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Buy
66
IBCP Quote, Financials, Valuation and Earnings
Last price:
$33.60
Seasonality move
:
31.75%
Day range:
$33.53 - $33.76
52-week range:
$26.75 - $37.13
Dividend yield:
3.1%
P/E ratio:
10.30x
P/S ratio:
2.19x
P/B ratio:
1.41x
Volume:
36.3K
Avg. volume:
136.5K
1-year change:
-1.07%
Market cap:
$693.8M
Revenue:
$320.4M
EPS (TTM):
$3.25
Price Performance History
Performance vs. Valuation Benchmarks
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Competitors
| Company | Revenue Forecast | Earnings Forecast | Revenue Growth Forecast | Earnings Growth Forecast | Analyst Price Target Median |
|---|---|---|---|---|---|
|
IBCP
Independent Bank Corp. (Michigan)
|
$49.3M | $0.84 | -41.41% | -3.66% | $35.60 |
|
COLB
Columbia Banking System, Inc.
|
$573M | $0.69 | -4.56% | 4.7% | $30.50 |
|
FIBK
First Interstate BancSystem, Inc.
|
$254.5M | $0.61 | -31.03% | 25.67% | $37.00 |
|
FMNB
Farmers National Banc Corp.
|
$48.3M | $0.41 | -26.93% | 21.88% | $16.00 |
|
INDB
Independent Bank Corp. (Massachusetts)
|
$244.8M | $1.54 | 1.29% | 40.57% | $83.40 |
|
PEBO
Peoples Bancorp, Inc. (Ohio)
|
$116.9M | $0.82 | -23.9% | 16.15% | $34.00 |
| Company | Price | Analyst Target | Market Cap | P/E Ratio | Dividend per Share | Dividend Yield | Price / LTM Sales |
|---|---|---|---|---|---|---|---|
|
IBCP
Independent Bank Corp. (Michigan)
|
$33.53 | $35.60 | $693.8M | 10.30x | $0.26 | 3.1% | 2.19x |
|
COLB
Columbia Banking System, Inc.
|
$28.62 | $30.50 | $8.6B | 12.88x | $0.37 | 5.07% | 2.08x |
|
FIBK
First Interstate BancSystem, Inc.
|
$35.86 | $37.00 | $3.7B | 15.11x | $0.47 | 5.24% | 2.66x |
|
FMNB
Farmers National Banc Corp.
|
$13.79 | $16.00 | $519.2M | 9.55x | $0.17 | 4.93% | 1.87x |
|
INDB
Independent Bank Corp. (Massachusetts)
|
$75.71 | $83.40 | $3.8B | 18.45x | $0.59 | 3.09% | 3.13x |
|
PEBO
Peoples Bancorp, Inc. (Ohio)
|
$30.67 | $34.00 | $1.1B | 10.73x | $0.41 | 5.32% | 1.76x |
| Company | Total Debt / Total Capital | Beta | Debt to Equity | Quick Ratio |
|---|---|---|---|---|
|
IBCP
Independent Bank Corp. (Michigan)
|
9.01% | 1.007 | 7.58% | 0.00x |
|
COLB
Columbia Banking System, Inc.
|
28.29% | 1.283 | 39.91% | 0.00x |
|
FIBK
First Interstate BancSystem, Inc.
|
18.72% | 1.240 | 23.98% | 0.00x |
|
FMNB
Farmers National Banc Corp.
|
41.43% | 0.673 | 60.76% | 0.00x |
|
INDB
Independent Bank Corp. (Massachusetts)
|
17.94% | 1.077 | 22.55% | 0.00x |
|
PEBO
Peoples Bancorp, Inc. (Ohio)
|
37.88% | 0.881 | 67.53% | 0.00x |
| Company | Gross Profit | Operating Income | Return on Invested Capital | Return on Common Equity | EBIT Margin | Free Cash Flow |
|---|---|---|---|---|---|---|
|
IBCP
Independent Bank Corp. (Michigan)
|
-- | $21.2M | 11.72% | 14.66% | 55.55% | $16.5M |
|
COLB
Columbia Banking System, Inc.
