Financhill
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UFCS Quote, Financials, Valuation and Earnings

Last price:
$39.63
Seasonality move :
3.25%
Day range:
$36.98 - $39.25
52-week range:
$25.01 - $39.25
Dividend yield:
1.65%
P/E ratio:
8.64x
P/S ratio:
0.73x
P/B ratio:
1.10x
Volume:
265.1K
Avg. volume:
109.9K
1-year change:
54.51%
Market cap:
$987.9M
Revenue:
$1.4B
EPS (TTM):
$4.48
Period Ending 2021-12-31 2022-12-31 2023-12-31 2024-12-31 2025-12-31
Revenue $1.1B $980.1M $1.1B $1.3B $1.4B
Revenue Growth (YoY) -0.23% -8.08% 11.77% 14.41% 10.62%
 
Cost of Revenues -- -- -- -- --
Gross Profit -- -- -- -- --
Gross Profit Margin -- -- -- -- --
 
R&D Expenses -- -- -- -- --
Selling, General & Admin -- -- -- -- --
Other Inc / (Exp) $207K -$295K -- -- --
Operating Expenses -$100M -$15M $36.5M -$84.3M -$159.2M
Operating Income $100M $15M -$36.5M $84.3M $159.2M
 
Net Interest Expenses $3.2M $3.2M $3.3M $7.3M $11.3M
EBT. Incl. Unusual Items $96.8M $12.1M -$39.7M $77M $147.9M
Earnings of Discontinued Ops. -- -- -- -- --
Income Tax Expense $16.2M -$3M -$10M $15.1M $29.7M
Net Income to Company $80.6M $15M -$29.7M $62M --
 
Minority Interest in Earnings -- -- -- -- --
Net Income to Common Excl Extra Items $80.6M $15M -$29.7M $62M $118.2M
 
Basic EPS (Cont. Ops) $3.21 $0.60 -$1.18 $2.45 --
Diluted EPS (Cont. Ops) $3.21 $0.59 -$1.18 $2.39 $4.48
Weighted Average Basic Share $25.1M $25.2M $25.2M $25.3M --
Weighted Average Diluted Share $25.1M $25.3M $25.2M $25.9M --
 
EBITDA -- -- -- -- --
EBIT $96.8M $12.1M -$39.7M $77M $147.9M
 
Revenue (Reported) $1.1B $980.1M $1.1B $1.3B $1.4B
Operating Income (Reported) $100M $15M -$36.5M $84.3M $159.2M
Operating Income (Adjusted) $96.8M $12.1M -$39.7M $77M $147.9M
Period Ending 2021-12-31 2022-12-31 2023-12-31 2024-12-31 2025-12-31
Revenue $272.5M $280.2M $287.2M $333.2M $365.8M
Revenue Growth (YoY) -12.35% 2.81% 2.51% 16.01% 9.79%
 
Cost of Revenues -- -- -- -- --
Gross Profit -- -- -- -- --
Gross Profit Margin -- -- -- -- --
 
R&D Expenses -- -- -- -- --
Selling, General & Admin -- -- -- -- --
Other Inc / (Exp) $44K -$257K -- $3.2M --
Operating Expenses -$73.1M -$23.4M -$24.9M -$42M -$51.4M
Operating Income $73.1M $23.4M $24.9M $42M $51.4M
 
Net Interest Expenses $796K $797K $869K $2.5M $3.2M
EBT. Incl. Unusual Items $72.3M $22.6M $24.1M $39.5M $48.2M
Earnings of Discontinued Ops. -- -- -- -- --
Income Tax Expense $14.6M $2.5M $4.5M $8.1M $9.9M
Net Income to Company $57.7M $20.1M $19.6M $31.4M --
 
Minority Interest in Earnings -- -- -- -- --
Net Income to Common Excl Extra Items $57.7M $20.1M $19.6M $31.4M $38.4M
 
Basic EPS (Cont. Ops) $2.30 $0.80 $0.78 $1.24 --
Diluted EPS (Cont. Ops) $2.28 $0.79 $0.77 $1.21 $1.45
Weighted Average Basic Share $25.1M $25.2M $25.3M $25.4M --
Weighted Average Diluted Share $25.3M $25.5M $25.5M $26M --
 
EBITDA -- -- -- -- --
EBIT $72.3M $22.6M $24.1M $39.5M $48.2M
 
Revenue (Reported) $272.5M $280.2M $287.2M $333.2M $365.8M
Operating Income (Reported) $73.1M $23.4M $24.9M $42M $51.4M
Operating Income (Adjusted) $72.3M $22.6M $24.1M $39.5M $48.2M
Period Ending 2021-12-31 2022-12-31 2023-12-31 2024-12-31 2025-12-31
Revenue $1.1B $980.1M $1.1B $1.3B $1.4B
Revenue Growth (YoY) -- -- -- -- --
 
