Financhill
Buy
53

THG Quote, Financials, Valuation and Earnings

Last price:
$178.36
Seasonality move :
4.72%
Day range:
$178.15 - $181.17
52-week range:
$145.17 - $188.18
Dividend yield:
2.02%
P/E ratio:
10.31x
P/S ratio:
1.00x
P/B ratio:
1.85x
Volume:
226K
Avg. volume:
213K
1-year change:
8.72%
Market cap:
$6.4B
Revenue:
$6.2B
EPS (TTM):
$17.30

Analysts' Opinion

  • Consensus Rating
    The Hanover Insurance Group, Inc. has received a consensus rating of Hold. The company's average rating is a Hold based on 2 Buy ratings, 3 Hold ratings, and 0 Sell ratings.
  • Price Target Upside
    According to analysts' consensus price target of $200.13, The Hanover Insurance Group, Inc. has an estimated upside of 12.14% from its current price of $178.46.
  • Price Target Downside
    According to analysts, the lowest downside price target is $194.00 representing -8.71% downside risk from its current price of $178.46.

Fair Value

  • According to the consensus of 5 analysts, The Hanover Insurance Group, Inc. has 12.14% upside to fair value with a price target of $200.13 per share.

THG vs. S&P 500

  • Over the past 5 trading days, The Hanover Insurance Group, Inc. has underperformed the S&P 500 by -4.06% suggesting its relative strength compared to the major market average is weak at this time.

Share Buyback

  • The Hanover Insurance Group, Inc. does have a share repurchase program in place at this time. The scale of a buyback program can materially affect share price and usually results in a higher earnings per share, all else being equal, when the share count drops.

Revenue Growth

  • The Hanover Insurance Group, Inc. has grown year-over-year revenues for 13 quarters straight. In the most recent quarter The Hanover Insurance Group, Inc. reported revenues of $1.7B.

Earnings Growth

  • The Hanover Insurance Group, Inc. has grown year-over-year earnings for 9 quarters straight. In the most recent quarter The Hanover Insurance Group, Inc. reported earnings per share of $4.91.
Enterprise value:
7.6B
EV / Invested capital:
1.62x
Price / LTM sales:
1.00x
EV / EBIT:
9.57x
EV / Revenue:
1.17x
PEG ratio (5yr expected):
0.14x
EV / Free cash flow:
7.60x
Price / Operating cash flow:
6.49x
Enterprise value / EBITDA:
--
Gross Profit (TTM):
--
Return On Assets:
4.59%
Net Income Margin (TTM):
9.7%
Return On Equity:
20.48%
Return On Invested Capital:
15.92%
Operating Margin:
14.34%
Trailing 12 Months Fiscal Quarters
Period Ending 2023-09-30 2024-09-30 2025-09-30 2024-09-30 2025-09-30
Income Statement
Revenue $5.9B $6.2B $6.5B $1.6B $1.7B
Gross Profit -- -- -- -- --
Operating Income -$89.6M $510.6M $834.7M $138.2M $238.7M
EBITDA -- -- -- -- --
Diluted EPS -$2.38 $10.08 $17.30 $2.80 $4.91
Period Ending 2021-09-30 2022-09-30 2023-09-30 2024-09-30 2025-09-30
Balance Sheet
Current Assets $2B $2.1B $2.6B $2.7B $3.1B
Total Assets $12.1B $11.8B $12.3B $13.4B $14.8B
Current Liabilities $5.3B $5.6B $6.1B $6.3B $6.9B
Total Liabilities $9B $9.5B $10.2B $10.5B $11.4B
Total Equity $3.1B $2.3B $2.1B $2.9B $3.4B
Total Debt $781.4M $782.2M $783M $783.9M $843M
Trailing 12 Months Fiscal Quarters
Period Ending 2023-09-30 2024-09-30 2025-09-30 2024-09-30 2025-09-30
Cash Flow Statement
Cash Flow Operations $467.5M $685.6M $1B $394.7M $554.4M
Cash From Investing -$217.8M -$433.3M -$794.8M -$278.5M -$310.4M
Cash From Financing -$120M -$119.7M $270M -$26.7M $427.6M
Free Cash Flow $453.9M $676.2M $1B $392.3M $551.4M
THG
Sector
Market Cap
$6.4B
$555.2M
Price % of 52-Week High
94.84%
90.06%
Dividend Yield
2.02%
1.64%
Shareholder Yield
1.72%
3.16%
1-Year Price Total Return
8.72%
1.45%
Beta (5-Year)
0.331
0.481
Dividend yield:
2.02%
Annualized payout:
$3.45
Payout ratio:
18.33%
Growth streak:
4 years

