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72
ENVA Quote, Financials, Valuation and Earnings
Last price:
$98.64
Seasonality move
:
6.15%
Day range:
$96.00 - $99.00
52-week range:
$53.17 - $108.15
Dividend yield:
0%
P/E ratio:
15.73x
P/S ratio:
1.14x
P/B ratio:
2.19x
Volume:
95.6K
Avg. volume:
219K
1-year change:
79.02%
Market cap:
$2.6B
Revenue:
$2.1B
EPS (TTM):
$6.27
Analysts' Opinion
-
Consensus RatingEnova International has received a consensus rating of Buy. The company's average rating is a Buy based on 3 Buy ratings, 2 Hold ratings, and 0 Sell ratings.
-
Price Target UpsideAccording to analysts' consensus price target of $108.00, Enova International has an estimated upside of 9.49% from its current price of $98.64.
-
Price Target DownsideAccording to analysts, the lowest downside price target is $83.00 representing 100% downside risk from its current price of $98.64.
Fair Value
-
According to the consensus of 5 analysts, Enova International has 9.49% upside to fair value with a price target of $108.00 per share.
ENVA vs. S&P 500
-
Over the past 5 trading days, Enova International has underperformed the S&P 500 by -3.25% suggesting its relative strength compared to the major market average is weak at this time.
Share Buyback
-
Enova International does have a share repurchase program in place at this time. The scale of a buyback program can materially affect share price and usually results in a higher earnings per share, all else being equal, when the share count drops.
Revenue Growth
-
Enova International has grown year-over-year revenues for 14 quarters straight. In the most recent quarter Enova International reported revenues of $689.9M.
Earnings Growth
-
Enova International has grown year-over-year earnings for 3 quarters straight. In the most recent quarter Enova International reported earnings per share of $1.57.
Enterprise value:
5.8B
EV / Invested capital:
1.30x
Price / LTM sales:
1.14x
EV / EBIT:
22.66x
EV / Revenue:
2.31x
PEG ratio (5yr expected):
2.58x
EV / Free cash flow:
4.22x
Price / Operating cash flow:
2.08x
Enterprise value / EBITDA:
19.67x
Gross Profit (TTM):
$1.2B
Return On Assets:
3.9%
Net Income Margin (TTM):
7.19%
Return On Equity:
15.1%
Return On Invested Capital:
4.32%
Operating Margin:
11.13%
| Trailing 12 Months | Fiscal Quarters | |||||
|---|---|---|---|---|---|---|
| Period Ending | 2022-09-30 | 2023-09-30 | 2024-09-30 | 2023-09-30 | 2024-09-30 | |
| Income Statement | ||||||
| Revenue | $1.6B | $2B | $2.5B | $551.4M | $689.9M | |
| Gross Profit | $1B | $1B | $1.2B | $270.9M | $323.5M | |
| Operating Income | $262.1M | $254.7M | $256.4M | $55.1M | $76.8M | |
| EBITDA | $302.8M | $292.4M | $295.5M | $65M | $86.9M | |
| Diluted EPS | $5.93 | $5.91 | $6.27 | $1.29 | $1.57 | |
| Period Ending | 2020-09-30 | 2021-09-30 | 2022-09-30 | 2023-09-30 | 2024-09-30 | |
|---|---|---|---|---|---|---|
| Balance Sheet | ||||||
| Current Assets | $1.3B | $2B | $3B | $3.6B | $4.5B | |
| Total Assets | $1.6B | $2.5B | $3.5B | $4.1B | $5B | |
| Current Liabilities | $91.9M | $124.6M | $169M | $275.2M | $259.5M | |
| Total Liabilities | $1.1B | $1.3B | $2.4B | $2.8B | $3.8B | |
| Total Equity | $573.7M | $1.1B | $1.1B | $1.3B | $1.2B | |
| Total Debt | $863.5M | $1.1B | $2.1B | $2.4B | $3.3B | |
| Trailing 12 Months | Fiscal Quarters | |||||
|---|---|---|---|---|---|---|
| Period Ending | 2022-09-30 | 2023-09-30 | 2024-09-30 | 2023-09-30 | 2024-09-30 | |
| Cash Flow Statement | ||||||
| Cash Flow Operations | $771.6M | $1.1B | $1.4B | $271.2M | $398.6M | |
| Cash From Investing | -$1.7B | -$1.4B | -$1.9B | -$445M | -$482.3M | |
| Cash From Financing | $795.6M | $272.6M | $534.9M | $108.6M | $66.8M | |
| Free Cash Flow | $730.6M | $1.1B | $1.4B | $258.5M | $387.6M | |
ENVA
Sector
Market Cap
$2.6B
$700.3M
Price % of 52-Week High
91.21%
88.31%
Dividend Yield
0%