|
-- | $206M | 5.04% | 8.32% | 43.38% | $227.9M |
|
FIBK
First Interstate BancSystem, Inc.
|
-- | $92.6M | 4.72% | 7.26% | 52.96% | $84.3M |
|
FMNB
Farmers National Banc Corp.
|
-- | $17.8M | 7.18% | 12.47% | 53.25% | $9.2M |
|
INDB
Independent Bank Corp. (Massachusetts)
|
-- | $68.3M | 4.63% | 5.75% | 40.71% | $49.5M |
|
PEBO
Peoples Bancorp, Inc. (Ohio)
|
-- | $38M | 6.14% | 8.84% | 50.74% | $12.7M |
Independent Bank Corp. (Michigan) vs. Competitors
-
Which has Higher Returns IBCP or COLB?
Columbia Banking System, Inc. has a net margin of 21.55% compared to Independent Bank Corp. (Michigan)'s net margin of 11.77%. Independent Bank Corp. (Michigan)'s return on equity of 14.66% beat Columbia Banking System, Inc.'s return on equity of 8.32%.
Company Gross Margin Earnings Per Share Invested Capital IBCPIndependent Bank Corp. (Michigan)-- $0.84 $539.3M COLBColumbia Banking System, Inc.-- $0.40 $10.9B -
What do Analysts Say About IBCP or COLB?
Independent Bank Corp. (Michigan) has a consensus price target of $35.60, signalling upside risk potential of 6.17%. On the other hand Columbia Banking System, Inc. has an analysts' consensus of $30.50 which suggests that it could grow by 6.57%. Given that Columbia Banking System, Inc. has higher upside potential than Independent Bank Corp. (Michigan), analysts believe Columbia Banking System, Inc. is more attractive than Independent Bank Corp. (Michigan).
Company Buy Ratings Hold Ratings Sell Ratings IBCPIndependent Bank Corp. (Michigan)0 5 0 COLBColumbia Banking System, Inc.2 9 0 -
Is IBCP or COLB More Risky?
Independent Bank Corp. (Michigan) has a beta of 0.808, which suggesting that the stock is 19.221% less volatile than S&P 500. In comparison Columbia Banking System, Inc. has a beta of 0.624, suggesting its less volatile than the S&P 500 by 37.596%.
-
Which is a Better Dividend Stock IBCP or COLB?
Independent Bank Corp. (Michigan) has a quarterly dividend of $0.26 per share corresponding to a yield of 3.1%. Columbia Banking System, Inc. offers a yield of 5.07% to investors and pays a quarterly dividend of $0.37 per share. Independent Bank Corp. (Michigan) pays 30.34% of its earnings as a dividend. Columbia Banking System, Inc. pays out 56.48% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.
-
Which has Better Financial Ratios IBCP or COLB?
Independent Bank Corp. (Michigan) quarterly revenues are $81.2M, which are smaller than Columbia Banking System, Inc. quarterly revenues of $816M. Independent Bank Corp. (Michigan)'s net income of $17.5M is lower than Columbia Banking System, Inc.'s net income of $96M. Notably, Independent Bank Corp. (Michigan)'s price-to-earnings ratio is 10.30x while Columbia Banking System, Inc.'s PE ratio is 12.88x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Independent Bank Corp. (Michigan) is 2.19x versus 2.08x for Columbia Banking System, Inc.. Usually stocks with elevated PS ratios are considered overvalued.
Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income IBCPIndependent Bank Corp. (Michigan)2.19x 10.30x $81.2M $17.5M COLBColumbia Banking System, Inc.2.08x 12.88x $816M $96M
-
Which has Higher Returns IBCP or FIBK?
