Financhill
Buy
51

HCI Quote, Financials, Valuation and Earnings

Last price:
$148.62
Seasonality move :
7.3%
Day range:
$144.83 - $149.73
52-week range:
$83.65 - $151.88
Dividend yield:
1.08%
P/E ratio:
16.78x
P/S ratio:
2.39x
P/B ratio:
3.51x
Volume:
80.2K
Avg. volume:
167.5K
1-year change:
32.15%
Market cap:
$1.6B
Revenue:
$749.5M
EPS (TTM):
$8.80

Price Performance History

Performance vs. Valuation Benchmarks

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Competitors

Company Revenue Forecast Earnings Forecast Revenue Growth Forecast Earnings Growth Forecast Analyst Price Target Median
HCI
HCI Group
$214.9M $4.56 4.11% 6.84% $158.25
HIG
The Hartford Insurance Group
$7B $2.15 8.58% 15.92% $132.50
HRTG
Heritage Insurance Holdings
$213.7M $0.45 11.7% -30.5% $19.50
MCY
Mercury General
$1.4B -$4.00 7.05% -100% $80.00
PGR
Progressive
$21.7B $4.78 16.25% 42.04% $293.6471
UFCS
United Fire Group
$336.2M $0.61 13.58% 17.31% $30.00
Company Price Analyst Target Market Cap P/E Ratio Dividend per Share Dividend Yield Price / LTM Sales
HCI
HCI Group
$147.69 $158.25 $1.6B 16.78x $0.40 1.08% 2.39x
HIG
The Hartford Insurance Group
$125.66 $132.50 $35.7B 12.53x $0.52 1.58% 1.39x
HRTG
Heritage Insurance Holdings
$19.48 $19.50 $596.2M 9.69x $0.00 0% 0.73x
MCY
Mercury General
$57.33 $80.00 $3.2B 6.78x $0.32 2.22% 0.58x
PGR
Progressive
$282.8100 $293.6471 $165.8B 19.07x $0.10 1.73% 2.12x
UFCS
United Fire Group
$28.63 $30.00 $726.7M 12.03x $0.16 2.24% 0.59x
Company Total Debt / Total Capital Beta Debt to Equity Quick Ratio
HCI
HCI Group
29.01% -0.913 14.58% 35.29x
HIG
The Hartford Insurance Group
20.59% 0.785 12.27% --
HRTG
Heritage Insurance Holdings
28.57% -0.732 31.41% 4.00x
MCY
Mercury General
22.78% 0.487 15.59% 6.79x
PGR
Progressive
19.23% 0.824 4.16% 35.28x
UFCS
United Fire Group
13.03% 1.838 16.21% --
Company Gross Profit Operating Income Return on Invested Capital Return on Common Equity EBIT Margin Free Cash Flow
HCI
HCI Group
-- -- 16.64% 24.85% 5.67% $73.6M
HIG
The Hartford Insurance Group
-- -- 14.47% 18.34% 12.3% $947M
HRTG
Heritage Insurance Holdings
-- -- 16.38% 24.03% 14.99% -$58.6M
MCY
Mercury General
-- -- 20.38% 27.18% 9.59% $236M
PGR
Progressive
-- -- 27.01% 34.35% 16.2% $2.9B
UFCS
United Fire Group
-- -- 7.35% 8.23% 12.67% $153.4M

HCI Group vs. Competitors

  • Which has Higher Returns HCI or HIG?

    The Hartford Insurance Group has a net margin of 1.6% compared to HCI Group's net margin of 9.3%. HCI Group's return on equity of 24.85% beat The Hartford Insurance Group's return on equity of 18.34%.

    Company Gross Margin Earnings Per Share Invested Capital
    HCI
    HCI Group
    -- $0.23 $654.3M
    HIG
    The Hartford Insurance Group
    -- $2.15 $21.2B
  • What do Analysts Say About HCI or HIG?

    HCI Group has a consensus price target of $158.25, signalling upside risk potential of 7.15%. On the other hand The Hartford Insurance Group has an analysts' consensus of $132.50 which suggests that it could grow by 5.44%. Given that HCI Group has higher upside potential than The Hartford Insurance Group, analysts believe HCI Group is more attractive than The Hartford Insurance Group.

    Company Buy Ratings Hold Ratings Sell Ratings
    HCI
    HCI Group
    3 1 0
    HIG
    The Hartford Insurance Group
    4 9 0
  • Is HCI or HIG More Risky?

    HCI Group has a beta of 1.235, which suggesting that the stock is 23.542% more volatile than S&P 500. In comparison The Hartford Insurance Group has a beta of 0.703, suggesting its less volatile than the S&P 500 by 29.66%.

  • Which is a Better Dividend Stock HCI or HIG?

