Financhill
Buy
58

OPBK Quote, Financials, Valuation and Earnings

Last price:
$14.4400
Seasonality move :
21.17%
Day range:
$14.3550 - $14.5200
52-week range:
$10.4300 - $16.0700
Dividend yield:
3.32%
P/E ratio:
9.19x
P/S ratio:
1.31x
P/B ratio:
0.97x
Volume:
26.1K
Avg. volume:
43.2K
1-year change:
-7.78%
Market cap:
$214.9M
Revenue:
$154.1M
EPS (TTM):
$1.57
Period Ending 2020-12-31 2021-12-31 2022-12-31 2023-12-31 2024-12-31
Revenue $64.3M $80.3M $106.3M $135.8M $154.1M
Revenue Growth (YoY) -8.25% 24.76% 32.36% 27.8% 13.46%
 
Cost of Revenues -- -- -- -- --
Gross Profit -- -- -- -- --
Gross Profit Margin -- -- -- -- --
 
R&D Expenses -- -- -- -- --
Selling, General & Admin -- -- -- -- --
Other Inc / (Exp) -- -- -- -- --
Operating Expenses -$18.2M -$40.7M -$46.7M -$33.5M -$29.1M
Operating Income $18.2M $40.7M $46.7M $33.5M $29.1M
 
Net Interest Expenses -- -- $91K $3.5M $3.9M
EBT. Incl. Unusual Items $18.2M $40.7M $46.7M $33.5M $29.1M
Earnings of Discontinued Ops. -- -- -- -- --
Income Tax Expense $5.1M $11.8M $13.4M $9.6M $8M
Net Income to Company $13.1M $28.8M $33.3M $23.9M $21.1M
 
Minority Interest in Earnings -- -- -- -- --
Net Income to Common Excl Extra Items $12.9M $28.5M $32.6M $23.4M $20.7M
 
Basic EPS (Cont. Ops) $0.85 $1.89 $2.15 $1.55 $1.39
Diluted EPS (Cont. Ops) $0.85 $1.88 $2.14 $1.55 $1.39
Weighted Average Basic Share $15.2M $15.1M $15.2M $15.1M $14.9M
Weighted Average Diluted Share $15.2M $15.2M $15.2M $15.2M $14.9M
 
EBITDA -- -- -- -- --
EBIT $26.5M $43.8M $58M $86.5M $101.1M
 
Revenue (Reported) $64.3M $80.3M $106.3M $135.8M $154.1M
Operating Income (Reported) $18.2M $40.7M $46.7M $33.5M $29.1M
Operating Income (Adjusted) $26.5M $43.8M $58M $86.5M $101.1M
Period Ending 2021-09-30 2022-09-30 2023-09-30 2024-09-30 2025-09-30
Revenue $20.9M $28.2M $33.9M $39.4M $42.6M
Revenue Growth (YoY) 30.39% 34.86% 20.19% 16.28% 8.13%
 
Cost of Revenues -- -- -- -- --
Gross Profit -- -- -- -- --
Gross Profit Margin -- -- -- -- --
 
R&D Expenses -- -- -- -- --
Selling, General & Admin -- -- -- -- --
Other Inc / (Exp) -- -- -- -- --
Operating Expenses -$11.5M -$12.2M -$7M -$7.6M -$9.7M
Operating Income $11.5M $12.2M $7M $7.6M $9.7M
 
Net Interest Expenses -- $1K $867K $872K $734K
EBT. Incl. Unusual Items $11.5M $12.2M $7M $7.6M $9.7M
Earnings of Discontinued Ops. -- -- -- -- --
Income Tax Expense $3.2M $3.5M $1.9M $2.1M $3M
Net Income to Company $8.3M $8.7M $5.1M $5.4M --
 
Minority Interest in Earnings -- -- -- -- --
Net Income to Common Excl Extra Items $8.1M $8.5M $5M $5.3M $6.7M
 
