OCFC Quote, Financials, Valuation and Earnings

Citizens & Northern Corp. has a net margin of 9.96% compared to OceanFirst Financial Corp.'s net margin of 15.87%. OceanFirst Financial Corp.'s return on equity of 4.77% beat Citizens & Northern Corp.'s return on equity of 9.51%.

OceanFirst Financial Corp. has a consensus price target of $21.50, signalling upside risk potential of 10.65%. On the other hand Citizens & Northern Corp. has an analysts' consensus of $22.00 which suggests that it could grow by 7.32%. Given that OceanFirst Financial Corp. has higher upside potential than Citizens & Northern Corp., analysts believe OceanFirst Financial Corp. is more attractive than Citizens & Northern Corp..

OceanFirst Financial Corp. has a beta of 1.100, which suggesting that the stock is 10.007% more volatile than S&P 500. In comparison Citizens & Northern Corp. has a beta of 0.571, suggesting its less volatile than the S&P 500 by 42.86%.

OceanFirst Financial Corp. has a quarterly dividend of $0.20 per share corresponding to a yield of 4.12%. Citizens & Northern Corp. offers a yield of 5.46% to investors and pays a quarterly dividend of $0.28 per share. OceanFirst Financial Corp. pays 48.56% of its earnings as a dividend. Citizens & Northern Corp. pays out 66.39% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

OceanFirst Financial Corp. quarterly revenues are $174.5M, which are larger than Citizens & Northern Corp. quarterly revenues of $40.9M. OceanFirst Financial Corp.'s net income of $17.4M is higher than Citizens & Northern Corp.'s net income of $6.5M. Notably, OceanFirst Financial Corp.'s price-to-earnings ratio is 14.98x while Citizens & Northern Corp.'s PE ratio is 11.72x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for OceanFirst Financial Corp. is 1.65x versus 1.96x for Citizens & Northern Corp.. Usually stocks with elevated PS ratios are considered overvalued.

First Interstate BancSystem, Inc. has a net margin of 9.96% compared to OceanFirst Financial Corp.'s net margin of 21.27%. OceanFirst Financial Corp.'s return on equity of 4.77% beat First Interstate BancSystem, Inc.'s return on equity of 7.26%.

OceanFirst Financial Corp. has a consensus price target of $21.50, signalling upside risk potential of 10.65%. On the other hand First Interstate BancSystem, Inc. has an analysts' consensus of $35.50 which suggests that it could grow by 5.44%. Given that OceanFirst Financial Corp. has higher upside potential than First Interstate BancSystem, Inc., analysts believe OceanFirst Financial Corp. is more attractive than First Interstate BancSystem, Inc..

OceanFirst Financial Corp. has a beta of 1.100, which suggesting that the stock is 10.007% more volatile than S&P 500. In comparison First Interstate BancSystem, Inc. has a beta of 0.824, suggesting its less volatile than the S&P 500 by 17.645%.

OceanFirst Financial Corp. has a quarterly dividend of $0.20 per share corresponding to a yield of 4.12%. First Interstate BancSystem, Inc. offers a yield of 5.58% to investors and pays a quarterly dividend of $0.47 per share. OceanFirst Financial Corp. pays 48.56% of its earnings as a dividend. First Interstate BancSystem, Inc. pays out 85.84% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

OceanFirst Financial Corp. quarterly revenues are $174.5M, which are smaller than First Interstate BancSystem, Inc. quarterly revenues of $335.7M. OceanFirst Financial Corp.'s net income of $17.4M is lower than First Interstate BancSystem, Inc.'s net income of $71.4M. Notably, OceanFirst Financial Corp.'s price-to-earnings ratio is 14.98x while First Interstate BancSystem, Inc.'s PE ratio is 14.19x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for OceanFirst Financial Corp. is 1.65x versus 2.50x for First Interstate BancSystem, Inc.. Usually stocks with elevated PS ratios are considered overvalued.

