Financhill
Buy
60

FISI Quote, Financials, Valuation and Earnings

Last price:
$31.14
Seasonality move :
-3.3%
Day range:
$31.12 - $31.57
52-week range:
$20.97 - $33.00
Dividend yield:
3.98%
P/E ratio:
8.29x
P/S ratio:
2.27x
P/B ratio:
1.04x
Volume:
141.8K
Avg. volume:
126.4K
1-year change:
14.22%
Market cap:
$627.5M
Revenue:
$263.4M
EPS (TTM):
-$2.42
Period Ending 2020-12-31 2021-12-31 2022-12-31 2023-12-31 2024-12-31
Revenue $198.9M $209.3M $239.2M $331.2M $263.4M
Revenue Growth (YoY) -3.73% 5.27% 14.25% 38.5% -20.47%
 
Cost of Revenues -- -- -- -- --
Gross Profit -- -- -- -- --
Gross Profit Margin -- -- -- -- --
 
R&D Expenses -- -- -- -- --
Selling, General & Admin -- -- -- -- --
Other Inc / (Exp) $6.8M $2.3M $1.1M -$2.5M -$100.1M
Operating Expenses -$47.1M -$95.3M -$71.3M -$61.4M $47.5M
Operating Income $47.1M $95.3M $71.3M $61.4M -$47.5M
 
Net Interest Expenses $4.5M $4.4M $5.7M $13.1M $9.6M
EBT. Incl. Unusual Items $45.7M $97.2M $71M $63.1M -$68.1M
Earnings of Discontinued Ops. -- -- -- -- --
Income Tax Expense $7.4M $19.5M $14.4M $12.8M -$26.5M
Net Income to Company $38.3M $77.7M $56.6M $50.3M -$41.6M
 
Minority Interest in Earnings -- -- -- -- --
Net Income to Common Excl Extra Items $38.3M $77.7M $56.6M $50.3M -$41.6M
 
Basic EPS (Cont. Ops) $2.30 $4.81 $3.58 $3.17 -$2.75
Diluted EPS (Cont. Ops) $2.30 $4.78 $3.56 $3.15 -$2.75
Weighted Average Basic Share $16M $15.8M $15.4M $15.4M $15.7M
Weighted Average Diluted Share $16.1M $15.9M $15.5M $15.5M $15.7M
 
EBITDA -- -- -- -- --
EBIT $68M $109.7M $99.7M $183.5M $81.5M
 
Revenue (Reported) $198.9M $209.3M $239.2M $331.2M $263.4M
Operating Income (Reported) $47.1M $95.3M $71.3M $61.4M -$47.5M
Operating Income (Adjusted) $68M $109.7M $99.7M $183.5M $81.5M
Period Ending 2021-09-30 2022-09-30 2023-09-30 2024-09-30 2025-09-30
Revenue $52.2M $63.2M $84.6M $86.7M $95.4M
Revenue Growth (YoY) 3.87% 20.91% 33.9% 2.56% 9.99%
 
Cost of Revenues -- -- -- -- --
Gross Profit -- -- -- -- --
Gross Profit Margin -- -- -- -- --
 
R&D Expenses -- -- -- -- --
Selling, General & Admin -- -- -- -- --
Other Inc / (Exp) $248K -$286K -$114K $42K --
Operating Expenses -$21M -$18.5M -$16M -$14.1M -$25M
Operating Income $21M $18.5M $16M $14.1M $25M
 
Net Interest Expenses $1.1M $1.7M $3.8M $2.4M $2.3M
EBT. Incl. Unusual Items $21.7M $18.6M $16.5M $14.5M $25.2M
Earnings of Discontinued Ops. -- -- -- -- --
Income Tax Expense $4.6M $4.7M $2.4M $1.1M $4.8M
Net Income to Company $17.2M $13.9M $14M $13.5M --
 
Minority Interest in Earnings -- -- -- -- --
Net Income to Common Excl Extra Items $17.2M $13.9M $14M $13.5M $20.5M
 
