Financhill
Buy
88

PBBK Quote, Financials, Valuation and Earnings

Last price:
$21.59
Seasonality move :
-3.81%
Day range:
$21.40 - $21.82
52-week range:
$14.16 - $21.82
Dividend yield:
0%
P/E ratio:
21.94x
P/S ratio:
2.00x
P/B ratio:
0.99x
Volume:
4.7K
Avg. volume:
9.4K
1-year change:
44.25%
Market cap:
$50.9M
Revenue:
$24.3M
EPS (TTM):
$0.98
Period Ending 2020-12-31 2021-12-31 2022-12-31 2023-12-31 2024-12-31
Revenue $7.2M $10.9M $14.5M $20.7M $24.3M
Revenue Growth (YoY) -3.35% 12.32% 33.47% 42.32% 17.72%
 
Cost of Revenues -- -- -- -- --
Gross Profit -- -- -- -- --
Gross Profit Margin -- -- -- -- --
 
R&D Expenses -- -- -- -- --
Selling, General & Admin $5.1M -- -- -- --
Other Inc / (Exp) $18K -$25K -$99K $11K -$8K
Operating Expenses $5.1M -$955K -$1.8M -$2.5M -$1.8M
Operating Income -- $955K $1.8M $2.5M $1.8M
 
Net Interest Expenses -- $422K $905K $1.8M $1.8M
EBT. Incl. Unusual Items -$555K $955K $2.6M $2.5M $2.2M
Earnings of Discontinued Ops. -- -- -- -- --
Income Tax Expense -$140K $170K $531K $545K $475K
Net Income to Company -$415K $785K $2.1M $1.9M $1.8M
 
Minority Interest in Earnings -- -- -- -- --
Net Income to Common Excl Extra Items -$415K $785K $2.1M $1.9M $1.8M
 
Basic EPS (Cont. Ops) -$0.15 $0.31 $0.82 $0.78 $0.77
Diluted EPS (Cont. Ops) -$0.15 $0.31 $0.82 $0.77 $0.76
Weighted Average Basic Share $2.8M $2.6M $2.6M $2.5M $2.3M
Weighted Average Diluted Share $2.8M $2.6M $2.6M $2.5M $2.3M
 
EBITDA -- -- -- -- --
EBIT $1.9M $3.2M $5.6M $10.2M $14.6M
 
Revenue (Reported) $7.2M $10.9M $14.5M $20.7M $24.3M
Operating Income (Reported) -- $955K $1.8M $2.5M $1.8M
Operating Income (Adjusted) $1.9M $3.2M $5.6M $10.2M $14.6M
Period Ending 2021-09-30 2022-09-30 2023-09-30 2024-09-30 2025-09-30
Revenue $2.8M $3.9M $5.3M $6.3M $6.5M
Revenue Growth (YoY) 23.95% 36.53% 38.04% 18.05% 3.74%
 
Cost of Revenues -- -- -- -- --
Gross Profit -- -- -- -- --
Gross Profit Margin -- -- -- -- --
 
R&D Expenses -- -- -- -- --
Selling, General & Admin -- -- -- -- --
Other Inc / (Exp) $8K -$33K -$24K $29K --
Operating Expenses -$257K -$512K -$654K -$515K -$1.1M
Operating Income $257K $512K $654K $515K $1.1M
 
Net Interest Expenses $104K $229K $453K $454K $374K
EBT. Incl. Unusual Items $257K $512K $654K $515K $730K
Earnings of Discontinued Ops. -- -- -- -- --
Income Tax Expense $47K $98K $141K $111K $211K
Net Income to Company $210K $414K $513K $404K --
 
Minority Interest in Earnings -- -- -- -- --
Net Income to Common Excl Extra Items $210K $414K $513K $404K $519K
 
Basic EPS (Cont. Ops) $0.08 $0.16 $0.21 $0.18 $0.22
Diluted EPS (Cont. Ops) $0.08 $0.16 $0.21 $0.18 $0.22
Weighted Average Basic Share $2.6M $2.6M $2.4M $2.3M $2.3M
Weighted Average Diluted Share $2.6M $2.6M $2.5M $2.3M $2.4M
 
EBITDA -- -- -- -- --
EBIT $795K $1.2M $2.8M $3.7M $3.6M
 
Revenue (Reported) $2.8M $3.9M $5.3M $6.3M $6.5M
Operating Income (Reported) $257K $512K $654K $515K $1.1M
Operating Income (Adjusted) $795K $1.2M $2.8M $3.7M $3.6M
Period Ending 2021-09-30 2022-09-30 2023-09-30 2024-09-30 2025-09-30
Revenue $7.9M $13.1M $19.6M $23.7M $25.4M
Revenue Growth (YoY) -- -- -- -- --
 
