Financhill
Buy
67

OPFI Quote, Financials, Valuation and Earnings

Last price:
$11.05
Seasonality move :
-8.22%
Day range:
$11.02 - $11.28
52-week range:
$6.81 - $17.73
Dividend yield:
0%
P/E ratio:
57.90x
P/S ratio:
0.78x
P/B ratio:
6.23x
Volume:
394.6K
Avg. volume:
569K
1-year change:
40.89%
Market cap:
$307.9M
Revenue:
$526M
EPS (TTM):
-$0.77

Price Performance History

Performance vs. Valuation Benchmarks

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Competitors

Company Revenue Forecast Earnings Forecast Revenue Growth Forecast Earnings Growth Forecast Analyst Price Target Median
OPFI
OppFi, Inc.
$154.6M $0.32 17.98% 51.95% $14.50
EZPW
EZCORP, Inc.
$325.4M $0.30 13.58% 14.49% $23.60
FCFS
FirstCash Holdings, Inc.
$861.7M $1.93 14.11% 37.47% $181.67
OMCC
Old Market Capital Corp.
-- -- -- -- --
SLM
SLM Corp.
$382.7M $0.81 -44.9% 85.45% $31.82
WRLD
World Acceptance Corp.
$127.9M $1.11 -3.71% -60% $157.50
Company Price Analyst Target Market Cap P/E Ratio Dividend per Share Dividend Yield Price / LTM Sales
OPFI
OppFi, Inc.
$11.13 $14.50 $307.9M 57.90x $0.25 0% 0.78x
EZPW
EZCORP, Inc.
$19.84 $23.60 $1.2B 14.53x $0.00 0% 1.29x
FCFS
FirstCash Holdings, Inc.
$160.96 $181.67 $7.1B 23.24x $0.42 0.99% 2.06x
OMCC
Old Market Capital Corp.
$5.07 -- $34.4M -- $0.00 0% 2.81x
SLM
SLM Corp.
$27.52 $31.82 $5.6B 9.70x $0.13 1.89% 1.90x
WRLD
World Acceptance Corp.
$147.39 $157.50 $742.6M 14.10x $0.00 0% 1.37x
Company Total Debt / Total Capital Beta Debt to Equity Quick Ratio
OPFI
OppFi, Inc.
87.24% 3.665 62.1% 0.95x
EZPW
EZCORP, Inc.
42.73% -1.055 66.01% 4.31x
FCFS
FirstCash Holdings, Inc.
53.97% -0.220 36.89% 3.63x
OMCC
Old Market Capital Corp.
10.48% -0.065 13.43% 4.02x
SLM
SLM Corp.
74.5% 0.155 116.48% --
WRLD
World Acceptance Corp.
64.35% 1.560 77.04% 0.31x
Company Gross Profit Operating Income Return on Invested Capital Return on Common Equity EBIT Margin Free Cash Flow
OPFI
OppFi, Inc.
$149.1M $90.2M 21.55% 51.33% 62.1% $98.2M
EZPW
EZCORP, Inc.
$190.4M $38M 6.83% 12.19% 11.27% $35.7M
FCFS
FirstCash Holdings, Inc.
$485M $149.3M 7.31% 14.82% 15.96% $108.1M
OMCC
Old Market Capital Corp.
$1.3M -$963K -4.37% -4.61% -30.48% -$4.9M
SLM
SLM Corp.
$627.6M $272.7M 7.2% 27.31% 54.08% -$52.8M
WRLD
World Acceptance Corp.
$132.2M $12.7M 5.66% 13.73% 46.48% $47.7M

OppFi, Inc. vs. Competitors

  • Which has Higher Returns OPFI or EZPW?

    EZCORP, Inc. has a net margin of 48.96% compared to OppFi, Inc.'s net margin of 7.93%. OppFi, Inc.'s return on equity of 51.33% beat EZCORP, Inc.'s return on equity of 12.19%.

    Company Gross Margin Earnings Per Share Invested Capital
    OPFI
    OppFi, Inc.
    96.15% $0.77 $615.1M
    EZPW
    EZCORP, Inc.
    56.53% $0.34 $1.8B
  • What do Analysts Say About OPFI or EZPW?