Basic EPS (Cont. Ops) $1.06 $0.88 $0.89 $0.85 $1.00
Diluted EPS (Cont. Ops) $1.05 $0.88 $0.88 $0.84 $0.99
Weighted Average Basic Share $15.8M $15.3M $15.4M $15.5M $20.1M
Weighted Average Diluted Share $15.9M $15.4M $15.5M $15.6M $20.3M
 
EBITDA -- -- -- -- --
EBIT $24.7M $26.2M $49.5M $51.8M $57.9M
 
Revenue (Reported) $52.2M $63.2M $84.6M $86.7M $95.4M
Operating Income (Reported) $21M $18.5M $16M $14.1M $25M
Operating Income (Adjusted) $24.7M $26.2M $49.5M $51.8M $57.9M
Period Ending 2021-09-30 2022-09-30 2023-09-30 2024-09-30 2025-09-30
Revenue $205.6M $225.4M $307.8M $368.5M $265.3M
Revenue Growth (YoY) -- -- -- -- --
 
Cost of Revenues -- -- -- -- --
Gross Profit -- -- -- -- --
Gross Profit Margin -- -- -- -- --
 
R&D Expenses -- -- -- -- --
Selling, General & Admin -- -- -- -- --
Other Inc / (Exp) $2.7M $1.1M $1.9M -$3.2M --
Operating Expenses -$87M -$80.3M -$61.5M -$60M $26.6M
Operating Income $87M $80.3M $61.5M $60M -$26.6M
 
Net Interest Expenses $4.5M $5.2M $12.8M $9.9M $7.8M
EBT. Incl. Unusual Items $88.9M $80.3M $62.6M $62.1M -$47.9M
Earnings of Discontinued Ops. -- -- -- -- --
Income Tax Expense $17M $16.3M $10M $11.1M -$20M
Net Income to Company $71.9M $64.1M $52.6M $50.9M --
 
Minority Interest in Earnings -- -- -- -- --
Net Income to Common Excl Extra Items $71.9M $64.1M $52.6M $50.9M -$27.9M
 
Basic EPS (Cont. Ops) $4.43 $4.03 $3.33 $3.21 -$2.39
Diluted EPS (Cont. Ops) $4.41 $4.01 $3.31 $3.18 -$2.42
Weighted Average Basic Share
Weighted Average Diluted Share
 
EBITDA -- -- -- -- --
EBIT $102.5M $97.3M $161M $211.9M $89.1M
 
Revenue (Reported) $205.6M $225.4M $307.8M $368.5M $265.3M
Operating Income (Reported) $87M $80.3M $61.5M $60M -$26.6M
Operating Income (Adjusted) $102.5M $97.3M $161M $211.9M $89.1M
Period Ending 2021-09-30 2022-09-30 2023-09-30 2024-09-30 2025-09-30
Revenue $155.2M $171.3M $239.9M $277.2M $279M
Revenue Growth (YoY) -- -- -- -- --
 
Cost of Revenues -- -- -- -- --
Gross Profit -- -- -- -- --
Gross Profit Margin -- -- -- -- --
 
R&D Expenses -- -- -- -- --
Selling, General & Admin -- -- -- -- --
Other Inc / (Exp) $1.8M $544K $1.4M $624K -$434K
Operating Expenses -$71.6M -$56.7M -$46.9M -$45.6M -$66.5M
Operating Income $71.6M $56.7M $46.9M $45.6M $66.5M
 
Net Interest Expenses $3.3M $4.1M $11.2M $8M $6.3M
EBT. Incl. Unusual Items $73.4M $56.5M $48.1M $47.1M $67.4M
Earnings of Discontinued Ops. -- -- -- -- --
Income Tax Expense $15.3M $12M $7.6M $6M $12.5M
Net Income to Company $58.1M $44.5M $40.5M $41.2M $34.4M
 
