Financhill
Buy
59

UBCP Quote, Financials, Valuation and Earnings

Last price:
$14.52
Seasonality move :
0.4%
Day range:
$14.27 - $14.61
52-week range:
$12.25 - $15.64
Dividend yield:
5.1%
P/E ratio:
11.25x
P/S ratio:
1.75x
P/B ratio:
1.27x
Volume:
1.9K
Avg. volume:
6.9K
1-year change:
10.27%
Market cap:
$84.4M
Revenue:
$44M
EPS (TTM):
$1.30
Period Ending 2020-12-31 2021-12-31 2022-12-31 2023-12-31 2024-12-31
Revenue $29.8M $30.4M $31.7M $40.9M $44M
Revenue Growth (YoY) 20.2% -11.95% 4.37% 28.85% 7.53%
 
Cost of Revenues -- -- -- -- --
Gross Profit -- -- -- -- --
Gross Profit Margin -- -- -- -- --
 
R&D Expenses -- -- -- -- --
Selling, General & Admin $10.4M -- -- -- --
Other Inc / (Exp) $2.6M $1.3M -- -- -$116K
Operating Expenses $10.6M -$10.7M -$9.5M -$9.5M -$7.3M
Operating Income -- $10.7M $9.5M $9.5M $7.3M
 
Net Interest Expenses -- $1.3M $1.4M $4.1M $5.1M
EBT. Incl. Unusual Items $8.6M $10.7M $9.5M $9.5M $7.3M
Earnings of Discontinued Ops. -- -- -- -- --
Income Tax Expense $629K $1.2M $879K $541K -$107K
Net Income to Company $8M $9.5M $8.7M $9M $7.4M
 
Minority Interest in Earnings -- -- -- -- --
Net Income to Common Excl Extra Items $8M $8.9M $8.3M $8.6M $7.1M
 
Basic EPS (Cont. Ops) $1.39 $1.62 $1.51 $1.57 $1.27
Diluted EPS (Cont. Ops) $1.39 $1.62 $1.51 $1.57 $1.27
Weighted Average Basic Share $5.5M $5.5M $5.5M $5.5M $5.5M
Weighted Average Diluted Share $5.5M $5.5M $5.5M $5.5M $5.5M
 
EBITDA -- -- -- -- --
EBIT $13.3M $13.3M $12.8M $20.5M $22M
 
Revenue (Reported) $29.8M $30.4M $31.7M $40.9M $44M
Operating Income (Reported) -- $10.7M $9.5M $9.5M $7.3M
Operating Income (Adjusted) $13.3M $13.3M $12.8M $20.5M $22M
Period Ending 2021-09-30 2022-09-30 2023-09-30 2024-09-30 2025-09-30
Revenue $8.5M $8.3M $10.6M $11.2M $12M
Revenue Growth (YoY) -5.66% -2.12% 27.27% 5.14% 7.38%
 
Cost of Revenues -- -- -- -- --
Gross Profit -- -- -- -- --
Gross Profit Margin -- -- -- -- --
 
R&D Expenses -- -- -- -- --
Selling, General & Admin -- -- -- -- --
Other Inc / (Exp) $1.3M -- -- -- --
Operating Expenses -$3.4M -$2.5M -$2.5M -$1.8M -$1.9M
Operating Income $3.4M $2.5M $2.5M $1.8M $1.9M
 
Net Interest Expenses $338K $438K $1.5M $1.7M $1.6M
EBT. Incl. Unusual Items $3.4M $2.5M $2.5M $1.8M $1.9M
Earnings of Discontinued Ops. -- -- -- -- --
Income Tax Expense $448K $215K $58K -$64K -$20K
Net Income to Company $2.9M $2.3M $2.4M $1.8M --
 
Minority Interest in Earnings -- -- -- -- --
Net Income to Common Excl Extra Items $2.7M $2.2M $2.3M $1.7M $1.8M
 
