Financhill
Sell
47

UBCP Quote, Financials, Valuation and Earnings

Last price:
$13.86
Seasonality move :
0.4%
Day range:
$13.23 - $14.30
52-week range:
$12.25 - $15.64
Dividend yield:
5.37%
P/E ratio:
10.67x
P/S ratio:
1.66x
P/B ratio:
1.20x
Volume:
20.9K
Avg. volume:
5.9K
1-year change:
0.39%
Market cap:
$80.1M
Revenue:
$44M
EPS (TTM):
$1.30

Analysts' Opinion

  • Consensus Rating
    United Bancorp, Inc. (Ohio) has received a consensus rating of Buy. The company's average rating is a Buy based on 1 Buy rating, 0 Hold ratings, and 0 Sell ratings.
  • Price Target Upside
    According to analysts' consensus price target of $20.00, United Bancorp, Inc. (Ohio) has an estimated upside of 44.26% from its current price of $13.86.
  • Price Target Downside
    According to analysts, the lowest downside price target is $20.00 representing 100% downside risk from its current price of $13.86.

Fair Value

  • According to the consensus of 1 analyst, United Bancorp, Inc. (Ohio) has 44.26% upside to fair value with a price target of $20.00 per share.

UBCP vs. S&P 500

  • Over the past 5 trading days, United Bancorp, Inc. (Ohio) has overperformed the S&P 500 by 5.56% suggesting its relative strength compared to the major market average is strong at this time.

Share Buyback

  • United Bancorp, Inc. (Ohio) does have a share repurchase program in place at this time. The scale of a buyback program can materially affect share price and usually results in a higher earnings per share, all else being equal, when the share count drops.

Revenue Growth

  • United Bancorp, Inc. (Ohio) has grown year-over-year revenues for 12 quarters straight. In the most recent quarter United Bancorp, Inc. (Ohio) reported revenues of $12M.

Earnings Growth

  • United Bancorp, Inc. (Ohio) has grown year-over-year earnings for 2 quarters straight. In the most recent quarter United Bancorp, Inc. (Ohio) reported earnings per share of $0.34.
Enterprise value:
227.4M
EV / Invested capital:
1.06x
Price / LTM sales:
1.66x
EV / EBIT:
10.09x
EV / Revenue:
4.92x
PEG ratio (5yr expected):
2.00x
EV / Free cash flow:
138.57x
Price / Operating cash flow:
46.83x
Enterprise value / EBITDA:
--
Gross Profit (TTM):
--
Return On Assets:
0.86%
Net Income Margin (TTM):
15.59%
Return On Equity:
11.4%
Return On Invested Capital:
3.56%
Operating Margin:
15.95%
Trailing 12 Months Fiscal Quarters
Period Ending 2023-09-30 2024-09-30 2025-09-30 2024-09-30 2025-09-30
Income Statement
Revenue $39.6M $43.4M $46.2M $11.2M $12M
Gross Profit -- -- -- -- --
Operating Income $9.4M $8.1M $7.5M $1.8M $1.9M
EBITDA -- -- -- -- --
Diluted EPS $1.56 $1.37 $1.30 $0.31 $0.34
Period Ending 2021-09-30 2022-09-30 2023-09-30 2024-09-30 2025-09-30
Balance Sheet
Current Assets $94M $38.6M $78.1M $45M $52.6M
Total Assets $730.4M $760.9M $814.3M $825.5M $866.8M
Current Liabilities $425.3M $446M $383.4M $361.6M $379M
Total Liabilities $660.3M $707.7M $761.7M $760M $800.3M
Total Equity $70.1M $53.1M $52.6M $65.5M $66.5M
Total Debt $41.9M $23.7M $98.8M $101.7M $101.8M
Trailing 12 Months Fiscal Quarters
Period Ending 2023-09-30 2024-09-30 2025-09-30 2024-09-30 2025-09-30
Cash Flow Statement
Cash Flow Operations $9.9M $9.7M $8.6M $4.5M $2.8M
Cash From Investing -$22.2M -$32.3M -$34M -$1.5M -$17.9M
Cash From Financing $47.9M -$10.5M $33.2M -$2.9M $11.1M
Free Cash Flow $8.8M -$661K $1.6M -$1.7M -$710K
UBCP
Sector
Market Cap
$80.1M
$577.3M
Price % of 52-Week High
88.67%
91.95%
Dividend Yield
5.37%
1.61%
Shareholder Yield
2.89%
3.14%
1-Year Price Total Return
0.39%
4.54%
Beta (5-Year)
0.407
0.481
Dividend yield:
5.37%
Annualized payout:
$0.86
Payout ratio:
55.84%
Growth streak:
5 years