    OppFi, Inc. has a consensus price target of $14.50, signalling upside risk potential of 30.28%. On the other hand EZCORP, Inc. has an analysts' consensus of $23.60 which suggests that it could grow by 18.95%. Given that OppFi, Inc. has higher upside potential than EZCORP, Inc., analysts believe OppFi, Inc. is more attractive than EZCORP, Inc..

    Company Buy Ratings Hold Ratings Sell Ratings
    OPFI
    OppFi, Inc.
    1 1 0
    EZPW
    EZCORP, Inc.
    3 2 0
  • Is OPFI or EZPW More Risky?

    OppFi, Inc. has a beta of 1.688, which suggesting that the stock is 68.821% more volatile than S&P 500. In comparison EZCORP, Inc. has a beta of 0.523, suggesting its less volatile than the S&P 500 by 47.653%.

  • Which is a Better Dividend Stock OPFI or EZPW?

    OppFi, Inc. has a quarterly dividend of $0.25 per share corresponding to a yield of 0%. EZCORP, Inc. offers a yield of 0% to investors and pays a quarterly dividend of $0.00 per share. OppFi, Inc. pays -- of its earnings as a dividend. EZCORP, Inc. pays out -- of its earnings as a dividend.

  • Which has Better Financial Ratios OPFI or EZPW?

    OppFi, Inc. quarterly revenues are $155.1M, which are smaller than EZCORP, Inc. quarterly revenues of $336.8M. OppFi, Inc.'s net income of $75.9M is higher than EZCORP, Inc.'s net income of $26.7M. Notably, OppFi, Inc.'s price-to-earnings ratio is 57.90x while EZCORP, Inc.'s PE ratio is 14.53x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for OppFi, Inc. is 0.78x versus 1.29x for EZCORP, Inc.. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    OPFI
    OppFi, Inc.
    0.78x 57.90x $155.1M $75.9M
    EZPW
    EZCORP, Inc.
    1.29x 14.53x $336.8M $26.7M
  • Which has Higher Returns OPFI or FCFS?

    FirstCash Holdings, Inc. has a net margin of 48.96% compared to OppFi, Inc.'s net margin of 8.85%. OppFi, Inc.'s return on equity of 51.33% beat FirstCash Holdings, Inc.'s return on equity of 14.82%.

    Company Gross Margin Earnings Per Share Invested Capital
    OPFI
    OppFi, Inc.
    96.15% $0.77 $615.1M
    FCFS
    FirstCash Holdings, Inc.
    51.84% $1.86 $4.8B
  • What do Analysts Say About OPFI or FCFS?

    OppFi, Inc. has a consensus price target of $14.50, signalling upside risk potential of 30.28%. On the other hand FirstCash Holdings, Inc. has an analysts' consensus of $181.67 which suggests that it could grow by 12.87%. Given that OppFi, Inc. has higher upside potential than FirstCash Holdings, Inc., analysts believe OppFi, Inc. is more attractive than FirstCash Holdings, Inc..

    Company Buy Ratings Hold Ratings Sell Ratings
    OPFI
    OppFi, Inc.
    1 1 0
    FCFS
    FirstCash Holdings, Inc.
    4 3 0
  • Is OPFI or FCFS More Risky?

    OppFi, Inc. has a beta of 1.688, which suggesting that the stock is 68.821% more volatile than S&P 500. In comparison FirstCash Holdings, Inc. has a beta of 0.534, suggesting its less volatile than the S&P 500 by 46.606%.

  • Which is a Better Dividend Stock OPFI or FCFS?

    OppFi, Inc. has a quarterly dividend of $0.25 per share corresponding to a yield of 0%. FirstCash Holdings, Inc. offers a yield of 0.99% to investors and pays a quarterly dividend of $0.42 per share. OppFi, Inc. pays -- of its earnings as a dividend. FirstCash Holdings, Inc. pays out 25.48% of its earnings as a dividend. FirstCash Holdings, Inc.'s payout ratio is sufficient to cover dividend payouts with earnings for the foreseeable future.

  • Which has Better Financial Ratios OPFI or FCFS?

