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Buy
57
OPHC Quote, Financials, Valuation and Earnings
Last price:
$4.22
Seasonality move
:
-0.37%
Day range:
$4.20 - $4.25
52-week range:
$3.53 - $4.94
Dividend yield:
0%
P/E ratio:
3.69x
P/S ratio:
0.91x
P/B ratio:
0.42x
Volume:
6.2K
Avg. volume:
34.3K
1-year change:
-11.35%
Market cap:
$48.9M
Revenue:
$64.3M
EPS (TTM):
$1.15
Analysts' Opinion
-
Consensus RatingOptimumBank Holdings, Inc. has received a consensus rating of Hold. The company's average rating is a Hold based on 0 Buy ratings, 1 Hold rating, and 0 Sell ratings.
-
Price Target UpsideAccording to analysts' consensus price target of $5.00, OptimumBank Holdings, Inc. has an estimated upside of 17.99% from its current price of $4.24.
-
Price Target DownsideAccording to analysts, the lowest downside price target is $5.00 representing 100% downside risk from its current price of $4.24.
Fair Value
-
According to the consensus of 1 analyst, OptimumBank Holdings, Inc. has 17.99% upside to fair value with a price target of $5.00 per share.
OPHC vs. S&P 500
-
Over the past 5 trading days, OptimumBank Holdings, Inc. has underperformed the S&P 500 by -2.61% suggesting its relative strength compared to the major market average is weak at this time.
Share Buyback
-
OptimumBank Holdings, Inc. does have a share repurchase program in place at this time. The scale of a buyback program can materially affect share price and usually results in a higher earnings per share, all else being equal, when the share count drops.
Revenue Growth
-
OptimumBank Holdings, Inc. has grown year-over-year revenues for 27 quarters straight. In the most recent quarter OptimumBank Holdings, Inc. reported revenues of $18.3M.
Earnings Growth
-
OptimumBank Holdings, Inc. earnings have been falling on a year-over-year basis for 2 quarters in a row. In the most recent quarter OptimumBank Holdings, Inc. reported earnings per share of $0.18.
Enterprise value:
51.7M
EV / Invested capital:
0.43x
Price / LTM sales:
0.91x
EV / EBIT:
1.19x
EV / Revenue:
0.75x
PEG ratio (5yr expected):
0.36x
EV / Free cash flow:
3.16x
Price / Operating cash flow:
3.83x
Enterprise value / EBITDA:
--
Gross Profit (TTM):
--
Return On Assets:
1.59%
Net Income Margin (TTM):
22.93%
Return On Equity:
14.8%
Return On Invested Capital:
12.2%
Operating Margin:
30.94%
| Trailing 12 Months | Fiscal Quarters | |||||
|---|---|---|---|---|---|---|
| Period Ending | 2023-09-30 | 2024-09-30 | 2025-09-30 | 2024-09-30 | 2025-09-30 | |
| Income Statement | ||||||
| Revenue | $34.8M | $59.8M | $68.7M | $16.4M | $18.3M | |
| Gross Profit | -- | -- | -- | -- | -- | |
| Operating Income | $7.5M | $15.7M | $21M | $4.4M | $5.7M | |
| EBITDA | -- | -- | -- | -- | -- | |
| Diluted EPS | $0.74 | $1.33 | $1.15 | $0.32 | $0.18 | |
| Period Ending | 2021-09-30 | 2022-09-30 | 2023-09-30 | 2024-09-30 | 2025-09-30 | |
|---|---|---|---|---|---|---|
| Balance Sheet | ||||||
| Current Assets | $84.4M | $75M | $105.8M | $134.7M | $238.3M | |
| Total Assets | $335.1M | $544.8M | $713.2M | $945.2M | $1.1B | |
| Current Liabilities | $114M | $158.9M | $225.3M | $232.4M | $314M | |
| Total Liabilities | $301.4M | $493.4M | $647M | $852.5M | $966.2M | |
| Total Equity | $33.2M | $51.2M | $66.3M | $92.7M | $116.9M | |
| Total Debt | $19M | $69.5M | $12.3M | $12.1M | $2.8M | |
| Trailing 12 Months | Fiscal Quarters | |||||
|---|---|---|---|---|---|---|
| Period Ending | 2023-09-30 | 2024-09-30 | 2025-09-30 | 2024-09-30 | 2025-09-30 | |
| Cash Flow Statement | ||||||
| Cash Flow Operations | $10.2M | $10M | $17.2M | $4M | $1.9M | |
| Cash From Investing | -$141.9M | -$199.1M | -$34.5M | -$16.8M | -$29.2M | |
| Cash From Financing | $161.9M | $216.7M | $120.8M | $40.3M | $80.6M | |
| Free Cash Flow | $9.5M | $9M | $16.4M | $3.9M | $1.9M | |
OPHC
Sector
Market Cap
$48.9M
$570M
Price % of 52-Week High
85.78%
92.25%
Dividend Yield
0%
1.57%
Shareholder Yield
2.08%
3.11%
1-Year Price Total Return
-11.35%
7.43%
Beta (5-Year)
0.287
0.478
Dividend yield:
0%
Annualized payout:
$0.00
Payout ratio:
--