Technicals

8-day SMA
Buy
Level $13.57
200-day SMA
Buy
Level $13.53
Bollinger Bands (100)
Buy
Level 13.09 - 14.27
Chaikin Money Flow
Sell
Level -48.7K
20-day SMA
Buy
Level $13.31
Relative Strength Index (RSI14)
Buy
Level 60.78
ADX Line
Buy
Level 12.86
Williams %R
Neutral
Level -36.9343
50-day SMA
Buy
Level $13.19
MACD (12, 26)
Buy
Level 0.16
25-day Aroon Oscillator
Buy
Level 84
On Balance Volume
Neutral
Level 9.1K

Financial Scores

Sell
Altman Z-Score (Annual)
Level (-0.4131)
Sell
CA Score (Annual)
Level (-2.2635)
--
Beneish M-Score (Annual)
Level (--)
Buy
Momentum Score
Level (6)
Sell
Ohlson Score
Level (5.5811)
Buy
Piotroski F Score (Annual)
Level (5)
Buy
Quality Ratio Score
Level (2)
Buy
Fundamental Score
Level (7)

Revenue Forecast

Earnings per Share Forecast

Company Profile

United Bancorp, Inc. is a bank holding company, which engages in the provision of commercial and retail banking. It provides accepting demand, savings and time deposits and granting commercial, real estate, and consumer loans. The company was founded on July 8, 1983 and is headquartered in Martins Ferry, OH.

Stock Forecast FAQ

In the current month, UBCP has received 1 Buy ratings 0 Hold ratings, and 0 Sell ratings. The UBCP average analyst price target in the past 3 months is $20.00.

  • Where Will United Bancorp, Inc. (Ohio) Stock Be In 1 Year?

    According to analysts, the consensus estimate is that United Bancorp, Inc. (Ohio) share price will rise to $20.00 per share over the next 12 months.

  • What Do Analysts Say About United Bancorp, Inc. (Ohio)?

    Analysts are divided on their view about United Bancorp, Inc. (Ohio) share price and where it will be in the next 12 months. The majority of analysts rate the stock a Buy. However, a smaller subset of analysts suggest that United Bancorp, Inc. (Ohio) is a Sell and believe this share price will drop from its current level to $20.00.

  • What Is United Bancorp, Inc. (Ohio)'s Price Target?

    The price target for United Bancorp, Inc. (Ohio) over the next 1-year time period is forecast to be $20.00 according to 1 Wall Street analyst, 1 of them rates the stock a Buy, 0 rate the stock a Sell, and 0 analysts rate the stock a Hold.

  • Is UBCP A Buy, Sell Or Hold?

    According to Wall Street analysts, the consensus rating for United Bancorp, Inc. (Ohio) is a Buy. 1 of 1 analysts rates the stock a Buy at this time.

  • How Can I Buy Shares Of UBCP?

    You can purchase shares of United Bancorp, Inc. (Ohio) via an online brokerage firm such as TD Ameritrade.com, thinkorswim.com, e-trade.com, or Schwab.com. Many other digital online brokerages exist such as RobinHood and Webull where you can purchase United Bancorp, Inc. (Ohio) shares.

  • What Is The United Bancorp, Inc. (Ohio) Share Price Today?

    United Bancorp, Inc. (Ohio) was last trading at $13.86 per share. This represents the most recent stock quote for United Bancorp, Inc. (Ohio). Yesterday, United Bancorp, Inc. (Ohio) closed at $13.86 per share.

  • How To Buy United Bancorp, Inc. (Ohio) Stock Online?

    In order to purchase United Bancorp, Inc. (Ohio) stock online, open a brokerage account, deposit funds into the account, and select an order type to purchase shares whether it be market or limit.

SEE THE 1% OF STOCKS YOU NEED TO OWN FOR MASSIVE RETURNS

GET BETTER TRADE IDEAS

Popular

What Are the Best AI Power Stocks?
What Are the Best AI Power Stocks?

As the construction of AI infrastructure accelerates, the gap between…

Is IONQ The Best Quantum Stock to Buy?
Is IONQ The Best Quantum Stock to Buy?

Riding a wave of investor enthusiasm for the technology, quantum…

Is JetBlue The Best Airline Stock?
Is JetBlue The Best Airline Stock?

Following a general trend of improvement among airline stocks, shares…

Stock Ideas

Sell
47
Is NVDA Stock a Buy?

Market Cap: $4.3T
P/E Ratio: 60x

Buy
58
Is AAPL Stock a Buy?

Market Cap: $4.1T
P/E Ratio: 37x

Buy
73
Is GOOG Stock a Buy?

Market Cap: $3.7T
P/E Ratio: 39x

Alerts

Buy
80
FEIM alert for Dec 15

Frequency Electronics, Inc. [FEIM] is down 4.71% over the past day.

Buy
57
MOD alert for Dec 15

Modine Manufacturing Co. [MOD] is up 2.69% over the past day.

Sell
42
OKLO alert for Dec 15

Oklo, Inc. [OKLO] is down 4.04% over the past day.

THE #1 STOCK ANALYSIS TOOL
TO MAKE SMARTER BUY AND SELL DECISIONS

Show me the best stock