Cost of Revenues -- -- -- -- --
Gross Profit -- -- -- -- --
Gross Profit Margin -- -- -- -- --
 
R&D Expenses -- -- -- -- --
Selling, General & Admin -- -- -- -- --
Other Inc / (Exp) $207K -$295K -- -$3.2M --
Operating Expenses -$100M -$15M $36.5M -$84.3M -$160.3M
Operating Income $100M $15M -$36.5M $84.3M $160.3M
 
Net Interest Expenses $3.2M $3.2M $3.3M $7.3M $11.3M
EBT. Incl. Unusual Items $96.8M $12.1M -$39.7M $77M $147.9M
Earnings of Discontinued Ops. -- -- -- -- --
Income Tax Expense $16.2M -$3M -$10M $15.1M $29.7M
Net Income to Company $80.6M $15M -$29.7M $62M --
 
Minority Interest in Earnings -- -- -- -- --
Net Income to Common Excl Extra Items $80.6M $15M -$29.7M $62M $118.2M
 
Basic EPS (Cont. Ops) $3.21 $0.60 -$1.18 $2.44 --
Diluted EPS (Cont. Ops) $3.18 $0.58 -$1.19 $2.39 $4.48
Weighted Average Basic Share
Weighted Average Diluted Share
 
EBITDA -- -- -- -- --
EBIT $96.8M $12.1M -$39.7M $77M $147.9M
 
Revenue (Reported) $1.1B $980.1M $1.1B $1.3B $1.4B
Operating Income (Reported) $100M $15M -$36.5M $84.3M $160.3M
Operating Income (Adjusted) $96.8M $12.1M -$39.7M $77M $147.9M
Period Ending 2022-12-31 2023-12-31 2024-12-31 2025-12-31 2026-12-31
Revenue $980.1M $1.1B $1.3B $1.4B --
Revenue Growth (YoY) -- -- -- -- --
 
Cost of Revenues -- -- -- -- --
Gross Profit -- -- -- -- --
Gross Profit Margin -- -- -- -- --
 
R&D Expenses -- -- -- -- --
Selling, General & Admin -- -- -- -- --
Other Inc / (Exp) -$295K -- -- -- --
Operating Expenses -$15M $36.5M -$84.3M -$160.3M --
Operating Income $15M -$36.5M $84.3M $160.3M --
 
Net Interest Expenses $3.2M $3.3M $7.3M $11.3M --
EBT. Incl. Unusual Items $12.1M -$39.7M $77M $147.9M --
Earnings of Discontinued Ops. -- -- -- -- --
Income Tax Expense -$3M -$10M $15.1M $29.7M --
Net Income to Company $15M -$29.7M $62M $17.7M --
 
Minority Interest in Earnings -- -- -- -- --
Net Income to Common Excl Extra Items $15M -$29.7M $62M $118.2M --
 
Basic EPS (Cont. Ops) $0.60 -$1.18 $2.44 $3.13 --
Diluted EPS (Cont. Ops) $0.58 -$1.19 $2.39 $4.48 --
Weighted Average Basic Share $100.6M $101M $101.3M $76.4M --
Weighted Average Diluted Share $101.1M $101.8M $103M $79M --
 
EBITDA -- -- -- -- --
EBIT $12.1M -$39.7M $77M $147.9M --
 
Revenue (Reported) $980.1M $1.1B $1.3B $1.4B --
Operating Income (Reported) $15M -$36.5M $84.3M $160.3M --
Operating Income (Adjusted) $12.1M -$39.7M $77M $147.9M --
Period Ending 2021-12-31 2022-12-31 2023-12-31 2024-12-31 2025-12-31
Cash and Equivalents $132.1M $96.7M $102M $200.9M $156.3M
Short Term Investments $275K $275K $1.7B $927M --
Accounts Receivable, Net $444.6M $536.7M $688.1M $681.6M --
Inventory -- -- -- -- --
Prepaid Expenses $9.3M $11.3M $27.7M $44.9M --
Other Current Assets -- -- -- -- --
Total Current Assets $558.7M $544.1M $678.4M $795M $156.3M
 
Property Plant And Equipment $167.5M $159.6M $163.4M $157.4M --
Long-Term Investments $84.1M $86.3M $99.5M $183.7M --
Goodwill -- -- -- -- --
Other Intangibles $6M $5.3M $4.6M $3.9M --
Other Long-Term Assets -- -- -- -- --
Total Assets $2.9B $2.8B $2.9B $3.3B $3.8B
 
