Financhill
Sell
44

NCNO Quote, Financials, Valuation and Earnings

Last price:
$24.36
Seasonality move :
-8.2%
Day range:
$24.24 - $27.50
52-week range:
$18.75 - $40.29
Dividend yield:
0%
P/E ratio:
--
P/S ratio:
4.92x
P/B ratio:
2.64x
Volume:
5.6M
Avg. volume:
2M
1-year change:
-42.71%
Market cap:
$2.8B
Revenue:
$540.7M
EPS (TTM):
-$0.19

Analysts' Opinion

  • Consensus Rating
    nCino, Inc. has received a consensus rating of Hold. The company's average rating is a Hold based on 5 Buy ratings, 6 Hold ratings, and 0 Sell ratings.
  • Price Target Upside
    According to analysts' consensus price target of $35.21, nCino, Inc. has an estimated upside of 44.62% from its current price of $24.35.
  • Price Target Downside
    According to analysts, the lowest downside price target is $27.00 representing -10.88% downside risk from its current price of $24.35.

Fair Value

  • According to the consensus of 11 analysts, nCino, Inc. has 44.62% upside to fair value with a price target of $35.21 per share.

NCNO vs. S&P 500

  • Over the past 5 trading days, nCino, Inc. has underperformed the S&P 500 by -1.29% suggesting its relative strength compared to the major market average is weak at this time.

Share Buyback

  • nCino, Inc. does have a share repurchase program in place at this time. The scale of a buyback program can materially affect share price and usually results in a higher earnings per share, all else being equal, when the share count drops.

Revenue Growth

  • nCino, Inc. has grown year-over-year revenues for 0 quarters straight. In the most recent quarter nCino, Inc. reported revenues of $152.2M.

Earnings Growth

  • nCino, Inc. has grown year-over-year earnings for 1 quarter straight. In the most recent quarter nCino, Inc. reported earnings per share of $0.06.
Enterprise value:
2.9B
EV / Invested capital:
--
Price / LTM sales:
4.92x
EV / EBIT:
1,409.82x
EV / Revenue:
5.15x
PEG ratio (5yr expected):
-6.35x
EV / Free cash flow:
49.35x
Price / Operating cash flow:
47.19x
Enterprise value / EBITDA:
69.19x
Gross Profit (TTM):
$332.6M
Return On Assets:
-1.76%
Net Income Margin (TTM):
-4.79%
Return On Equity:
-2.53%
Return On Invested Capital:
-2.09%
Operating Margin:
1.51%
Trailing 12 Months Fiscal Quarters
Period Ending 2023-10-31 2024-10-31 2025-10-31 2024-10-31 2025-10-31
Income Statement
Revenue $462M $523M $586.5M $138.8M $152.2M
Gross Profit $248.2M $299.9M $332.6M $81.1M $88.7M
Operating Income -$47.6M -$5.5M $11.9M $2.7M $12.6M
EBITDA $2.3M $28.5M $54.1M $11.6M $23.1M
Diluted EPS -$0.58 -$0.16 -$0.19 -$0.05 $0.06
Period Ending 2021-10-31 2022-10-31 2023-10-31 2024-10-31 2025-10-31
Balance Sheet
Current Assets $426.8M $159.3M $181.2M $336.4M $194.3M
Total Assets $586.5M $1.3B $1.3B $1.5B $1.6B
Current Liabilities $119.4M $157.8M $173M $178.9M $208.1M
Total Liabilities $168.4M $255.2M $235.7M $423.1M $507.3M
Total Equity $418.1M $1B $1B $1.1B $1.1B
Total Debt $51.7M $73.3M $61M $231.1M --
Trailing 12 Months Fiscal Quarters
Period Ending 2023-10-31 2024-10-31 2025-10-31 2024-10-31 2025-10-31
Cash Flow Statement
Cash Flow Operations $27.1M $73.4M $67.1M $5.8M $5.1M
Cash From Investing -$12.9M -$92.2M -$180M -$830K -$174K
Cash From Financing -$22M $170.4M -$57.8M $125.3M -$39.6M
Free Cash Flow $19.2M $71M -- $4.9M --
NCNO
Sector
Market Cap
$2.8B
$54.4M
Price % of 52-Week High
60.44%
59.37%
Dividend Yield
0%
0%
Shareholder Yield
0.78%
0.01%
1-Year Price Total Return
-42.71%
-11.77%
Beta (5-Year)
0.531
0.674
Dividend yield:
0%
Annualized payout:
$0.00
Payout ratio:
--
Growth streak:
0 years