Minority Interest in Earnings -- -- -- -- --
Net Income to Common Excl Extra Items $58.1M $44.5M $40.5M $41.2M $54.9M
 
Basic EPS (Cont. Ops) $3.60 $2.82 $2.56 $2.59 $2.68
Diluted EPS (Cont. Ops) $3.58 $2.80 $2.55 $2.57 $2.65
Weighted Average Basic Share $47.6M $46.2M $46.1M $46.3M $60.3M
Weighted Average Diluted Share $47.8M $46.5M $46.3M $46.7M $60.9M
 
EBITDA -- -- -- -- --
EBIT $83M $70.6M $131.9M $160.3M $167.9M
 
Revenue (Reported) $155.2M $171.3M $239.9M $277.2M $279M
Operating Income (Reported) $71.6M $56.7M $46.9M $45.6M $66.5M
Operating Income (Adjusted) $83M $70.6M $131.9M $160.3M $167.9M
Period Ending 2020-12-31 2021-12-31 2022-12-31 2023-12-31 2024-12-31
Cash and Equivalents $93.9M $79.1M $130.5M $124.4M $55M
Short Term Investments $628.1M $1.2B $954.4M $887.7M $8K
Accounts Receivable, Net -- -- $19.4M $24.5M $23.7M
Inventory -- -- -- -- --
Prepaid Expenses -- -- -- -- --
Other Current Assets -- -- -- -- --
Total Current Assets $112.5M $97.2M $151.4M $149.7M $111.7M
 
Property Plant And Equipment $60.6M $62.2M $73.1M $71.4M $70.2M
Long-Term Investments $94.9M $105M $143M $147.4M $189.3M
Goodwill $66.1M $67.1M $67.1M $67.1M $58.1M
Other Intangibles $7.7M $7.3M $6.3M $5.4M $2.6M
Other Long-Term Assets -- -- -- -- --
Total Assets $4.9B $5.5B $5.8B $6.2B $6.1B
 
Accounts Payable -- -- $6M $19.4M $25.9M
Accrued Expenses -- -- -- -- --
Current Portion Of Long-Term Debt $5.3M $30M $205M $185M $99M
Current Portion Of Capital Lease Obligations -- -- -- -- --
Other Current Liabilities -- -- -- -- --
Total Current Liabilities $2.6B $2.9B $3.5B $3.2B $3.3B
 
Long-Term Debt $92.7M $95.6M $104.5M $155.3M $154.7M
Capital Leases -- -- -- -- --
Total Liabilities $4.5B $5B $5.4B $5.7B $5.6B
 
Common Stock $161K $161K $161K $161K $207K
Other Common Equity Adj $2.1M -$13.2M -$137.5M -$119.9M -$52.6M
Common Equity $451M $487.9M $388.3M $437.5M $551.7M
Total Preferred Equity -- -- -- -- --
Minority Interest, Total -- -- -- -- --
Total Equity $468.4M $505.1M $405.6M $454.8M $569M
 
Total Liabilities and Equity $4.9B $5.5B $5.8B $6.2B $6.1B
Cash and Short Terms $721.9M $1.3B $1.1B $1B $87.3M
Total Debt $92.7M $95.6M $104.5M $155.3M $154.7M
Period Ending 2021-09-30 2022-09-30 2023-09-30 2024-09-30 2025-09-30
Cash and Equivalents $288.4M $118.6M $192.1M $249.6M $89M
Short Term Investments $1.1B $965.5M $854.2M $886.8M --
Accounts Receivable, Net -- -- $23.5M $23.7M --
Inventory -- -- -- -- --
Prepaid Expenses -- -- -- -- --
Other Current Assets -- -- -- -- --
Total Current Assets $308.5M $135.5M $217.1M $274M $212.4M
 
Property Plant And Equipment $64.8M $71.3M $71.8M $71.6M $68.9M
Long-Term Investments $28.2M $127M $145.7M $129.2M $212M
Goodwill $67.1M $67.1M $67.1M $58.1M --
Other Intangibles $7.6M $6.6M $5.7M $2.7M --
Other Long-Term Assets -- -- -- -- --
Total Assets $5.6B $5.6B $6.1B $6.2B $6.3B
 
