Financhill
Buy
56

AFRM Quote, Financials, Valuation and Earnings

Last price:
$71.40
Seasonality move :
-30.45%
Day range:
$70.68 - $72.97
52-week range:
$30.90 - $100.00
Dividend yield:
0%
P/E ratio:
104.19x
P/S ratio:
7.47x
P/B ratio:
7.15x
Volume:
3.9M
Avg. volume:
5M
1-year change:
25.85%
Market cap:
$23.6B
Revenue:
$3B
EPS (TTM):
$0.67

Analysts' Opinion

  • Consensus Rating
    Affirm Holdings, Inc. has received a consensus rating of Buy. The company's average rating is a Buy based on 17 Buy ratings, 8 Hold ratings, and 0 Sell ratings.
  • Price Target Upside
    According to analysts' consensus price target of $92.34, Affirm Holdings, Inc. has an estimated upside of 29.27% from its current price of $71.43.
  • Price Target Downside
    According to analysts, the lowest downside price target is $53.00 representing 25.8% downside risk from its current price of $71.43.

Fair Value

  • According to the consensus of 25 analysts, Affirm Holdings, Inc. has 29.27% upside to fair value with a price target of $92.34 per share.

AFRM vs. S&P 500

  • Over the past 5 trading days, Affirm Holdings, Inc. has underperformed the S&P 500 by -0.18% suggesting its relative strength compared to the major market average is weak at this time.

Share Buyback

  • Affirm Holdings, Inc. does have a share repurchase program in place at this time. The scale of a buyback program can materially affect share price and usually results in a higher earnings per share, all else being equal, when the share count drops.

Revenue Growth

  • Affirm Holdings, Inc. has grown year-over-year revenues for 0 quarters straight. In the most recent quarter Affirm Holdings, Inc. reported revenues of $933.3M.

Earnings Growth

  • Affirm Holdings, Inc. has grown year-over-year earnings for 9 quarters straight. In the most recent quarter Affirm Holdings, Inc. reported earnings per share of $0.23.
Enterprise value:
28.6B
EV / Invested capital:
--
Price / LTM sales:
7.47x
EV / EBIT:
26.70x
EV / Revenue:
8.79x
PEG ratio (5yr expected):
-0.47x
EV / Free cash flow:
37.20x
Price / Operating cash flow:
31.62x
Enterprise value / EBITDA:
21.76x
Gross Profit (TTM):
$3B
Return On Assets:
2.17%
Net Income Margin (TTM):
6.74%
Return On Equity:
7.84%
Return On Invested Capital:
2.25%
Operating Margin:
26.28%
Trailing 12 Months Fiscal Quarters
Period Ending 2023-09-30 2024-09-30 2025-09-30 2024-09-30 2025-09-30
Income Statement
Revenue $1.7B $2.5B $3.3B $698.5M $861.8M
Gross Profit $1.4B $2.2B $2.6B $603.3M $662.6M
Operating Income -$712.6M $40.1M $599.9M $25.5M $172.7M
EBITDA -$558.7M $215.8M $1.3B $72.2M $400.8M
Diluted EPS -$3.04 -$1.43 $0.69 -$0.31 $0.23
Period Ending 2021-09-30 2022-09-30 2023-09-30 2024-09-30 2025-09-30
Balance Sheet
Current Assets $3.9B $5.6B $2.5B $2.5B $3B
Total Assets $5.4B $7.2B $8.4B $10.1B $11.5B
Current Liabilities $992.8M $410.6M $354.1M $418.7M $233.7M
Total Liabilities $3B $4.6B $5.8B $7.3B $8.2B
Total Equity $2.4B $2.6B $2.6B $2.8B $3.3B
Total Debt $2.2B $4.3B $5.6B $7B $7.8B
Trailing 12 Months Fiscal Quarters
Period Ending 2023-09-30 2024-09-30 2025-09-30 2024-09-30 2025-09-30
Cash Flow Statement
Cash Flow Operations $59.9M $548.1M $972.1M $196.9M $375M
Cash From Investing -$1.8B -$1.9B -$648.2M -$575M -$140.1M
Cash From Financing $1.3B $1.2B $395.9M $465.6M $110.1M
Free Cash Flow -$65.6M $380.5M $769.7M $152.7M $320.7M
AFRM
Sector
Market Cap
$23.6B
$548.9M
Price % of 52-Week High
71.43%
92.79%
Dividend Yield
0%
1.49%
Shareholder Yield
-0.69%
3.06%
1-Year Price Total Return
25.85%
9.13%
Beta (5-Year)
--
0.451
Dividend yield:
0%
Annualized payout:
$0.00
Payout ratio:
--
Growth streak:
0 years