    OppFi, Inc. quarterly revenues are $155.1M, which are smaller than FirstCash Holdings, Inc. quarterly revenues of $935.6M. OppFi, Inc.'s net income of $75.9M is lower than FirstCash Holdings, Inc.'s net income of $82.8M. Notably, OppFi, Inc.'s price-to-earnings ratio is 57.90x while FirstCash Holdings, Inc.'s PE ratio is 23.24x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for OppFi, Inc. is 0.78x versus 2.06x for FirstCash Holdings, Inc.. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    OPFI
    OppFi, Inc.
    0.78x 57.90x $155.1M $75.9M
    FCFS
    FirstCash Holdings, Inc.
    2.06x 23.24x $935.6M $82.8M
  • Which has Higher Returns OPFI or OMCC?

    Old Market Capital Corp. has a net margin of 48.96% compared to OppFi, Inc.'s net margin of -25.23%. OppFi, Inc.'s return on equity of 51.33% beat Old Market Capital Corp.'s return on equity of -4.61%.

    Company Gross Margin Earnings Per Share Invested Capital
    OPFI
    OppFi, Inc.
    96.15% $0.77 $615.1M
    OMCC
    Old Market Capital Corp.
    42.23% -$0.11 $72.2M
  • What do Analysts Say About OPFI or OMCC?

    OppFi, Inc. has a consensus price target of $14.50, signalling upside risk potential of 30.28%. On the other hand Old Market Capital Corp. has an analysts' consensus of -- which suggests that it could fall by --. Given that OppFi, Inc. has higher upside potential than Old Market Capital Corp., analysts believe OppFi, Inc. is more attractive than Old Market Capital Corp..

    Company Buy Ratings Hold Ratings Sell Ratings
    OPFI
    OppFi, Inc.
    1 1 0
    OMCC
    Old Market Capital Corp.
    0 0 0
  • Is OPFI or OMCC More Risky?

    OppFi, Inc. has a beta of 1.688, which suggesting that the stock is 68.821% more volatile than S&P 500. In comparison Old Market Capital Corp. has a beta of 1.024, suggesting its more volatile than the S&P 500 by 2.41%.

  • Which is a Better Dividend Stock OPFI or OMCC?

    OppFi, Inc. has a quarterly dividend of $0.25 per share corresponding to a yield of 0%. Old Market Capital Corp. offers a yield of 0% to investors and pays a quarterly dividend of $0.00 per share. OppFi, Inc. pays -- of its earnings as a dividend. Old Market Capital Corp. pays out -- of its earnings as a dividend.

  • Which has Better Financial Ratios OPFI or OMCC?

    OppFi, Inc. quarterly revenues are $155.1M, which are larger than Old Market Capital Corp. quarterly revenues of $3.2M. OppFi, Inc.'s net income of $75.9M is higher than Old Market Capital Corp.'s net income of -$797K. Notably, OppFi, Inc.'s price-to-earnings ratio is 57.90x while Old Market Capital Corp.'s PE ratio is --. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for OppFi, Inc. is 0.78x versus 2.81x for Old Market Capital Corp.. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    OPFI
    OppFi, Inc.
    0.78x 57.90x $155.1M $75.9M
    OMCC
    Old Market Capital Corp.
    2.81x -- $3.2M -$797K
  • Which has Higher Returns OPFI or SLM?

    SLM Corp. has a net margin of 48.96% compared to OppFi, Inc.'s net margin of 16.25%. OppFi, Inc.'s return on equity of 51.33% beat SLM Corp.'s return on equity of 27.31%.

    Company Gross Margin Earnings Per Share Invested Capital
    OPFI
    OppFi, Inc.
    96.15% $0.77 $615.1M
    SLM
    SLM Corp.
    75.07% $0.63 $9.2B
  • What do Analysts Say About OPFI or SLM?

    OppFi, Inc. has a consensus price target of $14.50, signalling upside risk potential of 30.28%. On the other hand SLM Corp. has an analysts' consensus of $31.82 which suggests that it could grow by 15.62%. Given that OppFi, Inc. has higher upside potential than SLM Corp., analysts believe OppFi, Inc. is more attractive than SLM Corp..

