Financhill
Buy
54

FFIC Quote, Financials, Valuation and Earnings

Last price:
$15.45
Seasonality move :
-3.37%
Day range:
$15.38 - $15.72
52-week range:
$10.65 - $17.79
Dividend yield:
5.7%
P/E ratio:
15.64x
P/S ratio:
1.22x
P/B ratio:
0.73x
Volume:
389.9K
Avg. volume:
467.9K
1-year change:
3.28%
Market cap:
$521.5M
Revenue:
$405.8M
EPS (TTM):
-$1.19

Analysts' Opinion

  • Consensus Rating
    Flushing Financial Corp. has received a consensus rating of Hold. The company's average rating is a Hold based on 0 Buy ratings, 3 Hold ratings, and 0 Sell ratings.
  • Price Target Upside
    According to analysts' consensus price target of $16.00, Flushing Financial Corp. has an estimated upside of 3.63% from its current price of $15.44.
  • Price Target Downside
    According to analysts, the lowest downside price target is $14.50 representing 100% downside risk from its current price of $15.44.

Fair Value

  • According to the consensus of 3 analysts, Flushing Financial Corp. has 3.63% upside to fair value with a price target of $16.00 per share.

FFIC vs. S&P 500

  • Over the past 5 trading days, Flushing Financial Corp. has overperformed the S&P 500 by 2.98% suggesting its relative strength compared to the major market average is strong at this time.

Share Buyback

  • Flushing Financial Corp. does have a share repurchase program in place at this time. The scale of a buyback program can materially affect share price and usually results in a higher earnings per share, all else being equal, when the share count drops.

Revenue Growth

  • Flushing Financial Corp. revenues have been falling on a year-over-year basis for 1 quarter in a row. In the most recent quarter Flushing Financial Corp. reported revenues of $122.7M.

Earnings Growth

  • Flushing Financial Corp. has grown year-over-year earnings for 2 quarters straight. In the most recent quarter Flushing Financial Corp. reported earnings per share of $0.30.
Enterprise value:
1.1B
EV / Invested capital:
--
Price / LTM sales:
1.22x
EV / EBIT:
4.96x
EV / Revenue:
2.55x
PEG ratio (5yr expected):
--
EV / Free cash flow:
20.47x
Price / Operating cash flow:
9.84x
Enterprise value / EBITDA:
--
Gross Profit (TTM):
--
Return On Assets:
-0.39%
Net Income Margin (TTM):
-8.34%
Return On Equity:
-4.95%
Return On Invested Capital:
-2.48%
Operating Margin:
11.15%
Trailing 12 Months Fiscal Quarters
Period Ending 2023-09-30 2024-09-30 2025-09-30 2024-09-30 2025-09-30
Income Statement
Revenue $387.9M $473.6M $417.2M $127.9M $122.7M
Gross Profit -- -- -- -- --
Operating Income $42M $35.3M -$27.5M $11.5M $13.7M
EBITDA -- -- -- -- --
Diluted EPS $1.06 $0.88 -$1.19 $0.30 $0.30
Period Ending 2021-09-30 2022-09-30 2023-09-30 2024-09-30 2025-09-30
Balance Sheet
Current Assets $219.5M $207.3M $256.6M $332M $203M
Total Assets $8.1B $8.6B $8.6B $9.3B $8.9B
Current Liabilities $943.3M $994.5M $4.2B $4.5B $4.8B
Total Liabilities $7.4B $7.9B $7.9B $8.6B $8.2B
Total Equity $668.1M $670.7M $669.1M $666.9M $711.2M
Total Debt $805.2M $1.6B $1B $889.9M $539.3M
Trailing 12 Months Fiscal Quarters
Period Ending 2023-09-30 2024-09-30 2025-09-30 2024-09-30 2025-09-30
Cash Flow Statement
Cash Flow Operations $32.4M $32M $55.9M $5.4M $19.6M
Cash From Investing $65.8M -$671.7M $297.8M -$83.4M -$35M
Cash From Financing -$62M $706.4M -$478.3M $188.7M $8.3M
Free Cash Flow $27.4M $28.9M $51.9M $4.8M $19.3M
FFIC
Sector
Market Cap
$521.5M
$537.2M
Price % of 52-Week High
86.79%
92.07%
Dividend Yield
5.7%
1.5%
Shareholder Yield
27.78%
3.06%
1-Year Price Total Return
3.28%
8.37%
Beta (5-Year)
0.812
0.451
Dividend yield:
5.7%
Annualized payout:
$0.88
Payout ratio:
72.63%
Growth streak:
0 years

