Financhill
Buy
62

OPBK Quote, Financials, Valuation and Earnings

Last price:
$14.4400
Seasonality move :
21.17%
Day range:
$14.4100 - $14.4900
52-week range:
$10.4300 - $16.0700
Dividend yield:
3.32%
P/E ratio:
9.19x
P/S ratio:
1.31x
P/B ratio:
0.97x
Volume:
26.1K
Avg. volume:
43.9K
1-year change:
-8.49%
Market cap:
$214.9M
Revenue:
$154.1M
EPS (TTM):
$1.57

Analysts' Opinion

  • Consensus Rating
    OP Bancorp has received a consensus rating of Leans Bullish. The company's average rating is a Leans Bullish based on 1 Buy rating, 1 Hold rating, and 0 Sell ratings.
  • Price Target Upside
    According to analysts' consensus price target of $16.5000, OP Bancorp has an estimated upside of 14.27% from its current price of $14.4400.
  • Price Target Downside
    According to analysts, the lowest downside price target is $16.0000 representing 100% downside risk from its current price of $14.4400.

Fair Value

  • According to the consensus of 2 analysts, OP Bancorp has 14.27% upside to fair value with a price target of $16.5000 per share.

OPBK vs. S&P 500

  • Over the past 5 trading days, OP Bancorp has underperformed the S&P 500 by -4.28% suggesting its relative strength compared to the major market average is weak at this time.

Share Buyback

  • OP Bancorp does have a share repurchase program in place at this time. The scale of a buyback program can materially affect share price and usually results in a higher earnings per share, all else being equal, when the share count drops.

Revenue Growth

  • OP Bancorp has grown year-over-year revenues for 19 quarters straight. In the most recent quarter OP Bancorp reported revenues of $42.6M.

Earnings Growth

  • OP Bancorp has grown year-over-year earnings for 3 quarters straight. In the most recent quarter OP Bancorp reported earnings per share of $0.45.
Enterprise value:
301.8M
EV / Invested capital:
0.98x
Price / LTM sales:
1.31x
EV / EBIT:
2.90x
EV / Revenue:
1.85x
PEG ratio (5yr expected):
0.75x
EV / Free cash flow:
16.89x
Price / Operating cash flow:
12.02x
Enterprise value / EBITDA:
--
Gross Profit (TTM):
--
Return On Assets:
0.94%
Net Income Margin (TTM):
14.29%
Return On Equity:
11.08%
Return On Invested Capital:
7.93%
Operating Margin:
22.7%
Trailing 12 Months Fiscal Quarters
Period Ending 2023-09-30 2024-09-30 2025-09-30 2024-09-30 2025-09-30
Income Statement
Revenue $130.6M $149.8M $163.4M $39.4M $42.6M
Gross Profit -- -- -- -- --
Operating Income $37.3M $29.7M $32.5M $7.6M $9.7M
EBITDA -- -- -- -- --
Diluted EPS $1.72 $1.40 $1.57 $0.36 $0.45
Period Ending 2021-09-30 2022-09-30 2023-09-30 2024-09-30 2025-09-30
Balance Sheet
Current Assets $192.1M $113.2M $113.7M $176.2M $177.9M
Total Assets $1.7B $2B $2.1B $2.4B $2.6B
Current Liabilities $1.5B $1.5B $379.4M $488.7M $2.3B
Total Liabilities $1.5B $1.9B $2B $2.2B $2.4B
Total Equity $158.6M $170.1M $184.3M $203.6M $221.5M
Total Debt $8.5M $7.1M $102.3M $81.3M $86.8M
Trailing 12 Months Fiscal Quarters
Period Ending 2023-09-30 2024-09-30 2025-09-30 2024-09-30 2025-09-30
Cash Flow Statement
Cash Flow Operations $40.8M $27.7M $21.4M $13.8M $9.2M
Cash From Investing -$127.2M -$174.9M -$221.5M -$56.6M -$89.8M
Cash From Financing $84.8M $208.2M $200.2M $82M $41.9M
Free Cash Flow $38.5M $26.7M $17.9M $13.2M $8.7M
OPBK
Sector
Market Cap
$214.9M
$570M
Price % of 52-Week High
89.86%
92.18%
Dividend Yield
3.32%
1.57%
Shareholder Yield
7.38%
3.12%
1-Year Price Total Return
-8.49%
7.87%
Beta (5-Year)
0.694
0.478
Dividend yield:
3.32%
Annualized payout:
$0.48
Payout ratio:
26.71%
Growth streak:
0 years