Basic EPS (Cont. Ops) $0.54 $0.56 $0.33 $0.36 $0.45
Diluted EPS (Cont. Ops) $0.54 $0.55 $0.33 $0.36 $0.45
Weighted Average Basic Share $15.1M $15.2M $15.1M $14.8M $14.9M
Weighted Average Diluted Share $15.2M $15.3M $15.1M $14.8M $14.9M
 
EBITDA -- -- -- -- --
EBIT $12.3M $15.1M $20.9M $26.4M $27.8M
 
Revenue (Reported) $20.9M $28.2M $33.9M $39.4M $42.6M
Operating Income (Reported) $11.5M $12.2M $7M $7.6M $9.7M
Operating Income (Adjusted) $12.3M $15.1M $20.9M $26.4M $27.8M
Period Ending 2021-09-30 2022-09-30 2023-09-30 2024-09-30 2025-09-30
Revenue $71.9M $101.3M $130.6M $149.8M $163.4M
Revenue Growth (YoY) -- -- -- -- --
 
Cost of Revenues -- -- -- -- --
Gross Profit -- -- -- -- --
Gross Profit Margin -- -- -- -- --
 
R&D Expenses -- -- -- -- --
Selling, General & Admin -- -- -- -- --
Other Inc / (Exp) -- -- -- -- --
Operating Expenses -$33.1M -$48.5M -$37.3M -$29.7M -$32.5M
Operating Income $33.1M $48.5M $37.3M $29.7M $32.5M
 
Net Interest Expenses -- $1K $2.2M $4.4M $3M
EBT. Incl. Unusual Items $33.1M $48.5M $37.3M $29.7M $32.5M
Earnings of Discontinued Ops. -- -- -- -- --
Income Tax Expense $9.6M $14.1M $10.5M $8.4M $8.9M
Net Income to Company $23.5M $34.4M $26.8M $21.3M --
 
Minority Interest in Earnings -- -- -- -- --
Net Income to Common Excl Extra Items $23.3M $33.8M $26.2M $20.9M $23.4M
 
Basic EPS (Cont. Ops) $1.54 $2.23 $1.72 $1.40 $1.57
Diluted EPS (Cont. Ops) $1.54 $2.22 $1.72 $1.40 $1.57
Weighted Average Basic Share
Weighted Average Diluted Share
 
EBITDA -- -- -- -- --
EBIT $36.7M $53.8M $81.4M $99.2M $104.2M
 
Revenue (Reported) $71.9M $101.3M $130.6M $149.8M $163.4M
Operating Income (Reported) $33.1M $48.5M $37.3M $29.7M $32.5M
Operating Income (Adjusted) $36.7M $53.8M $81.4M $99.2M $104.2M
Period Ending 2021-09-30 2022-09-30 2023-09-30 2024-09-30 2025-09-30
Revenue $55.1M $76.2M $100.5M $114.5M $123.9M
Revenue Growth (YoY) -- -- -- -- --
 
Cost of Revenues -- -- -- -- --
Gross Profit -- -- -- -- --
Gross Profit Margin -- -- -- -- --
 
R&D Expenses -- -- -- -- --
Selling, General & Admin -- -- -- -- --
Other Inc / (Exp) -- -- -- -- --
Operating Expenses -$27.8M -$35.6M -$26.2M -$22.4M -$25.8M
Operating Income $27.8M $35.6M $26.2M $22.4M $25.8M
 
Net Interest Expenses -- $1K $2.1M $3M $2M
EBT. Incl. Unusual Items $27.8M $35.6M $26.2M $22.4M $25.8M
Earnings of Discontinued Ops. -- -- -- -- --
Income Tax Expense $8.1M $10.3M $7.4M $6.3M $7.2M
Net Income to Company $19.7M $25.3M $18.7M $16.1M $11.9M
 
Minority Interest in Earnings -- -- -- -- --
Net Income to Common Excl Extra Items $19.5M $24.7M $18.4M $15.8M $18.5M
 
