Is ORCL Stock a Buy Sell or Hold?
High-tech plays, nowadays, have shifted to the cloud. A laundry…
Sell
25
LOB Quote, Financials, Valuation and Earnings
Last price:
$33.83
Seasonality move
:
0.18%
Day range:
$34.42 - $35.02
52-week range:
$31.03 - $50.57
Dividend yield:
0.34%
P/E ratio:
20.66x
P/S ratio:
3.25x
P/B ratio:
1.59x
Volume:
134.7K
Avg. volume:
193.2K
1-year change:
-9.42%
Market cap:
$1.6B
Revenue:
$492.8M
EPS (TTM):
$1.69
Analysts' Opinion
-
Consensus RatingLive Oak Bancshares has received a consensus rating of Hold. The company's average rating is a Hold based on 0 Buy ratings, 3 Hold ratings, and 0 Sell ratings.
-
Price Target UpsideAccording to analysts' consensus price target of $43.00, Live Oak Bancshares has an estimated upside of 17.41% from its current price of $34.92.
-
Price Target DownsideAccording to analysts, the lowest downside price target is $38.00 representing 100% downside risk from its current price of $34.92.
Fair Value
-
According to the consensus of 3 analysts, Live Oak Bancshares has 17.41% upside to fair value with a price target of $43.00 per share.
LOB vs. S&P 500
-
Over the past 5 trading days, Live Oak Bancshares has underperformed the S&P 500 by -3.48% suggesting its relative strength compared to the major market average is weak at this time.
Share Buyback
-
Live Oak Bancshares does not have a share repurchase program in place at this time. The scale of a buyback program can materially affect share price and usually results in a higher earnings per share, all else being equal, when the share count drops.
Revenue Growth
-
Live Oak Bancshares has grown year-over-year revenues for 7 quarters straight. In the most recent quarter Live Oak Bancshares reported revenues of $124.8M.
Earnings Growth
-
Live Oak Bancshares earnings have been falling on a year-over-year basis for 2 quarters in a row. In the most recent quarter Live Oak Bancshares reported earnings per share of $0.22.
Enterprise value:
-156M
EV / Invested capital:
-0.14x
Price / LTM sales:
3.25x
EV / EBIT:
-0.30x
EV / Revenue:
-0.32x
PEG ratio (5yr expected):
6.78x
EV / Free cash flow:
-0.33x
Price / Operating cash flow:
3.97x
Enterprise value / EBITDA:
--
Gross Profit (TTM):
--
Return On Assets:
0.64%
Net Income Margin (TTM):
15.72%
Return On Equity:
8.07%
Return On Invested Capital:
7.32%
Operating Margin:
--
| Trailing 12 Months | Fiscal Quarters | |||||
|---|---|---|---|---|---|---|
| Period Ending | 2022-12-31 | 2023-12-31 | 2024-12-31 | 2023-12-31 | 2024-12-31 | |
| Income Statement | ||||||
| Revenue | $391.9M | $433.6M | $492.8M | $101.1M | $124.8M | |
| Gross Profit | -- | -- | -- | -- | -- | |
| Operating Income | -- | -- | -- | -- | -- | |
| EBITDA | -- | -- | -- | -- | -- | |
| Diluted EPS | $3.92 | $1.64 | $1.69 | $0.36 | $0.22 | |
| Period Ending | 2020-12-31 | 2021-12-31 | 2022-12-31 | 2023-12-31 | 2024-12-31 | |
|---|---|---|---|---|---|---|
| Balance Sheet | ||||||
| Current Assets | $1.1B | $1.1B | $1.4B | $1.7B | $1.9B | |
| Total Assets | $7.9B | $8.2B | $9.9B | $11.3B | $12.9B | |
| Current Liabilities | $14.5M | $8M | $50M | -- | -- | |
| Total Liabilities | $7.3B | $7.5B | $9B | $10.4B | $11.9B | |
| Total Equity | $567.9M | $715.1M | $811M | $902.7M | $1B | |
| Total Debt | $1.5B | $318.3M | $83.2M | $23.4M | $112.8M | |
| Trailing 12 Months | Fiscal Quarters | |||||
|---|---|---|---|---|---|---|
| Period Ending | 2022-09-30 | 2023-09-30 | 2024-09-30 | 2023-09-30 | 2024-09-30 | |
| Cash Flow Statement | ||||||
| Cash Flow Operations | $112.8M | $476M | $536M | $154.9M | $191M | |
| Cash From Investing | -$1.1B | -$1.9B | -$1.9B | -$548.7M | -$828.6M | |
| Cash From Financing | $1B | $1.6B | $1.5B | $120.4M | $688.7M | |
| Free Cash Flow | $75.7M | $442.6M | $469.1M | $146.6M | $184.6M | |
LOB
Sector
Market Cap
$1.6B
$682.3M
Price % of 52-Week High
