WABC Quote, Financials, Valuation and Earnings

Citizens & Northern Corp. has a net margin of 41.63% compared to Westamerica Bancorporation's net margin of 8.97%. Westamerica Bancorporation's return on equity of 12.63% beat Citizens & Northern Corp.'s return on equity of 7.87%.

Westamerica Bancorporation has a consensus price target of $55.00, signalling upside risk potential of 3.62%. On the other hand Citizens & Northern Corp. has an analysts' consensus of $23.50 which suggests that it could fall by -1.43%. Given that Westamerica Bancorporation has higher upside potential than Citizens & Northern Corp., analysts believe Westamerica Bancorporation is more attractive than Citizens & Northern Corp..

Westamerica Bancorporation has a beta of 0.621, which suggesting that the stock is 37.88% less volatile than S&P 500. In comparison Citizens & Northern Corp. has a beta of 0.553, suggesting its less volatile than the S&P 500 by 44.651%.

Westamerica Bancorporation has a quarterly dividend of $0.46 per share corresponding to a yield of 3.47%. Citizens & Northern Corp. offers a yield of 4.7% to investors and pays a quarterly dividend of $0.28 per share. Westamerica Bancorporation pays 40.22% of its earnings as a dividend. Citizens & Northern Corp. pays out 76.85% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

Westamerica Bancorporation quarterly revenues are $66.8M, which are larger than Citizens & Northern Corp. quarterly revenues of $49.8M. Westamerica Bancorporation's net income of $27.8M is higher than Citizens & Northern Corp.'s net income of $4.5M. Notably, Westamerica Bancorporation's price-to-earnings ratio is 11.74x while Citizens & Northern Corp.'s PE ratio is 16.16x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Westamerica Bancorporation is 5.02x versus 2.23x for Citizens & Northern Corp.. Usually stocks with elevated PS ratios are considered overvalued.

First Interstate BancSystem, Inc. has a net margin of 41.63% compared to Westamerica Bancorporation's net margin of 34.76%. Westamerica Bancorporation's return on equity of 12.63% beat First Interstate BancSystem, Inc.'s return on equity of 8.89%.

Westamerica Bancorporation has a consensus price target of $55.00, signalling upside risk potential of 3.62%. On the other hand First Interstate BancSystem, Inc. has an analysts' consensus of $38.00 which suggests that it could grow by 1.5%. Given that Westamerica Bancorporation has higher upside potential than First Interstate BancSystem, Inc., analysts believe Westamerica Bancorporation is more attractive than First Interstate BancSystem, Inc..

Westamerica Bancorporation has a beta of 0.621, which suggesting that the stock is 37.88% less volatile than S&P 500. In comparison First Interstate BancSystem, Inc. has a beta of 0.799, suggesting its less volatile than the S&P 500 by 20.053%.

Westamerica Bancorporation has a quarterly dividend of $0.46 per share corresponding to a yield of 3.47%. First Interstate BancSystem, Inc. offers a yield of 5.02% to investors and pays a quarterly dividend of $0.47 per share. Westamerica Bancorporation pays 40.22% of its earnings as a dividend. First Interstate BancSystem, Inc. pays out 63.95% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

Westamerica Bancorporation quarterly revenues are $66.8M, which are smaller than First Interstate BancSystem, Inc. quarterly revenues of $313M. Westamerica Bancorporation's net income of $27.8M is lower than First Interstate BancSystem, Inc.'s net income of $108.8M. Notably, Westamerica Bancorporation's price-to-earnings ratio is 11.74x while First Interstate BancSystem, Inc.'s PE ratio is 12.71x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Westamerica Bancorporation is 5.02x versus 2.89x for First Interstate BancSystem, Inc.. Usually stocks with elevated PS ratios are considered overvalued.

Farmers National Banc Corp. has a net margin of 41.63% compared to Westamerica Bancorporation's net margin of 20.47%. Westamerica Bancorporation's return on equity of 12.63% beat Farmers National Banc Corp.'s return on equity of 12.27%.

Westamerica Bancorporation has a consensus price target of $55.00, signalling upside risk potential of 3.62%. On the other hand Farmers National Banc Corp. has an analysts' consensus of $14.50 which suggests that it could grow by 6.62%. Given that Farmers National Banc Corp. has higher upside potential than Westamerica Bancorporation, analysts believe Farmers National Banc Corp. is more attractive than Westamerica Bancorporation.

Westamerica Bancorporation has a beta of 0.621, which suggesting that the stock is 37.88% less volatile than S&P 500. In comparison Farmers National Banc Corp. has a beta of 0.857, suggesting its less volatile than the S&P 500 by 14.332%.

Westamerica Bancorporation has a quarterly dividend of $0.46 per share corresponding to a yield of 3.47%. Farmers National Banc Corp. offers a yield of 6.25% to investors and pays a quarterly dividend of $0.17 per share. Westamerica Bancorporation pays 40.22% of its earnings as a dividend. Farmers National Banc Corp. pays out 46.9% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

Westamerica Bancorporation quarterly revenues are $66.8M, which are smaller than Farmers National Banc Corp. quarterly revenues of $71.5M. Westamerica Bancorporation's net income of $27.8M is higher than Farmers National Banc Corp.'s net income of $14.6M. Notably, Westamerica Bancorporation's price-to-earnings ratio is 11.74x while Farmers National Banc Corp.'s PE ratio is 9.37x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Westamerica Bancorporation is 5.02x versus 1.83x for Farmers National Banc Corp.. Usually stocks with elevated PS ratios are considered overvalued.

Peoples Bancorp, Inc. (Ohio) has a net margin of 41.63% compared to Westamerica Bancorporation's net margin of 20.09%. Westamerica Bancorporation's return on equity of 12.63% beat Peoples Bancorp, Inc. (Ohio)'s return on equity of 9.13%.

Westamerica Bancorporation has a consensus price target of $55.00, signalling upside risk potential of 3.62%. On the other hand Peoples Bancorp, Inc. (Ohio) has an analysts' consensus of $35.14 which suggests that it could grow by 2.36%. Given that Westamerica Bancorporation has higher upside potential than Peoples Bancorp, Inc. (Ohio), analysts believe Westamerica Bancorporation is more attractive than Peoples Bancorp, Inc. (Ohio).

Westamerica Bancorporation has a beta of 0.621, which suggesting that the stock is 37.88% less volatile than S&P 500. In comparison Peoples Bancorp, Inc. (Ohio) has a beta of 0.683, suggesting its less volatile than the S&P 500 by 31.665%.

Westamerica Bancorporation has a quarterly dividend of $0.46 per share corresponding to a yield of 3.47%. Peoples Bancorp, Inc. (Ohio) offers a yield of 4.82% to investors and pays a quarterly dividend of $0.41 per share. Westamerica Bancorporation pays 40.22% of its earnings as a dividend. Peoples Bancorp, Inc. (Ohio) pays out 54.52% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

Westamerica Bancorporation quarterly revenues are $66.8M, which are smaller than Peoples Bancorp, Inc. (Ohio) quarterly revenues of $156.8M. Westamerica Bancorporation's net income of $27.8M is lower than Peoples Bancorp, Inc. (Ohio)'s net income of $31.5M. Notably, Westamerica Bancorporation's price-to-earnings ratio is 11.74x while Peoples Bancorp, Inc. (Ohio)'s PE ratio is 11.37x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Westamerica Bancorporation is 5.02x versus 1.95x for Peoples Bancorp, Inc. (Ohio). Usually stocks with elevated PS ratios are considered overvalued.