Basic EPS (Cont. Ops) $1.29 $1.63 $1.21 $1.06 $1.24
Diluted EPS (Cont. Ops) $1.29 $1.62 $1.21 $1.06 $1.24
Weighted Average Basic Share $45.2M $45.5M $45.6M $44.7M $44.6M
Weighted Average Diluted Share $45.4M $45.8M $45.6M $44.7M $44.6M
 
EBITDA -- -- -- -- --
EBIT $30.2M $40.2M $63.6M $76.3M $79.4M
 
Revenue (Reported) $55.1M $76.2M $100.5M $114.5M $123.9M
Operating Income (Reported) $27.8M $35.6M $26.2M $22.4M $25.8M
Operating Income (Adjusted) $30.2M $40.2M $63.6M $76.3M $79.4M
Period Ending 2020-12-31 2021-12-31 2022-12-31 2023-12-31 2024-12-31
Cash and Equivalents $106.4M $115.5M $83M $91.2M $134.9M
Short Term Investments $91.8M $150.4M $209.8M $194.3M $22K
Accounts Receivable, Net $4M $4.6M $7.2M $8.3M $9.2M
Inventory -- -- -- -- --
Prepaid Expenses -- -- -- -- --
Other Current Assets -- -- -- -- --
Total Current Assets $110.4M $120M $90.2M $99.5M $145.4M
 
Property Plant And Equipment $11.3M $13.3M $13.5M $13.7M $12.9M
Long-Term Investments $41.6M $100.4M $56.4M $18.1M $21M
Goodwill -- -- -- -- --
Other Intangibles -- -- -- -- --
Other Long-Term Assets -- -- -- -- --
Total Assets $1.4B $1.7B $2.1B $2.2B $2.4B
 
Accounts Payable $1M $558K $2.8M $12.6M $16.1M
Accrued Expenses -- -- -- -- --
Current Portion Of Long-Term Debt -- -- -- -- --
Current Portion Of Capital Lease Obligations -- -- -- -- --
Other Current Liabilities -- -- -- -- --
Total Current Liabilities $859.1M $373.6M $635.8M $961.5M $1.3B
 
Long-Term Debt $6.4M $8.1M $7.8M $6.8M $5.9M
Capital Leases -- -- -- -- --
Total Liabilities $1.2B $1.6B $1.9B $2B $2.2B
 
Common Stock $78.7M $78.7M $79.3M $76.3M $73.7M
Other Common Equity Adj $840K -$1.2M -$17.8M -$15.5M -$15.4M
Common Equity $143.4M $165.2M $176.9M $192.6M $205M
Total Preferred Equity -- -- -- -- --
Minority Interest, Total -- -- -- -- --
Total Equity $143.4M $165.2M $176.9M $192.6M $205M
 
Total Liabilities and Equity $1.4B $1.7B $2.1B $2.2B $2.4B
Cash and Short Terms $198.1M $265.9M $292.8M $285.6M $135.1M
Total Debt $6.4M $8.1M $7.8M $6.8M $5.9M
Period Ending 2021-09-30 2022-09-30 2023-09-30 2024-09-30 2025-09-30
Cash and Equivalents $188.1M $107.3M $105.7M $166.8M $10.9M
Short Term Investments $102.5M $186.4M $191.3M $199.4M --
Accounts Receivable, Net $3.9M $5.9M $8M $9.5M --
Inventory -- -- -- -- --
Prepaid Expenses -- -- -- -- --
Other Current Assets -- -- -- -- --
Total Current Assets $192.1M $113.2M $113.7M $176.2M $177.9M
 
Property Plant And Equipment $13.5M $12.6M $14.4M $12.8M $16.3M
Long-Term Investments $113.5M $57.7M $27.2M $24.7M $198M
Goodwill -- -- -- -- --
Other Intangibles -- -- -- -- --
Other Long-Term Assets -- -- -- -- --
Total Assets $1.7B $2B $2.1B $2.4B $2.6B
 
