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UBCP Quote, Financials, Valuation and Earnings
Last price:
$14.69
Seasonality move
:
0.4%
Day range:
$14.60 - $14.69
52-week range:
$12.25 - $15.64
Dividend yield:
5.07%
P/E ratio:
11.31x
P/S ratio:
1.76x
P/B ratio:
1.28x
Volume:
1.4K
Avg. volume:
6.7K
1-year change:
6.78%
Market cap:
$84.8M
Revenue:
$44M
EPS (TTM):
$1.30
Analysts' Opinion
-
Consensus RatingUnited Bancorp, Inc. (Ohio) has received a consensus rating of Buy. The company's average rating is a Buy based on 1 Buy rating, 0 Hold ratings, and 0 Sell ratings.
-
Price Target UpsideAccording to analysts' consensus price target of $20.00, United Bancorp, Inc. (Ohio) has an estimated upside of 36.11% from its current price of $14.69.
-
Price Target DownsideAccording to analysts, the lowest downside price target is $20.00 representing 100% downside risk from its current price of $14.69.
Fair Value
-
According to the consensus of 1 analyst, United Bancorp, Inc. (Ohio) has 36.11% upside to fair value with a price target of $20.00 per share.
UBCP vs. S&P 500
-
Over the past 5 trading days, United Bancorp, Inc. (Ohio) has overperformed the S&P 500 by 0.89% suggesting its relative strength compared to the major market average is strong at this time.
Share Buyback
-
United Bancorp, Inc. (Ohio) does have a share repurchase program in place at this time. The scale of a buyback program can materially affect share price and usually results in a higher earnings per share, all else being equal, when the share count drops.
Revenue Growth
-
United Bancorp, Inc. (Ohio) has grown year-over-year revenues for 12 quarters straight. In the most recent quarter United Bancorp, Inc. (Ohio) reported revenues of $12M.
Earnings Growth
-
United Bancorp, Inc. (Ohio) has grown year-over-year earnings for 2 quarters straight. In the most recent quarter United Bancorp, Inc. (Ohio) reported earnings per share of $0.34.
Enterprise value:
232.2M
EV / Invested capital:
--
Price / LTM sales:
1.76x
EV / EBIT:
10.31x
EV / Revenue:
5.03x
PEG ratio (5yr expected):
2.00x
EV / Free cash flow:
141.49x
Price / Operating cash flow:
49.64x
Enterprise value / EBITDA:
--
Gross Profit (TTM):
--
Return On Assets:
0.86%
Net Income Margin (TTM):
15.59%
Return On Equity:
11.4%
Return On Invested Capital:
3.56%
Operating Margin:
15.95%
| Trailing 12 Months | Fiscal Quarters | |||||
|---|---|---|---|---|---|---|
| Period Ending | 2023-09-30 | 2024-09-30 | 2025-09-30 | 2024-09-30 | 2025-09-30 | |
| Income Statement | ||||||
| Revenue | $39.6M | $43.4M | $46.2M | $11.2M | $12M | |
| Gross Profit | -- | -- | -- | -- | -- | |
| Operating Income | $9.4M | $8.1M | $7.5M | $1.8M | $1.9M | |
| EBITDA | -- | -- | -- | -- | -- | |
| Diluted EPS | $1.56 | $1.37 | $1.30 | $0.31 | $0.34 | |
| Period Ending | 2021-09-30 | 2022-09-30 | 2023-09-30 | 2024-09-30 | 2025-09-30 | |
|---|---|---|---|---|---|---|
| Balance Sheet | ||||||
| Current Assets | $94M | $38.6M | $78.1M | $45M | $52.6M | |
| Total Assets | $730.4M | $760.9M | $814.3M | $825.5M | $866.8M | |
| Current Liabilities | $425.3M | $446M | $383.4M | $361.6M | $379M | |
| Total Liabilities | $660.3M | $707.7M | $761.7M | $760M | $800.3M | |
| Total Equity | $70.1M | $53.1M | $52.6M | $65.5M | $66.5M | |
| Total Debt | $41.9M | $23.7M | $98.8M | $101.7M | $101.8M | |
| Trailing 12 Months | Fiscal Quarters | |||||
|---|---|---|---|---|---|---|
| Period Ending | 2023-09-30 | 2024-09-30 | 2025-09-30 | 2024-09-30 | 2025-09-30 | |
| Cash Flow Statement | ||||||
| Cash Flow Operations | $9.9M | $9.7M | $8.6M | $4.5M | $2.8M | |
| Cash From Investing | -$22.2M | -$32.3M | -$34M | -$1.5M | -$17.9M | |
| Cash From Financing | $47.9M | -$10.5M | $33.2M | -$2.9M | $11.1M | |
| Free Cash Flow | $8.8M | -$661K | $1.6M | -$1.7M | -$710K | |
UBCP
Sector
Market Cap
$84.8M
$543.5M
Price % of 52-Week High
93.98%
91.58%
Dividend Yield
5.07%
1.54%
Shareholder Yield
2.89%
3.06%
1-Year Price Total Return
6.78%
9.18%
Beta (5-Year)
0.395
0.456
Dividend yield:
5.07%
