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Buy
67
OPFI Quote, Financials, Valuation and Earnings
Last price:
$11.08
Seasonality move
:
-8.22%
Day range:
$11.02 - $11.28
52-week range:
$6.81 - $17.73
Dividend yield:
0%
P/E ratio:
57.90x
P/S ratio:
0.78x
P/B ratio:
6.23x
Volume:
394.6K
Avg. volume:
569K
1-year change:
40.89%
Market cap:
$307.9M
Revenue:
$526M
EPS (TTM):
-$0.77
Analysts' Opinion
-
Consensus RatingOppFi, Inc. has received a consensus rating of Leans Bullish. The company's average rating is a Leans Bullish based on 1 Buy rating, 1 Hold rating, and 0 Sell ratings.
-
Price Target UpsideAccording to analysts' consensus price target of $14.50, OppFi, Inc. has an estimated upside of 30.28% from its current price of $11.13.
-
Price Target DownsideAccording to analysts, the lowest downside price target is $13.50 representing 100% downside risk from its current price of $11.13.
Fair Value
-
According to the consensus of 2 analysts, OppFi, Inc. has 30.28% upside to fair value with a price target of $14.50 per share.
OPFI vs. S&P 500
-
Over the past 5 trading days, OppFi, Inc. has overperformed the S&P 500 by 2.59% suggesting its relative strength compared to the major market average is strong at this time.
Share Buyback
-
OppFi, Inc. does have a share repurchase program in place at this time. The scale of a buyback program can materially affect share price and usually results in a higher earnings per share, all else being equal, when the share count drops.
Revenue Growth
-
OppFi, Inc. has grown year-over-year revenues for 0 quarters straight. In the most recent quarter OppFi, Inc. reported revenues of $155.1M.
Earnings Growth
-
OppFi, Inc. has grown year-over-year earnings for 1 quarter straight. In the most recent quarter OppFi, Inc. reported earnings per share of $0.77.
Enterprise value:
798.4M
EV / Invested capital:
1.30x
Price / LTM sales:
0.78x
EV / EBIT:
4.25x
EV / Revenue:
1.39x
PEG ratio (5yr expected):
--
EV / Free cash flow:
2.25x
Price / Operating cash flow:
1.25x
Enterprise value / EBITDA:
4.11x
Gross Profit (TTM):
$549.4M
Return On Assets:
18.48%
Net Income Margin (TTM):
21.23%
Return On Equity:
51.33%
Return On Invested Capital:
21.55%
Operating Margin:
58.17%
| Trailing 12 Months | Fiscal Quarters | |||||
|---|---|---|---|---|---|---|
| Period Ending | 2023-09-30 | 2024-09-30 | 2025-09-30 | 2024-09-30 | 2025-09-30 | |
| Income Statement | ||||||
| Revenue | $499.2M | $523.2M | $573.5M | $136.6M | $155.1M | |
| Gross Profit | $462.5M | $489.6M | $549.4M | $129.5M | $149.1M | |
| Operating Income | $80.3M | $121.3M | $167.2M | $44.9M | $90.2M | |
| EBITDA | $115.7M | $151.9M | $194.4M | $52.9M | $97.4M | |
| Diluted EPS | $0.06 | $0.16 | -$0.77 | $0.21 | $0.77 | |
| Period Ending | 2021-09-30 | 2022-09-30 | 2023-09-30 | 2024-09-30 | 2025-09-30 | |
|---|---|---|---|---|---|---|
| Balance Sheet | ||||||
| Current Assets | $393.8M | $514.7M | $539.8M | $544M | $622.2M | |
| Total Assets | $440.7M | $580M | $600.6M | $619.3M | $720.6M | |
| Current Liabilities | $71.8M | $71.9M | $67.5M | $69.3M | $79.1M | |
| Total Liabilities | $302.2M | $414.5M | $410.8M | $373.8M | $443.4M | |
| Total Equity | $138.4M | $165.5M | $189.8M | $220.3M | $277.3M | |
| Total Debt | $206M | $338.4M | $342.2M | $325.6M | $326M | |
| Trailing 12 Months | Fiscal Quarters | |||||
|---|---|---|---|---|---|---|
| Period Ending | 2023-09-30 | 2024-09-30 | 2025-09-30 | 2024-09-30 | 2025-09-30 | |
| Cash Flow Statement | ||||||
| Cash Flow Operations | $283M | $311M | $374.1M | $77.6M | $103.4M | |
| Cash From Investing | -$253.8M | -$234.9M | -$291.3M | -$93.3M | -$102.9M | |
| Cash From Financing | -$13.6M | -$67.9M | -$81.9M | $9.1M | -$3.6M | |
| Free Cash Flow | $273M | $300.3M | $355.5M | $73.7M | $98.2M | |
OPFI
Sector
Market Cap
$307.9M
$558M
Price % of 52-Week High
62.78%
92.09%
Dividend Yield
0%
1.57%
Shareholder Yield
3.01%
3.1%
1-Year Price Total Return
40.89%
6.97%
Beta (5-Year)
1.688
0.476
Dividend yield:
