Financhill
Buy
57

EFSI Quote, Financials, Valuation and Earnings

Last price:
$39.57
Seasonality move :
2.54%
Day range:
$39.80 - $40.33
52-week range:
$28.70 - $41.12
Dividend yield:
3.08%
P/E ratio:
18.04x
P/S ratio:
1.82x
P/B ratio:
1.17x
Volume:
9.1K
Avg. volume:
14.5K
1-year change:
10.8%
Market cap:
$216.8M
Revenue:
$108.8M
EPS (TTM):
$2.24
Period Ending 2020-12-31 2021-12-31 2022-12-31 2023-12-31 2024-12-31
Revenue $47.6M $53.8M $68M $97.9M $108.8M
Revenue Growth (YoY) 11.71% 12.96% 26.48% 43.83% 11.18%
 
Cost of Revenues -- -- -- -- --
Gross Profit -- -- -- -- --
Gross Profit Margin -- -- -- -- --
 
R&D Expenses -- -- -- -- --
Selling, General & Admin -- -- -- -- --
Other Inc / (Exp) $687K $24K -$737K -- --
Operating Expenses -$13.3M -$12.8M -$17.7M -$10.6M -$15M
Operating Income $13.3M $12.8M $17.7M $10.6M $15M
 
Net Interest Expenses $25K -- $2.4M $9.1M $8.2M
EBT. Incl. Unusual Items $13.3M $12.8M $17.7M $10.6M $18.9M
Earnings of Discontinued Ops. -- -- -- -- --
Income Tax Expense $2.1M $1.8M $3.2M $1.3M $3.6M
Net Income to Company $11.2M $11M $14.5M $9.4M $15.3M
 
Minority Interest in Earnings -- -- -- -- --
Net Income to Common Excl Extra Items $11.2M $11M $14.5M $9.4M $15.3M
 
Basic EPS (Cont. Ops) $3.27 $3.20 $4.17 $2.66 $4.32
Diluted EPS (Cont. Ops) $3.27 $3.20 $4.17 $2.66 $4.32
Weighted Average Basic Share $3.4M $3.4M $3.5M $3.5M $3.6M
Weighted Average Diluted Share $3.4M $3.4M $3.5M $3.5M $3.6M
 
EBITDA -- -- -- -- --
EBIT $16.6M $14.5M $23.1M $43.5M $59M
 
Revenue (Reported) $47.6M $53.8M $68M $97.9M $108.8M
Operating Income (Reported) $13.3M $12.8M $17.7M $10.6M $15M
Operating Income (Adjusted) $16.6M $14.5M $23.1M $43.5M $59M
Period Ending 2021-09-30 2022-09-30 2023-09-30 2024-09-30 2025-09-30
Revenue $13.6M $17.5M $26.4M $28.7M $31.1M
Revenue Growth (YoY) 10.28% 28.49% 50.63% 8.87% 8.24%
 
Cost of Revenues -- -- -- -- --
Gross Profit -- -- -- -- --
Gross Profit Margin -- -- -- -- --
 
R&D Expenses -- -- -- -- --
Selling, General & Admin -- -- -- -- --
Other Inc / (Exp) -- -$737K -- -- --
Operating Expenses -$3.5M -$5M -$2.8M -$4M -$6.9M
Operating Income $3.5M $5M $2.8M $4M $6.9M
 
Net Interest Expenses -- $742K $2.3M $2.1M $848K
EBT. Incl. Unusual Items $3.5M $5M $2.8M $4M $6.9M
Earnings of Discontinued Ops. -- -- -- -- --
Income Tax Expense $584K $923K $457K $550K $1.3M
Net Income to Company $2.9M $4.1M $2.3M $3.4M --
 
Minority Interest in Earnings -- -- -- -- --
Net Income to Common Excl Extra Items $2.9M $4.1M $2.3M $3.4M $5.6M
 
Basic EPS (Cont. Ops) $0.83 $1.17 $0.66 $0.96 $1.04
Diluted EPS (Cont. Ops) $0.83 $1.17 $0.66 $0.96 $1.04
Weighted Average Basic Share $3.4M $3.5M $3.5M $3.6M $5.4M
Weighted Average Diluted Share $3.4M $3.5M $3.5M $3.6M $5.4M
 