Cost of Revenues -- -- -- -- --
Gross Profit -- -- -- -- --
Gross Profit Margin -- -- -- -- --
 
R&D Expenses -- -- -- -- --
Selling, General & Admin -- -- -- -- --
Other Inc / (Exp) -$8K -$119K -$23K $52K --
Operating Expenses $5.5M -$1.5M -$2.6M -$1.9M -$2.8M
Operating Income -- $1.5M $2.6M $1.9M $2.8M
 
Net Interest Expenses $317K $667K $1.6M $1.9M $1.5M
EBT. Incl. Unusual Items $654K $1.5M $3.3M $1.9M $3M
Earnings of Discontinued Ops. -- -- -- -- --
Income Tax Expense -$38K $290K $717K $426K $686K
Net Income to Company -$7K $1.3M $2.6M $1.5M --
 
Minority Interest in Earnings -- -- -- -- --
Net Income to Common Excl Extra Items -$7K $1.3M $2.6M $1.5M $2.3M
 
Basic EPS (Cont. Ops) $0.00 $0.48 $1.00 $0.62 $0.99
Diluted EPS (Cont. Ops) $0.08 $0.48 $0.99 $0.62 $0.98
Weighted Average Basic Share
Weighted Average Diluted Share
 
EBITDA -- -- -- -- --
EBIT $2.2M $4M $9.6M $13.7M $14.9M
 
Revenue (Reported) $7.9M $13.1M $19.6M $23.7M $25.4M
Operating Income (Reported) -- $1.5M $2.6M $1.9M $2.8M
Operating Income (Adjusted) $2.2M $4M $9.6M $13.7M $14.9M
Period Ending 2021-09-30 2022-09-30 2023-09-30 2024-09-30 2025-09-30
Revenue $6.7M $10.1M $15.2M $18.2M $19.3M
Revenue Growth (YoY) -- -- -- -- --
 
Cost of Revenues -- -- -- -- --
Gross Profit -- -- -- -- --
Gross Profit Margin -- -- -- -- --
 
R&D Expenses -- -- -- -- --
Selling, General & Admin $2.6M -- -- -- --
Other Inc / (Exp) -$6K -$100K -$24K $17K $12K
Operating Expenses $2.3M -$1.2M -$2M -$1.4M -$2.5M
Operating Income $257K $1.2M $2M $1.4M $2.5M
 
Net Interest Expenses $104K $562K $1.3M $1.4M $1.1M
EBT. Incl. Unusual Items $654K $1.2M $1.9M $1.4M $2.1M
Earnings of Discontinued Ops. -- -- -- -- --
Income Tax Expense $114K $234K $420K $301K $512K
Net Income to Company $540K $1M $1.5M $1.1M $473K
 
Minority Interest in Earnings -- -- -- -- --
Net Income to Common Excl Extra Items $540K $1M $1.5M $1.1M $1.6M
 
Basic EPS (Cont. Ops) $0.20 $0.39 $0.61 $0.47 $0.71
Diluted EPS (Cont. Ops) $0.20 $0.39 $0.60 $0.46 $0.69
Weighted Average Basic Share $8.1M $7.7M $7.5M $7M $6.9M
Weighted Average Diluted Share $8.1M $7.7M $7.5M $7.1M $7.1M
 
EBITDA -- -- -- -- --
EBIT $2.3M $3.2M $7.2M $10.7M $10.9M
 
Revenue (Reported) $6.7M $10.1M $15.2M $18.2M $19.3M
Operating Income (Reported) $257K $1.2M $2M $1.4M $2.5M
Operating Income (Adjusted) $2.3M $3.2M $7.2M $10.7M $10.9M
Period Ending 2020-12-31 2021-12-31 2022-12-31 2023-12-31 2024-12-31
Cash and Equivalents $26M $15.5M $15.9M $17.8M $35.4M
Short Term Investments $25.9M $25.6M $52M $68.1M $50.3M
Accounts Receivable, Net $851K $852K $1.1M $1.3M $1.3M
Inventory -- -- -- -- --
Prepaid Expenses -- -- -- -- --
Other Current Assets -- -- -- -- --
Total Current Assets $77.3M $27.7M $18.3M $33.7M $39M
 
Property Plant And Equipment $2.1M $1.9M $1.7M $2.1M $3.6M
Long-Term Investments $26.7M $984K $2.4M $3.1M $2.1M
Goodwill -- -- -- -- --
Other Intangibles -- -- -- -- --
Other Long-Term Assets -- -- -- -- --
Total Assets $275.3M $315.1M $386.8M $440.2M $452M
 