Basic EPS (Cont. Ops) $0.50 $0.40 $0.42 $0.31 $0.34
Diluted EPS (Cont. Ops) $0.50 $0.40 $0.42 $0.31 $0.34
Weighted Average Basic Share $5.5M $5.5M $5.5M $5.6M $5.5M
Weighted Average Diluted Share $5.5M $5.5M $5.5M $5.6M $5.5M
 
EBITDA -- -- -- -- --
EBIT $4M $3.4M $5.5M $5.6M $5.8M
 
Revenue (Reported) $8.5M $8.3M $10.6M $11.2M $12M
Operating Income (Reported) $3.4M $2.5M $2.5M $1.8M $1.9M
Operating Income (Adjusted) $4M $3.4M $5.5M $5.6M $5.8M
Period Ending 2021-09-30 2022-09-30 2023-09-30 2024-09-30 2025-09-30
Revenue $31M $29.7M $39.6M $43.4M $46.2M
Revenue Growth (YoY) -- -- -- -- --
 
Cost of Revenues -- -- -- -- --
Gross Profit -- -- -- -- --
Gross Profit Margin -- -- -- -- --
 
R&D Expenses -- -- -- -- --
Selling, General & Admin -- -- -- -- --
Other Inc / (Exp) $1.2M -- -- -$116K --
Operating Expenses -$10.7M -$9.1M -$9.4M -$8.1M -$7.5M
Operating Income $10.7M $9.1M $9.4M $8.1M $7.5M
 
Net Interest Expenses $1.3M $1.4M $4.2M $6.4M $6.5M
EBT. Incl. Unusual Items $10.7M $9.9M $9.4M $8.1M $7.5M
Earnings of Discontinued Ops. -- -- -- -- --
Income Tax Expense $1M $1.1M $572K $161K -$90K
Net Income to Company $9.6M $8.8M $8.9M $7.9M --
 
Minority Interest in Earnings -- -- -- -- --
Net Income to Common Excl Extra Items $9.1M $8.4M $8.5M $7.7M $7.2M
 
Basic EPS (Cont. Ops) $1.66 $1.53 $1.56 $1.37 $1.30
Diluted EPS (Cont. Ops) $1.67 $1.53 $1.56 $1.37 $1.30
Weighted Average Basic Share
Weighted Average Diluted Share
 
EBITDA -- -- -- -- --
EBIT $13.4M $12.3M $18.6M $22.3M $22.5M
 
Revenue (Reported) $31M $29.7M $39.6M $43.4M $46.2M
Operating Income (Reported) $10.7M $9.1M $9.4M $8.1M $7.5M
Operating Income (Adjusted) $13.4M $12.3M $18.6M $22.3M $22.5M
Period Ending 2021-09-30 2022-09-30 2023-09-30 2024-09-30 2025-09-30
Revenue $21.5M $22.8M $30.2M $32.7M $34.9M
Revenue Growth (YoY) -- -- -- -- --
 
Cost of Revenues -- -- -- -- --
Gross Profit -- -- -- -- --
Gross Profit Margin -- -- -- -- --
 
R&D Expenses -- -- -- -- --
Selling, General & Admin $5.2M -- -- -- --
Other Inc / (Exp) $1.3M -- -- -$116K $143K
Operating Expenses $1.9M -$7M -$6.9M -$5.5M -$5.7M
Operating Income $3.4M $7M $6.9M $5.5M $5.7M
 
Net Interest Expenses $338K $1.1M $3.7M $4.9M $4.9M
EBT. Incl. Unusual Items $7.7M $7M $6.9M $5.5M $5.7M
Earnings of Discontinued Ops. -- -- -- -- --
Income Tax Expense $749K $646K $339K -$41K -$24K
Net Income to Company $7M $6.4M $6.6M $5.6M $1.9M
 