Accounts Payable -- -- -- -- --
Accrued Expenses -- -- -- -- --
Current Portion Of Long-Term Debt -- -- -- -- --
Current Portion Of Capital Lease Obligations -- -- -- -- --
Other Current Liabilities -- -- -- -- --
Total Current Liabilities $1.5B $1.5B $1.6B $1.7B $1.9B
 
Long-Term Debt $74M $68.5M $79.7M $138.9M --
Capital Leases -- -- -- -- --
Total Liabilities $2.1B $2B $2.2B $2.5B $2.9B
 
Common Stock $25K $25K $25K $25K --
Other Common Equity Adj $54.3M -$87.5M -$51M -$54.8M --
Common Equity $879.1M $740.1M $733.7M $781.5M --
Total Preferred Equity -- -- -- -- --
Minority Interest, Total -- -- -- -- --
Total Equity $879.1M $740.1M $733.7M $781.5M $941.2M
 
Total Liabilities and Equity $2.9B $2.8B $2.9B $3.3B $3.8B
Cash and Short Terms $132.4M $96.9M $1.8B $1.1B --
Total Debt $82.3M $76.9M $79.7M $148.1M --
Period Ending 2021-12-31 2022-12-31 2023-12-31 2024-12-31 2025-12-31
Cash and Equivalents $132.1M $96.7M $102M $200.9M $156.3M
Short Term Investments $275K $275K $1.7B $927M --
Accounts Receivable, Net $444.6M $536.7M $688.1M $681.6M --
Inventory -- -- -- -- --
Prepaid Expenses $9.3M $11.3M $27.7M $44.9M --
Other Current Assets -- -- -- -- --
Total Current Assets $558.7M $544.1M $678.4M $795M $156.3M
 
Property Plant And Equipment $167.5M $159.6M $163.4M $157.4M --
Long-Term Investments $84.1M $86.3M $99.5M $183.7M --
Goodwill -- -- -- -- --
Other Intangibles $6M $5.3M $4.6M $3.9M --
Other Long-Term Assets -- -- -- -- --
Total Assets $2.9B $2.8B $2.9B $3.3B $3.8B
 
Accounts Payable -- -- -- -- --
Accrued Expenses -- -- -- -- --
Current Portion Of Long-Term Debt -- -- -- -- --
Current Portion Of Capital Lease Obligations -- -- -- -- --
Other Current Liabilities -- -- -- -- --
Total Current Liabilities $1.5B $1.5B $1.6B $1.7B $1.9B
 
Long-Term Debt $74M $68.5M $79.7M $138.9M --
Capital Leases -- -- -- -- --
Total Liabilities $2.1B $2B $2.2B $2.5B $2.9B
 
Common Stock $25K $25K $25K $25K --
Other Common Equity Adj $54.3M -$87.5M -$51M -$54.8M --
Common Equity -- -- -- -- --
Total Preferred Equity -- -- -- -- --
Minority Interest, Total -- -- -- -- --
Total Equity $879.1M $740.1M $733.7M $781.5M $941.2M
 
Total Liabilities and Equity $2.9B $2.8B $2.9B $3.3B $3.8B
Cash and Short Terms $132.4M $96.9M $1.8B $1.1B --
Total Debt $82.3M $76.9M $79.7M $148.1M --
Period Ending 2021-12-31 2022-12-31 2023-12-31 2024-12-31 2025-12-31
Net Income to Stockholders $80.6M $15M -$29.7M $62M --
Depreciation & Amoritzation $6.6M $7.7M $10.5M $10.9M --
Stock-Based Compensation $3.4M $2.8M $3.2M $5.5M --
Change in Accounts Receivable $67.1M -$91.1M -$141.4M $13.7M --
Change in Inventories -- -- -- -- --
Cash From Operations $29.9M -$1.3M $171.7M $340.3M --
 
Capital Expenditures $14M $2.1M $10.9M $11.9M --
Cash Acquisitions -- -- -- -- --
Cash From Investing $31.7M -$19.2M -$149.9M -$292.5M --
 
Dividends Paid (Ex Special Dividend) $15.1M $15.9M $16.2M $16.2M --
Special Dividend Paid
Long-Term Debt Issued -- -- -- $70M --
Long-Term Debt Repaid -- -- -- -- --
Repurchase of Common Stock $2M -- $290K -- --
Other Financing Activities -- -- -- -$3.1M --
Cash From Financing -$17.5M -$15M -$16.5M $51.1M --
 
Beginning Cash (CF) $132.1M $96.7M $102M $200.9M $156.3M
Foreign Exchange Rate Adjustment -- -- -- -- --
Additions / Reductions $44.2M -$35.5M $5.4M $98.9M --
Ending Cash (CF) $176.3M $61.2M $107.4M $299.9M --
 