    HCI Group has a quarterly dividend of $0.40 per share corresponding to a yield of 1.08%. The Hartford Insurance Group offers a yield of 1.58% to investors and pays a quarterly dividend of $0.52 per share. HCI Group pays 15.1% of its earnings as a dividend. The Hartford Insurance Group pays out 18.55% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

  • Which has Better Financial Ratios HCI or HIG?

    HCI Group quarterly revenues are $161.4M, which are smaller than The Hartford Insurance Group quarterly revenues of $6.8B. HCI Group's net income of $2.6M is lower than The Hartford Insurance Group's net income of $630M. Notably, HCI Group's price-to-earnings ratio is 16.78x while The Hartford Insurance Group's PE ratio is 12.53x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for HCI Group is 2.39x versus 1.39x for The Hartford Insurance Group. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    HCI
    HCI Group
    2.39x 16.78x $161.4M $2.6M
    HIG
    The Hartford Insurance Group
    1.39x 12.53x $6.8B $630M
  • Which has Higher Returns HCI or HRTG?

    Heritage Insurance Holdings has a net margin of 1.6% compared to HCI Group's net margin of 9.65%. HCI Group's return on equity of 24.85% beat Heritage Insurance Holdings's return on equity of 24.03%.

    Company Gross Margin Earnings Per Share Invested Capital
    HCI
    HCI Group
    -- $0.23 $654.3M
    HRTG
    Heritage Insurance Holdings
    -- $0.66 $407.1M
  • What do Analysts Say About HCI or HRTG?

    HCI Group has a consensus price target of $158.25, signalling upside risk potential of 7.15%. On the other hand Heritage Insurance Holdings has an analysts' consensus of $19.50 which suggests that it could grow by 0.1%. Given that HCI Group has higher upside potential than Heritage Insurance Holdings, analysts believe HCI Group is more attractive than Heritage Insurance Holdings.

    Company Buy Ratings Hold Ratings Sell Ratings
    HCI
    HCI Group
    3 1 0
    HRTG
    Heritage Insurance Holdings
    1 1 0
  • Is HCI or HRTG More Risky?

    HCI Group has a beta of 1.235, which suggesting that the stock is 23.542% more volatile than S&P 500. In comparison Heritage Insurance Holdings has a beta of 0.958, suggesting its less volatile than the S&P 500 by 4.203%.

  • Which is a Better Dividend Stock HCI or HRTG?

    HCI Group has a quarterly dividend of $0.40 per share corresponding to a yield of 1.08%. Heritage Insurance Holdings offers a yield of 0% to investors and pays a quarterly dividend of $0.00 per share. HCI Group pays 15.1% of its earnings as a dividend. Heritage Insurance Holdings pays out -- of its earnings as a dividend. HCI Group's payout ratio is sufficient to cover dividend payouts with earnings for the foreseeable future.

  • Which has Better Financial Ratios HCI or HRTG?

    HCI Group quarterly revenues are $161.4M, which are smaller than Heritage Insurance Holdings quarterly revenues of $210.3M. HCI Group's net income of $2.6M is lower than Heritage Insurance Holdings's net income of $20.3M. Notably, HCI Group's price-to-earnings ratio is 16.78x while Heritage Insurance Holdings's PE ratio is 9.69x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for HCI Group is 2.39x versus 0.73x for Heritage Insurance Holdings. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    HCI
    HCI Group
    2.39x 16.78x $161.4M $2.6M
    HRTG
    Heritage Insurance Holdings
    0.73x 9.69x $210.3M $20.3M
  • Which has Higher Returns HCI or MCY?

    Mercury General has a net margin of 1.6% compared to HCI Group's net margin of 7.4%. HCI Group's return on equity of 24.85% beat Mercury General's return on equity of 27.18%.

    Company Gross Margin Earnings Per Share Invested Capital
    HCI
    HCI Group
    -- $0.23 $654.3M
    MCY
    Mercury General
    -- $1.82 $2.5B
  • What do Analysts Say About HCI or MCY?

    HCI Group has a consensus price target of $158.25, signalling upside risk potential of 7.15%. On the other hand Mercury General has an analysts' consensus of $80.00 which suggests that it could grow by 39.54%. Given that Mercury General has higher upside potential than HCI Group, analysts believe Mercury General is more attractive than HCI Group.

    Company Buy Ratings Hold Ratings Sell Ratings
    HCI
    HCI Group
    3 1 0
    MCY
    Mercury General
    1 0 0
  • Is HCI or MCY More Risky?

    HCI Group has a beta of 1.235, which suggesting that the stock is 23.542% more volatile than S&P 500. In comparison Mercury General has a beta of 0.905, suggesting its less volatile than the S&P 500 by 9.548%.

  • Which is a Better Dividend Stock HCI or MCY?

    HCI Group has a quarterly dividend of $0.40 per share corresponding to a yield of 1.08%. Mercury General offers a yield of 2.22% to investors and pays a quarterly dividend of $0.32 per share. HCI Group pays 15.1% of its earnings as a dividend. Mercury General pays out 15.03% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

  • Which has Better Financial Ratios HCI or MCY?

