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LKFN Quote, Financials, Valuation and Earnings
Last price:
$59.15
Seasonality move
:
2.94%
Day range:
$59.00 - $60.20
52-week range:
$50.00 - $71.77
Dividend yield:
3.38%
P/E ratio:
15.62x
P/S ratio:
3.63x
P/B ratio:
2.02x
Volume:
88.7K
Avg. volume:
171.4K
1-year change:
-14.64%
Market cap:
$1.5B
Revenue:
$430M
EPS (TTM):
$3.79
Price Performance History
Performance vs. Valuation Benchmarks
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Competitors
| Company | Revenue Forecast | Earnings Forecast | Revenue Growth Forecast | Earnings Growth Forecast | Analyst Price Target Median |
|---|---|---|---|---|---|
|
LKFN
Lakeland Financial Corp. (Indiana)
|
$69.2M | $1.04 | -34.01% | 12.59% | $66.20 |
|
COLB
Columbia Banking System, Inc.
|
$573M | $0.69 | -4.56% | 4.7% | $30.50 |
|
CZNC
Citizens & Northern Corp.
|
$28.5M | $0.53 | -13.4% | 10.48% | $22.50 |
|
FFBC
First Financial Bancorp (Ohio)
|
$229.5M | $0.75 | -22.53% | 15.77% | $29.83 |
|
FIBK
First Interstate BancSystem, Inc.
|
$254.5M | $0.61 | -31.03% | 25.67% | $37.00 |
|
HTBK
Heritage Commerce Corp.
|
$48.9M | $0.21 | -24% | 34.73% | $13.00 |
| Company | Price | Analyst Target | Market Cap | P/E Ratio | Dividend per Share | Dividend Yield | Price / LTM Sales |
|---|---|---|---|---|---|---|---|
|
LKFN
Lakeland Financial Corp. (Indiana)
|
$59.11 | $66.20 | $1.5B | 15.62x | $0.50 | 3.38% | 3.63x |
|
COLB
Columbia Banking System, Inc.
|
$28.62 | $30.50 | $8.6B | 12.88x | $0.37 | 5.07% | 2.08x |
|
CZNC
Citizens & Northern Corp.
|
$20.66 | $22.50 | $367.8M | 11.81x | $0.28 | 5.42% | 1.97x |
|
FFBC
First Financial Bancorp (Ohio)
|
$25.80 | $29.83 | $2.5B | 9.56x | $0.25 | 3.8% | 1.97x |
|
FIBK
First Interstate BancSystem, Inc.
|
$35.86 | $37.00 | $3.7B | 15.11x | $0.47 | 5.24% | 2.66x |
|
HTBK
Heritage Commerce Corp.
|
$12.56 | $13.00 | $769.7M | 17.87x | $0.13 | 4.14% | 2.92x |
| Company | Total Debt / Total Capital | Beta | Debt to Equity | Quick Ratio |
|---|---|---|---|---|
|
LKFN
Lakeland Financial Corp. (Indiana)
|
7.83% | 1.148 | 3.87% | 0.00x |
|
COLB
Columbia Banking System, Inc.
|
28.29% | 1.283 | 39.91% | 0.00x |
|
CZNC
Citizens & Northern Corp.
|
37.22% | 0.740 | 56.63% | 0.00x |
|
FFBC
First Financial Bancorp (Ohio)
|
24.9% | 0.998 | 36.08% | 0.00x |
|
FIBK
First Interstate BancSystem, Inc.
|
18.72% | 1.240 | 23.98% | 0.00x |
|
HTBK
Heritage Commerce Corp.
|
8.9% | 1.147 | 11.24% | 0.00x |
| Company | Gross Profit | Operating Income | Return on Invested Capital | Return on Common Equity | EBIT Margin | Free Cash Flow |
|---|---|---|---|---|---|---|
|
LKFN
Lakeland Financial Corp. (Indiana)
|
-- | $32.1M | 12.95% | 13.81% | 65.72% | $31M |
|
COLB
Columbia Banking System, Inc.
