Financhill
Sell
44

WABC Quote, Financials, Valuation and Earnings

Last price:
$48.13
Seasonality move :
1.91%
Day range:
$47.98 - $48.77
52-week range:
$42.00 - $57.65
Dividend yield:
3.73%
P/E ratio:
10.63x
P/S ratio:
4.59x
P/B ratio:
1.31x
Volume:
70.6K
Avg. volume:
129.5K
1-year change:
-13.09%
Market cap:
$1.2B
Revenue:
$311.2M
EPS (TTM):
$4.59

Analysts' Opinion

  • Consensus Rating
    Westamerica Bancorporation has received a consensus rating of Hold. The company's average rating is a Hold based on 0 Buy ratings, 2 Hold ratings, and 0 Sell ratings.
  • Price Target Upside
    According to analysts' consensus price target of $53.00, Westamerica Bancorporation has an estimated upside of 8.66% from its current price of $48.78.
  • Price Target Downside
    According to analysts, the lowest downside price target is $53.00 representing 100% downside risk from its current price of $48.78.

Fair Value

  • According to the consensus of 2 analysts, Westamerica Bancorporation has 8.66% upside to fair value with a price target of $53.00 per share.

WABC vs. S&P 500

  • Over the past 5 trading days, Westamerica Bancorporation has underperformed the S&P 500 by -0.75% suggesting its relative strength compared to the major market average is weak at this time.

Share Buyback

  • Westamerica Bancorporation does have a share repurchase program in place at this time. The scale of a buyback program can materially affect share price and usually results in a higher earnings per share, all else being equal, when the share count drops.

Revenue Growth

  • Westamerica Bancorporation revenues have been falling on a year-over-year basis for 7 quarters in a row. In the most recent quarter Westamerica Bancorporation reported revenues of $67.4M.

Earnings Growth

  • Westamerica Bancorporation earnings have been falling on a year-over-year basis for 7 quarters in a row. In the most recent quarter Westamerica Bancorporation reported earnings per share of $1.12.
Enterprise value:
1.4B
EV / Invested capital:
1.26x
Price / LTM sales:
4.59x
EV / EBIT:
7.79x
EV / Revenue:
4.94x
PEG ratio (5yr expected):
0.59x
EV / Free cash flow:
11.18x
Price / Operating cash flow:
10.39x
Enterprise value / EBITDA:
--
Gross Profit (TTM):
--
Return On Assets:
2.01%
Net Income Margin (TTM):
43.19%
Return On Equity:
13.12%
Return On Invested Capital:
11.38%
Operating Margin:
56.3%
Trailing 12 Months Fiscal Quarters
Period Ending 2023-09-30 2024-09-30 2025-09-30 2024-09-30 2025-09-30
Income Statement
Revenue $325.1M $320.2M $278M $79.7M $67.4M
Gross Profit -- -- -- -- --
Operating Income $220.8M $200.2M $162.6M $47.8M $37.9M
EBITDA -- -- -- -- --
Diluted EPS $6.04 $5.49 $4.59 $1.31 $1.12
Period Ending 2021-09-30 2022-09-30 2023-09-30 2024-09-30 2025-09-30
Balance Sheet
Current Assets $1B $467.6M $480.6M $555.7M $704M
Total Assets $7.4B $7.2B $6.6B $6.2B $5.9B
Current Liabilities $3.1B $3.1B $2.8B $2.5B $2.3B
Total Liabilities $6.6B $6.6B $5.9B $5.3B $5B
Total Equity $838M $539M $648.4M $909M $931.6M
Total Debt $17.8M $15.1M $84.3M $17.3M $20.8M
Trailing 12 Months Fiscal Quarters
Period Ending 2023-09-30 2024-09-30 2025-09-30 2024-09-30 2025-09-30
Cash Flow Statement
Cash Flow Operations $208M $103.8M $125M $40.6M $29.3M
Cash From Investing $615.9M $641.3M $428.3M $222M -$39.4M
Cash From Financing -$817M -$662.7M -$396.9M -$245.7M $42.9M
Free Cash Flow $207.1M $102.5M $122.7M $40.1M $28.6M
WABC
Sector
Market Cap
$1.2B
$555.9M
Price % of 52-Week High
84.61%
89.84%
Dividend Yield
3.73%
1.65%
Shareholder Yield
12.49%
3.16%
1-Year Price Total Return
-13.09%
1.51%
Beta (5-Year)
0.613
0.481
Dividend yield:
3.73%
Annualized payout:
$1.76
Payout ratio:
41.25%
Growth streak:
0 years

