Financhill
Buy
70

OCFC Quote, Financials, Valuation and Earnings

Last price:
$19.49
Seasonality move :
0.71%
Day range:
$19.38 - $19.66
52-week range:
$14.29 - $20.76
Dividend yield:
4.11%
P/E ratio:
15.01x
P/S ratio:
1.66x
P/B ratio:
0.68x
Volume:
256.5K
Avg. volume:
410.2K
1-year change:
-4.84%
Market cap:
$1.1B
Revenue:
$688.1M
EPS (TTM):
$1.30

Analysts' Opinion

  • Consensus Rating
    OceanFirst Financial Corp. has received a consensus rating of Buy. The company's average rating is a Buy based on 3 Buy ratings, 2 Hold ratings, and 0 Sell ratings.
  • Price Target Upside
    According to analysts' consensus price target of $21.50, OceanFirst Financial Corp. has an estimated upside of 10.37% from its current price of $19.48.
  • Price Target Downside
    According to analysts, the lowest downside price target is $19.00 representing 100% downside risk from its current price of $19.48.

Fair Value

  • According to the consensus of 5 analysts, OceanFirst Financial Corp. has 10.37% upside to fair value with a price target of $21.50 per share.

OCFC vs. S&P 500

  • Over the past 5 trading days, OceanFirst Financial Corp. has overperformed the S&P 500 by 3.11% suggesting its relative strength compared to the major market average is strong at this time.

Share Buyback

  • OceanFirst Financial Corp. does have a share repurchase program in place at this time. The scale of a buyback program can materially affect share price and usually results in a higher earnings per share, all else being equal, when the share count drops.

Revenue Growth

  • OceanFirst Financial Corp. revenues have been falling on a year-over-year basis for 4 quarters in a row. In the most recent quarter OceanFirst Financial Corp. reported revenues of $174.5M.

Earnings Growth

  • OceanFirst Financial Corp. earnings have been falling on a year-over-year basis for 4 quarters in a row. In the most recent quarter OceanFirst Financial Corp. reported earnings per share of $0.30.
Enterprise value:
3.1B
EV / Invested capital:
0.85x
Price / LTM sales:
1.66x
EV / EBIT:
8.07x
EV / Revenue:
4.58x
PEG ratio (5yr expected):
--
EV / Free cash flow:
38.68x
Price / Operating cash flow:
14.01x
Enterprise value / EBITDA:
--
Gross Profit (TTM):
--
Return On Assets:
0.59%
Net Income Margin (TTM):
11.82%
Return On Equity:
4.77%
Return On Invested Capital:
2.58%
Operating Margin:
15.3%
Trailing 12 Months Fiscal Quarters
Period Ending 2023-09-30 2024-09-30 2025-09-30 2024-09-30 2025-09-30
Income Statement
Revenue $629.3M $692.8M $677.9M $176.2M $174.5M
Gross Profit -- -- -- -- --
Operating Income $171.8M $148.2M $107.9M $35.9M $26.7M
EBITDA -- -- -- -- --
Diluted EPS $2.13 $1.74 $1.30 $0.42 $0.30
Period Ending 2021-09-30 2022-09-30 2023-09-30 2024-09-30 2025-09-30
Balance Sheet
Current Assets $1B $212.3M $461.9M $263M $329.2M
Total Assets $11.8B $12.7B $13.5B $13.5B $14.3B
Current Liabilities $4B $5.7B $9.6B $3B $3.2B
Total Liabilities $10.3B $11.1B $11.9B $11.8B $12.7B
Total Equity $1.5B $1.5B $1.6B $1.7B $1.7B
Total Debt $393.9M $211.1M $215.7M $1.3B $1.9B
Trailing 12 Months Fiscal Quarters
Period Ending 2023-09-30 2024-09-30 2025-09-30 2024-09-30 2025-09-30
Cash Flow Statement
Cash Flow Operations $187.9M $42.1M $86.7M -$1.9M $25.5M
Cash From Investing -$554M -$248.6M -$787.6M -$174.1M -$889.3M
Cash From Financing $604.4M $11.8M $760.8M $209M $967.3M
Free Cash Flow $180M $34.5M $80.3M -$3M $24M
OCFC
Sector
Market Cap
$1.1B
$555.9M
Price % of 52-Week High
93.83%
89.84%
Dividend Yield
4.11%
1.65%
Shareholder Yield
-0.79%
3.16%
1-Year Price Total Return
-4.84%
1.51%
Beta (5-Year)
1.100
0.481
Dividend yield:
4.11%
Annualized payout:
$0.80
Payout ratio:
65.83%
Growth streak:
0 years

