    0 0 0
  • Is OPFI or OMCC More Risky?

    OppFi has a beta of 0.000, which suggesting that the stock is 100% less volatile than S&P 500. In comparison Old Market Capital has a beta of 0.925, suggesting its less volatile than the S&P 500 by 7.536%.

  • Which is a Better Dividend Stock OPFI or OMCC?

    OppFi has a quarterly dividend of $0.12 per share corresponding to a yield of 0%. Old Market Capital offers a yield of 0% to investors and pays a quarterly dividend of $0.00 per share. OppFi pays -1017.91% of its earnings as a dividend. Old Market Capital pays out -- of its earnings as a dividend.

  • Which has Better Financial Ratios OPFI or OMCC?

    OppFi quarterly revenues are $136.6M, which are larger than Old Market Capital quarterly revenues of $3.3M. OppFi's net income of $4.3M is higher than Old Market Capital's net income of -$451K. Notably, OppFi's price-to-earnings ratio is 63.00x while Old Market Capital's PE ratio is --. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for OppFi is 0.52x versus -- for Old Market Capital. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    OPFI
    OppFi
    0.52x 63.00x $136.6M $4.3M
    OMCC
    Old Market Capital
    -- -- $3.3M -$451K
  • Which has Higher Returns OPFI or SLM?

    SLM has a net margin of 3.12% compared to OppFi's net margin of -11.76%. OppFi's return on equity of 3.64% beat SLM's return on equity of 32.57%.

    Company Gross Margin Earnings Per Share Invested Capital
    OPFI
    OppFi
    81.63% $0.21 $545.9M
    SLM
    SLM
    -- -$0.23 $8.2B
  • What do Analysts Say About OPFI or SLM?

    OppFi has a consensus price target of --, signalling upside risk potential of 19.05%. On the other hand SLM has an analysts' consensus of $31.00 which suggests that it could grow by 9.93%. Given that OppFi has higher upside potential than SLM, analysts believe OppFi is more attractive than SLM.

    Company Buy Ratings Hold Ratings Sell Ratings
    OPFI
    OppFi
    0 0 0
    SLM
    SLM
    7 2 0
  • Is OPFI or SLM More Risky?

    OppFi has a beta of 0.000, which suggesting that the stock is 100% less volatile than S&P 500. In comparison SLM has a beta of 1.208, suggesting its more volatile than the S&P 500 by 20.785%.

  • Which is a Better Dividend Stock OPFI or SLM?

    OppFi has a quarterly dividend of $0.12 per share corresponding to a yield of 0%. SLM offers a yield of 1.63% to investors and pays a quarterly dividend of $0.13 per share. OppFi pays -1017.91% of its earnings as a dividend. SLM pays out 20.46% of its earnings as a dividend. SLM's payout ratio is sufficient to cover dividend payouts with earnings for the foreseeable future.

  • Which has Better Financial Ratios OPFI or SLM?

    OppFi quarterly revenues are $136.6M, which are smaller than SLM quarterly revenues of $383.9M. OppFi's net income of $4.3M is higher than SLM's net income of -$45.2M. Notably, OppFi's price-to-earnings ratio is 63.00x while SLM's PE ratio is 9.83x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for OppFi is 0.52x versus 3.29x for SLM. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    OPFI
    OppFi
    0.52x 63.00x $136.6M $4.3M
    SLM
    SLM
    3.29x 9.83x $383.9M -$45.2M

SEE THE 1% OF STOCKS YOU NEED TO OWN FOR MASSIVE RETURNS

GET BETTER TRADE IDEAS

Popular

3 High Dividend Dow Jones Stocks
3 High Dividend Dow Jones Stocks

Thanks to surging stock prices over the past two years,…

Will American Tower Stock Recover?
Will American Tower Stock Recover?

The performance of the real estate investment trust, or REIT,…

Will Booking Holdings Stock Split?
Will Booking Holdings Stock Split?

Booking Holdings, the travel and technology company that owns brands…

Stock Ideas

Sell
42
Is AAPL Stock a Buy?

Market Cap: $3.7T
P/E Ratio: 40x

Buy
59
Is NVDA Stock a Buy?

Market Cap: $3.7T
P/E Ratio: 125x

Sell
46
Is MSFT Stock a Buy?

Market Cap: $3.2T
P/E Ratio: 36x

Alerts

Sell
50
NARI alert for Jan 7

Inari Medical [NARI] is up 30.64% over the past day.

Buy
70
PDEX alert for Jan 7

Pro-Dex [PDEX] is up 22.41% over the past day.

Buy
52
ALCO alert for Jan 7

Alico [ALCO] is up 18.99% over the past day.

THE #1 STOCK ANALYSIS TOOL
TO MAKE SMARTER BUY AND SELL DECISIONS

Show me the best stock