Technicals

8-day SMA
Sell
Level $48.25
200-day SMA
Sell
Level $48.75
Bollinger Bands (100)
Sell
Level 0 - 0
Chaikin Money Flow
Sell
Level --
20-day SMA
Buy
Level $47.79
Relative Strength Index (RSI14)
Buy
Level 51.87
ADX Line
Neutral
Level 0
Williams %R
Neutral
Level -33.2021
50-day SMA
Buy
Level $47.79
MACD (12, 26)
Buy
Level 10.82
25-day Aroon Oscillator
Buy
Level 28
On Balance Volume
Neutral
Level --

Financial Scores

Sell
Altman Z-Score (Annual)
Level (0.1022)
Sell
CA Score (Annual)
Level (-1.9793)
--
Beneish M-Score (Annual)
Level (--)
Sell
Momentum Score
Level (4)
Sell
Ohlson Score
Level (2.7352)
Buy
Piotroski F Score (Annual)
Level (7)
Buy
Quality Ratio Score
Level (2)
Buy
Fundamental Score
Level (8)

Revenue Forecast

Earnings per Share Forecast

Company Profile

Westamerica Bancorporation operates as a bank holding company. It provides range of banking services to individual and corporate customers in Northern and Central California. It offers loans and lines of credit, online services, mobile banking, checking, savings, credit cards, cash management, overdraft services, merchant services, professional banking, bank owned property, preventing business loans, payroll services, and trust services. The company was founded in 1972 and is headquartered in San Rafael, CA.

Stock Forecast FAQ

In the current month, WABC has received 0 Buy ratings 2 Hold ratings, and 0 Sell ratings. The WABC average analyst price target in the past 3 months is $53.00.

  • Where Will Westamerica Bancorporation Stock Be In 1 Year?

    According to analysts, the consensus estimate is that Westamerica Bancorporation share price will rise to $53.00 per share over the next 12 months.

  • What Do Analysts Say About Westamerica Bancorporation?

    Analysts are divided on their view about Westamerica Bancorporation share price and where it will be in the next 12 months. The majority of analysts rate the stock a Buy. However, a smaller subset of analysts suggest that Westamerica Bancorporation is a Sell and believe this share price will drop from its current level to $53.00.

  • What Is Westamerica Bancorporation's Price Target?

    The price target for Westamerica Bancorporation over the next 1-year time period is forecast to be $53.00 according to 2 Wall Street analysts, 0 of them rate the stock a Buy, 0 rate the stock a Sell, and 2 analysts rate the stock a Hold.

  • Is WABC A Buy, Sell Or Hold?

    According to Wall Street analysts, the consensus rating for Westamerica Bancorporation is a Hold. 2 of 2 analysts rate the stock a Hold at this time.

  • How Can I Buy Shares Of WABC?

    You can purchase shares of Westamerica Bancorporation via an online brokerage firm such as TD Ameritrade.com, thinkorswim.com, e-trade.com, or Schwab.com. Many other digital online brokerages exist such as RobinHood and Webull where you can purchase Westamerica Bancorporation shares.

  • What Is The Westamerica Bancorporation Share Price Today?

    Westamerica Bancorporation was last trading at $48.13 per share. This represents the most recent stock quote for Westamerica Bancorporation. Yesterday, Westamerica Bancorporation closed at $48.78 per share.

  • How To Buy Westamerica Bancorporation Stock Online?

    In order to purchase Westamerica Bancorporation stock online, open a brokerage account, deposit funds into the account, and select an order type to purchase shares whether it be market or limit.

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