MCBS Quote, Financials, Valuation and Earnings

Citizens & Northern Corp. has a net margin of 28.76% compared to MetroCity Bankshares, Inc.'s net margin of 15.87%. MetroCity Bankshares, Inc.'s return on equity of 15.58% beat Citizens & Northern Corp.'s return on equity of 9.51%.

MetroCity Bankshares, Inc. has a consensus price target of $31.00, signalling upside risk potential of 14.52%. On the other hand Citizens & Northern Corp. has an analysts' consensus of $22.50 which suggests that it could grow by 8.91%. Given that MetroCity Bankshares, Inc. has higher upside potential than Citizens & Northern Corp., analysts believe MetroCity Bankshares, Inc. is more attractive than Citizens & Northern Corp..

MetroCity Bankshares, Inc. has a beta of 0.720, which suggesting that the stock is 28.018% less volatile than S&P 500. In comparison Citizens & Northern Corp. has a beta of 0.571, suggesting its less volatile than the S&P 500 by 42.86%.

MetroCity Bankshares, Inc. has a quarterly dividend of $0.25 per share corresponding to a yield of 3.55%. Citizens & Northern Corp. offers a yield of 5.42% to investors and pays a quarterly dividend of $0.28 per share. MetroCity Bankshares, Inc. pays 32.92% of its earnings as a dividend. Citizens & Northern Corp. pays out 66.39% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

MetroCity Bankshares, Inc. quarterly revenues are $60.1M, which are larger than Citizens & Northern Corp. quarterly revenues of $40.9M. MetroCity Bankshares, Inc.'s net income of $17.3M is higher than Citizens & Northern Corp.'s net income of $6.5M. Notably, MetroCity Bankshares, Inc.'s price-to-earnings ratio is 10.45x while Citizens & Northern Corp.'s PE ratio is 11.81x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for MetroCity Bankshares, Inc. is 2.93x versus 1.97x for Citizens & Northern Corp.. Usually stocks with elevated PS ratios are considered overvalued.

Heritage Commerce Corp. has a net margin of 28.76% compared to MetroCity Bankshares, Inc.'s net margin of 21.52%. MetroCity Bankshares, Inc.'s return on equity of 15.58% beat Heritage Commerce Corp.'s return on equity of 6.25%.

MetroCity Bankshares, Inc. has a consensus price target of $31.00, signalling upside risk potential of 14.52%. On the other hand Heritage Commerce Corp. has an analysts' consensus of $13.00 which suggests that it could grow by 3.5%. Given that MetroCity Bankshares, Inc. has higher upside potential than Heritage Commerce Corp., analysts believe MetroCity Bankshares, Inc. is more attractive than Heritage Commerce Corp..

MetroCity Bankshares, Inc. has a beta of 0.720, which suggesting that the stock is 28.018% less volatile than S&P 500. In comparison Heritage Commerce Corp. has a beta of 0.813, suggesting its less volatile than the S&P 500 by 18.684%.

MetroCity Bankshares, Inc. has a quarterly dividend of $0.25 per share corresponding to a yield of 3.55%. Heritage Commerce Corp. offers a yield of 4.14% to investors and pays a quarterly dividend of $0.13 per share. MetroCity Bankshares, Inc. pays 32.92% of its earnings as a dividend. Heritage Commerce Corp. pays out 78.94% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

MetroCity Bankshares, Inc. quarterly revenues are $60.1M, which are smaller than Heritage Commerce Corp. quarterly revenues of $68.3M. MetroCity Bankshares, Inc.'s net income of $17.3M is higher than Heritage Commerce Corp.'s net income of $14.7M. Notably, MetroCity Bankshares, Inc.'s price-to-earnings ratio is 10.45x while Heritage Commerce Corp.'s PE ratio is 17.87x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for MetroCity Bankshares, Inc. is 2.93x versus 2.92x for Heritage Commerce Corp.. Usually stocks with elevated PS ratios are considered overvalued.