Technicals

8-day SMA
Sell
Level $183.73
200-day SMA
Buy
Level $171.16
Bollinger Bands (100)
Buy
Level 169.59 - 181.13
Chaikin Money Flow
Buy
Level 61.3M
20-day SMA
Sell
Level $181.85
Relative Strength Index (RSI14)
Sell
Level 45.26
ADX Line
Sell
Level 22.33
Williams %R
Buy
Level -96.1424
50-day SMA
Buy
Level $178.43
MACD (12, 26)
Buy
Level 1.54
25-day Aroon Oscillator
Buy
Level 76
On Balance Volume
Neutral
Level 72.7M

Financial Scores

Sell
Altman Z-Score (Annual)
Level (0.9229)
Sell
CA Score (Annual)
Level (-1.4548)
--
Beneish M-Score (Annual)
Level (--)
Buy
Momentum Score
Level (7)
Sell
Ohlson Score
Level (1.2565)
Buy
Piotroski F Score (Annual)
Level (7)
Buy
Quality Ratio Score
Level (2)
Buy
Fundamental Score
Level (7)

Revenue Forecast

Earnings per Share Forecast

Company Profile

The Hanover Insurance Group, Inc. is a holding company that engages in the provision of property and casualty products and services. It operates through the following segments: Core Commercial, Specialty, Personal Lines and Other. The Core Commercial segment includes commercial multiple peril, commercial automobile, workers compensation and other core commercial coverage, such as general liability, commercial umbrella and monoline property. The Specialty focuses on Professional and Executive Lines, Specialty Property & Casualty, Marine, Surety and Other. The Personal Lines segment involves personal automobile, homeowners and other personal coverage. The Other segment operates through Opus Investment Management, Inc. The company was founded in 1852 and is headquartered in Worcester, MA.

Stock Forecast FAQ

In the current month, THG has received 2 Buy ratings 3 Hold ratings, and 0 Sell ratings. The THG average analyst price target in the past 3 months is $200.13.

  • Where Will The Hanover Insurance Group, Inc. Stock Be In 1 Year?

    According to analysts, the consensus estimate is that The Hanover Insurance Group, Inc. share price will rise to $200.13 per share over the next 12 months.

  • What Do Analysts Say About The Hanover Insurance Group, Inc.?

    Analysts are divided on their view about The Hanover Insurance Group, Inc. share price and where it will be in the next 12 months. The majority of analysts rate the stock a Buy. However, a smaller subset of analysts suggest that The Hanover Insurance Group, Inc. is a Sell and believe this share price will drop from its current level to $194.00.

  • What Is The Hanover Insurance Group, Inc.'s Price Target?

    The price target for The Hanover Insurance Group, Inc. over the next 1-year time period is forecast to be $200.13 according to 5 Wall Street analysts, 2 of them rate the stock a Buy, 0 rate the stock a Sell, and 3 analysts rate the stock a Hold.

  • Is THG A Buy, Sell Or Hold?

    According to Wall Street analysts, the consensus rating for The Hanover Insurance Group, Inc. is a Hold. 3 of 5 analysts rate the stock a Hold at this time.

  • How Can I Buy Shares Of THG?

    You can purchase shares of The Hanover Insurance Group, Inc. via an online brokerage firm such as TD Ameritrade.com, thinkorswim.com, e-trade.com, or Schwab.com. Many other digital online brokerages exist such as RobinHood and Webull where you can purchase The Hanover Insurance Group, Inc. shares.

  • What Is The The Hanover Insurance Group, Inc. Share Price Today?

    The Hanover Insurance Group, Inc. was last trading at $178.36 per share. This represents the most recent stock quote for The Hanover Insurance Group, Inc.. Yesterday, The Hanover Insurance Group, Inc. closed at $178.46 per share.

  • How To Buy The Hanover Insurance Group, Inc. Stock Online?

    In order to purchase The Hanover Insurance Group, Inc. stock online, open a brokerage account, deposit funds into the account, and select an order type to purchase shares whether it be market or limit.

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