EBITDA -- -- -- -- --
EBIT $3.8M $6.5M $12.1M $14.5M $15.6M
 
Revenue (Reported) $13.6M $17.5M $26.4M $28.7M $31.1M
Operating Income (Reported) $3.5M $5M $2.8M $4M $6.9M
Operating Income (Adjusted) $3.8M $6.5M $12.1M $14.5M $15.6M
Period Ending 2021-09-30 2022-09-30 2023-09-30 2024-09-30 2025-09-30
Revenue $51.3M $63.5M $91.5M $105.6M $104.3M
Revenue Growth (YoY) -- -- -- -- --
 
Cost of Revenues -- -- -- -- --
Gross Profit -- -- -- -- --
Gross Profit Margin -- -- -- -- --
 
R&D Expenses -- -- -- -- --
Selling, General & Admin -- -- -- -- --
Other Inc / (Exp) $24K -$737K -- -- --
Operating Expenses -$13.4M -$16.1M -$12.1M -$12.9M -$8.7M
Operating Income $13.4M $16.1M $12.1M $12.9M $8.7M
 
Net Interest Expenses -- $1.1M $8.4M $8.3M $5.4M
EBT. Incl. Unusual Items $13.4M $16.1M $12.2M $13.1M $12.5M
Earnings of Discontinued Ops. -- -- -- -- --
Income Tax Expense $2.1M $2.5M $2M $1.5M $2.5M
Net Income to Company $11.2M $13.6M $10.2M $11.6M --
 
Minority Interest in Earnings -- -- -- -- --
Net Income to Common Excl Extra Items $11.2M $13.6M $10.2M $11.6M $10.1M
 
Basic EPS (Cont. Ops) $3.28 $3.92 $2.89 $3.26 $2.24
Diluted EPS (Cont. Ops) $3.28 $3.92 $2.89 $3.26 $2.24
Weighted Average Basic Share
Weighted Average Diluted Share
 
EBITDA -- -- -- -- --
EBIT $15.3M $19M $38.2M $52.4M $51M
 
Revenue (Reported) $51.3M $63.5M $91.5M $105.6M $104.3M
Operating Income (Reported) $13.4M $16.1M $12.1M $12.9M $8.7M
Operating Income (Adjusted) $15.3M $19M $38.2M $52.4M $51M
Period Ending 2021-09-30 2022-09-30 2023-09-30 2024-09-30 2025-09-30
Revenue $39M $48.8M $72.2M $80.2M $75.7M
Revenue Growth (YoY) -- -- -- -- --
 
Cost of Revenues -- -- -- -- --
Gross Profit -- -- -- -- --
Gross Profit Margin -- -- -- -- --
 
R&D Expenses -- -- -- -- --
Selling, General & Admin -- -- -- -- --
Other Inc / (Exp) $24K -$737K -- -- -$12.4M
Operating Expenses -$10.5M -$13.8M -$8.2M -$10.8M -$4.4M
Operating Income $10.5M $13.8M $8.2M $10.8M $4.4M
 
Net Interest Expenses -- $1.1M $7.1M $6.2M $3.4M
EBT. Incl. Unusual Items $10.5M $13.8M $8.3M $10.8M $4.4M
Earnings of Discontinued Ops. -- -- -- -- --
Income Tax Expense $1.8M $2.5M $1.4M $1.6M $536K
Net Income to Company $8.7M $11.3M $7M $9.2M -$7M
 
Minority Interest in Earnings -- -- -- -- --
Net Income to Common Excl Extra Items $8.7M $11.3M $7M $9.2M $3.9M
 
Basic EPS (Cont. Ops) $2.54 $3.25 $1.97 $2.58 $0.49
Diluted EPS (Cont. Ops) $2.54 $3.25 $1.97 $2.58 $0.49
Weighted Average Basic Share $10.3M $10.4M $10.6M $10.7M $15.3M
Weighted Average Diluted Share $10.3M $10.4M $10.6M $10.7M $15.3M
 
EBITDA -- -- -- -- --
EBIT $11.8M $16.4M $31.4M $40.4M $32.4M
 
Revenue (Reported) $39M $48.8M $72.2M $80.2M $75.7M
Operating Income (Reported) $10.5M $13.8M $8.2M $10.8M $4.4M
Operating Income (Adjusted) $11.8M $16.4M $31.4M $40.4M $32.4M
Period Ending 2020-12-31 2021-12-31 2022-12-31 2023-12-31 2024-12-31
Cash and Equivalents $12.6M $14.5M $16.6M $15.4M $13.1M
Short Term Investments $165M $192.3M $149.2M $137.4M $994K
Accounts Receivable, Net -- -- -- -- --
Inventory -- -- -- -- --
Prepaid Expenses -- -- -- -- --
Other Current Assets -- -- -- -- --
Total Current Assets $80.5M $64.1M $67M $143.7M $198.8M
 