0%
Annualized payout:
$0.00
Payout ratio:
--
Growth streak:
0 years
Technicals
8-day SMA
Buy
Level
$10.99
200-day SMA
Buy
Level
$10.79
Bollinger Bands (100)
Buy
Level
9.67 - 11.09
Chaikin Money Flow
Buy
Level
17M
20-day SMA
Buy
Level
$10.60
Relative Strength Index (RSI14)
Buy
Level
59.76
ADX Line
Buy
Level
30.95
Williams %R
Neutral
Level
-35.443
50-day SMA
Buy
Level
$10.07
MACD (12, 26)
Buy
Level
0.33
25-day Aroon Oscillator
Buy
Level
80
On Balance Volume
Neutral
Level
5.6M
Financial Scores
Hold
Altman Z-Score
(Annual)
Level (2.6435)
Sell
CA Score
(Annual)
Level (-1.1399)
Buy
Beneish M-Score
(Annual)
Level (-5.535)
Buy
Momentum Score
Level (9)
Buy
Ohlson Score
Level (-0.4321)
Buy
Piotroski F Score
(Annual)
Level (7)
Buy
Quality Ratio Score
Level (9)
Sell
Fundamental Score
Level (6)
Revenue Forecast
Earnings per Share Forecast
Company Profile
OppFi, Inc. is a tech-enabled, mission-driven specialty finance platform, which engages in the provision of community banks to extend credit access to everyday Americans. It supports consumers, who are turned away by mainstream options, to build better financial health, through transparency, responsible lending, financial inclusion, and an excellent customer experience. The company was founded by Todd G. Schwartz and Theodore Schwartz in 2012 and is headquartered in Chicago, IL.
Stock Forecast FAQ
In the current month, OPFI has received 1 Buy ratings 1 Hold ratings, and 0 Sell ratings. The OPFI average analyst price target in the past 3 months is $14.50.
-
Where Will OppFi, Inc. Stock Be In 1 Year?
According to analysts, the consensus estimate is that OppFi, Inc. share price will rise to $14.50 per share over the next 12 months.
-
What Do Analysts Say About OppFi, Inc.?
Analysts are divided on their view about OppFi, Inc. share price and where it will be in the next 12 months. The majority of analysts rate the stock a Buy. However, a smaller subset of analysts suggest that OppFi, Inc. is a Sell and believe this share price will drop from its current level to $13.50.
-
What Is OppFi, Inc.'s Price Target?
The price target for OppFi, Inc. over the next 1-year time period is forecast to be $14.50 according to 2 Wall Street analysts, 1 of them rates the stock a Buy, 0 rate the stock a Sell, and 1 analyst rates the stock a Hold.
-
Is OPFI A Buy, Sell Or Hold?
According to Wall Street analysts, the consensus rating for OppFi, Inc. is a Leans Bullish. 1 of 2 analysts rates the stock a Leans Bullish at this time.
-
How Can I Buy Shares Of OPFI?
You can purchase shares of OppFi, Inc. via an online brokerage firm such as TD Ameritrade.com, thinkorswim.com, e-trade.com, or Schwab.com. Many other digital online brokerages exist such as RobinHood and Webull where you can purchase OppFi, Inc. shares.
-
What Is The OppFi, Inc. Share Price Today?
OppFi, Inc. was last trading at $11.08 per share. This represents the most recent stock quote for OppFi, Inc.. Yesterday, OppFi, Inc. closed at $11.13 per share.
-
How To Buy OppFi, Inc. Stock Online?
In order to purchase OppFi, Inc. stock online, open a brokerage account, deposit funds into the account, and select an order type to purchase shares whether it be market or limit.
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Financial Ratios
OPFI
Sector
P/E ratio
57.90x
12.26x
PEG ratio
--
0.31x
P/B ratio
6.23x
1.11x
Price / LTM sales
0.78x
1.84x
Growth Metrics
OPFI
Sector
Revenue growth
13.54%
5.54%
Earnings growth
265.34%
14.85%
Revenue (5-year growth)
18.08%
8.85%
Earnings forecast
$0.32
$0.62
Profitability
OPFI
Sector
Profitability FY 2024
$497.1M
--
Return on invested capital
21.55%
5.03%
Return on assets
18.48%
1.01%
Return on equity
51.33%
9.68%
Earnings Date
Last Earnings Date
Oct
29
Next Earnings Date
Mar
4
Estimated Next Earnings Date
Jan
28
Balance Sheet
OPFI
Sector
Total cash
$75.2M
$431.4M
Short term investments
--
$211.3M
Total assets
$641.2M
$3.1B
Long term debt
$326M
$79.3M
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