Is DocuSign Stock Undervalued?
Digital signature software business DocuSign (NASDAQ:DOCU) has been struggling over…
Buy
67
LOB Quote, Financials, Valuation and Earnings
Last price:
$35.90
Seasonality move
:
-6.76%
Day range:
$35.68 - $36.25
52-week range:
$22.68 - $41.56
Dividend yield:
0.33%
P/E ratio:
24.07x
P/S ratio:
1.63x
P/B ratio:
1.49x
Volume:
142K
Avg. volume:
314.3K
1-year change:
-9.32%
Market cap:
$1.6B
Revenue:
$944.1M
EPS (TTM):
$1.49
Price Performance History
Performance vs. Valuation Benchmarks
SEE THE 1% OF STOCKS YOU NEED TO OWN FOR MASSIVE RETURNS
GET BETTER TRADE IDEAS
Competitors
| Company | Revenue Forecast | Earnings Forecast | Revenue Growth Forecast | Earnings Growth Forecast | Analyst Price Target Median |
|---|---|---|---|---|---|
|
LOB
Live Oak Bancshares, Inc.
|
$147.9M | $0.60 | -38.32% | 176.92% | $42.75 |
|
BYFC
Broadway Financial Corp. (California)
|
-- | -- | -- | -- | -- |
|
DCOM
Dime Community Bancshares, Inc.
|
$112.8M | $0.69 | -9.9% | 134.77% | $36.20 |
|
OCFC
OceanFirst Financial Corp.
|
$103.1M | $0.36 | -39.94% | 7.84% | $21.67 |
|
SBCF
Seacoast Banking Corp. of Florida
|
$154.5M | $0.46 | -0.82% | 18.45% | $34.08 |
|
WAFD
WaFd, Inc.
|
$190.6M | $0.77 | -46.62% | 40.94% | $33.13 |
| Company | Price | Analyst Target | Market Cap | P/E Ratio | Dividend per Share | Dividend Yield | Price / LTM Sales |
|---|---|---|---|---|---|---|---|
|
LOB
Live Oak Bancshares, Inc.
|
$35.91 | $42.75 | $1.6B | 24.07x | $0.03 | 0.33% | 1.63x |
|
BYFC
Broadway Financial Corp. (California)
|
$6.02 | -- | $55.4M | 173.00x | $0.00 | 0% | 0.85x |
|
DCOM
Dime Community Bancshares, Inc.
|
$31.21 | $36.20 | $1.4B | 27.40x | $0.25 | 3.2% | 1.98x |
|
OCFC
OceanFirst Financial Corp.
|
$19.72 | $21.67 | $1.1B | 15.20x | $0.20 | 4.06% | 1.68x |
|
SBCF
Seacoast Banking Corp. of Florida
|
$32.49 | $34.08 | $3.2B | 19.29x | $0.19 | 2.25% | 3.27x |
|
WAFD
WaFd, Inc.
|
$33.11 | $33.13 | $2.5B | 12.55x | $0.27 | 3.26% | 1.88x |
| Company | Total Debt / Total Capital | Beta | Debt to Equity | Quick Ratio |
|---|---|---|---|---|
|
LOB
Live Oak Bancshares, Inc.
|
8.06% | 1.875 | 6.12% | 0.00x |
|
BYFC
Broadway Financial Corp. (California)
|
31.78% | 0.842 | 61.33% | 0.00x |
|
DCOM
Dime Community Bancshares, Inc.
|
36.33% | 1.165 | 58.12% | 0.00x |
|
OCFC
OceanFirst Financial Corp.
|
54.59% | 0.876 | 196.87% | 0.00x |
|
SBCF
Seacoast Banking Corp. of Florida
|
30.3% | 1.493 | 38.67% | 0.00x |
|
WAFD
WaFd, Inc.
|
38.08% | 0.410 | 70.06% | 0.00x |
| Company | Gross Profit | Operating Income | Return on Invested Capital | Return on Common Equity | EBIT Margin | Free Cash Flow |
|---|---|---|---|---|---|---|
|
LOB
Live Oak Bancshares, Inc.
