SSBK Quote, Financials, Valuation and Earnings

Citizens & Northern has a net margin of 39.94% compared to Southern States Bancshares's net margin of 29.54%. Southern States Bancshares's return on equity of 14.29% beat Citizens & Northern's return on equity of 9.69%.

Southern States Bancshares has a consensus price target of $42.50, signalling upside risk potential of 36.31%. On the other hand Citizens & Northern has an analysts' consensus of $21.50 which suggests that it could grow by 14.18%. Given that Southern States Bancshares has higher upside potential than Citizens & Northern, analysts believe Southern States Bancshares is more attractive than Citizens & Northern.

Southern States Bancshares has a beta of 0.000, which suggesting that the stock is 100% less volatile than S&P 500. In comparison Citizens & Northern has a beta of 0.396, suggesting its less volatile than the S&P 500 by 60.437%.

Southern States Bancshares has a quarterly dividend of $0.09 per share corresponding to a yield of 1.16%. Citizens & Northern offers a yield of 5.95% to investors and pays a quarterly dividend of $0.28 per share. Southern States Bancshares pays 9.51% of its earnings as a dividend. Citizens & Northern pays out 59.83% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

Southern States Bancshares quarterly revenues are $28M, which are larger than Citizens & Northern quarterly revenues of $27.7M. Southern States Bancshares's net income of $11.2M is higher than Citizens & Northern's net income of $8.2M. Notably, Southern States Bancshares's price-to-earnings ratio is 8.50x while Citizens & Northern's PE ratio is 11.14x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Southern States Bancshares is 2.99x versus 2.70x for Citizens & Northern. Usually stocks with elevated PS ratios are considered overvalued.

FB Financial has a net margin of 39.94% compared to Southern States Bancshares's net margin of 30.12%. Southern States Bancshares's return on equity of 14.29% beat FB Financial's return on equity of 8.26%.

Southern States Bancshares has a consensus price target of $42.50, signalling upside risk potential of 36.31%. On the other hand FB Financial has an analysts' consensus of $57.60 which suggests that it could grow by 42.79%. Given that FB Financial has higher upside potential than Southern States Bancshares, analysts believe FB Financial is more attractive than Southern States Bancshares.

Southern States Bancshares has a beta of 0.000, which suggesting that the stock is 100% less volatile than S&P 500. In comparison FB Financial has a beta of 0.925, suggesting its less volatile than the S&P 500 by 7.487%.

Southern States Bancshares has a quarterly dividend of $0.09 per share corresponding to a yield of 1.16%. FB Financial offers a yield of 1.74% to investors and pays a quarterly dividend of $0.19 per share. Southern States Bancshares pays 9.51% of its earnings as a dividend. FB Financial pays out 27.39% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

Southern States Bancshares quarterly revenues are $28M, which are smaller than FB Financial quarterly revenues of $130.7M. Southern States Bancshares's net income of $11.2M is lower than FB Financial's net income of $39.4M. Notably, Southern States Bancshares's price-to-earnings ratio is 8.50x while FB Financial's PE ratio is 14.83x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Southern States Bancshares is 2.99x versus 3.93x for FB Financial. Usually stocks with elevated PS ratios are considered overvalued.

First Bank has a net margin of 39.94% compared to Southern States Bancshares's net margin of 31.08%. Southern States Bancshares's return on equity of 14.29% beat First Bank's return on equity of 10.79%.

Southern States Bancshares has a consensus price target of $42.50, signalling upside risk potential of 36.31%. On the other hand First Bank has an analysts' consensus of $17.67 which suggests that it could grow by 31.74%. Given that Southern States Bancshares has higher upside potential than First Bank, analysts believe Southern States Bancshares is more attractive than First Bank.

Southern States Bancshares has a beta of 0.000, which suggesting that the stock is 100% less volatile than S&P 500. In comparison First Bank has a beta of 0.763, suggesting its less volatile than the S&P 500 by 23.73%.

Southern States Bancshares has a quarterly dividend of $0.09 per share corresponding to a yield of 1.16%. First Bank offers a yield of 1.79% to investors and pays a quarterly dividend of $0.06 per share. Southern States Bancshares pays 9.51% of its earnings as a dividend. First Bank pays out 14.27% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

Southern States Bancshares quarterly revenues are $28M, which are smaller than First Bank quarterly revenues of $33.8M. Southern States Bancshares's net income of $11.2M is higher than First Bank's net income of $10.5M. Notably, Southern States Bancshares's price-to-earnings ratio is 8.50x while First Bank's PE ratio is 8.03x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Southern States Bancshares is 2.99x versus 2.61x for First Bank. Usually stocks with elevated PS ratios are considered overvalued.

PNC Financial Services Group has a net margin of 39.94% compared to Southern States Bancshares's net margin of 28.95%. Southern States Bancshares's return on equity of 14.29% beat PNC Financial Services Group's return on equity of 11.1%.

Southern States Bancshares has a consensus price target of $42.50, signalling upside risk potential of 36.31%. On the other hand PNC Financial Services Group has an analysts' consensus of $198.11 which suggests that it could grow by 27.52%. Given that Southern States Bancshares has higher upside potential than PNC Financial Services Group, analysts believe Southern States Bancshares is more attractive than PNC Financial Services Group.

Southern States Bancshares has a beta of 0.000, which suggesting that the stock is 100% less volatile than S&P 500. In comparison PNC Financial Services Group has a beta of 1.047, suggesting its more volatile than the S&P 500 by 4.745%.

Southern States Bancshares has a quarterly dividend of $0.09 per share corresponding to a yield of 1.16%. PNC Financial Services Group offers a yield of 4.09% to investors and pays a quarterly dividend of $1.60 per share. Southern States Bancshares pays 9.51% of its earnings as a dividend. PNC Financial Services Group pays out 49.06% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

Southern States Bancshares quarterly revenues are $28M, which are smaller than PNC Financial Services Group quarterly revenues of $5.6B. Southern States Bancshares's net income of $11.2M is lower than PNC Financial Services Group's net income of $1.6B. Notably, Southern States Bancshares's price-to-earnings ratio is 8.50x while PNC Financial Services Group's PE ratio is 11.30x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Southern States Bancshares is 2.99x versus 2.99x for PNC Financial Services Group. Usually stocks with elevated PS ratios are considered overvalued.