    HCI Group quarterly revenues are $161.4M, which are smaller than Mercury General quarterly revenues of $1.4B. HCI Group's net income of $2.6M is lower than Mercury General's net income of $101.1M. Notably, HCI Group's price-to-earnings ratio is 16.78x while Mercury General's PE ratio is 6.78x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for HCI Group is 2.39x versus 0.58x for Mercury General. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    HCI
    HCI Group
    2.39x 16.78x $161.4M $2.6M
    MCY
    Mercury General
    0.58x 6.78x $1.4B $101.1M
  • Which has Higher Returns HCI or PGR?

    Progressive has a net margin of 1.6% compared to HCI Group's net margin of 12.58%. HCI Group's return on equity of 24.85% beat Progressive's return on equity of 34.35%.

    Company Gross Margin Earnings Per Share Invested Capital
    HCI
    HCI Group
    -- $0.23 $654.3M
    PGR
    Progressive
    -- $4.37 $35.8B
  • What do Analysts Say About HCI or PGR?

    HCI Group has a consensus price target of $158.25, signalling upside risk potential of 7.15%. On the other hand Progressive has an analysts' consensus of $293.6471 which suggests that it could grow by 3.83%. Given that HCI Group has higher upside potential than Progressive, analysts believe HCI Group is more attractive than Progressive.

    Company Buy Ratings Hold Ratings Sell Ratings
    HCI
    HCI Group
    3 1 0
    PGR
    Progressive
    5 7 1
  • Is HCI or PGR More Risky?

    HCI Group has a beta of 1.235, which suggesting that the stock is 23.542% more volatile than S&P 500. In comparison Progressive has a beta of 0.403, suggesting its less volatile than the S&P 500 by 59.748%.

  • Which is a Better Dividend Stock HCI or PGR?

    HCI Group has a quarterly dividend of $0.40 per share corresponding to a yield of 1.08%. Progressive offers a yield of 1.73% to investors and pays a quarterly dividend of $0.10 per share. HCI Group pays 15.1% of its earnings as a dividend. Progressive pays out 8.04% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

  • Which has Better Financial Ratios HCI or PGR?

    HCI Group quarterly revenues are $161.4M, which are smaller than Progressive quarterly revenues of $20.4B. HCI Group's net income of $2.6M is lower than Progressive's net income of $2.6B. Notably, HCI Group's price-to-earnings ratio is 16.78x while Progressive's PE ratio is 19.07x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for HCI Group is 2.39x versus 2.12x for Progressive. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    HCI
    HCI Group
    2.39x 16.78x $161.4M $2.6M
    PGR
    Progressive
    2.12x 19.07x $20.4B $2.6B
  • Which has Higher Returns HCI or UFCS?

    United Fire Group has a net margin of 1.6% compared to HCI Group's net margin of 9.48%. HCI Group's return on equity of 24.85% beat United Fire Group's return on equity of 8.23%.

    Company Gross Margin Earnings Per Share Invested Capital
    HCI
    HCI Group
    -- $0.23 $654.3M
    UFCS
    United Fire Group
    -- $1.21 $898.6M
  • What do Analysts Say About HCI or UFCS?

    HCI Group has a consensus price target of $158.25, signalling upside risk potential of 7.15%. On the other hand United Fire Group has an analysts' consensus of $30.00 which suggests that it could grow by 4.79%. Given that HCI Group has higher upside potential than United Fire Group, analysts believe HCI Group is more attractive than United Fire Group.

    Company Buy Ratings Hold Ratings Sell Ratings
    HCI
    HCI Group
    3 1 0
    UFCS
    United Fire Group
    1 1 0
  • Is HCI or UFCS More Risky?

    HCI Group has a beta of 1.235, which suggesting that the stock is 23.542% more volatile than S&P 500. In comparison United Fire Group has a beta of 0.488, suggesting its less volatile than the S&P 500 by 51.206%.

  • Which is a Better Dividend Stock HCI or UFCS?

    HCI Group has a quarterly dividend of $0.40 per share corresponding to a yield of 1.08%. United Fire Group offers a yield of 2.24% to investors and pays a quarterly dividend of $0.16 per share. HCI Group pays 15.1% of its earnings as a dividend. United Fire Group pays out 26.17% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

  • Which has Better Financial Ratios HCI or UFCS?

    HCI Group quarterly revenues are $161.4M, which are smaller than United Fire Group quarterly revenues of $331.7M. HCI Group's net income of $2.6M is lower than United Fire Group's net income of $31.4M. Notably, HCI Group's price-to-earnings ratio is 16.78x while United Fire Group's PE ratio is 12.03x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for HCI Group is 2.39x versus 0.59x for United Fire Group. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    HCI
    HCI Group
    2.39x 16.78x $161.4M $2.6M
    UFCS
    United Fire Group
    0.59x 12.03x $331.7M $31.4M

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