69.05%
90.41%
Dividend Yield
0.34%
2%
Shareholder Yield
--
3.91%
1-Year Price Total Return
-9.42%
13.38%
Beta (5-Year)
1.670
0.730
Dividend yield:
0.34%
Annualized payout:
$0.12
Payout ratio:
5.23%
Growth streak:
0 years
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Technicals
8-day SMA
Sell
Level
$35.30
200-day SMA
Sell
Level
$40.40
Bollinger Bands (100)
Sell
Level
38.11 - 47.65
Chaikin Money Flow
Buy
Level
10.4M
20-day SMA
Sell
Level
$36.41
Relative Strength Index (RSI14)
Sell
Level
39.51
ADX Line
Sell
Level
24.19
Williams %R
Neutral
Level
-60.1905
50-day SMA
Sell
Level
$39.49
MACD (12, 26)
Sell
Level
-1.28
25-day Aroon Oscillator
Sell
Level
-32
On Balance Volume
Neutral
Level
9.4M
Financial Scores
Sell
Altman Z-Score
(Annual)
Level (0.5424)
Sell
CA Score
(Annual)
Level (-2.1893)
--
Beneish M-Score
(Annual)
Level (--)
Sell
Momentum Score
Level (4)
Sell
Ohlson Score
Level (2.6889)
--
Piotroski F Score
(Annual)
Level (--)
--
Quality Ratio Score
Level (--)
Buy
Fundamental Score
Level (6)
Revenue Forecast
Earnings per Share Forecast
Company Profile
Live Oak Bancshares Inc operates as the bank holding company for the Live Oak Banking Company. The company specializes in lending and deposit-related services to small businesses nationwide. The company identifies and extends lending to credit-worthy borrowers both within specific industries, also called verticals, through expertise within those industries, and more broadly to select borrowers outside of those industries. A portion of the loans originated by the Bank are partially guaranteed by the Small Business Administration under the 7(a) Loan Program and the U.S. Department of Agriculture Rural Energy for America Program, Water and Environmental Program, Business and Industry and Community Facilities loan programs.
Stock Forecast FAQ
In the current month, LOB has received 0 Buy ratings 3 Hold ratings, and 0 Sell ratings. The LOB average analyst price target in the past 3 months is $43.00.
-
Where Will Live Oak Bancshares Stock Be In 1 Year?
According to analysts, the consensus estimate is that Live Oak Bancshares share price will rise to $43.00 per share over the next 12 months.
-
What Do Analysts Say About Live Oak Bancshares?
Analysts are divided on their view about Live Oak Bancshares share price and where it will be in the next 12 months. The majority of analysts rate the stock a Buy. However, a smaller subset of analysts suggest that Live Oak Bancshares is a Sell and believe this share price will drop from its current level to $38.00.
-
What Is Live Oak Bancshares's Price Target?
The price target for Live Oak Bancshares over the next 1-year time period is forecast to be $43.00 according to 3 Wall Street analysts, 0 of them rate the stock a Buy, 0 rate the stock a Sell, and 3 analysts rate the stock a Hold.
-
Is LOB A Buy, Sell Or Hold?
According to Wall Street analysts, the consensus rating for Live Oak Bancshares is a Hold. 3 of 3 analysts rate the stock a Hold at this time.
-
How Can I Buy Shares Of LOB?
You can purchase shares of Live Oak Bancshares via an online brokerage firm such as TD Ameritrade.com, thinkorswim.com, e-trade.com, tastytrade.com, or Schwab.com. Many other digital online brokerages exist such as RobinHood and Webull where you can purchase Live Oak Bancshares shares.
-
What Is The Live Oak Bancshares Share Price Today?
Live Oak Bancshares was last trading at $33.83 per share. This represents the most recent stock quote for Live Oak Bancshares. Yesterday, Live Oak Bancshares closed at $34.92 per share.
-
How To Buy Live Oak Bancshares Stock Online?
In order to purchase Live Oak Bancshares stock online, open a brokerage account, deposit funds into the account, and select an order type to purchase shares whether it be market or limit.
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