Technicals

8-day SMA
Buy
Level $19.00
200-day SMA
Buy
Level $17.51
Bollinger Bands (100)
Buy
Level 17.28 - 18.68
Chaikin Money Flow
Buy
Level 19.3M
20-day SMA
Buy
Level $18.33
Relative Strength Index (RSI14)
Buy
Level 64.55
ADX Line
Buy
Level 15.5
Williams %R
Sell
Level -6.8966
50-day SMA
Buy
Level $18.24
MACD (12, 26)
Buy
Level 0.30
25-day Aroon Oscillator
Buy
Level 44
On Balance Volume
Neutral
Level 16.8M

Financial Scores

Sell
Altman Z-Score (Annual)
Level (-0.0111)
Sell
CA Score (Annual)
Level (-2.0221)
--
Beneish M-Score (Annual)
Level (--)
Buy
Momentum Score
Level (6)
Sell
Ohlson Score
Level (3.6978)
Buy
Piotroski F Score (Annual)
Level (6)
Buy
Quality Ratio Score
Level (2)
Buy
Fundamental Score
Level (7)

Revenue Forecast

Earnings per Share Forecast

Company Profile

OceanFirst Financial Corp. operates as a savings and loan holding company, which engages in the provision of financial services. Its subsidiary, OceanFirst Bank, offers commercial and residential financing solutions, wealth management, and deposit services. It has retail branches throughout the state and in metropolitan New York City along with loan production offices in New Jersey, New York City and Pennsylvania. The company was founded on November 21, 1995 and is headquartered in Red Bank, NJ.

Stock Forecast FAQ

In the current month, OCFC has received 3 Buy ratings 2 Hold ratings, and 0 Sell ratings. The OCFC average analyst price target in the past 3 months is $21.50.

  • Where Will OceanFirst Financial Corp. Stock Be In 1 Year?

    According to analysts, the consensus estimate is that OceanFirst Financial Corp. share price will rise to $21.50 per share over the next 12 months.

  • What Do Analysts Say About OceanFirst Financial Corp.?

    Analysts are divided on their view about OceanFirst Financial Corp. share price and where it will be in the next 12 months. The majority of analysts rate the stock a Buy. However, a smaller subset of analysts suggest that OceanFirst Financial Corp. is a Sell and believe this share price will drop from its current level to $19.00.

  • What Is OceanFirst Financial Corp.'s Price Target?

    The price target for OceanFirst Financial Corp. over the next 1-year time period is forecast to be $21.50 according to 5 Wall Street analysts, 3 of them rate the stock a Buy, 0 rate the stock a Sell, and 2 analysts rate the stock a Hold.

  • Is OCFC A Buy, Sell Or Hold?

    According to Wall Street analysts, the consensus rating for OceanFirst Financial Corp. is a Buy. 3 of 5 analysts rate the stock a Buy at this time.

  • How Can I Buy Shares Of OCFC?

    You can purchase shares of OceanFirst Financial Corp. via an online brokerage firm such as TD Ameritrade.com, thinkorswim.com, e-trade.com, or Schwab.com. Many other digital online brokerages exist such as RobinHood and Webull where you can purchase OceanFirst Financial Corp. shares.

  • What Is The OceanFirst Financial Corp. Share Price Today?

    OceanFirst Financial Corp. was last trading at $19.49 per share. This represents the most recent stock quote for OceanFirst Financial Corp.. Yesterday, OceanFirst Financial Corp. closed at $19.48 per share.

  • How To Buy OceanFirst Financial Corp. Stock Online?

    In order to purchase OceanFirst Financial Corp. stock online, open a brokerage account, deposit funds into the account, and select an order type to purchase shares whether it be market or limit.

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