Technicals

8-day SMA
Sell
Level $24.62
200-day SMA
Sell
Level $27.09
Bollinger Bands (100)
Sell
Level 25.14 - 29.84
Chaikin Money Flow
Buy
Level 5.7M
20-day SMA
Sell
Level $25.02
Relative Strength Index (RSI14)
Sell
Level 42.80
ADX Line
Buy
Level 19.11
Williams %R
Buy
Level -87.5
50-day SMA
Sell
Level $25.58
MACD (12, 26)
Sell
Level -0.37
25-day Aroon Oscillator
Buy
Level 28
On Balance Volume
Sell
Level -21.8M

Financial Scores

Buy
Altman Z-Score (Annual)
Level (4.5412)
Buy
CA Score (Annual)
Level (0.6931)
Buy
Beneish M-Score (Annual)
Level (-2.6252)
Sell
Momentum Score
Level (2)
Buy
Ohlson Score
Level (-0.3779)
Buy
Piotroski F Score (Annual)
Level (7)
Buy
Quality Ratio Score
Level (7)
Sell
Fundamental Score
Level (3)

Revenue Forecast

Earnings per Share Forecast

Company Profile

nCino, Inc. engages in the provision of cloud-based software applications for financial institutions in the United States and internationally. Its nCino Bank Operating System, a tenant cloud platform, digitizes, automates, and streamlines complex processes and workflow, and utilizes data analytics and artificial intelligence and machine learning (AI/ML) to enable financial institutions to onboard new clients, make loans, and manage the entire loan life cycle, open deposit and other accounts, and manage regulatory compliance. The firm's nCino IQ is an application suite that utilizes data analytics and AI/ML to provide its customers with automation and insights into their operations, such as tools for analyzing, measuring, and managing credit risk, as well as to enhance their ability to comply with regulatory requirements. The company was founded by Pierre Naudé in 2011 and is headquartered in Wilmington, NC.

Stock Forecast FAQ

In the current month, NCNO has received 5 Buy ratings 6 Hold ratings, and 0 Sell ratings. The NCNO average analyst price target in the past 3 months is $35.21.

  • Where Will nCino, Inc. Stock Be In 1 Year?

    According to analysts, the consensus estimate is that nCino, Inc. share price will rise to $35.21 per share over the next 12 months.

  • What Do Analysts Say About nCino, Inc.?

    Analysts are divided on their view about nCino, Inc. share price and where it will be in the next 12 months. The majority of analysts rate the stock a Buy. However, a smaller subset of analysts suggest that nCino, Inc. is a Sell and believe this share price will drop from its current level to $27.00.

  • What Is nCino, Inc.'s Price Target?

    The price target for nCino, Inc. over the next 1-year time period is forecast to be $35.21 according to 11 Wall Street analysts, 5 of them rate the stock a Buy, 0 rate the stock a Sell, and 6 analysts rate the stock a Hold.

  • Is NCNO A Buy, Sell Or Hold?

    According to Wall Street analysts, the consensus rating for nCino, Inc. is a Hold. 6 of 11 analysts rate the stock a Hold at this time.

  • How Can I Buy Shares Of NCNO?

    You can purchase shares of nCino, Inc. via an online brokerage firm such as TD Ameritrade.com, thinkorswim.com, e-trade.com, or Schwab.com. Many other digital online brokerages exist such as RobinHood and Webull where you can purchase nCino, Inc. shares.

  • What Is The nCino, Inc. Share Price Today?

    nCino, Inc. was last trading at $24.36 per share. This represents the most recent stock quote for nCino, Inc.. Yesterday, nCino, Inc. closed at $24.35 per share.

  • How To Buy nCino, Inc. Stock Online?

    In order to purchase nCino, Inc. stock online, open a brokerage account, deposit funds into the account, and select an order type to purchase shares whether it be market or limit.

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