Minority Interest in Earnings -- -- -- -- --
Net Income to Common Excl Extra Items $6.8M $6.1M $6.3M $5.4M $5.4M
 
Basic EPS (Cont. Ops) $1.21 $1.11 $1.15 $0.95 $0.99
Diluted EPS (Cont. Ops) $1.21 $1.11 $1.15 $0.95 $0.99
Weighted Average Basic Share $16.4M $16.4M $16.5M $16.8M $16.5M
Weighted Average Diluted Share $16.4M $16.4M $16.5M $16.8M $16.5M
 
EBITDA -- -- -- -- --
EBIT $9.8M $8.9M $14.7M $16.5M $17M
 
Revenue (Reported) $21.5M $22.8M $30.2M $32.7M $34.9M
Operating Income (Reported) $3.4M $7M $6.9M $5.5M $5.7M
Operating Income (Adjusted) $9.8M $8.9M $14.7M $16.5M $17M
Period Ending 2020-12-31 2021-12-31 2022-12-31 2023-12-31 2024-12-31
Cash and Equivalents $51.6M $7.7M $8.3M $7.4M $8.2M
Short Term Investments $158.1M $146.3M $217.6M $170M $119.2M
Accounts Receivable, Net $2.9M $2.3M $3.4M $4.1M $4.3M
Inventory -- -- -- -- --
Prepaid Expenses -- -- -- -- --
Other Current Assets -- -- -- -- --
Total Current Assets $212.6M $85.8M $37M $48.2M $27.3M
 
Property Plant And Equipment $13.7M $12.8M $12.1M $15M $23.6M
Long-Term Investments $158.1M $79.1M $24.3M $37.4M $15.5M
Goodwill $682K $682K $682K $682K $682K
Other Intangibles $710K $560K $410K $260K $122K
Other Long-Term Assets -- -- -- -- --
Total Assets $693.4M $726M $758.5M $820.6M $818.5M
 
Accounts Payable -- -- -- -- --
Accrued Expenses -- -- -- -- --
Current Portion Of Long-Term Debt -- -- -- -- --
Current Portion Of Capital Lease Obligations -- -- -- -- --
Other Current Liabilities -- -- -- -- --
Total Current Liabilities $12.7M $424.2M $473.6M $446.3M $501.1M
 
Long-Term Debt $23.6M $23.7M $23.7M $101.6M $101.7M
Capital Leases -- -- -- -- --
Total Liabilities $625.1M $654.3M $698.8M $757M $755.1M
 
Common Stock $6M $6.1M $6M $6.1M $6.2M
Other Common Equity Adj $9.3M $7M -$9.3M -$7.5M -$10.1M
Common Equity $68.3M $71.7M $59.7M $63.6M $63.5M
Total Preferred Equity -- -- -- -- --
Minority Interest, Total -- -- -- -- --
Total Equity $68.3M $71.7M $59.7M $63.6M $63.5M
 
Total Liabilities and Equity $693.4M $726M $758.5M $820.6M $818.5M
Cash and Short Terms $209.7M $229.3M $247.7M $210.7M $138.8M
Total Debt $23.6M $23.7M $23.7M $101.6M $101.7M
Period Ending 2021-09-30 2022-09-30 2023-09-30 2024-09-30 2025-09-30
Cash and Equivalents $8.3M $8.2M $8M $7.8M $8M
Short Term Investments $135.5M $211.8M $224.7M $250.2M --
Accounts Receivable, Net $2.2M $3.1M $3.7M $3.8M --
Inventory -- -- -- -- --
Prepaid Expenses -- -- -- -- --
Other Current Assets -- -- -- -- --
Total Current Assets $94M $38.6M $78.1M $45M $52.6M
 
Property Plant And Equipment $13.4M $12.3M $12.3M $24.5M $30.2M
Long-Term Investments $86.8M $29.6M $66.9M $34M $41.6M
Goodwill $682K $682K $682K $682K --
Other Intangibles $597K $447K $297K $160K --
Other Long-Term Assets -- -- -- -- --
Total Assets $730.4M $760.9M $814.3M $825.5M $866.8M
 