    Company Buy Ratings Hold Ratings Sell Ratings
    OPFI
    OppFi, Inc.
    1 1 0
    SLM
    SLM Corp.
    5 3 1
  • Is OPFI or SLM More Risky?

    OppFi, Inc. has a beta of 1.688, which suggesting that the stock is 68.821% more volatile than S&P 500. In comparison SLM Corp. has a beta of 1.140, suggesting its more volatile than the S&P 500 by 13.996%.

  • Which is a Better Dividend Stock OPFI or SLM?

    OppFi, Inc. has a quarterly dividend of $0.25 per share corresponding to a yield of 0%. SLM Corp. offers a yield of 1.89% to investors and pays a quarterly dividend of $0.13 per share. OppFi, Inc. pays -- of its earnings as a dividend. SLM Corp. pays out 17.15% of its earnings as a dividend. SLM Corp.'s payout ratio is sufficient to cover dividend payouts with earnings for the foreseeable future.

  • Which has Better Financial Ratios OPFI or SLM?

    OppFi, Inc. quarterly revenues are $155.1M, which are smaller than SLM Corp. quarterly revenues of $836.1M. OppFi, Inc.'s net income of $75.9M is lower than SLM Corp.'s net income of $135.9M. Notably, OppFi, Inc.'s price-to-earnings ratio is 57.90x while SLM Corp.'s PE ratio is 9.70x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for OppFi, Inc. is 0.78x versus 1.90x for SLM Corp.. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    OPFI
    OppFi, Inc.
    0.78x 57.90x $155.1M $75.9M
    SLM
    SLM Corp.
    1.90x 9.70x $836.1M $135.9M
  • Which has Higher Returns OPFI or WRLD?

    World Acceptance Corp. has a net margin of 48.96% compared to OppFi, Inc.'s net margin of -1.45%. OppFi, Inc.'s return on equity of 51.33% beat World Acceptance Corp.'s return on equity of 13.73%.

    Company Gross Margin Earnings Per Share Invested Capital
    OPFI
    OppFi, Inc.
    96.15% $0.77 $615.1M
    WRLD
    World Acceptance Corp.
    98.32% -$0.38 $1B
  • What do Analysts Say About OPFI or WRLD?

    OppFi, Inc. has a consensus price target of $14.50, signalling upside risk potential of 30.28%. On the other hand World Acceptance Corp. has an analysts' consensus of $157.50 which suggests that it could grow by 5.84%. Given that OppFi, Inc. has higher upside potential than World Acceptance Corp., analysts believe OppFi, Inc. is more attractive than World Acceptance Corp..

    Company Buy Ratings Hold Ratings Sell Ratings
    OPFI
    OppFi, Inc.
    1 1 0
    WRLD
    World Acceptance Corp.
    0 2 0
  • Is OPFI or WRLD More Risky?

    OppFi, Inc. has a beta of 1.688, which suggesting that the stock is 68.821% more volatile than S&P 500. In comparison World Acceptance Corp. has a beta of 1.076, suggesting its more volatile than the S&P 500 by 7.633%.

  • Which is a Better Dividend Stock OPFI or WRLD?

    OppFi, Inc. has a quarterly dividend of $0.25 per share corresponding to a yield of 0%. World Acceptance Corp. offers a yield of 0% to investors and pays a quarterly dividend of $0.00 per share. OppFi, Inc. pays -- of its earnings as a dividend. World Acceptance Corp. pays out -- of its earnings as a dividend.

  • Which has Better Financial Ratios OPFI or WRLD?

    OppFi, Inc. quarterly revenues are $155.1M, which are larger than World Acceptance Corp. quarterly revenues of $134.5M. OppFi, Inc.'s net income of $75.9M is higher than World Acceptance Corp.'s net income of -$1.9M. Notably, OppFi, Inc.'s price-to-earnings ratio is 57.90x while World Acceptance Corp.'s PE ratio is 14.10x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for OppFi, Inc. is 0.78x versus 1.37x for World Acceptance Corp.. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    OPFI
    OppFi, Inc.
    0.78x 57.90x $155.1M $75.9M
    WRLD
    World Acceptance Corp.
    1.37x 14.10x $134.5M -$1.9M

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