FISI Quote, Financials, Valuation and Earnings

First Bank (Hamilton, New Jersey) has a net margin of 21.03% compared to Financial Institutions, Inc.'s net margin of 19.1%. Financial Institutions, Inc.'s return on equity of 15.93% beat First Bank (Hamilton, New Jersey)'s return on equity of 10.29%.

Financial Institutions, Inc. has a consensus price target of $36.00, signalling upside risk potential of 4.74%. On the other hand First Bank (Hamilton, New Jersey) has an analysts' consensus of $19.75 which suggests that it could grow by 18.41%. Given that First Bank (Hamilton, New Jersey) has higher upside potential than Financial Institutions, Inc., analysts believe First Bank (Hamilton, New Jersey) is more attractive than Financial Institutions, Inc..

Financial Institutions, Inc. has a beta of 0.696, which suggesting that the stock is 30.375% less volatile than S&P 500. In comparison First Bank (Hamilton, New Jersey) has a beta of 0.723, suggesting its less volatile than the S&P 500 by 27.699%.

Financial Institutions, Inc. has a quarterly dividend of $0.31 per share corresponding to a yield of 3.76%. First Bank (Hamilton, New Jersey) offers a yield of 1.44% to investors and pays a quarterly dividend of $0.06 per share. Financial Institutions, Inc. pays 34.35% of its earnings as a dividend. First Bank (Hamilton, New Jersey) pays out 15.52% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

Financial Institutions, Inc. quarterly revenues are $95M, which are larger than First Bank (Hamilton, New Jersey) quarterly revenues of $64.5M. Financial Institutions, Inc.'s net income of $20M is higher than First Bank (Hamilton, New Jersey)'s net income of $12.3M. Notably, Financial Institutions, Inc.'s price-to-earnings ratio is 9.13x while First Bank (Hamilton, New Jersey)'s PE ratio is 9.62x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Financial Institutions, Inc. is 1.79x versus 1.70x for First Bank (Hamilton, New Jersey). Usually stocks with elevated PS ratios are considered overvalued.

Park National Corp. has a net margin of 21.03% compared to Financial Institutions, Inc.'s net margin of 25.34%. Financial Institutions, Inc.'s return on equity of 15.93% beat Park National Corp.'s return on equity of 13.85%.

Financial Institutions, Inc. has a consensus price target of $36.00, signalling upside risk potential of 4.74%. On the other hand Park National Corp. has an analysts' consensus of $178.00 which suggests that it could grow by 10.68%. Given that Park National Corp. has higher upside potential than Financial Institutions, Inc., analysts believe Park National Corp. is more attractive than Financial Institutions, Inc..

Financial Institutions, Inc. has a beta of 0.696, which suggesting that the stock is 30.375% less volatile than S&P 500. In comparison Park National Corp. has a beta of 0.733, suggesting its less volatile than the S&P 500 by 26.676%.

Financial Institutions, Inc. has a quarterly dividend of $0.31 per share corresponding to a yield of 3.76%. Park National Corp. offers a yield of 2.63% to investors and pays a quarterly dividend of $2.32 per share. Financial Institutions, Inc. pays 34.35% of its earnings as a dividend. Park National Corp. pays out 38.52% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

Financial Institutions, Inc. quarterly revenues are $95M, which are smaller than Park National Corp. quarterly revenues of $168.3M. Financial Institutions, Inc.'s net income of $20M is lower than Park National Corp.'s net income of $42.6M. Notably, Financial Institutions, Inc.'s price-to-earnings ratio is 9.13x while Park National Corp.'s PE ratio is 14.67x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Financial Institutions, Inc. is 1.79x versus 3.97x for Park National Corp.. Usually stocks with elevated PS ratios are considered overvalued.

Shore Bancshares, Inc. has a net margin of 21.03% compared to Financial Institutions, Inc.'s net margin of 17.89%. Financial Institutions, Inc.'s return on equity of 15.93% beat Shore Bancshares, Inc.'s return on equity of 10.53%.

Financial Institutions, Inc. has a consensus price target of $36.00, signalling upside risk potential of 4.74%. On the other hand Shore Bancshares, Inc. has an analysts' consensus of $20.00 which suggests that it could grow by 0.11%. Given that Financial Institutions, Inc. has higher upside potential than Shore Bancshares, Inc., analysts believe Financial Institutions, Inc. is more attractive than Shore Bancshares, Inc..

Financial Institutions, Inc. has a beta of 0.696, which suggesting that the stock is 30.375% less volatile than S&P 500. In comparison Shore Bancshares, Inc. has a beta of 0.936, suggesting its less volatile than the S&P 500 by 6.357%.

Financial Institutions, Inc. has a quarterly dividend of $0.31 per share corresponding to a yield of 3.76%. Shore Bancshares, Inc. offers a yield of 2.53% to investors and pays a quarterly dividend of $0.12 per share. Financial Institutions, Inc. pays 34.35% of its earnings as a dividend. Shore Bancshares, Inc. pays out 26.97% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

Financial Institutions, Inc. quarterly revenues are $95M, which are larger than Shore Bancshares, Inc. quarterly revenues of $88.8M. Financial Institutions, Inc.'s net income of $20M is higher than Shore Bancshares, Inc.'s net income of $15.9M. Notably, Financial Institutions, Inc.'s price-to-earnings ratio is 9.13x while Shore Bancshares, Inc.'s PE ratio is 10.66x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Financial Institutions, Inc. is 1.79x versus 1.85x for Shore Bancshares, Inc.. Usually stocks with elevated PS ratios are considered overvalued.

Tompkins Financial Corp. has a net margin of 21.03% compared to Financial Institutions, Inc.'s net margin of 19.46%. Financial Institutions, Inc.'s return on equity of 15.93% beat Tompkins Financial Corp.'s return on equity of 20.42%.

Financial Institutions, Inc. has a consensus price target of $36.00, signalling upside risk potential of 4.74%. On the other hand Tompkins Financial Corp. has an analysts' consensus of $78.00 which suggests that it could fall by -2.65%. Given that Financial Institutions, Inc. has higher upside potential than Tompkins Financial Corp., analysts believe Financial Institutions, Inc. is more attractive than Tompkins Financial Corp..

Financial Institutions, Inc. has a beta of 0.696, which suggesting that the stock is 30.375% less volatile than S&P 500. In comparison Tompkins Financial Corp. has a beta of 0.799, suggesting its less volatile than the S&P 500 by 20.13%.

Financial Institutions, Inc. has a quarterly dividend of $0.31 per share corresponding to a yield of 3.76%. Tompkins Financial Corp. offers a yield of 3.13% to investors and pays a quarterly dividend of $0.65 per share. Financial Institutions, Inc. pays 34.35% of its earnings as a dividend. Tompkins Financial Corp. pays out 22.33% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

Financial Institutions, Inc. quarterly revenues are $95M, which are larger than Tompkins Financial Corp. quarterly revenues of $38.4M. Financial Institutions, Inc.'s net income of $20M is lower than Tompkins Financial Corp.'s net income of $96.2M. Notably, Financial Institutions, Inc.'s price-to-earnings ratio is 9.13x while Tompkins Financial Corp.'s PE ratio is 7.14x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Financial Institutions, Inc. is 1.79x versus 2.93x for Tompkins Financial Corp.. Usually stocks with elevated PS ratios are considered overvalued.