Financhill
Sell
50

PFIS Quote, Financials, Valuation and Earnings

Last price:
$43.49
Seasonality move :
5.19%
Day range:
$41.39 - $43.44
52-week range:
$37.07 - $59.70
Dividend yield:
5.23%
P/E ratio:
38.32x
P/S ratio:
2.77x
P/B ratio:
0.92x
Volume:
20.5K
Avg. volume:
22.8K
1-year change:
13.03%
Market cap:
$432.9M
Revenue:
$134.3M
EPS (TTM):
$1.13

Analysts' Opinion

  • Consensus Rating
    Peoples Financial Services has received a consensus rating of Leans Bullish. The company's average rating is a Leans Bullish based on 1 Buy rating, 1 Hold rating, and 0 Sell ratings.
  • Price Target Upside
    According to analysts' consensus price target of $55.00, Peoples Financial Services has an estimated upside of 27.02% from its current price of $43.30.
  • Price Target Downside
    According to analysts, the lowest downside price target is $48.00 representing 100% downside risk from its current price of $43.30.

Fair Value

  • According to the consensus of 2 analysts, Peoples Financial Services has 27.02% upside to fair value with a price target of $55.00 per share.

PFIS vs. S&P 500

  • Over the past 5 trading days, Peoples Financial Services has overperformed the S&P 500 by 6% suggesting its relative strength compared to the major market average is strong at this time.

Share Buyback

  • Peoples Financial Services does not have a share repurchase program in place at this time. The scale of a buyback program can materially affect share price and usually results in a higher earnings per share, all else being equal, when the share count drops.

Revenue Growth

  • Peoples Financial Services has grown year-over-year revenues for 2 quarters straight. In the most recent quarter Peoples Financial Services reported revenues of $44.2M.

Earnings Growth

  • Peoples Financial Services has grown year-over-year earnings for 1 quarter straight. In the most recent quarter Peoples Financial Services reported earnings per share of $0.61.
Enterprise value:
265.3M
EV / Invested capital:
--
Price / LTM sales:
2.77x
EV / EBIT:
2.55x
EV / Revenue:
1.97x
PEG ratio (5yr expected):
--
EV / Free cash flow:
8.46x
Price / Operating cash flow:
11.85x
Enterprise value / EBITDA:
--
Gross Profit (TTM):
--
Return On Assets:
0.2%
Net Income Margin (TTM):
6.33%
Return On Equity:
2.16%
Return On Invested Capital:
1.62%
Operating Margin:
--
Trailing 12 Months Fiscal Quarters
Period Ending 2022-12-31 2023-12-31 2024-12-31 2023-12-31 2024-12-31
Income Statement
Revenue $108.1M $100.8M $134.3M $23.5M $44.2M
Gross Profit -- -- -- -- --
Operating Income -- -- -- -- --
EBITDA -- -- -- -- --
Diluted EPS $5.28 $3.82 $1.13 $0.51 $0.61
Period Ending 2020-12-31 2021-12-31 2022-12-31 2023-12-31 2024-12-31
Balance Sheet
Current Assets $547.7M $815.7M $554.5M $627.9M $453.7M
Total Assets $2.9B $3.4B $3.6B $3.7B $5.1B
Current Liabilities $50.7M $408K $115.8M $23.4M $21.4M
Total Liabilities $2.6B $3B $3.2B $3.4B $4.6B
Total Equity $316.9M $340.1M $315.4M $340.4M $469M
Total Debt $97.8M $35.7M $148.5M $75.6M $155.6M
Trailing 12 Months Fiscal Quarters
Period Ending 2022-12-31 2023-12-31 2024-12-31 2023-12-31 2024-12-31
Cash Flow Statement
Cash Flow Operations $42.4M $33.3M $33.9M $8.9M $3.3M
Cash From Investing -$467.8M -$25.8M $387.1M $22.3M $119.5M
Cash From Financing $183.4M $142M -$472.6M -$98.4M -$272.5M
Free Cash Flow $34.5M $27.3M $31.3M $8.7M $5.7M
PFIS
Sector
Market Cap
$432.9M
$593.5M
Price % of 52-Week High
72.53%
81.91%
Dividend Yield
5.23%
2.08%
Shareholder Yield
10.36%
3.69%
1-Year Price Total Return
13.03%
6.48%
Beta (5-Year)
0.567
0.555
Dividend yield:
5.23%
Annualized payout:
$2.06
Payout ratio:
140.5%
Growth streak:
8 years