Accounts Payable -- -- -- -- --
Accrued Expenses -- -- -- -- --
Current Portion Of Long-Term Debt -- -- -- -- --
Current Portion Of Capital Lease Obligations -- -- -- -- --
Other Current Liabilities -- -- -- -- --
Total Current Liabilities -- $152.4M $209.2M $282.1M $325.6M
 
Long-Term Debt $20.6M $16.7M $36.6M $43.6M $39.3M
Capital Leases -- -- -- -- --
Total Liabilities $253.4M $269.3M $340.8M $393.2M $403.3M
 
Common Stock -- $28K $27K $26K $24K
Other Common Equity Adj -- -$282K -$1.9M -$1.2M -$305K
Common Equity $22M $45.8M $46M $47M $48.7M
Total Preferred Equity -- -- -- -- --
Minority Interest, Total -- -- -- -- --
Total Equity $22M $45.8M $46M $47M $48.7M
 
Total Liabilities and Equity $275.3M $315.1M $386.8M $440.2M $452M
Cash and Short Terms $51.9M $41.3M $68.1M $86.4M $85.7M
Total Debt $20.6M $16.7M $47.6M $55.1M $43.8M
Period Ending 2021-09-30 2022-09-30 2023-09-30 2024-09-30 2025-09-30
Cash and Equivalents $41M $18.6M $19.9M $44.5M $49.9M
Short Term Investments $27.1M $37.2M $40.7M $36.4M --
Accounts Receivable, Net $974K $1.1M $1.3M $1.6M --
Inventory -- -- -- -- --
Prepaid Expenses -- -- -- -- --
Other Current Assets -- -- -- -- --
Total Current Assets $47M $23.8M $26.5M $56.2M $56.9M
 
Property Plant And Equipment $2M $1.9M $2.1M $2M $3.5M
Long-Term Investments $987K $2.1M $3M $2.3M $2.2M
Goodwill -- -- -- -- --
Other Intangibles -- -- -- -- --
Other Long-Term Assets -- -- -- -- --
Total Assets $312.5M $376.7M $409.2M $452.9M $456.4M
 
Accounts Payable -- -- -- -- --
Accrued Expenses -- -- -- -- --
Current Portion Of Long-Term Debt -- -- -- $2.5M --
Current Portion Of Capital Lease Obligations -- -- -- -- --
Other Current Liabilities -- -- -- -- --
Total Current Liabilities $17K $3.6M $2.5M $2.5M $2.6M
 
Long-Term Debt $16.7M $36.8M $49.4M $42.7M $43.5M
Capital Leases -- -- -- -- --
Total Liabilities $267M $332.1M $362.6M $405.2M $405.1M
 
Common Stock $28K $28K $26K $24K $24K
Other Common Equity Adj -$186K -$2M -$1.8M -$313K --
Common Equity -- -- -- -- --
Total Preferred Equity -- -- -- -- --
Minority Interest, Total -- -- -- -- --
Total Equity $45.5M $44.6M $46.6M $47.7M $51.4M
 
Total Liabilities and Equity $312.5M $376.7M $409.2M $452.9M $456.4M
Cash and Short Terms $68.1M $56M $61M $80.9M --
Total Debt $16.7M $40.4M $51.9M $45.2M $45M
Period Ending 2020-12-31 2021-12-31 2022-12-31 2023-12-31 2024-12-31
Net Income to Stockholders -$415K $785K $2.1M $1.9M $1.8M
Depreciation & Amoritzation $205K $172K $288K $326K $355K
Stock-Based Compensation -- $145K $68K $543K $553K
Change in Accounts Receivable -$728K $204K -$357K $80K -$276K
Change in Inventories -- -- -- -- --
Cash From Operations $206K $1.4M $3.4M $3.9M $1.8M
 
Capital Expenditures $692K $510K $145K $1.2M $381K
Cash Acquisitions -- -- -- -- --
Cash From Investing -$20.5M -$64.3M -$81.8M -$37.4M -$3.3M
 
Dividends Paid (Ex Special Dividend) -- -- -- -- --
Special Dividend Paid
Long-Term Debt Issued -- -- $40.1M $19.7M --
Long-Term Debt Repaid -$5.5M -$3.9M -$9.1M -$12.2M -$12.6M
Repurchase of Common Stock -- $2.9M $530K $2.1M $1.8M
Other Financing Activities -- -- -- -- --
Cash From Financing $57.9M $39.1M $68.8M $48.8M $6.8M
 
Beginning Cash (CF) $13M $50.6M $26.9M $17.2M $32.4M
Foreign Exchange Rate Adjustment -- -- -- -- --
Additions / Reductions $37.6M -$23.7M -$9.7M $15.2M $5.3M
Ending Cash (CF) $50.6M $26.9M $17.2M $32.4M $37.8M
 