|
-- | $206M | 5.04% | 8.32% | 43.38% | $227.9M |
|
CZNC
Citizens & Northern Corp.
|
-- | $8.9M | 5.6% | 9.51% | 47.39% | $8.5M |
|
FFBC
First Financial Bancorp (Ohio)
|
-- | $90.7M | 7.12% | 10.26% | 55.73% | $85.8M |
|
FIBK
First Interstate BancSystem, Inc.
|
-- | $92.6M | 4.72% | 7.26% | 52.96% | $84.3M |
|
HTBK
Heritage Commerce Corp.
|
-- | $20.6M | 5.68% | 6.25% | 56.9% | $19.1M |
Lakeland Financial Corp. (Indiana) vs. Competitors
-
Which has Higher Returns LKFN or COLB?
Columbia Banking System, Inc. has a net margin of 24.48% compared to Lakeland Financial Corp. (Indiana)'s net margin of 11.77%. Lakeland Financial Corp. (Indiana)'s return on equity of 13.81% beat Columbia Banking System, Inc.'s return on equity of 8.32%.
Company Gross Margin Earnings Per Share Invested Capital LKFNLakeland Financial Corp. (Indiana)-- $1.02 $811M COLBColumbia Banking System, Inc.-- $0.40 $10.9B -
What do Analysts Say About LKFN or COLB?
Lakeland Financial Corp. (Indiana) has a consensus price target of $66.20, signalling upside risk potential of 12%. On the other hand Columbia Banking System, Inc. has an analysts' consensus of $30.50 which suggests that it could grow by 6.57%. Given that Lakeland Financial Corp. (Indiana) has higher upside potential than Columbia Banking System, Inc., analysts believe Lakeland Financial Corp. (Indiana) is more attractive than Columbia Banking System, Inc..
Company Buy Ratings Hold Ratings Sell Ratings LKFNLakeland Financial Corp. (Indiana)1 3 0 COLBColumbia Banking System, Inc.2 9 0 -
Is LKFN or COLB More Risky?
Lakeland Financial Corp. (Indiana) has a beta of 0.731, which suggesting that the stock is 26.925% less volatile than S&P 500. In comparison Columbia Banking System, Inc. has a beta of 0.624, suggesting its less volatile than the S&P 500 by 37.596%.
-
Which is a Better Dividend Stock LKFN or COLB?
Lakeland Financial Corp. (Indiana) has a quarterly dividend of $0.50 per share corresponding to a yield of 3.38%. Columbia Banking System, Inc. offers a yield of 5.07% to investors and pays a quarterly dividend of $0.37 per share. Lakeland Financial Corp. (Indiana) pays 52.93% of its earnings as a dividend. Columbia Banking System, Inc. pays out 56.48% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.
-
Which has Better Financial Ratios LKFN or COLB?
Lakeland Financial Corp. (Indiana) quarterly revenues are $107.8M, which are smaller than Columbia Banking System, Inc. quarterly revenues of $816M. Lakeland Financial Corp. (Indiana)'s net income of $26.4M is lower than Columbia Banking System, Inc.'s net income of $96M. Notably, Lakeland Financial Corp. (Indiana)'s price-to-earnings ratio is 15.62x while Columbia Banking System, Inc.'s PE ratio is 12.88x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Lakeland Financial Corp. (Indiana) is 3.63x versus 2.08x for Columbia Banking System, Inc.. Usually stocks with elevated PS ratios are considered overvalued.
Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income LKFNLakeland Financial Corp. (Indiana)3.63x 15.62x $107.8M $26.4M COLBColumbia Banking System, Inc.2.08x 12.88x $816M $96M
-
Which has Higher Returns LKFN or CZNC?