|
-- | $38.4M | 5.91% | 6.53% | 57.81% | -$236.3M |
|
BYFC
Broadway Financial Corp. (California)
|
-- | $749K | 0.11% | 0.23% | 50.62% | $6.1M |
|
DCOM
Dime Community Bancshares, Inc.
|
-- | $40.1M | 2.56% | 4.13% | 60% | $51.2M |
|
OCFC
OceanFirst Financial Corp.
|
-- | $26.7M | 2.58% | 4.77% | 53.91% | $24M |
|
SBCF
Seacoast Banking Corp. of Florida
|
-- | $57.7M | 4.74% | 6.43% | 51.21% | $28.6M |
|
WAFD
WaFd, Inc.
|
-- | $77.6M | 4.03% | 7.48% | 68.05% | $45.6M |
Live Oak Bancshares, Inc. vs. Competitors
-
Which has Higher Returns LOB or BYFC?
Broadway Financial Corp. (California) has a net margin of 10.03% compared to Live Oak Bancshares, Inc.'s net margin of 4.12%. Live Oak Bancshares, Inc.'s return on equity of 6.53% beat Broadway Financial Corp. (California)'s return on equity of 0.23%.
Company Gross Margin Earnings Per Share Invested Capital LOBLive Oak Bancshares, Inc.-- $0.55 $1.3B BYFCBroadway Financial Corp. (California)-- -- $418.8M -
What do Analysts Say About LOB or BYFC?
Live Oak Bancshares, Inc. has a consensus price target of $42.75, signalling upside risk potential of 19.05%. On the other hand Broadway Financial Corp. (California) has an analysts' consensus of -- which suggests that it could fall by --. Given that Live Oak Bancshares, Inc. has higher upside potential than Broadway Financial Corp. (California), analysts believe Live Oak Bancshares, Inc. is more attractive than Broadway Financial Corp. (California).
Company Buy Ratings Hold Ratings Sell Ratings LOBLive Oak Bancshares, Inc.1 3 0 BYFCBroadway Financial Corp. (California)0 0 0 -
Is LOB or BYFC More Risky?
Live Oak Bancshares, Inc. has a beta of 2.056, which suggesting that the stock is 105.552% more volatile than S&P 500. In comparison Broadway Financial Corp. (California) has a beta of 0.724, suggesting its less volatile than the S&P 500 by 27.584%.
-
Which is a Better Dividend Stock LOB or BYFC?
Live Oak Bancshares, Inc. has a quarterly dividend of $0.03 per share corresponding to a yield of 0.33%. Broadway Financial Corp. (California) offers a yield of 0% to investors and pays a quarterly dividend of $0.00 per share. Live Oak Bancshares, Inc. pays 7.1% of its earnings as a dividend. Broadway Financial Corp. (California) pays out -- of its earnings as a dividend. Live Oak Bancshares, Inc.'s payout ratio is sufficient to cover dividend payouts with earnings for the foreseeable future.
-
Which has Better Financial Ratios LOB or BYFC?
Live Oak Bancshares, Inc. quarterly revenues are $263.8M, which are larger than Broadway Financial Corp. (California) quarterly revenues of $14.5M. Live Oak Bancshares, Inc.'s net income of $26.5M is higher than Broadway Financial Corp. (California)'s net income of $597K. Notably, Live Oak Bancshares, Inc.'s price-to-earnings ratio is 24.07x while Broadway Financial Corp. (California)'s PE ratio is 173.00x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Live Oak Bancshares, Inc. is 1.63x versus 0.85x for Broadway Financial Corp. (California). Usually stocks with elevated PS ratios are considered overvalued.
Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income LOBLive Oak Bancshares, Inc.1.63x 24.07x $263.8M $26.5M BYFCBroadway Financial Corp. (California)0.85x 173.00x $14.5M $597K
-
Which has Higher Returns LOB or DCOM?
Dime Community Bancshares, Inc. has a net margin of 10.03% compared to Live Oak Bancshares, Inc.'s net margin of 14.53%. Live Oak Bancshares, Inc.'s return on equity of 6.53% beat Dime Community Bancshares, Inc.'s return on equity of 4.13%.