Growth streak:
0 years
Technicals
8-day SMA
Sell
Level
$4.26
200-day SMA
Sell
Level
$4.26
Bollinger Bands (100)
Buy
Level
4.04 - 4.3
Chaikin Money Flow
Sell
Level
-16.4M
20-day SMA
Buy
Level
$4.20
Relative Strength Index (RSI14)
Buy
Level
53.86
ADX Line
Sell
Level
13.85
Williams %R
Neutral
Level
-34.3199
50-day SMA
Buy
Level
$4.11
MACD (12, 26)
Buy
Level
0.04
25-day Aroon Oscillator
Buy
Level
20
On Balance Volume
Neutral
Level
31.6M
Financial Scores
Sell
Altman Z-Score
(Annual)
Level (-0.3149)
Sell
CA Score
(Annual)
Level (-2.049)
--
Beneish M-Score
(Annual)
Level (--)
Sell
Momentum Score
Level (3)
Sell
Ohlson Score
Level (3.7923)
Buy
Piotroski F Score
(Annual)
Level (8)
Buy
Quality Ratio Score
Level (2)
Sell
Fundamental Score
Level (6)
Revenue Forecast
Earnings per Share Forecast
Company Profile
OptimumBank Holdings, Inc. is a bank holding company for OptimumBank, which offers a variety of community banking services to individual and corporate customers through OptimumBank. Its services include savings, deposits, checking, cash management services, business checking, online banking, and ATM networks. The company was founded on March 23, 2004 and is headquartered in Fort Lauderdale, FL.
Stock Forecast FAQ
In the current month, OPHC has received 0 Buy ratings 1 Hold ratings, and 0 Sell ratings. The OPHC average analyst price target in the past 3 months is $5.00.
-
Where Will OptimumBank Holdings, Inc. Stock Be In 1 Year?
According to analysts, the consensus estimate is that OptimumBank Holdings, Inc. share price will rise to $5.00 per share over the next 12 months.
-
What Do Analysts Say About OptimumBank Holdings, Inc.?
Analysts are divided on their view about OptimumBank Holdings, Inc. share price and where it will be in the next 12 months. The majority of analysts rate the stock a Buy. However, a smaller subset of analysts suggest that OptimumBank Holdings, Inc. is a Sell and believe this share price will drop from its current level to $5.00.
-
What Is OptimumBank Holdings, Inc.'s Price Target?
The price target for OptimumBank Holdings, Inc. over the next 1-year time period is forecast to be $5.00 according to 1 Wall Street analyst, 0 of them rate the stock a Buy, 0 rate the stock a Sell, and 1 analyst rates the stock a Hold.
-
Is OPHC A Buy, Sell Or Hold?
According to Wall Street analysts, the consensus rating for OptimumBank Holdings, Inc. is a Hold. 1 of 1 analysts rates the stock a Hold at this time.
-
How Can I Buy Shares Of OPHC?
You can purchase shares of OptimumBank Holdings, Inc. via an online brokerage firm such as TD Ameritrade.com, thinkorswim.com, e-trade.com, or Schwab.com. Many other digital online brokerages exist such as RobinHood and Webull where you can purchase OptimumBank Holdings, Inc. shares.
-
What Is The OptimumBank Holdings, Inc. Share Price Today?
OptimumBank Holdings, Inc. was last trading at $4.22 per share. This represents the most recent stock quote for OptimumBank Holdings, Inc.. Yesterday, OptimumBank Holdings, Inc. closed at $4.24 per share.
-
How To Buy OptimumBank Holdings, Inc. Stock Online?
In order to purchase OptimumBank Holdings, Inc. stock online, open a brokerage account, deposit funds into the account, and select an order type to purchase shares whether it be market or limit.
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Financial Ratios
OPHC
Sector
P/E ratio
3.69x
12.24x
PEG ratio
0.36x
0.31x
P/B ratio
0.42x
1.11x
Price / LTM sales
0.91x
1.85x
Growth Metrics
OPHC
Sector
Revenue growth
11.27%
5.54%
Earnings growth
-42.47%
14.85%
Revenue (5-year growth)
64.37%
8.85%
Earnings forecast
--
$0.62
Profitability
OPHC
Sector
Profitability FY 2024
--
--
Return on invested capital
12.2%
5.01%
Return on assets
1.59%
1.01%
Return on equity
14.8%
9.68%
Earnings Date
Last Earnings Date
Nov
13
Next Earnings Date
Feb
5
Estimated Next Earnings Date
Feb
12
Balance Sheet
OPHC
Sector
Total cash
$181.8M
$431.4M
Short term investments
$22.8M
$211.3M
Total assets
$932.9M
$3.1B
Long term debt
$2.8M
$79.3M
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