Citizens & Northern Corp. has a net margin of 24.48% compared to Lakeland Financial Corp. (Indiana)'s net margin of 15.87%. Lakeland Financial Corp. (Indiana)'s return on equity of 13.81% beat Citizens & Northern Corp.'s return on equity of 9.51%.
Company Gross Margin Earnings Per Share Invested Capital LKFNLakeland Financial Corp. (Indiana)-- $1.02 $811M CZNCCitizens & Northern Corp.-- $0.42 $468.2M -
What do Analysts Say About LKFN or CZNC?
Lakeland Financial Corp. (Indiana) has a consensus price target of $66.20, signalling upside risk potential of 12%. On the other hand Citizens & Northern Corp. has an analysts' consensus of $22.50 which suggests that it could grow by 8.91%. Given that Lakeland Financial Corp. (Indiana) has higher upside potential than Citizens & Northern Corp., analysts believe Lakeland Financial Corp. (Indiana) is more attractive than Citizens & Northern Corp..
Company Buy Ratings Hold Ratings Sell Ratings LKFNLakeland Financial Corp. (Indiana)1 3 0 CZNCCitizens & Northern Corp.0 1 0 -
Is LKFN or CZNC More Risky?
Lakeland Financial Corp. (Indiana) has a beta of 0.731, which suggesting that the stock is 26.925% less volatile than S&P 500. In comparison Citizens & Northern Corp. has a beta of 0.571, suggesting its less volatile than the S&P 500 by 42.86%.
-
Which is a Better Dividend Stock LKFN or CZNC?
Lakeland Financial Corp. (Indiana) has a quarterly dividend of $0.50 per share corresponding to a yield of 3.38%. Citizens & Northern Corp. offers a yield of 5.42% to investors and pays a quarterly dividend of $0.28 per share. Lakeland Financial Corp. (Indiana) pays 52.93% of its earnings as a dividend. Citizens & Northern Corp. pays out 66.39% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.
-
Which has Better Financial Ratios LKFN or CZNC?
Lakeland Financial Corp. (Indiana) quarterly revenues are $107.8M, which are larger than Citizens & Northern Corp. quarterly revenues of $40.9M. Lakeland Financial Corp. (Indiana)'s net income of $26.4M is higher than Citizens & Northern Corp.'s net income of $6.5M. Notably, Lakeland Financial Corp. (Indiana)'s price-to-earnings ratio is 15.62x while Citizens & Northern Corp.'s PE ratio is 11.81x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Lakeland Financial Corp. (Indiana) is 3.63x versus 1.97x for Citizens & Northern Corp.. Usually stocks with elevated PS ratios are considered overvalued.
Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income LKFNLakeland Financial Corp. (Indiana)3.63x 15.62x $107.8M $26.4M CZNCCitizens & Northern Corp.1.97x 11.81x $40.9M $6.5M
-
Which has Higher Returns LKFN or FFBC?
First Financial Bancorp (Ohio) has a net margin of 24.48% compared to Lakeland Financial Corp. (Indiana)'s net margin of 22.21%. Lakeland Financial Corp. (Indiana)'s return on equity of 13.81% beat First Financial Bancorp (Ohio)'s return on equity of 10.26%.
Company Gross Margin Earnings Per Share Invested Capital LKFNLakeland Financial Corp. (Indiana)-- $1.02 $811M FFBCFirst Financial Bancorp (Ohio)-- $0.75 $3.5B -
What do Analysts Say About LKFN or FFBC?
Lakeland Financial Corp. (Indiana) has a consensus price target of $66.20, signalling upside risk potential of 12%. On the other hand First Financial Bancorp (Ohio) has an analysts' consensus of $29.83 which suggests that it could grow by 15.63%. Given that First Financial Bancorp (Ohio) has higher upside potential than Lakeland Financial Corp. (Indiana), analysts believe First Financial Bancorp (Ohio) is more attractive than Lakeland Financial Corp. (Indiana).