Accounts Payable -- -- $18.1M $27.5M --
Accrued Expenses -- -- -- -- --
Current Portion Of Long-Term Debt -- $69M $70M $55M --
Current Portion Of Capital Lease Obligations -- -- -- -- --
Other Current Liabilities -- -- -- -- --
Total Current Liabilities $2B $2.2B $2B $1.9B $1.8B
 
Long-Term Debt $95.7M $105.9M $157.8M $157.2M $146.4M
Capital Leases -- -- -- -- --
Total Liabilities $5.1B $5.2B $5.7B $5.7B $5.7B
 
Common Stock $161K $161K $161K $161K $207K
Other Common Equity Adj -$12.1M -$141.2M -$161.4M -$102M --
Common Equity -- -- -- -- --
Total Preferred Equity -- -- -- -- --
Minority Interest, Total -- -- -- -- --
Total Equity $494M $394M $408.7M $500.3M $621.7M
 
Total Liabilities and Equity $5.6B $5.6B $6.1B $6.2B $6.3B
Cash and Short Terms $1.4B $1.1B $1B $1.1B --
Total Debt $95.7M $105.9M $157.8M $157.2M $146.4M
Period Ending 2020-12-31 2021-12-31 2022-12-31 2023-12-31 2024-12-31
Net Income to Stockholders $38.3M $77.7M $56.6M $50.3M -$41.6M
Depreciation & Amoritzation $7.9M $8M $8.1M $8.1M $7.7M
Stock-Based Compensation $1.3M $1.7M $2.6M $1.7M $1.6M
Change in Accounts Receivable -- -- -- -- --
Change in Inventories -- -- -- -- --
Cash From Operations $39.7M $71.9M $126.7M $11.1M $77.4M
 
Capital Expenditures $34.3M $29.5M $43.9M $56.6M $5M
Cash Acquisitions -- $1.4M -- -- --
Cash From Investing -$527.3M -$632.4M -$318.3M -$310.3M -$8.5M
 
Dividends Paid (Ex Special Dividend) $18M $18.5M $19.1M $19.7M $20M
Special Dividend Paid
Long-Term Debt Issued $35M -- -- $50M --
Long-Term Debt Repaid -- -- -- -- --
Repurchase of Common Stock $209K $9.3M $15.3M $571K $433K
Other Financing Activities -$779K -- -- -- --
Cash From Financing $468.5M $545.7M $242.9M $293.2M -$106M
 
Beginning Cash (CF) $112.9M $93.9M $79.1M $130.5M $124.4M
Foreign Exchange Rate Adjustment -- -- -- -- --
Additions / Reductions -$19.1M -$14.8M $51.4M -$6M -$37.1M
Ending Cash (CF) $93.9M $79.1M $130.5M $124.4M $87.3M
 
Levered Free Cash Flow $5.4M $42.5M $82.8M -$45.5M $72.4M
Period Ending 2021-09-30 2022-09-30 2023-09-30 2024-09-30 2025-09-30
Net Income to Stockholders $17.2M $13.9M $14M $13.5M --
Depreciation & Amoritzation -- -- -- -- --
Stock-Based Compensation $538K $662K $721K $494K $756K
Change in Accounts Receivable -- -- -- -- --
Change in Inventories -- -- -- -- --
Cash From Operations $9.9M $33.1M $44.7M $2.3M -$6.7M
 
Capital Expenditures $22.1M $1.6M $494K $2.4M $196K
Cash Acquisitions $661K -- -- -- --
Cash From Investing -$239M -$64.1M -$5M $79.6M -$49.5M
 