Accounts Payable $575K $1.1M $13.6M $19.5M --
Accrued Expenses -- -- -- -- --
Current Portion Of Long-Term Debt -- -- -- -- --
Current Portion Of Capital Lease Obligations -- -- -- -- --
Other Current Liabilities -- -- -- -- --
Total Current Liabilities $1.5B $1.5B $379.4M $488.7M $2.3B
 
Long-Term Debt $8.5M $7.1M $102.3M $81.3M $86.8M
Capital Leases -- -- -- -- --
Total Liabilities $1.5B $1.9B $2B $2.2B $2.4B
 
Common Stock $78.7M $78.8M $77.6M $73.7M $73M
Other Common Equity Adj -$21K -$17.6M -$21.4M -$13.4M --
Common Equity -- -- -- -- --
Total Preferred Equity -- -- -- -- --
Minority Interest, Total -- -- -- -- --
Total Equity $158.6M $170.1M $184.3M $203.6M $221.5M
 
Total Liabilities and Equity $1.7B $2B $2.1B $2.4B $2.6B
Cash and Short Terms $290.7M $293.7M $297.1M $366.2M --
Total Debt $8.5M $7.1M $102.3M $81.3M $86.8M
Period Ending 2020-12-31 2021-12-31 2022-12-31 2023-12-31 2024-12-31
Net Income to Stockholders $13.1M $28.8M $33.3M $23.9M $21.1M
Depreciation & Amoritzation $3M $4.9M $5.8M $5.8M $5.1M
Stock-Based Compensation $997K $558K $1.2M $1.3M $1.2M
Change in Accounts Receivable -$1.5M $242K -$2.4M -$1.1M -$929K
Change in Inventories -- -- -- -- --
Cash From Operations $13.6M $26.2M $24.8M $20.9M $28.7M
 
Capital Expenditures $619K $98.8M $11.4M $2.2M $1.6M
Cash Acquisitions -- -- -- -- --
Cash From Investing -$165.6M -$340.6M -$402.9M -$29M -$184.7M
 
Dividends Paid (Ex Special Dividend) $4.3M $5.1M $6.7M $7.3M $7.1M
Special Dividend Paid
Long-Term Debt Issued $10M -- -- $105M $20M
Long-Term Debt Repaid -$5M -$5M -- -- -$30M
Repurchase of Common Stock $8.1M $28K -- $3.9M $2.7M
Other Financing Activities -$107K -$434K -$81K -$98K -$197K
Cash From Financing $172.4M $323.5M $345.6M $16.4M $199.8M
 
Beginning Cash (CF) $85.9M $106.3M $115.5M $83M $91.2M
Foreign Exchange Rate Adjustment -- -- -- -- --
Additions / Reductions $20.4M $9.1M -$32.5M $8.2M $43.7M
Ending Cash (CF) $106.3M $115.5M $83M $91.2M $134.9M
 
Levered Free Cash Flow $13M -$72.5M $13.4M $18.7M $27.1M
Period Ending 2021-09-30 2022-09-30 2023-09-30 2024-09-30 2025-09-30
Net Income to Stockholders $8.3M $8.7M $5.1M $5.4M --
Depreciation & Amoritzation -- -- -- -- --
Stock-Based Compensation $167K $256K $323K $272K $174K
Change in Accounts Receivable -$135K -$1.6M -$293K -$7.7M --
Change in Inventories -- -- -- -- --
Cash From Operations $1.4M -$6.4M $14.7M $13.8M $9.2M
 
Capital Expenditures $259K $240K $587K $580K $554K
Cash Acquisitions -- -- -- -- --
Cash From Investing -$2.3M -$102.4M -$36.6M -$56.6M -$89.8M
 
Dividends Paid (Ex Special Dividend) $1.5M $1.8M $1.8M $1.8M $1.8M
Special Dividend Paid -- -- -- -- --
Long-Term Debt Issued -- $10M $20M -$40M --
Long-Term Debt Repaid -- -- -- -- --
Repurchase of Common Stock -- -- -- $52K --
Other Financing Activities $1K -- -$14K -- --
Cash From Financing $60.4M $83.4M -$16.1M $82M $41.9M
 