Company Buy Ratings Hold Ratings Sell Ratings LKFNLakeland Financial Corp. (Indiana)1 3 0 FFBCFirst Financial Bancorp (Ohio)2 4 0 -
Is LKFN or FFBC More Risky?
Lakeland Financial Corp. (Indiana) has a beta of 0.731, which suggesting that the stock is 26.925% less volatile than S&P 500. In comparison First Financial Bancorp (Ohio) has a beta of 1.000, suggesting its less volatile than the S&P 500 by 0.024000000000002%.
-
Which is a Better Dividend Stock LKFN or FFBC?
Lakeland Financial Corp. (Indiana) has a quarterly dividend of $0.50 per share corresponding to a yield of 3.38%. First Financial Bancorp (Ohio) offers a yield of 3.8% to investors and pays a quarterly dividend of $0.25 per share. Lakeland Financial Corp. (Indiana) pays 52.93% of its earnings as a dividend. First Financial Bancorp (Ohio) pays out 39.19% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.
-
Which has Better Financial Ratios LKFN or FFBC?
Lakeland Financial Corp. (Indiana) quarterly revenues are $107.8M, which are smaller than First Financial Bancorp (Ohio) quarterly revenues of $323.8M. Lakeland Financial Corp. (Indiana)'s net income of $26.4M is lower than First Financial Bancorp (Ohio)'s net income of $71.9M. Notably, Lakeland Financial Corp. (Indiana)'s price-to-earnings ratio is 15.62x while First Financial Bancorp (Ohio)'s PE ratio is 9.56x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Lakeland Financial Corp. (Indiana) is 3.63x versus 1.97x for First Financial Bancorp (Ohio). Usually stocks with elevated PS ratios are considered overvalued.
Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income LKFNLakeland Financial Corp. (Indiana)3.63x 15.62x $107.8M $26.4M FFBCFirst Financial Bancorp (Ohio)1.97x 9.56x $323.8M $71.9M
-
Which has Higher Returns LKFN or FIBK?
First Interstate BancSystem, Inc. has a net margin of 24.48% compared to Lakeland Financial Corp. (Indiana)'s net margin of 21.27%. Lakeland Financial Corp. (Indiana)'s return on equity of 13.81% beat First Interstate BancSystem, Inc.'s return on equity of 7.26%.
Company Gross Margin Earnings Per Share Invested Capital LKFNLakeland Financial Corp. (Indiana)-- $1.02 $811M FIBKFirst Interstate BancSystem, Inc.-- $0.69 $4.2B -
What do Analysts Say About LKFN or FIBK?
Lakeland Financial Corp. (Indiana) has a consensus price target of $66.20, signalling upside risk potential of 12%. On the other hand First Interstate BancSystem, Inc. has an analysts' consensus of $37.00 which suggests that it could grow by 3.18%. Given that Lakeland Financial Corp. (Indiana) has higher upside potential than First Interstate BancSystem, Inc., analysts believe Lakeland Financial Corp. (Indiana) is more attractive than First Interstate BancSystem, Inc..
Company Buy Ratings Hold Ratings Sell Ratings LKFNLakeland Financial Corp. (Indiana)1 3 0 FIBKFirst Interstate BancSystem, Inc.2 3 1 -
Is LKFN or FIBK More Risky?
Lakeland Financial Corp. (Indiana) has a beta of 0.731, which suggesting that the stock is 26.925% less volatile than S&P 500. In comparison First Interstate BancSystem, Inc. has a beta of 0.824, suggesting its less volatile than the S&P 500 by 17.645%.
-
Which is a Better Dividend Stock LKFN or FIBK?
Lakeland Financial Corp. (Indiana) has a quarterly dividend of $0.50 per share corresponding to a yield of 3.38%. First Interstate BancSystem, Inc. offers a yield of 5.24% to investors and pays a quarterly dividend of $0.47 per share. Lakeland Financial Corp. (Indiana) pays 52.93% of its earnings as a dividend. First Interstate BancSystem, Inc. pays out 85.84% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.