Accounts Payable -- -- -- -- --
Accrued Expenses -- -- -- -- --
Current Portion Of Long-Term Debt -- -- -- -- --
Current Portion Of Capital Lease Obligations -- -- -- -- --
Other Current Liabilities -- -- -- -- --
Total Current Liabilities $425.3M $446M $383.4M $361.6M $379M
 
Long-Term Debt $23.7M $23.7M $98.8M $101.7M $101.8M
Capital Leases -- -- -- -- --
Total Liabilities $660.3M $707.7M $761.7M $760M $800.3M
 
Common Stock $6.1M $6M $6.1M $6.2M $6.2M
Other Common Equity Adj $6.9M -$14.5M -$17M -$7.2M --
Common Equity -- -- -- -- --
Total Preferred Equity -- -- -- -- --
Minority Interest, Total -- -- -- -- --
Total Equity $70.1M $53.1M $52.6M $65.5M $66.5M
 
Total Liabilities and Equity $730.4M $760.9M $814.3M $825.5M $866.8M
Cash and Short Terms $226.9M $247.1M $295.6M $287.9M --
Total Debt $41.9M $23.7M $98.8M $101.7M $101.8M
Period Ending 2020-12-31 2021-12-31 2022-12-31 2023-12-31 2024-12-31
Net Income to Stockholders $8M $9.5M $8.7M $9M $7.4M
Depreciation & Amoritzation $1.3M $1.3M $1.2M $1.1M $1.2M
Stock-Based Compensation $594K $414K $1M $658K $884K
Change in Accounts Receivable -$205K $556K -$1.1M -$695K -$254K
Change in Inventories -- -- -- -- --
Cash From Operations $9.4M $7.9M $8.4M $9.4M $8M
 
Capital Expenditures $2.5M $1M $511K $1.1M $9.7M
Cash Acquisitions -- -- -- -- --
Cash From Investing $33.7M -$937K -$103.2M -$48.4M -$19M
 
Dividends Paid (Ex Special Dividend) -$3.4M $4.1M $4.6M $4.8M $5.1M
Special Dividend Paid
Long-Term Debt Issued -- -- -- $75M --
Long-Term Debt Repaid -$39.8M -- -- -- -$93K
Repurchase of Common Stock -$526K $72K $767K $733K $687K
Other Financing Activities -- -- -- -- --
Cash From Financing -$6.4M $24.4M $41.9M $49.7M -$10.1M
 
Beginning Cash (CF) $15M $51.6M $83M $30.1M $40.8M
Foreign Exchange Rate Adjustment -- -- -- -- --
Additions / Reductions $36.6M $31.4M -$52.9M $10.7M -$21.2M
Ending Cash (CF) $51.6M $83M $30.1M $40.8M $19.6M
 
Levered Free Cash Flow $6.9M $6.9M $7.9M $8.4M -$1.7M
Period Ending 2021-12-31 2022-12-31 2023-12-31 2024-12-31 2025-12-31
Net Income to Stockholders $2.5M $2.3M $2.4M $1.8M --
Depreciation & Amoritzation $319K -- -- -- --
Stock-Based Compensation $104K $86K $72K $163K --
Change in Accounts Receivable $1.6M $956K $532K $325K --
Change in Inventories -- -- -- -- --
Cash From Operations $1.8M $3.1M $2.7M $966K --
 
Capital Expenditures $296K $86K $129K -$515K --
Cash Acquisitions -- -- -- -- --
Cash From Investing -$3.3M $2.8M -$23.4M -$10.1M --
 