Annualized payout:
$0.86
Payout ratio:
55.84%
Growth streak:
5 years
Technicals
8-day SMA
Buy
Level
$14.53
200-day SMA
Buy
Level
$13.62
Bollinger Bands (100)
Buy
Level
13.07 - 14.35
Chaikin Money Flow
Buy
Level
29.1K
20-day SMA
Buy
Level
$14.23
Relative Strength Index (RSI14)
Buy
Level
60.05
ADX Line
Buy
Level
35
Williams %R
Sell
Level
-13.8706
50-day SMA
Buy
Level
$13.56
MACD (12, 26)
Buy
Level
3.42
25-day Aroon Oscillator
Buy
Level
36
On Balance Volume
Neutral
Level
6.7K
Financial Scores
Sell
Altman Z-Score
(Annual)
Level (-0.4131)
Sell
CA Score
(Annual)
Level (-2.2635)
--
Beneish M-Score
(Annual)
Level (--)
Buy
Momentum Score
Level (6)
Sell
Ohlson Score
Level (5.5811)
Buy
Piotroski F Score
(Annual)
Level (5)
Buy
Quality Ratio Score
Level (3)
Buy
Fundamental Score
Level (7)
Revenue Forecast
Earnings per Share Forecast
Company Profile
United Bancorp, Inc. is a bank holding company, which engages in the provision of commercial and retail banking. It provides accepting demand, savings and time deposits and granting commercial, real estate, and consumer loans. The company was founded on July 8, 1983 and is headquartered in Martins Ferry, OH.
Stock Forecast FAQ
In the current month, UBCP has received 1 Buy ratings 0 Hold ratings, and 0 Sell ratings. The UBCP average analyst price target in the past 3 months is $20.00.
-
Where Will United Bancorp, Inc. (Ohio) Stock Be In 1 Year?
According to analysts, the consensus estimate is that United Bancorp, Inc. (Ohio) share price will rise to $20.00 per share over the next 12 months.
-
What Do Analysts Say About United Bancorp, Inc. (Ohio)?
Analysts are divided on their view about United Bancorp, Inc. (Ohio) share price and where it will be in the next 12 months. The majority of analysts rate the stock a Buy. However, a smaller subset of analysts suggest that United Bancorp, Inc. (Ohio) is a Sell and believe this share price will drop from its current level to $20.00.
-
What Is United Bancorp, Inc. (Ohio)'s Price Target?
The price target for United Bancorp, Inc. (Ohio) over the next 1-year time period is forecast to be $20.00 according to 1 Wall Street analyst, 1 of them rates the stock a Buy, 0 rate the stock a Sell, and 0 analysts rate the stock a Hold.
-
Is UBCP A Buy, Sell Or Hold?
According to Wall Street analysts, the consensus rating for United Bancorp, Inc. (Ohio) is a Buy. 1 of 1 analysts rates the stock a Buy at this time.
-
How Can I Buy Shares Of UBCP?
You can purchase shares of United Bancorp, Inc. (Ohio) via an online brokerage firm such as TD Ameritrade.com, thinkorswim.com, e-trade.com, or Schwab.com. Many other digital online brokerages exist such as RobinHood and Webull where you can purchase United Bancorp, Inc. (Ohio) shares.
-
What Is The United Bancorp, Inc. (Ohio) Share Price Today?
United Bancorp, Inc. (Ohio) was last trading at $14.69 per share. This represents the most recent stock quote for United Bancorp, Inc. (Ohio). Yesterday, United Bancorp, Inc. (Ohio) closed at $14.69 per share.
-
How To Buy United Bancorp, Inc. (Ohio) Stock Online?
In order to purchase United Bancorp, Inc. (Ohio) stock online, open a brokerage account, deposit funds into the account, and select an order type to purchase shares whether it be market or limit.
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Financial Ratios
UBCP
Sector
P/E ratio
11.31x
12.31x
PEG ratio
2.00x
0.31x
P/B ratio
1.28x
1.11x
Price / LTM sales
1.76x
1.81x
Growth Metrics
UBCP
Sector
Revenue growth
7.38%
5.48%
Earnings growth
8.92%
14.6%
Revenue (5-year growth)
7.3%
8.8%
Earnings forecast
--
$0.64
Profitability
UBCP
Sector
Profitability FY 2024
--
--
Return on invested capital
3.56%
5%
Return on assets
0.86%
1%
Return on equity
11.4%
9.65%
Earnings Date
Last Earnings Date
Nov
6
Next Earnings Date
Feb
5
Estimated Next Earnings Date
Feb
5
Balance Sheet
UBCP
Sector
Total cash
$49.7M
$420.3M
Short term investments
$119.2M
$198.2M
Total assets
$818.5M
$3B
Long term debt
$101.8M
$77M
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