Technicals

8-day SMA
Sell
Level $14.7738
200-day SMA
Buy
Level $13.1443
Bollinger Bands (100)
Buy
Level 13.1637 - 14.3837
Chaikin Money Flow
Buy
Level 1.4M
20-day SMA
Buy
Level $14.1793
Relative Strength Index (RSI14)
Buy
Level 57.6683
ADX Line
Buy
Level 32.8705
Williams %R
Neutral
Level -49.1124
50-day SMA
Buy
Level $13.6362
MACD (12, 26)
Buy
Level 0.3605
25-day Aroon Oscillator
Buy
Level 84
On Balance Volume
Neutral
Level 5.9M

Financial Scores

Sell
Altman Z-Score (Annual)
Level (-0.2274)
Sell
CA Score (Annual)
Level (-2.1294)
--
Beneish M-Score (Annual)
Level (--)
Sell
Momentum Score
Level (4)
Sell
Ohlson Score
Level (4.1819)
Buy
Piotroski F Score (Annual)
Level (7)
Buy
Quality Ratio Score
Level (2)
Buy
Fundamental Score
Level (7)

Revenue Forecast

Earnings per Share Forecast

Company Profile

OP Bancorp operates as a bank holding company, which engages in the provision of general commercial banking services through its subsidiary. It offers deposit, lending, online banking, cash management, e-statements, mobile banking, zelle, and wire transfer services. The firm serves the small- and medium-sized businesses, professionals, and residents primarily Korean and other ethnic minority communities. The company was founded on June 10, 2005 and is headquartered in Los Angeles, CA.

Stock Forecast FAQ

In the current month, OPBK has received 1 Buy ratings 1 Hold ratings, and 0 Sell ratings. The OPBK average analyst price target in the past 3 months is $16.5000.

  • Where Will OP Bancorp Stock Be In 1 Year?

    According to analysts, the consensus estimate is that OP Bancorp share price will rise to $16.5000 per share over the next 12 months.

  • What Do Analysts Say About OP Bancorp?

    Analysts are divided on their view about OP Bancorp share price and where it will be in the next 12 months. The majority of analysts rate the stock a Buy. However, a smaller subset of analysts suggest that OP Bancorp is a Sell and believe this share price will drop from its current level to $16.0000.

  • What Is OP Bancorp's Price Target?

    The price target for OP Bancorp over the next 1-year time period is forecast to be $16.5000 according to 2 Wall Street analysts, 1 of them rates the stock a Buy, 0 rate the stock a Sell, and 1 analyst rates the stock a Hold.

  • Is OPBK A Buy, Sell Or Hold?

    According to Wall Street analysts, the consensus rating for OP Bancorp is a Leans Bullish. 1 of 2 analysts rates the stock a Leans Bullish at this time.

  • How Can I Buy Shares Of OPBK?

    You can purchase shares of OP Bancorp via an online brokerage firm such as TD Ameritrade.com, thinkorswim.com, e-trade.com, or Schwab.com. Many other digital online brokerages exist such as RobinHood and Webull where you can purchase OP Bancorp shares.

  • What Is The OP Bancorp Share Price Today?

    OP Bancorp was last trading at $14.4400 per share. This represents the most recent stock quote for OP Bancorp. Yesterday, OP Bancorp closed at $14.4400 per share.

  • How To Buy OP Bancorp Stock Online?

    In order to purchase OP Bancorp stock online, open a brokerage account, deposit funds into the account, and select an order type to purchase shares whether it be market or limit.

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