-
Which has Better Financial Ratios LKFN or FIBK?
Lakeland Financial Corp. (Indiana) quarterly revenues are $107.8M, which are smaller than First Interstate BancSystem, Inc. quarterly revenues of $335.7M. Lakeland Financial Corp. (Indiana)'s net income of $26.4M is lower than First Interstate BancSystem, Inc.'s net income of $71.4M. Notably, Lakeland Financial Corp. (Indiana)'s price-to-earnings ratio is 15.62x while First Interstate BancSystem, Inc.'s PE ratio is 15.11x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Lakeland Financial Corp. (Indiana) is 3.63x versus 2.66x for First Interstate BancSystem, Inc.. Usually stocks with elevated PS ratios are considered overvalued.
Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income LKFNLakeland Financial Corp. (Indiana)3.63x 15.62x $107.8M $26.4M FIBKFirst Interstate BancSystem, Inc.2.66x 15.11x $335.7M $71.4M
-
Which has Higher Returns LKFN or HTBK?
Heritage Commerce Corp. has a net margin of 24.48% compared to Lakeland Financial Corp. (Indiana)'s net margin of 21.52%. Lakeland Financial Corp. (Indiana)'s return on equity of 13.81% beat Heritage Commerce Corp.'s return on equity of 6.25%.
Company Gross Margin Earnings Per Share Invested Capital LKFNLakeland Financial Corp. (Indiana)-- $1.02 $811M HTBKHeritage Commerce Corp.-- $0.24 $768.4M -
What do Analysts Say About LKFN or HTBK?
Lakeland Financial Corp. (Indiana) has a consensus price target of $66.20, signalling upside risk potential of 12%. On the other hand Heritage Commerce Corp. has an analysts' consensus of $13.00 which suggests that it could grow by 3.5%. Given that Lakeland Financial Corp. (Indiana) has higher upside potential than Heritage Commerce Corp., analysts believe Lakeland Financial Corp. (Indiana) is more attractive than Heritage Commerce Corp..
Company Buy Ratings Hold Ratings Sell Ratings LKFNLakeland Financial Corp. (Indiana)1 3 0 HTBKHeritage Commerce Corp.1 2 0 -
Is LKFN or HTBK More Risky?
Lakeland Financial Corp. (Indiana) has a beta of 0.731, which suggesting that the stock is 26.925% less volatile than S&P 500. In comparison Heritage Commerce Corp. has a beta of 0.813, suggesting its less volatile than the S&P 500 by 18.684%.
-
Which is a Better Dividend Stock LKFN or HTBK?
Lakeland Financial Corp. (Indiana) has a quarterly dividend of $0.50 per share corresponding to a yield of 3.38%. Heritage Commerce Corp. offers a yield of 4.14% to investors and pays a quarterly dividend of $0.13 per share. Lakeland Financial Corp. (Indiana) pays 52.93% of its earnings as a dividend. Heritage Commerce Corp. pays out 78.94% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.
-
Which has Better Financial Ratios LKFN or HTBK?
Lakeland Financial Corp. (Indiana) quarterly revenues are $107.8M, which are larger than Heritage Commerce Corp. quarterly revenues of $68.3M. Lakeland Financial Corp. (Indiana)'s net income of $26.4M is higher than Heritage Commerce Corp.'s net income of $14.7M. Notably, Lakeland Financial Corp. (Indiana)'s price-to-earnings ratio is 15.62x while Heritage Commerce Corp.'s PE ratio is 17.87x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Lakeland Financial Corp. (Indiana) is 3.63x versus 2.92x for Heritage Commerce Corp.. Usually stocks with elevated PS ratios are considered overvalued.
Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income LKFNLakeland Financial Corp. (Indiana)3.63x 15.62x $107.8M $26.4M HTBKHeritage Commerce Corp.2.92x 17.87x $68.3M $14.7M
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