2.2%
Shareholder Yield
4.79%
3.87%
1-Year Price Total Return
79.02%
7.75%
Beta (5-Year)
1.465
0.737
Dividend yield:
0%
Annualized payout:
$0.00
Payout ratio:
--
Growth streak:
0 years
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Technicals
8-day SMA
Buy
Level
$97.79
200-day SMA
Buy
Level
$76.42
Bollinger Bands (100)
Buy
Level
79.43 - 99.15
Chaikin Money Flow
Buy
Level
1M
20-day SMA
Sell
Level
$102.04
Relative Strength Index (RSI14)
Sell
Level
47.44
ADX Line
Buy
Level
10.66
Williams %R
Neutral
Level
-63.3151
50-day SMA
Buy
Level
$97.43
MACD (12, 26)
Sell
Level
-0.60
25-day Aroon Oscillator
Sell
Level
-64
On Balance Volume
Neutral
Level
27.9M
Financial Scores
Hold
Altman Z-Score
(Annual)
Level (2.3792)
Sell
CA Score
(Annual)
Level (-0.9858)
Buy
Beneish M-Score
(Annual)
Level (-4.2143)
Buy
Momentum Score
Level (10)
Buy
Ohlson Score
Level (0.0897)
Buy
Piotroski F Score
(Annual)
Level (4)
Buy
Quality Ratio Score
Level (4)
Buy
Fundamental Score
Level (8)
Revenue Forecast
Earnings per Share Forecast
Company Profile
Enova International Inc provides online financial services, including short-term consumer loans, line of credit accounts, and installment loans to customers mainly in the United States and the United Kingdom. Consumers apply for credit online, receive a decision almost immediately, and can receive funds within one day. Enova acts as either the lender or a third-party facilitator between borrowers and other lenders. The company earns revenue from interest income, finance charges, and other fees, including fees on the transactions between borrowers and third-party lenders. The majority of revenue comes from the United States. The company realizes similar amounts of revenue from each of its three different products: short-term loans, lines of credit, and installment loans.
Stock Forecast FAQ
In the current month, ENVA has received 3 Buy ratings 2 Hold ratings, and 0 Sell ratings. The ENVA average analyst price target in the past 3 months is $108.00.
-
Where Will Enova International Stock Be In 1 Year?
According to analysts, the consensus estimate is that Enova International share price will rise to $108.00 per share over the next 12 months.
-
What Do Analysts Say About Enova International?
Analysts are divided on their view about Enova International share price and where it will be in the next 12 months. The majority of analysts rate the stock a Buy. However, a smaller subset of analysts suggest that Enova International is a Sell and believe this share price will drop from its current level to $83.00.
-
What Is Enova International's Price Target?
The price target for Enova International over the next 1-year time period is forecast to be $108.00 according to 5 Wall Street analysts, 3 of them rate the stock a Buy, 0 rate the stock a Sell, and 2 analysts rate the stock a Hold.
-
Is ENVA A Buy, Sell Or Hold?
According to Wall Street analysts, the consensus rating for Enova International is a Buy. 3 of 5 analysts rate the stock a Buy at this time.
-
How Can I Buy Shares Of ENVA?
You can purchase shares of Enova International via an online brokerage firm such as TD Ameritrade.com, thinkorswim.com, e-trade.com, TastyTrade.com, or Schwab.com. Many other digital online brokerages exist such as RobinHood and Webull where you can purchase Enova International shares.
-
What Is The Enova International Share Price Today?
Enova International was last trading at $98.64 per share. This represents the most recent stock quote for Enova International. Yesterday, Enova International closed at $98.64 per share.
-
How To Buy Enova International Stock Online?
In order to purchase Enova International stock online, open a brokerage account, deposit funds into the account, and select an order type to purchase shares whether it be market or limit.
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