First Interstate BancSystem, Inc. has a net margin of 21.55% compared to Independent Bank Corp. (Michigan)'s net margin of 21.27%. Independent Bank Corp. (Michigan)'s return on equity of 14.66% beat First Interstate BancSystem, Inc.'s return on equity of 7.26%.
Company Gross Margin Earnings Per Share Invested Capital IBCPIndependent Bank Corp. (Michigan)-- $0.84 $539.3M FIBKFirst Interstate BancSystem, Inc.-- $0.69 $4.2B -
What do Analysts Say About IBCP or FIBK?
Independent Bank Corp. (Michigan) has a consensus price target of $35.60, signalling upside risk potential of 6.17%. On the other hand First Interstate BancSystem, Inc. has an analysts' consensus of $37.00 which suggests that it could grow by 3.18%. Given that Independent Bank Corp. (Michigan) has higher upside potential than First Interstate BancSystem, Inc., analysts believe Independent Bank Corp. (Michigan) is more attractive than First Interstate BancSystem, Inc..
Company Buy Ratings Hold Ratings Sell Ratings IBCPIndependent Bank Corp. (Michigan)0 5 0 FIBKFirst Interstate BancSystem, Inc.2 3 1 -
Is IBCP or FIBK More Risky?
Independent Bank Corp. (Michigan) has a beta of 0.808, which suggesting that the stock is 19.221% less volatile than S&P 500. In comparison First Interstate BancSystem, Inc. has a beta of 0.824, suggesting its less volatile than the S&P 500 by 17.645%.
-
Which is a Better Dividend Stock IBCP or FIBK?
Independent Bank Corp. (Michigan) has a quarterly dividend of $0.26 per share corresponding to a yield of 3.1%. First Interstate BancSystem, Inc. offers a yield of 5.24% to investors and pays a quarterly dividend of $0.47 per share. Independent Bank Corp. (Michigan) pays 30.34% of its earnings as a dividend. First Interstate BancSystem, Inc. pays out 85.84% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.
-
Which has Better Financial Ratios IBCP or FIBK?
Independent Bank Corp. (Michigan) quarterly revenues are $81.2M, which are smaller than First Interstate BancSystem, Inc. quarterly revenues of $335.7M. Independent Bank Corp. (Michigan)'s net income of $17.5M is lower than First Interstate BancSystem, Inc.'s net income of $71.4M. Notably, Independent Bank Corp. (Michigan)'s price-to-earnings ratio is 10.30x while First Interstate BancSystem, Inc.'s PE ratio is 15.11x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Independent Bank Corp. (Michigan) is 2.19x versus 2.66x for First Interstate BancSystem, Inc.. Usually stocks with elevated PS ratios are considered overvalued.
Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income IBCPIndependent Bank Corp. (Michigan)2.19x 10.30x $81.2M $17.5M FIBKFirst Interstate BancSystem, Inc.2.66x 15.11x $335.7M $71.4M
-
Which has Higher Returns IBCP or FMNB?
Farmers National Banc Corp. has a net margin of 21.55% compared to Independent Bank Corp. (Michigan)'s net margin of 17.6%. Independent Bank Corp. (Michigan)'s return on equity of 14.66% beat Farmers National Banc Corp.'s return on equity of 12.47%.
Company Gross Margin Earnings Per Share Invested Capital IBCPIndependent Bank Corp. (Michigan)-- $0.84 $539.3M FMNBFarmers National Banc Corp.-- $0.33 $795.5M -
What do Analysts Say About IBCP or FMNB?
Independent Bank Corp. (Michigan) has a consensus price target of $35.60, signalling upside risk potential of 6.17%. On the other hand Farmers National Banc Corp. has an analysts' consensus of $16.00 which suggests that it could grow by 16.03%. Given that Farmers National Banc Corp. has higher upside potential than Independent Bank Corp. (Michigan), analysts believe Farmers National Banc Corp. is more attractive than Independent Bank Corp. (Michigan).
Company Buy Ratings Hold Ratings Sell Ratings IBCPIndependent Bank Corp. (Michigan)0 5 0 FMNBFarmers National Banc Corp.0 2 0 -
Is IBCP or FMNB More Risky?