Company Gross Margin Earnings Per Share Invested Capital LOBLive Oak Bancshares, Inc.-- $0.55 $1.3B DCOMDime Community Bancshares, Inc.-- $0.59 $2.3B -
What do Analysts Say About LOB or DCOM?
Live Oak Bancshares, Inc. has a consensus price target of $42.75, signalling upside risk potential of 19.05%. On the other hand Dime Community Bancshares, Inc. has an analysts' consensus of $36.20 which suggests that it could grow by 15.99%. Given that Live Oak Bancshares, Inc. has higher upside potential than Dime Community Bancshares, Inc., analysts believe Live Oak Bancshares, Inc. is more attractive than Dime Community Bancshares, Inc..
Company Buy Ratings Hold Ratings Sell Ratings LOBLive Oak Bancshares, Inc.1 3 0 DCOMDime Community Bancshares, Inc.2 1 0 -
Is LOB or DCOM More Risky?
Live Oak Bancshares, Inc. has a beta of 2.056, which suggesting that the stock is 105.552% more volatile than S&P 500. In comparison Dime Community Bancshares, Inc. has a beta of 1.211, suggesting its more volatile than the S&P 500 by 21.129%.
-
Which is a Better Dividend Stock LOB or DCOM?
Live Oak Bancshares, Inc. has a quarterly dividend of $0.03 per share corresponding to a yield of 0.33%. Dime Community Bancshares, Inc. offers a yield of 3.2% to investors and pays a quarterly dividend of $0.25 per share. Live Oak Bancshares, Inc. pays 7.1% of its earnings as a dividend. Dime Community Bancshares, Inc. pays out 181.75% of its earnings as a dividend. Live Oak Bancshares, Inc.'s payout ratio is sufficient to cover dividend payouts with earnings for the foreseeable future, but Dime Community Bancshares, Inc.'s is not.
-
Which has Better Financial Ratios LOB or DCOM?
Live Oak Bancshares, Inc. quarterly revenues are $263.8M, which are larger than Dime Community Bancshares, Inc. quarterly revenues of $187.1M. Live Oak Bancshares, Inc.'s net income of $26.5M is lower than Dime Community Bancshares, Inc.'s net income of $27.2M. Notably, Live Oak Bancshares, Inc.'s price-to-earnings ratio is 24.07x while Dime Community Bancshares, Inc.'s PE ratio is 27.40x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Live Oak Bancshares, Inc. is 1.63x versus 1.98x for Dime Community Bancshares, Inc.. Usually stocks with elevated PS ratios are considered overvalued.
Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income LOBLive Oak Bancshares, Inc.1.63x 24.07x $263.8M $26.5M DCOMDime Community Bancshares, Inc.1.98x 27.40x $187.1M $27.2M
-
Which has Higher Returns LOB or OCFC?
OceanFirst Financial Corp. has a net margin of 10.03% compared to Live Oak Bancshares, Inc.'s net margin of 9.96%. Live Oak Bancshares, Inc.'s return on equity of 6.53% beat OceanFirst Financial Corp.'s return on equity of 4.77%.
Company Gross Margin Earnings Per Share Invested Capital LOBLive Oak Bancshares, Inc.-- $0.55 $1.3B OCFCOceanFirst Financial Corp.-- $0.30 $3.6B -
What do Analysts Say About LOB or OCFC?
Live Oak Bancshares, Inc. has a consensus price target of $42.75, signalling upside risk potential of 19.05%. On the other hand OceanFirst Financial Corp. has an analysts' consensus of $21.67 which suggests that it could grow by 9.87%. Given that Live Oak Bancshares, Inc. has higher upside potential than OceanFirst Financial Corp., analysts believe Live Oak Bancshares, Inc. is more attractive than OceanFirst Financial Corp..
Company Buy Ratings Hold Ratings Sell Ratings LOBLive Oak Bancshares, Inc.1 3 0 OCFCOceanFirst Financial Corp.3 2 0 -
Is LOB or OCFC More Risky?