Technicals

8-day SMA
Buy
Level $41.76
200-day SMA
Sell
Level $48.08
Bollinger Bands (100)
Sell
Level 44.86 - 53.82
Chaikin Money Flow
Buy
Level 1.2M
20-day SMA
Buy
Level $42.86
Relative Strength Index (RSI14)
Sell
Level 49.03
ADX Line
Buy
Level 19.03
Williams %R
Neutral
Level -24.8934
50-day SMA
Sell
Level $46.22
MACD (12, 26)
Sell
Level -1.15
25-day Aroon Oscillator
Sell
Level -44
On Balance Volume
Neutral
Level 504.5K

Financial Scores

Sell
Altman Z-Score (Annual)
Level (0.3277)
Sell
CA Score (Annual)
Level (-2.2229)
--
Beneish M-Score (Annual)
Level (--)
Buy
Momentum Score
Level (9)
Sell
Ohlson Score
Level (3.4895)
--
Piotroski F Score (Annual)
Level (--)
--
Quality Ratio Score
Level (--)
Buy
Fundamental Score
Level (7)

Revenue Forecast

Earnings per Share Forecast

Company Profile

Peoples Financial Services Corp is a bank holding company operating through its subsidiaries. The bank provides a full range of financial services. Its products and services include checking accounts, business accounts, savings accounts, loan products, money market accounts, mortgages, chip-enabled debit cards, credit card processing, and visa master card and advisory services. Its loan portfolio includes Commercial loans, which consist of commercial, commercial real estate, municipal, and other related tax-free loans; and retail loans, which include residential real estate and other consumer loans. The company mainly operates in the United States in Pennsylvania.

Stock Forecast FAQ

In the current month, PFIS has received 1 Buy ratings 1 Hold ratings, and 0 Sell ratings. The PFIS average analyst price target in the past 3 months is $55.00.

  • Where Will Peoples Financial Services Stock Be In 1 Year?

    According to analysts, the consensus estimate is that Peoples Financial Services share price will rise to $55.00 per share over the next 12 months.

  • What Do Analysts Say About Peoples Financial Services?

    Analysts are divided on their view about Peoples Financial Services share price and where it will be in the next 12 months. The majority of analysts rate the stock a Buy. However, a smaller subset of analysts suggest that Peoples Financial Services is a Sell and believe this share price will drop from its current level to $48.00.

  • What Is Peoples Financial Services's Price Target?

    The price target for Peoples Financial Services over the next 1-year time period is forecast to be $55.00 according to 2 Wall Street analysts, 1 of them rates the stock a Buy, 0 rate the stock a Sell, and 1 analyst rates the stock a Hold.

  • Is PFIS A Buy, Sell Or Hold?

    According to Wall Street analysts, the consensus rating for Peoples Financial Services is a Leans Bullish. 1 of 2 analysts rates the stock a Leans Bullish at this time.

  • How Can I Buy Shares Of PFIS?

    You can purchase shares of Peoples Financial Services via an online brokerage firm such as TD Ameritrade.com, thinkorswim.com, e-trade.com, tastytrade.com, or Schwab.com. Many other digital online brokerages exist such as RobinHood and Webull where you can purchase Peoples Financial Services shares.

  • What Is The Peoples Financial Services Share Price Today?

    Peoples Financial Services was last trading at $43.49 per share. This represents the most recent stock quote for Peoples Financial Services. Yesterday, Peoples Financial Services closed at $43.30 per share.

  • How To Buy Peoples Financial Services Stock Online?

    In order to purchase Peoples Financial Services stock online, open a brokerage account, deposit funds into the account, and select an order type to purchase shares whether it be market or limit.

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