Independent Bank Corp. (Michigan) has a beta of 0.808, which suggesting that the stock is 19.221% less volatile than S&P 500. In comparison Farmers National Banc Corp. has a beta of 0.862, suggesting its less volatile than the S&P 500 by 13.803%.
-
Which is a Better Dividend Stock IBCP or FMNB?
Independent Bank Corp. (Michigan) has a quarterly dividend of $0.26 per share corresponding to a yield of 3.1%. Farmers National Banc Corp. offers a yield of 4.93% to investors and pays a quarterly dividend of $0.17 per share. Independent Bank Corp. (Michigan) pays 30.34% of its earnings as a dividend. Farmers National Banc Corp. pays out 55.52% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.
-
Which has Better Financial Ratios IBCP or FMNB?
Independent Bank Corp. (Michigan) quarterly revenues are $81.2M, which are larger than Farmers National Banc Corp. quarterly revenues of $70.8M. Independent Bank Corp. (Michigan)'s net income of $17.5M is higher than Farmers National Banc Corp.'s net income of $12.5M. Notably, Independent Bank Corp. (Michigan)'s price-to-earnings ratio is 10.30x while Farmers National Banc Corp.'s PE ratio is 9.55x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Independent Bank Corp. (Michigan) is 2.19x versus 1.87x for Farmers National Banc Corp.. Usually stocks with elevated PS ratios are considered overvalued.
Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income IBCPIndependent Bank Corp. (Michigan)2.19x 10.30x $81.2M $17.5M FMNBFarmers National Banc Corp.1.87x 9.55x $70.8M $12.5M
-
Which has Higher Returns IBCP or INDB?
Independent Bank Corp. (Massachusetts) has a net margin of 21.55% compared to Independent Bank Corp. (Michigan)'s net margin of 10.27%. Independent Bank Corp. (Michigan)'s return on equity of 14.66% beat Independent Bank Corp. (Massachusetts)'s return on equity of 5.75%.
Company Gross Margin Earnings Per Share Invested Capital IBCPIndependent Bank Corp. (Michigan)-- $0.84 $539.3M INDBIndependent Bank Corp. (Massachusetts)-- $0.69 $4.3B -
What do Analysts Say About IBCP or INDB?
Independent Bank Corp. (Michigan) has a consensus price target of $35.60, signalling upside risk potential of 6.17%. On the other hand Independent Bank Corp. (Massachusetts) has an analysts' consensus of $83.40 which suggests that it could grow by 10.16%. Given that Independent Bank Corp. (Massachusetts) has higher upside potential than Independent Bank Corp. (Michigan), analysts believe Independent Bank Corp. (Massachusetts) is more attractive than Independent Bank Corp. (Michigan).
Company Buy Ratings Hold Ratings Sell Ratings IBCPIndependent Bank Corp. (Michigan)0 5 0 INDBIndependent Bank Corp. (Massachusetts)2 2 0 -
Is IBCP or INDB More Risky?
Independent Bank Corp. (Michigan) has a beta of 0.808, which suggesting that the stock is 19.221% less volatile than S&P 500. In comparison Independent Bank Corp. (Massachusetts) has a beta of 0.808, suggesting its less volatile than the S&P 500 by 19.211%.
-
Which is a Better Dividend Stock IBCP or INDB?
Independent Bank Corp. (Michigan) has a quarterly dividend of $0.26 per share corresponding to a yield of 3.1%. Independent Bank Corp. (Massachusetts) offers a yield of 3.09% to investors and pays a quarterly dividend of $0.59 per share. Independent Bank Corp. (Michigan) pays 30.34% of its earnings as a dividend. Independent Bank Corp. (Massachusetts) pays out 50.46% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.
-
Which has Better Financial Ratios IBCP or INDB?