Technicals

8-day SMA
Buy
Level $15.09
200-day SMA
Buy
Level $13.48
Bollinger Bands (100)
Buy
Level 13.4 - 16.12
Chaikin Money Flow
Buy
Level 40M
20-day SMA
Sell
Level $15.95
Relative Strength Index (RSI14)
Sell
Level 45.89
ADX Line
Sell
Level 35.5
Williams %R
Neutral
Level -57.8397
50-day SMA
Sell
Level $15.89
MACD (12, 26)
Sell
Level -0.28
25-day Aroon Oscillator
Sell
Level -24
On Balance Volume
Neutral
Level 37.8M

Financial Scores

Sell
Altman Z-Score (Annual)
Level (-0.704)
Sell
CA Score (Annual)
Level (-2.2601)
--
Beneish M-Score (Annual)
Level (--)
Sell
Momentum Score
Level (4)
Sell
Ohlson Score
Level (5.0383)
Buy
Piotroski F Score (Annual)
Level (4)
Buy
Quality Ratio Score
Level (3)
Buy
Fundamental Score
Level (6)

Revenue Forecast

Earnings per Share Forecast

Company Profile

Flushing Financial Corp. operates as a bank holding company, which provides banking and financial services. Its principal business is attracting retail deposits from the general public and investing those deposits together with funds generated from ongoing operations and borrowings, primarily in originations and purchases of multi-family residential properties, commercial business loans, commercial real estate mortgage loans, construction loans, small business administration loans and other small business loans, mortgage loans, U.S. government securities, corporate fixed-income securities and other marketable securities. The company was founded on May 9, 1994 and is headquartered in Uniondale, NY.

Stock Forecast FAQ

In the current month, FFIC has received 0 Buy ratings 3 Hold ratings, and 0 Sell ratings. The FFIC average analyst price target in the past 3 months is $16.00.

  • Where Will Flushing Financial Corp. Stock Be In 1 Year?

    According to analysts, the consensus estimate is that Flushing Financial Corp. share price will rise to $16.00 per share over the next 12 months.

  • What Do Analysts Say About Flushing Financial Corp.?

    Analysts are divided on their view about Flushing Financial Corp. share price and where it will be in the next 12 months. The majority of analysts rate the stock a Buy. However, a smaller subset of analysts suggest that Flushing Financial Corp. is a Sell and believe this share price will drop from its current level to $14.50.

  • What Is Flushing Financial Corp.'s Price Target?

    The price target for Flushing Financial Corp. over the next 1-year time period is forecast to be $16.00 according to 3 Wall Street analysts, 0 of them rate the stock a Buy, 0 rate the stock a Sell, and 3 analysts rate the stock a Hold.

  • Is FFIC A Buy, Sell Or Hold?

    According to Wall Street analysts, the consensus rating for Flushing Financial Corp. is a Hold. 3 of 3 analysts rate the stock a Hold at this time.

  • How Can I Buy Shares Of FFIC?

    You can purchase shares of Flushing Financial Corp. via an online brokerage firm such as TD Ameritrade.com, thinkorswim.com, e-trade.com, or Schwab.com. Many other digital online brokerages exist such as RobinHood and Webull where you can purchase Flushing Financial Corp. shares.

  • What Is The Flushing Financial Corp. Share Price Today?

    Flushing Financial Corp. was last trading at $15.45 per share. This represents the most recent stock quote for Flushing Financial Corp.. Yesterday, Flushing Financial Corp. closed at $15.44 per share.

  • How To Buy Flushing Financial Corp. Stock Online?

    In order to purchase Flushing Financial Corp. stock online, open a brokerage account, deposit funds into the account, and select an order type to purchase shares whether it be market or limit.

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