Technicals

8-day SMA
Sell
Level $72.78
200-day SMA
Buy
Level $67.96
Bollinger Bands (100)
Sell
Level 68.64 - 82.18
Chaikin Money Flow
Buy
Level 254M
20-day SMA
Sell
Level $76.08
Relative Strength Index (RSI14)
Sell
Level 44.09
ADX Line
Sell
Level 13.77
Williams %R
Buy
Level -90.2389
50-day SMA
Sell
Level $72.51
MACD (12, 26)
Sell
Level -0.33
25-day Aroon Oscillator
Sell
Level -24
On Balance Volume
Neutral
Level 687.7M

Financial Scores

Hold
Altman Z-Score (Annual)
Level (2.079)
Sell
CA Score (Annual)
Level (-0.9415)
Sell
Beneish M-Score (Annual)
Level (0.3527)
Buy
Momentum Score
Level (5)
Buy
Ohlson Score
Level (-5.0102)
Buy
Piotroski F Score (Annual)
Level (6)
Buy
Quality Ratio Score
Level (7)
Sell
Fundamental Score
Level (5)

Revenue Forecast

Earnings per Share Forecast

Company Profile

Affirm Holdings, Inc. operates a platform for digital and mobile-first commerce. Its platform consists of three core elements: a point-of-sale payment solution for consumers, merchant commerce solutions, and a consumer-focused app. The company was founded by Max R. Levchin in 2012 and is headquartered in San Francisco, CA.

Stock Forecast FAQ

In the current month, AFRM has received 17 Buy ratings 8 Hold ratings, and 0 Sell ratings. The AFRM average analyst price target in the past 3 months is $92.34.

  • Where Will Affirm Holdings, Inc. Stock Be In 1 Year?

    According to analysts, the consensus estimate is that Affirm Holdings, Inc. share price will rise to $92.34 per share over the next 12 months.

  • What Do Analysts Say About Affirm Holdings, Inc.?

    Analysts are divided on their view about Affirm Holdings, Inc. share price and where it will be in the next 12 months. The majority of analysts rate the stock a Buy. However, a smaller subset of analysts suggest that Affirm Holdings, Inc. is a Sell and believe this share price will drop from its current level to $53.00.

  • What Is Affirm Holdings, Inc.'s Price Target?

    The price target for Affirm Holdings, Inc. over the next 1-year time period is forecast to be $92.34 according to 25 Wall Street analysts, 17 of them rate the stock a Buy, 0 rate the stock a Sell, and 8 analysts rate the stock a Hold.

  • Is AFRM A Buy, Sell Or Hold?

    According to Wall Street analysts, the consensus rating for Affirm Holdings, Inc. is a Buy. 17 of 25 analysts rate the stock a Buy at this time.

  • How Can I Buy Shares Of AFRM?

    You can purchase shares of Affirm Holdings, Inc. via an online brokerage firm such as TD Ameritrade.com, thinkorswim.com, e-trade.com, or Schwab.com. Many other digital online brokerages exist such as RobinHood and Webull where you can purchase Affirm Holdings, Inc. shares.

  • What Is The Affirm Holdings, Inc. Share Price Today?

    Affirm Holdings, Inc. was last trading at $71.40 per share. This represents the most recent stock quote for Affirm Holdings, Inc.. Yesterday, Affirm Holdings, Inc. closed at $71.43 per share.

  • How To Buy Affirm Holdings, Inc. Stock Online?

    In order to purchase Affirm Holdings, Inc. stock online, open a brokerage account, deposit funds into the account, and select an order type to purchase shares whether it be market or limit.

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