Levered Free Cash Flow -$486K $878K $3.2M $2.7M $1.4M
Period Ending 2021-09-30 2022-09-30 2023-09-30 2024-09-30 2025-09-30
Net Income to Stockholders $210K $414K $513K $404K --
Depreciation & Amoritzation $56K -- -- -- --
Stock-Based Compensation -- -- $138K $143K $138K
Change in Accounts Receivable $543K $779K $107K $51K --
Change in Inventories -- -- -- -- --
Cash From Operations $1M $1.9M $1M $697K $779K
 
Capital Expenditures $6K $63K $82K $34K $24K
Cash Acquisitions -- -- -- -- --
Cash From Investing -$3.8M -$4.9M -$14M -$3.2M $7.3M
 
Dividends Paid (Ex Special Dividend) -- -- -- -- --
Special Dividend Paid -- -- -- -- --
Long-Term Debt Issued -$1.6M $5M $3.8M -- --
Long-Term Debt Repaid -$52K -$4.8M -$2.3M -$5.3M --
Repurchase of Common Stock $2.9M $498K $245K $222K --
Other Financing Activities -- -- -- -- --
Cash From Financing -$36.7M -$19.7M -$4.3M $2.3M -$8.7M
 
Beginning Cash (CF) $85.4M $45.4M $42.5M $54.7M --
Foreign Exchange Rate Adjustment -- -- -- -- --
Additions / Reductions -$39.4M -$22.7M -$17.3M -$212K -$626K
Ending Cash (CF) $46M $22.7M $25.2M $54.5M --
 
Levered Free Cash Flow $1M $1.8M $938K $663K $755K
Period Ending 2021-09-30 2022-09-30 2023-09-30 2024-09-30 2025-09-30
Net Income to Stockholders -$7K $1.3M $2.6M $1.5M --
Depreciation & Amoritzation $227K $220K $310K $346K --
Stock-Based Compensation -- -- $625K $550K $556K
Change in Accounts Receivable $21K $8K -$238K -$247K --
Change in Inventories -- -- -- -- --
Cash From Operations $1.3M $2.3M $4.1M $2.3M $2.6M
 
Capital Expenditures $525K $72K $1.2M $64K $447K
Cash Acquisitions -- -- -- -- --
Cash From Investing -$55.7M -$89.8M -$28.7M -$12M -$408K
 
Dividends Paid (Ex Special Dividend) -- -- -- -- --
Special Dividend Paid
Long-Term Debt Issued -- $29M $24.8M $6M --
Long-Term Debt Repaid -$4.1M -$5.3M -$13.3M -$12.7M --
Repurchase of Common Stock -- $498K $1.4M $2.5M $21K
Other Financing Activities -- -- -- -- --
Cash From Financing $53.6M $64.3M $27M $39.1M -$1.4M
 
Beginning Cash (CF) -- -- -- -- --
Foreign Exchange Rate Adjustment -- -- -- -- --
Additions / Reductions -$793K -$23.3M $2.4M $29.3M $761K
Ending Cash (CF) -- -- -- -- --
 
Levered Free Cash Flow $1M $2.2M $2.9M $2.2M $2.2M
Period Ending 2021-09-30 2022-09-30 2023-09-30 2024-09-30 2025-09-30
Net Income to Stockholders $540K $1M $1.5M $1.1M $473K
Depreciation & Amoritzation $172K $74K $74K $82K $111K
Stock-Based Compensation -- -- $406K $413K $416K
Change in Accounts Receivable -$72K -$268K -$149K -$476K -$620K
Change in Inventories -- -- -- -- --
Cash From Operations $1M $1.9M $2.7M $1.1M $1.8M
 
Capital Expenditures $25K $87K $1.2M $61K $127K
Cash Acquisitions -- -- -- -- --
Cash From Investing -$42.2M -$67.8M -$14.6M $10.8M $13.7M
 
Dividends Paid (Ex Special Dividend) -- -- -- -- --
Special Dividend Paid -- -- -- -- --
Long-Term Debt Issued -- $29M $13.7M -- $2M
Long-Term Debt Repaid -$3.9M -$5.3M -$9.4M -$9.9M -$289K
Repurchase of Common Stock $2.9M $498K $1.3M $1.7M --
Other Financing Activities -- -- -- -- --
Cash From Financing $36.6M $61.7M $19.9M $10.2M $2M
 
Beginning Cash (CF) $176.2M $127.1M $94.7M $154M $37.8M
Foreign Exchange Rate Adjustment -- -- -- -- --
Additions / Reductions -$4.6M -$4.1M $8M $22.1M $17.5M
Ending Cash (CF) $171.6M $123M $102.6M $176M $62.8M
 
Levered Free Cash Flow $979K $1.8M $1.5M $1M $1.7M

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