Beginning Cash (CF) $128.7M $132.7M $143.8M $127.7M --
Foreign Exchange Rate Adjustment -- -- -- -- --
Additions / Reductions $59.5M -$25.4M -$38M $39.1M -$38.6M
Ending Cash (CF) $188.1M $107.3M $105.7M $166.8M --
 
Levered Free Cash Flow $1.1M -$6.7M $14.2M $13.2M $8.7M
Period Ending 2021-09-30 2022-09-30 2023-09-30 2024-09-30 2025-09-30
Net Income to Stockholders $23.5M $34.4M $26.8M $21.3M --
Depreciation & Amoritzation $1.3M $1.3M $1.3M $1.4M --
Stock-Based Compensation $542K $1M $1.3M $1.2M $762K
Change in Accounts Receivable $971K -$1.5M -$2.1M -$1.5M --
Change in Inventories -- -- -- -- --
Cash From Operations $15M $19.8M $40.8M $27.7M $21.4M
 
Capital Expenditures $98.4M $11.5M $2.3M $978K $3.5M
Cash Acquisitions -- -- -- -- --
Cash From Investing -$225M -$424.7M -$127.2M -$174.9M -$221.5M
 
Dividends Paid (Ex Special Dividend) $4.7M $6.4M $7.3M $7.2M $7.1M
Special Dividend Paid
Long-Term Debt Issued -- $10M $85M $10M --
Long-Term Debt Repaid -- -- -- -$30M --
Repurchase of Common Stock $1M -- $2.6M $4.1M $713K
Other Financing Activities -- -- -$100K -$137K --
Cash From Financing $310.3M $324M $84.8M $208.2M $200.2M
 
Beginning Cash (CF) -- -- -- -- --
Foreign Exchange Rate Adjustment -- -- -- -- --
Additions / Reductions $100.3M -$80.9M -$1.5M $61M -$8K
Ending Cash (CF) -- -- -- -- --
 
Levered Free Cash Flow -$83.4M $8.3M $38.5M $26.7M $17.9M
Period Ending 2021-09-30 2022-09-30 2023-09-30 2024-09-30 2025-09-30
Net Income to Stockholders $19.7M $25.3M $18.7M $16.1M $11.9M
Depreciation & Amoritzation $766K $1.6M $1.3M $1.3M $1.4M
Stock-Based Compensation $403K $858K $961K $908K $487K
Change in Accounts Receivable $631K -$1.1M -$816K -$1.2M -$2.4M
Change in Inventories -- -- -- -- --
Cash From Operations $11.9M $5.5M $21.5M $28.3M $21.1M
 
Capital Expenditures $98.3M $11M $2M $747K $2.7M
Cash Acquisitions -- -- -- -- --
Cash From Investing -$217.4M -$301.6M -$25.8M -$171.8M -$208.6M
 
Dividends Paid (Ex Special Dividend) $3.6M $4.9M $5.5M $5.4M $5.3M
Special Dividend Paid -- -- -- -- --
Long-Term Debt Issued -- $10M $95M -- $50M
Long-Term Debt Repaid -$5M -- -- -$30M -$95M
Repurchase of Common Stock $28K -- $2.6M $2.7M $713K
Other Financing Activities -$433K -$79K -$98K -$137K -$757K
Cash From Financing $287.3M $287.9M $27.1M $219M $219.3M
 
Beginning Cash (CF) $362.4M $378.1M $408.2M $358.1M $333.8M
Foreign Exchange Rate Adjustment -- -- -- -- --
Additions / Reductions $81.8M -$8.2M $22.8M $75.5M $31.8M
Ending Cash (CF) $444.3M $370M $431M $433.7M $404.2M
 
Levered Free Cash Flow -$86.3M -$5.5M $19.5M $27.6M $18.4M

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