Property Plant And Equipment $22.7M $23.4M $22.8M $22.5M $23.8M
Long-Term Investments $71.1M $53.8M $62.6M $111.3M $175.6M
Goodwill -- -- -- -- --
Other Intangibles -- -- -- -- --
Other Long-Term Assets -- -- -- -- --
Total Assets $1.1B $1.3B $1.6B $1.8B $1.9B
 
Accounts Payable -- -- -- -- --
Accrued Expenses -- -- -- -- --
Current Portion Of Long-Term Debt -- -- -- $20M $25M
Current Portion Of Capital Lease Obligations -- -- -- -- --
Other Current Liabilities -- -- -- -- --
Total Current Liabilities $748M $992.9M $1.2B $973.6M $1.4B
 
Long-Term Debt $3.8M $4.8M $33.9M $179.1M $133.3M
Capital Leases -- -- -- -- --
Total Liabilities $1B $1.2B $1.5B $1.7B $1.7B
 
Common Stock $8.5M $8.6M $8.6M $8.7M $8.7M
Other Common Equity Adj $3.3M -$155K -$20.4M -$18M -$18.6M
Common Equity $105.1M $110.3M $101.7M $108.4M $119M
Total Preferred Equity -- -- -- -- --
Minority Interest, Total -- -- -- -- --
Total Equity $105.1M $110.3M $101.7M $108.4M $119M
 
Total Liabilities and Equity $1.1B $1.3B $1.6B $1.8B $1.9B
Cash and Short Terms $244.7M $256.2M $215.7M $249.5M $176.7M
Total Debt $3.8M $4.8M $33.9M $179.1M $133.3M
Period Ending 2021-09-30 2022-09-30 2023-09-30 2024-09-30 2025-09-30
Cash and Equivalents $14.2M $16.1M $14.2M $15.4M $15.6M
Short Term Investments $201.4M $151.8M $134M $130.1M --
Accounts Receivable, Net -- -- -- -- --
Inventory -- -- -- -- --
Prepaid Expenses -- -- -- -- --
Other Current Assets -- -- -- -- --
Total Current Assets $68.6M $35.9M $147.2M $181.3M $274.4M
 
Property Plant And Equipment $22.5M $22.8M $22.9M $22.2M $24.5M
Long-Term Investments $58.8M $22.9M $65.2M $178.3M $198.6M
Goodwill -- -- -- -- --
Other Intangibles -- -- -- -- --
Other Long-Term Assets -- -- -- -- --
Total Assets $1.3B $1.5B $1.8B $1.9B $1.9B
 
Accounts Payable -- -- -- -- --
Accrued Expenses -- -- -- -- --
Current Portion Of Long-Term Debt -- -- $145M $170M --
Current Portion Of Capital Lease Obligations -- -- -- -- --
Other Current Liabilities -- -- -- -- --
Total Current Liabilities $842.8M $942M $1.1B $988.2M $1.1B
 
Long-Term Debt $3.7M $108.9M $29.4M $153.4M $79.3M
Capital Leases -- -- -- -- --
Total Liabilities $1.1B $1.4B $1.7B $1.8B $1.7B
 
Common Stock $8.5M $8.6M $8.7M $8.7M $13.3M
Other Common Equity Adj $1.1M -$21.2M -$23.6M -$14.4M --
Common Equity -- -- -- -- --
Total Preferred Equity -- -- -- -- --
Minority Interest, Total -- -- -- -- --
Total Equity $109.8M $98.5M $101.2M $117.8M $185.6M
 
Total Liabilities and Equity $1.3B $1.5B $1.8B $1.9B $1.9B
Cash and Short Terms $269.6M $182.5M $197.2M $307.7M --
Total Debt $3.7M $108.9M $29.4M $203.4M $79.3M
Period Ending 2020-12-31 2021-12-31 2022-12-31 2023-12-31 2024-12-31
Net Income to Stockholders $11.2M $11M $14.5M $9.4M $15.3M
Depreciation & Amoritzation $1.4M $1.7M $1.9M $2M $1.5M
Stock-Based Compensation $604K $850K $1M $1.2M $912K
Change in Accounts Receivable -- -- -- -- --
Change in Inventories -- -- -- -- --
Cash From Operations $11M $16.1M $14.5M $8.7M $19.8M
 
