FISI Quote, Financials, Valuation and Earnings

Cathay General Bancorp has a net margin of 21.03% compared to Financial Institutions, Inc.'s net margin of 25.79%. Financial Institutions, Inc.'s return on equity of 12.43% beat Cathay General Bancorp's return on equity of 10.92%.

Financial Institutions, Inc. has a consensus price target of $37.00, signalling upside risk potential of 12.91%. On the other hand Cathay General Bancorp has an analysts' consensus of $53.60 which suggests that it could grow by 4.4%. Given that Financial Institutions, Inc. has higher upside potential than Cathay General Bancorp, analysts believe Financial Institutions, Inc. is more attractive than Cathay General Bancorp.

Financial Institutions, Inc. has a beta of 0.633, which suggesting that the stock is 36.731% less volatile than S&P 500. In comparison Cathay General Bancorp has a beta of 0.819, suggesting its less volatile than the S&P 500 by 18.082%.

Financial Institutions, Inc. has a quarterly dividend of $0.32 per share corresponding to a yield of 3.75%. Cathay General Bancorp offers a yield of 2.69% to investors and pays a quarterly dividend of $0.38 per share. Financial Institutions, Inc. pays 34.32% of its earnings as a dividend. Cathay General Bancorp pays out 29.97% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

Financial Institutions, Inc. quarterly revenues are $95M, which are smaller than Cathay General Bancorp quarterly revenues of $351M. Financial Institutions, Inc.'s net income of $20M is lower than Cathay General Bancorp's net income of $90.5M. Notably, Financial Institutions, Inc.'s price-to-earnings ratio is 9.23x while Cathay General Bancorp's PE ratio is 11.47x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Financial Institutions, Inc. is 1.81x versus 2.62x for Cathay General Bancorp. Usually stocks with elevated PS ratios are considered overvalued.

CNB Financial Corp. (Pennsylvania) has a net margin of 21.03% compared to Financial Institutions, Inc.'s net margin of 26.11%. Financial Institutions, Inc.'s return on equity of 12.43% beat CNB Financial Corp. (Pennsylvania)'s return on equity of 9.15%.

Financial Institutions, Inc. has a consensus price target of $37.00, signalling upside risk potential of 12.91%. On the other hand CNB Financial Corp. (Pennsylvania) has an analysts' consensus of $32.67 which suggests that it could grow by 9.11%. Given that Financial Institutions, Inc. has higher upside potential than CNB Financial Corp. (Pennsylvania), analysts believe Financial Institutions, Inc. is more attractive than CNB Financial Corp. (Pennsylvania).

Financial Institutions, Inc. has a beta of 0.633, which suggesting that the stock is 36.731% less volatile than S&P 500. In comparison CNB Financial Corp. (Pennsylvania) has a beta of 0.667, suggesting its less volatile than the S&P 500 by 33.256%.

Financial Institutions, Inc. has a quarterly dividend of $0.32 per share corresponding to a yield of 3.75%. CNB Financial Corp. (Pennsylvania) offers a yield of 2.39% to investors and pays a quarterly dividend of $0.19 per share. Financial Institutions, Inc. pays 34.32% of its earnings as a dividend. CNB Financial Corp. (Pennsylvania) pays out 28.95% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

Financial Institutions, Inc. quarterly revenues are $95M, which are smaller than CNB Financial Corp. (Pennsylvania) quarterly revenues of $128M. Financial Institutions, Inc.'s net income of $20M is lower than CNB Financial Corp. (Pennsylvania)'s net income of $33.4M. Notably, Financial Institutions, Inc.'s price-to-earnings ratio is 9.23x while CNB Financial Corp. (Pennsylvania)'s PE ratio is 12.64x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Financial Institutions, Inc. is 1.81x versus 1.74x for CNB Financial Corp. (Pennsylvania). Usually stocks with elevated PS ratios are considered overvalued.

First Bank (Hamilton, New Jersey) has a net margin of 21.03% compared to Financial Institutions, Inc.'s net margin of 19.1%. Financial Institutions, Inc.'s return on equity of 12.43% beat First Bank (Hamilton, New Jersey)'s return on equity of 10.29%.

Financial Institutions, Inc. has a consensus price target of $37.00, signalling upside risk potential of 12.91%. On the other hand First Bank (Hamilton, New Jersey) has an analysts' consensus of $18.83 which suggests that it could grow by 15.05%. Given that First Bank (Hamilton, New Jersey) has higher upside potential than Financial Institutions, Inc., analysts believe First Bank (Hamilton, New Jersey) is more attractive than Financial Institutions, Inc..

Financial Institutions, Inc. has a beta of 0.633, which suggesting that the stock is 36.731% less volatile than S&P 500. In comparison First Bank (Hamilton, New Jersey) has a beta of 0.649, suggesting its less volatile than the S&P 500 by 35.076%.

Financial Institutions, Inc. has a quarterly dividend of $0.32 per share corresponding to a yield of 3.75%. First Bank (Hamilton, New Jersey) offers a yield of 1.63% to investors and pays a quarterly dividend of $0.09 per share. Financial Institutions, Inc. pays 34.32% of its earnings as a dividend. First Bank (Hamilton, New Jersey) pays out 15.52% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

Financial Institutions, Inc. quarterly revenues are $95M, which are larger than First Bank (Hamilton, New Jersey) quarterly revenues of $64.5M. Financial Institutions, Inc.'s net income of $20M is higher than First Bank (Hamilton, New Jersey)'s net income of $12.3M. Notably, Financial Institutions, Inc.'s price-to-earnings ratio is 9.23x while First Bank (Hamilton, New Jersey)'s PE ratio is 9.55x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Financial Institutions, Inc. is 1.81x versus 1.69x for First Bank (Hamilton, New Jersey). Usually stocks with elevated PS ratios are considered overvalued.

Shore Bancshares, Inc. has a net margin of 21.03% compared to Financial Institutions, Inc.'s net margin of 17.89%. Financial Institutions, Inc.'s return on equity of 12.43% beat Shore Bancshares, Inc.'s return on equity of 10.53%.

Financial Institutions, Inc. has a consensus price target of $37.00, signalling upside risk potential of 12.91%. On the other hand Shore Bancshares, Inc. has an analysts' consensus of $21.13 which suggests that it could grow by 10.2%. Given that Financial Institutions, Inc. has higher upside potential than Shore Bancshares, Inc., analysts believe Financial Institutions, Inc. is more attractive than Shore Bancshares, Inc..

Financial Institutions, Inc. has a beta of 0.633, which suggesting that the stock is 36.731% less volatile than S&P 500. In comparison Shore Bancshares, Inc. has a beta of 0.852, suggesting its less volatile than the S&P 500 by 14.818%.

Financial Institutions, Inc. has a quarterly dividend of $0.32 per share corresponding to a yield of 3.75%. Shore Bancshares, Inc. offers a yield of 2.5% to investors and pays a quarterly dividend of $0.12 per share. Financial Institutions, Inc. pays 34.32% of its earnings as a dividend. Shore Bancshares, Inc. pays out 26.95% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

Financial Institutions, Inc. quarterly revenues are $95M, which are larger than Shore Bancshares, Inc. quarterly revenues of $88.8M. Financial Institutions, Inc.'s net income of $20M is higher than Shore Bancshares, Inc.'s net income of $15.9M. Notably, Financial Institutions, Inc.'s price-to-earnings ratio is 9.23x while Shore Bancshares, Inc.'s PE ratio is 10.76x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Financial Institutions, Inc. is 1.81x versus 1.87x for Shore Bancshares, Inc.. Usually stocks with elevated PS ratios are considered overvalued.