Dividends Paid (Ex Special Dividend) $4.6M $4.8M $5M $5M $6.6M
Special Dividend Paid -- -- -- -- --
Long-Term Debt Issued -- -- -- -- --
Long-Term Debt Repaid -- -- -- -- --
Repurchase of Common Stock $3K -- -- $26K $34K
Other Financing Activities -- -- -- -- --
Cash From Financing $311.1M $39.8M -$27.9M $21.3M $149.2M
 
Beginning Cash (CF) $206.4M $109.7M $180.2M $146.3M --
Foreign Exchange Rate Adjustment -- -- -- -- --
Additions / Reductions $82M $8.9M $11.9M $103.2M $92.9M
Ending Cash (CF) $288.4M $118.6M $192.1M $249.6M --
 
Levered Free Cash Flow -$12.2M $31.5M $44.2M -$111K -$6.9M
Period Ending 2021-09-30 2022-09-30 2023-09-30 2024-09-30 2025-09-30
Net Income to Stockholders $71.9M $64.1M $52.6M $50.9M --
Depreciation & Amoritzation $8M $8M $8.2M $7.7M --
Stock-Based Compensation $1.7M $2.5M $2.4M $1.6M $2M
Change in Accounts Receivable -- -- -- -- --
Change in Inventories -- -- -- -- --
Cash From Operations $57.8M $145.6M $74M $2.4M $24M
 
Capital Expenditures $59.9M $16.7M $30M $59.5M $75.9M
Cash Acquisitions $1.4M -- -- -- --
Cash From Investing -$666M -$277.1M -$442.1M $99.8M -$212.3M
 
Dividends Paid (Ex Special Dividend) $18.3M $18.9M $19.6M $20M $24.6M
Special Dividend Paid
Long-Term Debt Issued -- -- $50M -- --
Long-Term Debt Repaid -- -- -- -- --
Repurchase of Common Stock $6M $18.6M $576K $430K $526K
Other Financing Activities -- -- -- -- --
Cash From Financing $614.6M -$38.3M $441.7M -$44.8M $124.7M
 
Beginning Cash (CF) -- -- -- -- --
Foreign Exchange Rate Adjustment -- -- -- -- --
Additions / Reductions $6.4M -$169.8M $73.5M $57.5M -$63.6M
Ending Cash (CF) -- -- -- -- --
 
Levered Free Cash Flow -$2.1M $128.8M $43.9M -$57.1M -$51.9M
Period Ending 2021-09-30 2022-09-30 2023-09-30 2024-09-30 2025-09-30
Net Income to Stockholders $58.1M $44.5M $40.5M $41.2M $34.4M
Depreciation & Amoritzation $2M $1.9M $2.1M $2M $3.8M
Stock-Based Compensation $1.3M $2.1M $1.9M $1.8M $2.2M
Change in Accounts Receivable -- -- -- -- --
Change in Inventories -- -- -- -- --
Cash From Operations $38.6M $112.3M $59.5M $50.8M -$2.6M
 
Capital Expenditures $28.4M $15.6M $1.7M $4.6M $75.5M
Cash Acquisitions $1.4M -- -- -- --
Cash From Investing -$515.5M -$160.3M -$284.1M $126M -$77.8M
 
Dividends Paid (Ex Special Dividend) $13.8M $14.2M $14.8M $15M $19.6M
Special Dividend Paid -- -- -- -- --
Long-Term Debt Issued -- -- $50M -- --
Long-Term Debt Repaid -- -- -- -- -$10M
Repurchase of Common Stock $6M $15.3M $563K $422K $515K
Other Financing Activities -- -- -- -- --
Cash From Financing $671.5M $87.5M $286.2M -$51.7M $179M
 
Beginning Cash (CF) $645.1M $359.2M $450.7M $507.8M $254.7M
Foreign Exchange Rate Adjustment -- -- -- -- --
Additions / Reductions $194.5M $39.5M $61.6M $125.1M $98.6M
Ending Cash (CF) $839.6M $398.7M $512.3M $633M $260.4M
 
Levered Free Cash Flow $10.2M $96.6M $57.8M $46.2M -$78.1M

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