Financhill
Sell
39

UFCS Quote, Financials, Valuation and Earnings

Last price:
$35.26
Seasonality move :
3.25%
Day range:
$35.13 - $35.69
52-week range:
$24.11 - $37.91
Dividend yield:
1.82%
P/E ratio:
8.31x
P/S ratio:
0.68x
P/B ratio:
1.00x
Volume:
95.3K
Avg. volume:
117.7K
1-year change:
38.16%
Market cap:
$898.9M
Revenue:
$1.3B
EPS (TTM):
$4.24

Analysts' Opinion

  • Consensus Rating
    United Fire Group, Inc. has received a consensus rating of Leans Bullish. The company's average rating is a Leans Bullish based on 1 Buy rating, 1 Hold rating, and 0 Sell ratings.
  • Price Target Upside
    According to analysts' consensus price target of $37.50, United Fire Group, Inc. has an estimated upside of 6.44% from its current price of $35.23.
  • Price Target Downside
    According to analysts, the lowest downside price target is $37.00 representing 100% downside risk from its current price of $35.23.

Fair Value

  • According to the consensus of 2 analysts, United Fire Group, Inc. has 6.44% upside to fair value with a price target of $37.50 per share.

UFCS vs. S&P 500

  • Over the past 5 trading days, United Fire Group, Inc. has underperformed the S&P 500 by -0.85% suggesting its relative strength compared to the major market average is weak at this time.

Share Buyback

  • United Fire Group, Inc. does have a share repurchase program in place at this time. The scale of a buyback program can materially affect share price and usually results in a higher earnings per share, all else being equal, when the share count drops.

Revenue Growth

  • United Fire Group, Inc. has grown year-over-year revenues for 12 quarters straight. In the most recent quarter United Fire Group, Inc. reported revenues of $354M.

Earnings Growth

  • United Fire Group, Inc. has grown year-over-year earnings for 7 quarters straight. In the most recent quarter United Fire Group, Inc. reported earnings per share of $1.49.
Enterprise value:
1B
EV / Invested capital:
--
Price / LTM sales:
0.68x
EV / EBIT:
7.50x
EV / Revenue:
0.77x
PEG ratio (5yr expected):
0.07x
EV / Free cash flow:
3.51x
Price / Operating cash flow:
3.11x
Enterprise value / EBITDA:
--
Gross Profit (TTM):
--
Return On Assets:
3.35%
Net Income Margin (TTM):
8.21%
Return On Equity:
13.47%
Return On Invested Capital:
11.65%
Operating Margin:
14.63%
Trailing 12 Months Fiscal Quarters
Period Ending 2023-09-30 2024-09-30 2025-09-30 2024-09-30 2025-09-30
Income Statement
Revenue $1.1B $1.2B $1.4B $323M $354M
Gross Profit -- -- -- -- --
Operating Income -$37.9M $67.2M $150.9M $27.5M $51.8M
EBITDA -- -- -- -- --
Diluted EPS -$1.17 $1.95 $4.24 $0.76 $1.49
Period Ending 2021-09-30 2022-09-30 2023-09-30 2024-09-30 2025-09-30
Balance Sheet
Current Assets $596.7M $527.3M $682.6M $933.5M $843.7M
Total Assets $2.9B $2.7B $2.8B $3.3B $3.5B
Current Liabilities $1.6B $1.4B $1.6B $1.7B $1.8B
Total Liabilities $2.1B $2B $2.2B $2.5B $2.6B
Total Equity $814.5M $700.8M $644.9M $785.8M $898.7M
Total Debt $50M $50M $50M $117M $146.1M
Trailing 12 Months Fiscal Quarters
Period Ending 2023-09-30 2024-09-30 2025-09-30 2024-09-30 2025-09-30
Cash Flow Statement
Cash Flow Operations $178M $206.2M $306.3M $56.5M $60.8M
Cash From Investing -$145.5M -$128.3M -$283M -$8.5M -$55.1M
Cash From Financing -$16.4M $50.3M $13.1M -$4M $25.8M
Free Cash Flow $170.5M $194.4M $297.5M $53.4M $59.3M
UFCS
Sector
Market Cap
$898.9M
$543.2M
Price % of 52-Week High
92.94%
92.4%
Dividend Yield
1.82%
1.51%
Shareholder Yield
1.29%
3.06%
1-Year Price Total Return
38.16%
8.02%
Beta (5-Year)
0.446
0.451
Dividend yield:
1.82%
Annualized payout:
$0.64
Payout ratio:
10.77%
Growth streak:
0 years