Dividends Paid (Ex Special Dividend) $895K $946K $1M $1.1M --
Special Dividend Paid -- -- -- -- --
Long-Term Debt Issued -- -- -- -- --
Long-Term Debt Repaid -- -- -- $34K --
Repurchase of Common Stock $72K -$1K -- -- --
Other Financing Activities -- -- -- -- --
Cash From Financing -$6.9M -$11.1M -$9.4M -$9M --
 
Beginning Cash (CF) $91.4M $35.3M $70.9M $37.8M --
Foreign Exchange Rate Adjustment -- -- -- -- --
Additions / Reductions -$8.4M -$5.2M -$30.1M -$18.2M --
Ending Cash (CF) $83M $30.1M $40.8M $19.6M --
 
Levered Free Cash Flow $1.5M $3M $2.5M $1.5M --
Period Ending 2021-09-30 2022-09-30 2023-09-30 2024-09-30 2025-09-30
Net Income to Stockholders $9.6M $8.8M $8.9M $7.9M --
Depreciation & Amoritzation $1.3M $1.2M $1.1M $1.2M --
Stock-Based Compensation $415K $1M $672K $793K $428K
Change in Accounts Receivable -$507K -$421K -$271K -$47K --
Change in Inventories -- -- -- -- --
Cash From Operations $8.9M $7.1M $9.9M $9.7M $8.6M
 
Capital Expenditures $1.2M $721K $1M $10.3M $7M
Cash Acquisitions -- -- -- -- --
Cash From Investing $2.7M -$109.3M -$22.2M -$32.3M -$34M
 
Dividends Paid (Ex Special Dividend) $4M $4.5M $4.7M $5M $5.4M
Special Dividend Paid
Long-Term Debt Issued -- -- -- -- --
Long-Term Debt Repaid -- -- -- -$127K --
Repurchase of Common Stock -- $840K $732K $687K $129K
Other Financing Activities -- -- -- -- --
Cash From Financing $28.9M $46.1M $47.9M -$10.5M $33.2M
 
Beginning Cash (CF) -- -- -- -- --
Foreign Exchange Rate Adjustment -- -- -- -- --
Additions / Reductions $40.5M -$56.1M $35.6M -$33.1M $7.9M
Ending Cash (CF) -- -- -- -- --
 
Levered Free Cash Flow $7.7M $6.4M $8.8M -$661K $1.6M
Period Ending 2021-12-31 2022-12-31 2023-12-31 2024-12-31 2025-12-31
Net Income to Stockholders $9.5M $8.7M $9M $7.4M $1.9M
Depreciation & Amoritzation $1.3M $299K $283K $299K $327K
Stock-Based Compensation $414K $1M $658K $884K $265K
Change in Accounts Receivable $556K -$1.1M -$695K -$254K -$222K
Change in Inventories -- -- -- -- --
Cash From Operations $8.1M $8.4M $9.4M $8M $7.7M
 
Capital Expenditures $1M $511K $1.1M $9.7M $7.5M
Cash Acquisitions -- -- -- -- --
Cash From Investing -$1.1M -$103.2M -$48.4M -$19M -$23.9M
 
Dividends Paid (Ex Special Dividend) -$525K $4.6M $4.8M $5.1M $4.4M
Special Dividend Paid $100K $150K $150K $150K $175K
Long-Term Debt Issued -- -- $75M -- --
Long-Term Debt Repaid -- -- -- -$93K -$20K
Repurchase of Common Stock $72K $767K $733K $687K $129K
Other Financing Activities -- -- -- -- --
Cash From Financing $24.4M $41.9M $49.7M -$10.1M $42.2M
 
Beginning Cash (CF) $326.4M $203.9M $283.3M $163M $19.6M
Foreign Exchange Rate Adjustment -- -- -- -- --
Additions / Reductions $31.4M -$52.9M $10.7M -$21.2M $26M
Ending Cash (CF) $357.8M $150.9M $294M $141.8M $36.4M
 
Levered Free Cash Flow $7M $7.9M $8.4M -$1.7M $160K

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