Levered Free Cash Flow $15.9M -$3.4M $160.9M $328.4M --
Period Ending 2021-12-31 2022-12-31 2023-12-31 2024-12-31 2025-12-31
Net Income to Stockholders $57.7M $20.1M $19.6M $31.4M --
Depreciation & Amoritzation $1.7M -$409K $2.7M $2.6M --
Stock-Based Compensation $370K $236K $122K $1.7M --
Change in Accounts Receivable $38.5M $1.8M $14.2M $179.7M --
Change in Inventories -- -- -- -- --
Cash From Operations $11.7M $28.5M $22.2M $156.4M --
 
Capital Expenditures $3M -$538K $2.8M $2.9M --
Cash Acquisitions -- -- -- -- --
Cash From Investing -$8.6M $19.1M $14.8M -$149.4M --
 
Dividends Paid (Ex Special Dividend) $3.8M $4M $4M $4.1M --
Special Dividend Paid -- -- -- -- --
Long-Term Debt Issued -- -- -- $3M --
Long-Term Debt Repaid -- -- -- -- --
Repurchase of Common Stock -$1K -- $67K -$410K --
Other Financing Activities -- -- -- -- --
Cash From Financing -$3.8M -$4.1M -$4.1M -$3.4M --
 
Beginning Cash (CF) $132.1M $96.7M $102M $200.9M $156.3M
Foreign Exchange Rate Adjustment -- -- -- -- --
Additions / Reductions -$668K $43.6M $32.9M $3.6M --
Ending Cash (CF) $131.4M $140.3M $134.9M $204.5M --
 
Levered Free Cash Flow $8.7M $29.1M $19.4M $153.4M --
Period Ending 2021-09-30 2022-09-30 2023-09-30 2024-09-30 2025-09-30
Net Income to Stockholders $14M $52.6M -$29.2M $50.1M --
Depreciation & Amoritzation $6.5M $9.8M $7.4M $11M $10.4M
Stock-Based Compensation $4.1M $3M $3.4M $3.9M $7.7M
Change in Accounts Receivable $94M -$54.5M -$153.9M -$151.8M --
Change in Inventories -- -- -- -- --
Cash From Operations $72.5M -$18.1M $178M $206.2M $306.3M
 
Capital Expenditures $14.3M $5.7M $7.5M $11.8M $8.7M
Cash Acquisitions -- -- -- -- --
Cash From Investing -$72.3M -$46.9M -$145.5M -$128.3M -$283M
 
Dividends Paid (Ex Special Dividend) $15.1M $15.6M $16.2M $16.2M $16.3M
Special Dividend Paid
Long-Term Debt Issued -- -- -- -- --
Long-Term Debt Repaid -- -- -- -- --
Repurchase of Common Stock $2M -$1K $223K $477K -$177K
Other Financing Activities -- -- -- -- --
Cash From Financing $33M -$14.8M -$16.4M $50.3M $13.1M
 
Beginning Cash (CF) -- -- -- -- --
Foreign Exchange Rate Adjustment -- -- -- -- --
Additions / Reductions $33.2M -$79.8M $16.1M $128.2M $36.4M
Ending Cash (CF) -- -- -- -- --
 
Levered Free Cash Flow $58.2M -$23.8M $170.5M $194.4M $297.5M
Period Ending 2022-12-31 2023-12-31 2024-12-31 2025-12-31 2026-12-31
Net Income to Stockholders $15M -$29.7M $62M $17.7M --
Depreciation & Amoritzation $7.7M $10.5M $10.9M $7.8M --
Stock-Based Compensation $2.8M $3.2M $5.5M $6M --
Change in Accounts Receivable -$91.1M -$141.4M $13.7M $3.1M --
Change in Inventories -- -- -- -- --
Cash From Operations -$1.3M $171.7M $340.3M $149.9M --
 
Capital Expenditures $2.1M $10.9M $11.9M $5.8M --
Cash Acquisitions -- -- -- -- --
Cash From Investing -$19.2M -$149.9M -$292.5M -$133.6M --
 
Dividends Paid (Ex Special Dividend) $15.9M $16.2M $16.2M $12.2M --
Special Dividend Paid -- -- -- -- --
Long-Term Debt Issued -- -- $70M -- --
Long-Term Debt Repaid -- -- -- -- --
Repurchase of Common Stock -- $290K -- $233K --
Other Financing Activities -- -- -- -- --
Cash From Financing -$15M -$16.5M $51.1M $16.4M --
 
Beginning Cash (CF) $351.1M $304.1M $769.5M $775.9M --
Foreign Exchange Rate Adjustment -- -- -- -- --
Additions / Reductions -$35.5M $5.4M $98.9M $32.8M --
Ending Cash (CF) $315.7M $309.5M $868.4M $652.4M --
 
Levered Free Cash Flow -$3.4M $160.9M $328.4M $144.1M --

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