Financhill
Buy
54

SLM Quote, Financials, Valuation and Earnings

Last price:
$27.66
Seasonality move :
3.17%
Day range:
$27.49 - $28.05
52-week range:
$23.81 - $34.97
Dividend yield:
1.88%
P/E ratio:
9.73x
P/S ratio:
1.91x
P/B ratio:
2.68x
Volume:
1.8M
Avg. volume:
3.4M
1-year change:
0.55%
Market cap:
$5.6B
Revenue:
$3B
EPS (TTM):
$2.84

Analysts' Opinion

  • Consensus Rating
    SLM Corp. has received a consensus rating of Buy. The company's average rating is a Buy based on 5 Buy ratings, 3 Hold ratings, and 1 Sell rating.
  • Price Target Upside
    According to analysts' consensus price target of $31.82, SLM Corp. has an estimated upside of 15.2% from its current price of $27.62.
  • Price Target Downside
    According to analysts, the lowest downside price target is $23.00 representing 100% downside risk from its current price of $27.62.

Fair Value

  • According to the consensus of 9 analysts, SLM Corp. has 15.2% upside to fair value with a price target of $31.82 per share.

SLM vs. S&P 500

  • Over the past 5 trading days, SLM Corp. has overperformed the S&P 500 by 0.9% suggesting its relative strength compared to the major market average is strong at this time.

Share Buyback

  • SLM Corp. does have a share repurchase program in place at this time. The scale of a buyback program can materially affect share price and usually results in a higher earnings per share, all else being equal, when the share count drops.

Revenue Growth

  • SLM Corp. has grown year-over-year revenues for 1 quarter straight. In the most recent quarter SLM Corp. reported revenues of $836.1M.

Earnings Growth

  • SLM Corp. has grown year-over-year earnings for 1 quarter straight. In the most recent quarter SLM Corp. reported earnings per share of $0.63.
Enterprise value:
9B
EV / Invested capital:
0.98x
Price / LTM sales:
1.91x
EV / EBIT:
5.59x
EV / Revenue:
2.90x
PEG ratio (5yr expected):
1.01x
EV / Free cash flow:
-26.77x
Price / Operating cash flow:
--
Enterprise value / EBITDA:
5.52x
Gross Profit (TTM):
$2.2B
Return On Assets:
2.1%
Net Income Margin (TTM):
20.17%
Return On Equity:
27.31%
Return On Invested Capital:
7.2%
Operating Margin:
32.61%
Trailing 12 Months Fiscal Quarters
Period Ending 2023-09-30 2024-09-30 2025-09-30 2024-09-30 2025-09-30
Income Statement
Revenue $2.7B $3.1B $3.1B $686.9M $836.1M
Gross Profit $1.9B $2.1B $2.2B $455.7M $627.6M
Operating Income $710.5M $1.2B $1.1B $17.7M $272.7M
EBITDA $1.4B $1.6B $1.6B $294.6M $457M
Diluted EPS $1.35 $2.88 $2.84 -$0.23 $0.63
Period Ending 2021-09-30 2022-09-30 2023-09-30 2024-09-30 2025-09-30
Balance Sheet
Current Assets $4.7B $6.6B $5.7B $6.7B $5.9B
Total Assets $28.8B $29.1B $29.3B $30B $29.6B
Current Liabilities $199.6M -- -- -- --
Total Liabilities $26.7B $27.2B $27.5B $27.9B $27.3B
Total Equity $2.1B $2B $1.8B $2.1B $2.3B
Total Debt $5.2B $5.5B $5.5B $6B $6.8B
Trailing 12 Months Fiscal Quarters
Period Ending 2023-09-30 2024-09-30 2025-09-30 2024-09-30 2025-09-30
Cash Flow Statement
Cash Flow Operations -$116.3M -$354.5M -$334.9M -$103.7M -$52.8M
Cash From Investing -$872M $1.3B $478.5M -$1.8B -$251.3M
Cash From Financing -$311M -$31.8M -$1.1B $1.2B -$220.6M
Free Cash Flow -$116.3M -$354.5M -$334.9M -$103.7M -$52.8M
SLM
Sector
Market Cap
$5.6B
$570M
Price % of 52-Week High
78.98%
92.18%
Dividend Yield
1.88%
1.57%
Shareholder Yield
1.96%
3.12%
1-Year Price Total Return
0.55%
7.87%
Beta (5-Year)
1.140
0.478
Dividend yield:
1.88%
Annualized payout:
$0.46
Payout ratio:
20.76%
Growth streak:
1 years

Technicals

8-day SMA
Buy
Level $27.07
200-day SMA
Sell
Level $29.77
Bollinger Bands (100)
Sell
Level 26.59 - 30.57
Chaikin Money Flow
Buy
Level 950.4K
20-day SMA
Sell
Level $28.31
Relative Strength Index (RSI14)
Sell
Level 48.69
ADX Line
Buy
Level 30.96
Williams %R
Neutral
Level -55.5735
50-day SMA
Buy
Level $27.56
MACD (12, 26)
Buy
Level 6.76
25-day Aroon Oscillator
Sell
Level -4
On Balance Volume
Neutral
Level 16.2M

Financial Scores

--
Altman Z-Score (Annual)
Level (--)
Sell
CA Score (Annual)
Level (-2.1791)
--
Beneish M-Score (Annual)
Level (--)
Buy
Momentum Score
Level (8)
--
Ohlson Score
Level (--)
--
Piotroski F Score (Annual)
Level (--)
Buy
Quality Ratio Score
Level (4)
Buy
Fundamental Score
Level (8)

Revenue Forecast

Earnings per Share Forecast

Company Profile

SLM Corp. engages in the provision and administration of education loans. Its services include private education loans, banking, college savings, and insurance services. The company was founded in 1972 and is headquartered in Newark, DE.

Stock Forecast FAQ

In the current month, SLM has received 5 Buy ratings 3 Hold ratings, and 1 Sell ratings. The SLM average analyst price target in the past 3 months is $31.82.

  • Where Will SLM Corp. Stock Be In 1 Year?

    According to analysts, the consensus estimate is that SLM Corp. share price will rise to $31.82 per share over the next 12 months.

  • What Do Analysts Say About SLM Corp.?

    Analysts are divided on their view about SLM Corp. share price and where it will be in the next 12 months. The majority of analysts rate the stock a Buy. However, a smaller subset of analysts suggest that SLM Corp. is a Sell and believe this share price will drop from its current level to $23.00.

  • What Is SLM Corp.'s Price Target?

    The price target for SLM Corp. over the next 1-year time period is forecast to be $31.82 according to 9 Wall Street analysts, 5 of them rate the stock a Buy, 1 rates the stock a Sell, and 3 analysts rate the stock a Hold.

  • Is SLM A Buy, Sell Or Hold?

    According to Wall Street analysts, the consensus rating for SLM Corp. is a Buy. 5 of 9 analysts rate the stock a Buy at this time.

  • How Can I Buy Shares Of SLM?

    You can purchase shares of SLM Corp. via an online brokerage firm such as TD Ameritrade.com, thinkorswim.com, e-trade.com, or Schwab.com. Many other digital online brokerages exist such as RobinHood and Webull where you can purchase SLM Corp. shares.

  • What Is The SLM Corp. Share Price Today?

    SLM Corp. was last trading at $27.66 per share. This represents the most recent stock quote for SLM Corp.. Yesterday, SLM Corp. closed at $27.62 per share.

  • How To Buy SLM Corp. Stock Online?

    In order to purchase SLM Corp. stock online, open a brokerage account, deposit funds into the account, and select an order type to purchase shares whether it be market or limit.

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