Independent Bank Corp. (Michigan) quarterly revenues are $81.2M, which are smaller than Independent Bank Corp. (Massachusetts) quarterly revenues of $333.5M. Independent Bank Corp. (Michigan)'s net income of $17.5M is lower than Independent Bank Corp. (Massachusetts)'s net income of $34.3M. Notably, Independent Bank Corp. (Michigan)'s price-to-earnings ratio is 10.30x while Independent Bank Corp. (Massachusetts)'s PE ratio is 18.45x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Independent Bank Corp. (Michigan) is 2.19x versus 3.13x for Independent Bank Corp. (Massachusetts). Usually stocks with elevated PS ratios are considered overvalued.
Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income IBCPIndependent Bank Corp. (Michigan)2.19x 10.30x $81.2M $17.5M INDBIndependent Bank Corp. (Massachusetts)3.13x 18.45x $333.5M $34.3M
-
Which has Higher Returns IBCP or PEBO?
Peoples Bancorp, Inc. (Ohio) has a net margin of 21.55% compared to Independent Bank Corp. (Michigan)'s net margin of 18.66%. Independent Bank Corp. (Michigan)'s return on equity of 14.66% beat Peoples Bancorp, Inc. (Ohio)'s return on equity of 8.84%.
Company Gross Margin Earnings Per Share Invested Capital IBCPIndependent Bank Corp. (Michigan)-- $0.84 $539.3M PEBOPeoples Bancorp, Inc. (Ohio)-- $0.83 $1.9B -
What do Analysts Say About IBCP or PEBO?
Independent Bank Corp. (Michigan) has a consensus price target of $35.60, signalling upside risk potential of 6.17%. On the other hand Peoples Bancorp, Inc. (Ohio) has an analysts' consensus of $34.00 which suggests that it could grow by 10.86%. Given that Peoples Bancorp, Inc. (Ohio) has higher upside potential than Independent Bank Corp. (Michigan), analysts believe Peoples Bancorp, Inc. (Ohio) is more attractive than Independent Bank Corp. (Michigan).
Company Buy Ratings Hold Ratings Sell Ratings IBCPIndependent Bank Corp. (Michigan)0 5 0 PEBOPeoples Bancorp, Inc. (Ohio)1 5 0 -
Is IBCP or PEBO More Risky?
Independent Bank Corp. (Michigan) has a beta of 0.808, which suggesting that the stock is 19.221% less volatile than S&P 500. In comparison Peoples Bancorp, Inc. (Ohio) has a beta of 0.670, suggesting its less volatile than the S&P 500 by 33%.
-
Which is a Better Dividend Stock IBCP or PEBO?
Independent Bank Corp. (Michigan) has a quarterly dividend of $0.26 per share corresponding to a yield of 3.1%. Peoples Bancorp, Inc. (Ohio) offers a yield of 5.32% to investors and pays a quarterly dividend of $0.41 per share. Independent Bank Corp. (Michigan) pays 30.34% of its earnings as a dividend. Peoples Bancorp, Inc. (Ohio) pays out 48.1% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.
-
Which has Better Financial Ratios IBCP or PEBO?
Independent Bank Corp. (Michigan) quarterly revenues are $81.2M, which are smaller than Peoples Bancorp, Inc. (Ohio) quarterly revenues of $156.6M. Independent Bank Corp. (Michigan)'s net income of $17.5M is lower than Peoples Bancorp, Inc. (Ohio)'s net income of $29.2M. Notably, Independent Bank Corp. (Michigan)'s price-to-earnings ratio is 10.30x while Peoples Bancorp, Inc. (Ohio)'s PE ratio is 10.73x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Independent Bank Corp. (Michigan) is 2.19x versus 1.76x for Peoples Bancorp, Inc. (Ohio). Usually stocks with elevated PS ratios are considered overvalued.
Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income IBCPIndependent Bank Corp. (Michigan)2.19x 10.30x $81.2M $17.5M PEBOPeoples Bancorp, Inc. (Ohio)1.76x 10.73x $156.6M $29.2M
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