Huntington Bancshares, Inc. has a net margin of 9.96% compared to OceanFirst Financial Corp.'s net margin of 19.82%. OceanFirst Financial Corp.'s return on equity of 4.77% beat Huntington Bancshares, Inc.'s return on equity of 10.75%.

OceanFirst Financial Corp. has a consensus price target of $21.50, signalling upside risk potential of 10.65%. On the other hand Huntington Bancshares, Inc. has an analysts' consensus of $19.75 which suggests that it could grow by 15.5%. Given that Huntington Bancshares, Inc. has higher upside potential than OceanFirst Financial Corp., analysts believe Huntington Bancshares, Inc. is more attractive than OceanFirst Financial Corp..

OceanFirst Financial Corp. has a beta of 1.100, which suggesting that the stock is 10.007% more volatile than S&P 500. In comparison Huntington Bancshares, Inc. has a beta of 0.962, suggesting its less volatile than the S&P 500 by 3.82%.

OceanFirst Financial Corp. has a quarterly dividend of $0.20 per share corresponding to a yield of 4.12%. Huntington Bancshares, Inc. offers a yield of 3.63% to investors and pays a quarterly dividend of $0.16 per share. OceanFirst Financial Corp. pays 48.56% of its earnings as a dividend. Huntington Bancshares, Inc. pays out 50.83% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

OceanFirst Financial Corp. quarterly revenues are $174.5M, which are smaller than Huntington Bancshares, Inc. quarterly revenues of $3.2B. OceanFirst Financial Corp.'s net income of $17.4M is lower than Huntington Bancshares, Inc.'s net income of $633M. Notably, OceanFirst Financial Corp.'s price-to-earnings ratio is 14.98x while Huntington Bancshares, Inc.'s PE ratio is 12.02x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for OceanFirst Financial Corp. is 1.65x versus 2.07x for Huntington Bancshares, Inc.. Usually stocks with elevated PS ratios are considered overvalued.

Peoples Bancorp, Inc. (Ohio) has a net margin of 9.96% compared to OceanFirst Financial Corp.'s net margin of 18.66%. OceanFirst Financial Corp.'s return on equity of 4.77% beat Peoples Bancorp, Inc. (Ohio)'s return on equity of 8.84%.

OceanFirst Financial Corp. has a consensus price target of $21.50, signalling upside risk potential of 10.65%. On the other hand Peoples Bancorp, Inc. (Ohio) has an analysts' consensus of $33.08 which suggests that it could grow by 8.83%. Given that OceanFirst Financial Corp. has higher upside potential than Peoples Bancorp, Inc. (Ohio), analysts believe OceanFirst Financial Corp. is more attractive than Peoples Bancorp, Inc. (Ohio).

OceanFirst Financial Corp. has a beta of 1.100, which suggesting that the stock is 10.007% more volatile than S&P 500. In comparison Peoples Bancorp, Inc. (Ohio) has a beta of 0.670, suggesting its less volatile than the S&P 500 by 33%.

OceanFirst Financial Corp. has a quarterly dividend of $0.20 per share corresponding to a yield of 4.12%. Peoples Bancorp, Inc. (Ohio) offers a yield of 5.36% to investors and pays a quarterly dividend of $0.41 per share. OceanFirst Financial Corp. pays 48.56% of its earnings as a dividend. Peoples Bancorp, Inc. (Ohio) pays out 48.1% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

OceanFirst Financial Corp. quarterly revenues are $174.5M, which are larger than Peoples Bancorp, Inc. (Ohio) quarterly revenues of $156.6M. OceanFirst Financial Corp.'s net income of $17.4M is lower than Peoples Bancorp, Inc. (Ohio)'s net income of $29.2M. Notably, OceanFirst Financial Corp.'s price-to-earnings ratio is 14.98x while Peoples Bancorp, Inc. (Ohio)'s PE ratio is 10.64x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for OceanFirst Financial Corp. is 1.65x versus 1.74x for Peoples Bancorp, Inc. (Ohio). Usually stocks with elevated PS ratios are considered overvalued.