IBCP Quote, Financials, Valuation and Earnings

Citizens & Northern Corp. has a net margin of 23.4% compared to Independent Bank Corp. (Michigan)'s net margin of 8.97%. Independent Bank Corp. (Michigan)'s return on equity of 14.37% beat Citizens & Northern Corp.'s return on equity of 7.87%.

Independent Bank Corp. (Michigan) has a consensus price target of $37.60, signalling upside risk potential of 1.7%. On the other hand Citizens & Northern Corp. has an analysts' consensus of $23.50 which suggests that it could fall by -1.43%. Given that Independent Bank Corp. (Michigan) has higher upside potential than Citizens & Northern Corp., analysts believe Independent Bank Corp. (Michigan) is more attractive than Citizens & Northern Corp..

Independent Bank Corp. (Michigan) has a beta of 0.798, which suggesting that the stock is 20.196% less volatile than S&P 500. In comparison Citizens & Northern Corp. has a beta of 0.553, suggesting its less volatile than the S&P 500 by 44.651%.

Independent Bank Corp. (Michigan) has a quarterly dividend of $0.28 per share corresponding to a yield of 2.87%. Citizens & Northern Corp. offers a yield of 4.7% to investors and pays a quarterly dividend of $0.28 per share. Independent Bank Corp. (Michigan) pays 31.8% of its earnings as a dividend. Citizens & Northern Corp. pays out 76.85% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

Independent Bank Corp. (Michigan) quarterly revenues are $79.4M, which are larger than Citizens & Northern Corp. quarterly revenues of $49.8M. Independent Bank Corp. (Michigan)'s net income of $18.6M is higher than Citizens & Northern Corp.'s net income of $4.5M. Notably, Independent Bank Corp. (Michigan)'s price-to-earnings ratio is 11.31x while Citizens & Northern Corp.'s PE ratio is 16.16x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Independent Bank Corp. (Michigan) is 2.46x versus 2.23x for Citizens & Northern Corp.. Usually stocks with elevated PS ratios are considered overvalued.

Independent Bank Corp. (Massachusetts) has a net margin of 23.4% compared to Independent Bank Corp. (Michigan)'s net margin of 22.31%. Independent Bank Corp. (Michigan)'s return on equity of 14.37% beat Independent Bank Corp. (Massachusetts)'s return on equity of 6.33%.

Independent Bank Corp. (Michigan) has a consensus price target of $37.60, signalling upside risk potential of 1.7%. On the other hand Independent Bank Corp. (Massachusetts) has an analysts' consensus of $90.00 which suggests that it could grow by 7.84%. Given that Independent Bank Corp. (Massachusetts) has higher upside potential than Independent Bank Corp. (Michigan), analysts believe Independent Bank Corp. (Massachusetts) is more attractive than Independent Bank Corp. (Michigan).

Independent Bank Corp. (Michigan) has a beta of 0.798, which suggesting that the stock is 20.196% less volatile than S&P 500. In comparison Independent Bank Corp. (Massachusetts) has a beta of 0.801, suggesting its less volatile than the S&P 500 by 19.86%.

Independent Bank Corp. (Michigan) has a quarterly dividend of $0.28 per share corresponding to a yield of 2.87%. Independent Bank Corp. (Massachusetts) offers a yield of 2.83% to investors and pays a quarterly dividend of $0.59 per share. Independent Bank Corp. (Michigan) pays 31.8% of its earnings as a dividend. Independent Bank Corp. (Massachusetts) pays out 53.15% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

Independent Bank Corp. (Michigan) quarterly revenues are $79.4M, which are smaller than Independent Bank Corp. (Massachusetts) quarterly revenues of $337.7M. Independent Bank Corp. (Michigan)'s net income of $18.6M is lower than Independent Bank Corp. (Massachusetts)'s net income of $75.3M. Notably, Independent Bank Corp. (Michigan)'s price-to-earnings ratio is 11.31x while Independent Bank Corp. (Massachusetts)'s PE ratio is 18.76x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Independent Bank Corp. (Michigan) is 2.46x versus 3.30x for Independent Bank Corp. (Massachusetts). Usually stocks with elevated PS ratios are considered overvalued.

