WABC Quote, Financials, Valuation and Earnings

Citizens & Northern Corp. has a net margin of 41.63% compared to Westamerica Bancorporation's net margin of 8.97%. Westamerica Bancorporation's return on equity of 12.63% beat Citizens & Northern Corp.'s return on equity of 7.87%.

Westamerica Bancorporation has a consensus price target of $55.00, signalling upside risk potential of 8.74%. On the other hand Citizens & Northern Corp. has an analysts' consensus of $22.75 which suggests that it could fall by -0.04%. Given that Westamerica Bancorporation has higher upside potential than Citizens & Northern Corp., analysts believe Westamerica Bancorporation is more attractive than Citizens & Northern Corp..

Westamerica Bancorporation has a beta of 0.616, which suggesting that the stock is 38.38% less volatile than S&P 500. In comparison Citizens & Northern Corp. has a beta of 0.555, suggesting its less volatile than the S&P 500 by 44.5%.

Westamerica Bancorporation has a quarterly dividend of $0.46 per share corresponding to a yield of 3.6%. Citizens & Northern Corp. offers a yield of 4.92% to investors and pays a quarterly dividend of $0.28 per share. Westamerica Bancorporation pays 40.22% of its earnings as a dividend. Citizens & Northern Corp. pays out 76.85% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

Westamerica Bancorporation quarterly revenues are $66.8M, which are larger than Citizens & Northern Corp. quarterly revenues of $49.8M. Westamerica Bancorporation's net income of $27.8M is higher than Citizens & Northern Corp.'s net income of $4.5M. Notably, Westamerica Bancorporation's price-to-earnings ratio is 11.19x while Citizens & Northern Corp.'s PE ratio is 15.43x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Westamerica Bancorporation is 4.78x versus 2.13x for Citizens & Northern Corp.. Usually stocks with elevated PS ratios are considered overvalued.

First Interstate BancSystem, Inc. has a net margin of 41.63% compared to Westamerica Bancorporation's net margin of 34.76%. Westamerica Bancorporation's return on equity of 12.63% beat First Interstate BancSystem, Inc.'s return on equity of 8.89%.

Westamerica Bancorporation has a consensus price target of $55.00, signalling upside risk potential of 8.74%. On the other hand First Interstate BancSystem, Inc. has an analysts' consensus of $37.38 which suggests that it could grow by 5.37%. Given that Westamerica Bancorporation has higher upside potential than First Interstate BancSystem, Inc., analysts believe Westamerica Bancorporation is more attractive than First Interstate BancSystem, Inc..

Westamerica Bancorporation has a beta of 0.616, which suggesting that the stock is 38.38% less volatile than S&P 500. In comparison First Interstate BancSystem, Inc. has a beta of 0.807, suggesting its less volatile than the S&P 500 by 19.278%.

Westamerica Bancorporation has a quarterly dividend of $0.46 per share corresponding to a yield of 3.6%. First Interstate BancSystem, Inc. offers a yield of 5.3% to investors and pays a quarterly dividend of $0.47 per share. Westamerica Bancorporation pays 40.22% of its earnings as a dividend. First Interstate BancSystem, Inc. pays out 63.95% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

Westamerica Bancorporation quarterly revenues are $66.8M, which are smaller than First Interstate BancSystem, Inc. quarterly revenues of $313M. Westamerica Bancorporation's net income of $27.8M is lower than First Interstate BancSystem, Inc.'s net income of $108.8M. Notably, Westamerica Bancorporation's price-to-earnings ratio is 11.19x while First Interstate BancSystem, Inc.'s PE ratio is 12.04x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Westamerica Bancorporation is 4.78x versus 2.74x for First Interstate BancSystem, Inc.. Usually stocks with elevated PS ratios are considered overvalued.

NBT Bancorp, Inc. has a net margin of 41.63% compared to Westamerica Bancorporation's net margin of 23.3%. Westamerica Bancorporation's return on equity of 12.63% beat NBT Bancorp, Inc.'s return on equity of 9.79%.

Westamerica Bancorporation has a consensus price target of $55.00, signalling upside risk potential of 8.74%. On the other hand NBT Bancorp, Inc. has an analysts' consensus of $48.20 which suggests that it could grow by 8.49%. Given that Westamerica Bancorporation has higher upside potential than NBT Bancorp, Inc., analysts believe Westamerica Bancorporation is more attractive than NBT Bancorp, Inc..

Westamerica Bancorporation has a beta of 0.616, which suggesting that the stock is 38.38% less volatile than S&P 500. In comparison NBT Bancorp, Inc. has a beta of 0.501, suggesting its less volatile than the S&P 500 by 49.888%.

Westamerica Bancorporation has a quarterly dividend of $0.46 per share corresponding to a yield of 3.6%. NBT Bancorp, Inc. offers a yield of 3.2% to investors and pays a quarterly dividend of $0.37 per share. Westamerica Bancorporation pays 40.22% of its earnings as a dividend. NBT Bancorp, Inc. pays out 42.64% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

Westamerica Bancorporation quarterly revenues are $66.8M, which are smaller than NBT Bancorp, Inc. quarterly revenues of $238.2M. Westamerica Bancorporation's net income of $27.8M is lower than NBT Bancorp, Inc.'s net income of $55.5M. Notably, Westamerica Bancorporation's price-to-earnings ratio is 11.19x while NBT Bancorp, Inc.'s PE ratio is 13.42x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Westamerica Bancorporation is 4.78x versus 2.49x for NBT Bancorp, Inc.. Usually stocks with elevated PS ratios are considered overvalued.

Peoples Bancorp, Inc. (Ohio) has a net margin of 41.63% compared to Westamerica Bancorporation's net margin of 20.09%. Westamerica Bancorporation's return on equity of 12.63% beat Peoples Bancorp, Inc. (Ohio)'s return on equity of 9.13%.

Westamerica Bancorporation has a consensus price target of $55.00, signalling upside risk potential of 8.74%. On the other hand Peoples Bancorp, Inc. (Ohio) has an analysts' consensus of $34.33 which suggests that it could grow by 5.58%. Given that Westamerica Bancorporation has higher upside potential than Peoples Bancorp, Inc. (Ohio), analysts believe Westamerica Bancorporation is more attractive than Peoples Bancorp, Inc. (Ohio).

Westamerica Bancorporation has a beta of 0.616, which suggesting that the stock is 38.38% less volatile than S&P 500. In comparison Peoples Bancorp, Inc. (Ohio) has a beta of 0.655, suggesting its less volatile than the S&P 500 by 34.477%.

Westamerica Bancorporation has a quarterly dividend of $0.46 per share corresponding to a yield of 3.6%. Peoples Bancorp, Inc. (Ohio) offers a yield of 5.01% to investors and pays a quarterly dividend of $0.41 per share. Westamerica Bancorporation pays 40.22% of its earnings as a dividend. Peoples Bancorp, Inc. (Ohio) pays out 54.52% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

Westamerica Bancorporation quarterly revenues are $66.8M, which are smaller than Peoples Bancorp, Inc. (Ohio) quarterly revenues of $156.8M. Westamerica Bancorporation's net income of $27.8M is lower than Peoples Bancorp, Inc. (Ohio)'s net income of $31.5M. Notably, Westamerica Bancorporation's price-to-earnings ratio is 11.19x while Peoples Bancorp, Inc. (Ohio)'s PE ratio is 10.87x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Westamerica Bancorporation is 4.78x versus 1.86x for Peoples Bancorp, Inc. (Ohio). Usually stocks with elevated PS ratios are considered overvalued.