Live Oak Bancshares, Inc. has a beta of 2.056, which suggesting that the stock is 105.552% more volatile than S&P 500. In comparison OceanFirst Financial Corp. has a beta of 1.100, suggesting its more volatile than the S&P 500 by 10.007%.
-
Which is a Better Dividend Stock LOB or OCFC?
Live Oak Bancshares, Inc. has a quarterly dividend of $0.03 per share corresponding to a yield of 0.33%. OceanFirst Financial Corp. offers a yield of 4.06% to investors and pays a quarterly dividend of $0.20 per share. Live Oak Bancshares, Inc. pays 7.1% of its earnings as a dividend. OceanFirst Financial Corp. pays out 48.56% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.
-
Which has Better Financial Ratios LOB or OCFC?
Live Oak Bancshares, Inc. quarterly revenues are $263.8M, which are larger than OceanFirst Financial Corp. quarterly revenues of $174.5M. Live Oak Bancshares, Inc.'s net income of $26.5M is higher than OceanFirst Financial Corp.'s net income of $17.4M. Notably, Live Oak Bancshares, Inc.'s price-to-earnings ratio is 24.07x while OceanFirst Financial Corp.'s PE ratio is 15.20x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Live Oak Bancshares, Inc. is 1.63x versus 1.68x for OceanFirst Financial Corp.. Usually stocks with elevated PS ratios are considered overvalued.
Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income LOBLive Oak Bancshares, Inc.1.63x 24.07x $263.8M $26.5M OCFCOceanFirst Financial Corp.1.68x 15.20x $174.5M $17.4M
-
Which has Higher Returns LOB or SBCF?
Seacoast Banking Corp. of Florida has a net margin of 10.03% compared to Live Oak Bancshares, Inc.'s net margin of 16.07%. Live Oak Bancshares, Inc.'s return on equity of 6.53% beat Seacoast Banking Corp. of Florida's return on equity of 6.43%.
Company Gross Margin Earnings Per Share Invested Capital LOBLive Oak Bancshares, Inc.-- $0.55 $1.3B SBCFSeacoast Banking Corp. of Florida-- $0.42 $3.4B -
What do Analysts Say About LOB or SBCF?
Live Oak Bancshares, Inc. has a consensus price target of $42.75, signalling upside risk potential of 19.05%. On the other hand Seacoast Banking Corp. of Florida has an analysts' consensus of $34.08 which suggests that it could grow by 4.9%. Given that Live Oak Bancshares, Inc. has higher upside potential than Seacoast Banking Corp. of Florida, analysts believe Live Oak Bancshares, Inc. is more attractive than Seacoast Banking Corp. of Florida.
Company Buy Ratings Hold Ratings Sell Ratings LOBLive Oak Bancshares, Inc.1 3 0 SBCFSeacoast Banking Corp. of Florida0 4 0 -
Is LOB or SBCF More Risky?
Live Oak Bancshares, Inc. has a beta of 2.056, which suggesting that the stock is 105.552% more volatile than S&P 500. In comparison Seacoast Banking Corp. of Florida has a beta of 0.951, suggesting its less volatile than the S&P 500 by 4.9%.
-
Which is a Better Dividend Stock LOB or SBCF?
Live Oak Bancshares, Inc. has a quarterly dividend of $0.03 per share corresponding to a yield of 0.33%. Seacoast Banking Corp. of Florida offers a yield of 2.25% to investors and pays a quarterly dividend of $0.19 per share. Live Oak Bancshares, Inc. pays 7.1% of its earnings as a dividend. Seacoast Banking Corp. of Florida pays out 50.61% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.
-
Which has Better Financial Ratios LOB or SBCF?
Live Oak Bancshares, Inc. quarterly revenues are $263.8M, which are larger than Seacoast Banking Corp. of Florida quarterly revenues of $226.9M. Live Oak Bancshares, Inc.'s net income of $26.5M is lower than Seacoast Banking Corp. of Florida's net income of $36.5M. Notably, Live Oak Bancshares, Inc.'s price-to-earnings ratio is 24.07x while Seacoast Banking Corp. of Florida's PE ratio is 19.29x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Live Oak Bancshares, Inc. is 1.63x versus 3.27x for Seacoast Banking Corp. of Florida. Usually stocks with elevated PS ratios are considered overvalued.
Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income LOBLive Oak Bancshares, Inc.1.63x 24.07x $263.8M $26.5M SBCFSeacoast Banking Corp. of Florida3.27x 19.29x $226.9M $36.5M
-
Which has Higher Returns LOB or WAFD?
WaFd, Inc. has a net margin of 10.03% compared to Live Oak Bancshares, Inc.'s net margin of 17.6%. Live Oak Bancshares, Inc.'s return on equity of 6.53% beat WaFd, Inc.'s return on equity of 7.48%.
Company Gross Margin Earnings Per Share Invested Capital LOBLive Oak Bancshares, Inc.-- $0.55 $1.3B WAFDWaFd, Inc.-- $0.72 $4.9B -
What do Analysts Say About LOB or WAFD?
Live Oak Bancshares, Inc. has a consensus price target of $42.75, signalling upside risk potential of 19.05%. On the other hand WaFd, Inc. has an analysts' consensus of $33.13 which suggests that it could grow by 0.05%. Given that Live Oak Bancshares, Inc. has higher upside potential than WaFd, Inc., analysts believe Live Oak Bancshares, Inc. is more attractive than WaFd, Inc..
Company Buy Ratings Hold Ratings Sell Ratings LOBLive Oak Bancshares, Inc.1 3 0 WAFDWaFd, Inc.0 4 0 -
Is LOB or WAFD More Risky?
Live Oak Bancshares, Inc. has a beta of 2.056, which suggesting that the stock is 105.552% more volatile than S&P 500. In comparison WaFd, Inc. has a beta of 0.876, suggesting its less volatile than the S&P 500 by 12.45%.
-
Which is a Better Dividend Stock LOB or WAFD?
Live Oak Bancshares, Inc. has a quarterly dividend of $0.03 per share corresponding to a yield of 0.33%. WaFd, Inc. offers a yield of 3.26% to investors and pays a quarterly dividend of $0.27 per share. Live Oak Bancshares, Inc. pays 7.1% of its earnings as a dividend. WaFd, Inc. pays out 40.61% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.
-
Which has Better Financial Ratios LOB or WAFD?
Live Oak Bancshares, Inc. quarterly revenues are $263.8M, which are smaller than WaFd, Inc. quarterly revenues of $344.2M. Live Oak Bancshares, Inc.'s net income of $26.5M is lower than WaFd, Inc.'s net income of $60.6M. Notably, Live Oak Bancshares, Inc.'s price-to-earnings ratio is 24.07x while WaFd, Inc.'s PE ratio is 12.55x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Live Oak Bancshares, Inc. is 1.63x versus 1.88x for WaFd, Inc.. Usually stocks with elevated PS ratios are considered overvalued.
Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income LOBLive Oak Bancshares, Inc.1.63x 24.07x $263.8M $26.5M WAFDWaFd, Inc.1.88x 12.55x $344.2M $60.6M
SEE THE 1% OF STOCKS YOU NEED TO OWN FOR MASSIVE RETURNS
GET BETTER TRADE IDEAS
Popular
Is SentinelOne Stock Undervalued?
Cybersecurity major SentinelOne (NYSE:S) has struggled over several years, delivering…
Is Broadcom Stock on Sale?
Chip and software maker Broadcom (NASDAQ:AVGO) has been among the…
Stock Ideas
Buy
57
Is NVDA Stock a Buy?
Market Cap: $4.6T
P/E Ratio: 64x
Buy
55
Is AAPL Stock a Buy?
Market Cap: $4T
P/E Ratio: 37x
Buy
61
Is GOOG Stock a Buy?
Market Cap: $3.8T
P/E Ratio: 39x
Alerts
Buy
80
TVTX alert for Dec 25
Travere Therapeutics, Inc. [TVTX] is up 14.03% over the past day.
Buy
68
KOD alert for Dec 25
Kodiak Sciences, Inc. [KOD] is up 13.41% over the past day.
Buy
64
ZCSH alert for Dec 25
Grayscale Zcash Trust (ZEC) [ZCSH] is up 5.33% over the past day.