Peoples Bancorp, Inc. (Ohio) has a net margin of 28.76% compared to MetroCity Bankshares, Inc.'s net margin of 18.66%. MetroCity Bankshares, Inc.'s return on equity of 15.58% beat Peoples Bancorp, Inc. (Ohio)'s return on equity of 8.84%.

MetroCity Bankshares, Inc. has a consensus price target of $31.00, signalling upside risk potential of 14.52%. On the other hand Peoples Bancorp, Inc. (Ohio) has an analysts' consensus of $34.00 which suggests that it could grow by 10.86%. Given that MetroCity Bankshares, Inc. has higher upside potential than Peoples Bancorp, Inc. (Ohio), analysts believe MetroCity Bankshares, Inc. is more attractive than Peoples Bancorp, Inc. (Ohio).

MetroCity Bankshares, Inc. has a beta of 0.720, which suggesting that the stock is 28.018% less volatile than S&P 500. In comparison Peoples Bancorp, Inc. (Ohio) has a beta of 0.670, suggesting its less volatile than the S&P 500 by 33%.

MetroCity Bankshares, Inc. has a quarterly dividend of $0.25 per share corresponding to a yield of 3.55%. Peoples Bancorp, Inc. (Ohio) offers a yield of 5.32% to investors and pays a quarterly dividend of $0.41 per share. MetroCity Bankshares, Inc. pays 32.92% of its earnings as a dividend. Peoples Bancorp, Inc. (Ohio) pays out 48.1% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

MetroCity Bankshares, Inc. quarterly revenues are $60.1M, which are smaller than Peoples Bancorp, Inc. (Ohio) quarterly revenues of $156.6M. MetroCity Bankshares, Inc.'s net income of $17.3M is lower than Peoples Bancorp, Inc. (Ohio)'s net income of $29.2M. Notably, MetroCity Bankshares, Inc.'s price-to-earnings ratio is 10.45x while Peoples Bancorp, Inc. (Ohio)'s PE ratio is 10.73x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for MetroCity Bankshares, Inc. is 2.93x versus 1.76x for Peoples Bancorp, Inc. (Ohio). Usually stocks with elevated PS ratios are considered overvalued.

First Financial Corp. (Indiana) has a net margin of 28.76% compared to MetroCity Bankshares, Inc.'s net margin of 23.65%. MetroCity Bankshares, Inc.'s return on equity of 15.58% beat First Financial Corp. (Indiana)'s return on equity of 12.77%.

MetroCity Bankshares, Inc. has a consensus price target of $31.00, signalling upside risk potential of 14.52%. On the other hand First Financial Corp. (Indiana) has an analysts' consensus of $62.00 which suggests that it could fall by -0.9%. Given that MetroCity Bankshares, Inc. has higher upside potential than First Financial Corp. (Indiana), analysts believe MetroCity Bankshares, Inc. is more attractive than First Financial Corp. (Indiana).

MetroCity Bankshares, Inc. has a beta of 0.720, which suggesting that the stock is 28.018% less volatile than S&P 500. In comparison First Financial Corp. (Indiana) has a beta of 0.427, suggesting its less volatile than the S&P 500 by 57.347%.

MetroCity Bankshares, Inc. has a quarterly dividend of $0.25 per share corresponding to a yield of 3.55%. First Financial Corp. (Indiana) offers a yield of 3.26% to investors and pays a quarterly dividend of $0.51 per share. MetroCity Bankshares, Inc. pays 32.92% of its earnings as a dividend. First Financial Corp. (Indiana) pays out 46.47% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

MetroCity Bankshares, Inc. quarterly revenues are $60.1M, which are smaller than First Financial Corp. (Indiana) quarterly revenues of $87.8M. MetroCity Bankshares, Inc.'s net income of $17.3M is lower than First Financial Corp. (Indiana)'s net income of $20.8M. Notably, MetroCity Bankshares, Inc.'s price-to-earnings ratio is 10.45x while First Financial Corp. (Indiana)'s PE ratio is 10.01x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for MetroCity Bankshares, Inc. is 2.93x versus 2.17x for First Financial Corp. (Indiana). Usually stocks with elevated PS ratios are considered overvalued.