Peoples Bancorp, Inc. (Ohio) has a net margin of 23.4% compared to Independent Bank Corp. (Michigan)'s net margin of 20.09%. Independent Bank Corp. (Michigan)'s return on equity of 14.37% beat Peoples Bancorp, Inc. (Ohio)'s return on equity of 9.13%.

Independent Bank Corp. (Michigan) has a consensus price target of $37.60, signalling upside risk potential of 1.7%. On the other hand Peoples Bancorp, Inc. (Ohio) has an analysts' consensus of $35.14 which suggests that it could grow by 2.36%. Given that Peoples Bancorp, Inc. (Ohio) has higher upside potential than Independent Bank Corp. (Michigan), analysts believe Peoples Bancorp, Inc. (Ohio) is more attractive than Independent Bank Corp. (Michigan).

Independent Bank Corp. (Michigan) has a beta of 0.798, which suggesting that the stock is 20.196% less volatile than S&P 500. In comparison Peoples Bancorp, Inc. (Ohio) has a beta of 0.683, suggesting its less volatile than the S&P 500 by 31.665%.

Independent Bank Corp. (Michigan) has a quarterly dividend of $0.28 per share corresponding to a yield of 2.87%. Peoples Bancorp, Inc. (Ohio) offers a yield of 4.82% to investors and pays a quarterly dividend of $0.41 per share. Independent Bank Corp. (Michigan) pays 31.8% of its earnings as a dividend. Peoples Bancorp, Inc. (Ohio) pays out 54.52% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

Independent Bank Corp. (Michigan) quarterly revenues are $79.4M, which are smaller than Peoples Bancorp, Inc. (Ohio) quarterly revenues of $156.8M. Independent Bank Corp. (Michigan)'s net income of $18.6M is lower than Peoples Bancorp, Inc. (Ohio)'s net income of $31.5M. Notably, Independent Bank Corp. (Michigan)'s price-to-earnings ratio is 11.31x while Peoples Bancorp, Inc. (Ohio)'s PE ratio is 11.37x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Independent Bank Corp. (Michigan) is 2.46x versus 1.95x for Peoples Bancorp, Inc. (Ohio). Usually stocks with elevated PS ratios are considered overvalued.

Provident Financial Services, Inc. has a net margin of 23.4% compared to Independent Bank Corp. (Michigan)'s net margin of 23.63%. Independent Bank Corp. (Michigan)'s return on equity of 14.37% beat Provident Financial Services, Inc.'s return on equity of 10.73%.

Independent Bank Corp. (Michigan) has a consensus price target of $37.60, signalling upside risk potential of 1.7%. On the other hand Provident Financial Services, Inc. has an analysts' consensus of $25.00 which suggests that it could grow by 8.32%. Given that Provident Financial Services, Inc. has higher upside potential than Independent Bank Corp. (Michigan), analysts believe Provident Financial Services, Inc. is more attractive than Independent Bank Corp. (Michigan).

Independent Bank Corp. (Michigan) has a beta of 0.798, which suggesting that the stock is 20.196% less volatile than S&P 500. In comparison Provident Financial Services, Inc. has a beta of 0.865, suggesting its less volatile than the S&P 500 by 13.53%.

Independent Bank Corp. (Michigan) has a quarterly dividend of $0.28 per share corresponding to a yield of 2.87%. Provident Financial Services, Inc. offers a yield of 4.16% to investors and pays a quarterly dividend of $0.24 per share. Independent Bank Corp. (Michigan) pays 31.8% of its earnings as a dividend. Provident Financial Services, Inc. pays out 43.05% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

Independent Bank Corp. (Michigan) quarterly revenues are $79.4M, which are smaller than Provident Financial Services, Inc. quarterly revenues of $353.2M. Independent Bank Corp. (Michigan)'s net income of $18.6M is lower than Provident Financial Services, Inc.'s net income of $83.4M. Notably, Independent Bank Corp. (Michigan)'s price-to-earnings ratio is 11.31x while Provident Financial Services, Inc.'s PE ratio is 10.35x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Independent Bank Corp. (Michigan) is 2.46x versus 2.18x for Provident Financial Services, Inc.. Usually stocks with elevated PS ratios are considered overvalued.