Technicals

8-day SMA
Sell
Level $35.44
200-day SMA
Buy
Level $30.95
Bollinger Bands (100)
Buy
Level 0 - 0
Chaikin Money Flow
Sell
Level --
20-day SMA
Sell
Level $35.91
Relative Strength Index (RSI14)
Sell
Level 44.74
ADX Line
Neutral
Level 0
Williams %R
Neutral
Level -78.2486
50-day SMA
Sell
Level $36.25
MACD (12, 26)
Buy
Level 2.81
25-day Aroon Oscillator
Sell
Level -72
On Balance Volume
Neutral
Level --

Financial Scores

Sell
Altman Z-Score (Annual)
Level (0.5522)
Sell
CA Score (Annual)
Level (-1.3714)
--
Beneish M-Score (Annual)
Level (--)
Buy
Momentum Score
Level (8)
Sell
Ohlson Score
Level (1.4532)
Buy
Piotroski F Score (Annual)
Level (7)
Buy
Quality Ratio Score
Level (3)
Sell
Fundamental Score
Level (5)

Revenue Forecast

Earnings per Share Forecast

Company Profile

United Fire Group, Inc. is a holding company, which engages in the business of writing property, casualty insurance, life insurance, and selling annuities through a network of independent agencies. The firm operates through the following segments: Property and Casualty Insurance and Life Insurance. The Property and Casualty Insurance segment includes commercial lines insurance, personal lines insurance, and assumed reinsurance. The Life Insurance segment includes deferred and immediate annuities, universal life products and traditional life insurance products. The company was founded in January 1946 and is headquartered in Cedar Rapids, IA.

Stock Forecast FAQ

In the current month, UFCS has received 1 Buy ratings 1 Hold ratings, and 0 Sell ratings. The UFCS average analyst price target in the past 3 months is $37.50.

  • Where Will United Fire Group, Inc. Stock Be In 1 Year?

    According to analysts, the consensus estimate is that United Fire Group, Inc. share price will rise to $37.50 per share over the next 12 months.

  • What Do Analysts Say About United Fire Group, Inc.?

    Analysts are divided on their view about United Fire Group, Inc. share price and where it will be in the next 12 months. The majority of analysts rate the stock a Buy. However, a smaller subset of analysts suggest that United Fire Group, Inc. is a Sell and believe this share price will drop from its current level to $37.00.

  • What Is United Fire Group, Inc.'s Price Target?

    The price target for United Fire Group, Inc. over the next 1-year time period is forecast to be $37.50 according to 2 Wall Street analysts, 1 of them rates the stock a Buy, 0 rate the stock a Sell, and 1 analyst rates the stock a Hold.

  • Is UFCS A Buy, Sell Or Hold?

    According to Wall Street analysts, the consensus rating for United Fire Group, Inc. is a Leans Bullish. 1 of 2 analysts rates the stock a Leans Bullish at this time.

  • How Can I Buy Shares Of UFCS?

    You can purchase shares of United Fire Group, Inc. via an online brokerage firm such as TD Ameritrade.com, thinkorswim.com, e-trade.com, or Schwab.com. Many other digital online brokerages exist such as RobinHood and Webull where you can purchase United Fire Group, Inc. shares.

  • What Is The United Fire Group, Inc. Share Price Today?

    United Fire Group, Inc. was last trading at $35.26 per share. This represents the most recent stock quote for United Fire Group, Inc.. Yesterday, United Fire Group, Inc. closed at $35.23 per share.

  • How To Buy United Fire Group, Inc. Stock Online?

    In order to purchase United Fire Group, Inc. stock online, open a brokerage account, deposit funds into the account, and select an order type to purchase shares whether it be market or limit.

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