Capital Expenditures $12.5M $10.5M $838K $6.1M $1M
Cash Acquisitions -- -- -- -- --
Cash From Investing -$201.5M -$192.9M -$332M -$132.1M $15.7M
 
Dividends Paid (Ex Special Dividend) $3.2M $3.3M $3.8M $4.2M $4.3M
Special Dividend Paid
Long-Term Debt Issued -- -- $29.3M $145M --
Long-Term Debt Repaid -- -- -- -- --
Repurchase of Common Stock $1.9M $149K $154K $302K $237K
Other Financing Activities -- -- -- -- --
Cash From Financing $236.7M $160.9M $320.3M $194.9M $19.3M
 
Beginning Cash (CF) $33.7M $79.9M $64.1M $66.9M $138.4M
Foreign Exchange Rate Adjustment -- -- -- -- --
Additions / Reductions $46.3M -$15.9M $2.8M $71.5M $54.8M
Ending Cash (CF) $79.9M $64.1M $66.9M $138.4M $193.2M
 
Levered Free Cash Flow -$1.5M $5.6M $13.6M $2.6M $18.7M
Period Ending 2021-09-30 2022-09-30 2023-09-30 2024-09-30 2025-09-30
Net Income to Stockholders $2.9M $4.1M $2.3M $3.4M --
Depreciation & Amoritzation -- -- -- -- --
Stock-Based Compensation $311K $329K $263K $93K $304K
Change in Accounts Receivable -- -- -- -- --
Change in Inventories -- -- -- -- --
Cash From Operations $4.1M $2.2M $15.1M $7.5M $8.2M
 
Capital Expenditures $193K $85K $1.1M $231K $380K
Cash Acquisitions -- -- -- -- --
Cash From Investing -$70.5M -$66.5M $33.5M -$31.2M -$22.9M
 
Dividends Paid (Ex Special Dividend) $907K $911K $1.1M $1.1M $1.7M
Special Dividend Paid -- -- -- -- --
Long-Term Debt Issued -- $75M -- $25M --
Long-Term Debt Repaid -- -- -$175M -$20M --
Repurchase of Common Stock $40K $37K $175K $57K --
Other Financing Activities -- -- -- -- --
Cash From Financing $30.3M $68.1M $14.1M $81.2M -$113.2M
 
Beginning Cash (CF) $104.5M $32.1M $78.9M $123.7M --
Foreign Exchange Rate Adjustment -- -- -- -- --
Additions / Reductions -$36.1M $3.8M $63.1M $57.5M -$127.9M
Ending Cash (CF) $68.4M $35.9M $142M $181.2M --
 
Levered Free Cash Flow $3.9M $2.1M $14M $7.3M $7.8M
Period Ending 2021-09-30 2022-09-30 2023-09-30 2024-09-30 2025-09-30
Net Income to Stockholders $11.2M $13.6M $10.2M $11.6M --
Depreciation & Amoritzation $1M $980K $990K $999K --
Stock-Based Compensation $827K $979K $1.2M $954K $1.2M
Change in Accounts Receivable -- -- -- -- --
Change in Inventories -- -- -- -- --
Cash From Operations $14M $10.5M $26.2M $4.5M $23.9M
 
Capital Expenditures $10.7M $416K $2M $5.2M $1.5M
Cash Acquisitions -- -- -- -- --
Cash From Investing -$181.5M -$267.1M -$230M -$33.7M $36.4M
 
Dividends Paid (Ex Special Dividend) $3.2M $3.6M $4.2M $4.3M $5.5M
Special Dividend Paid
Long-Term Debt Issued -- $104.3M $70M -$120M --
Long-Term Debt Repaid -- -- -- $155M --
Repurchase of Common Stock $561K $155K $303K $236K $315K
Other Financing Activities -- -- -- -- --
Cash From Financing $171.8M $224.2M $309.9M $68.3M $26.6M
 
Beginning Cash (CF) -- -- -- -- --
Foreign Exchange Rate Adjustment -- -- -- -- --
Additions / Reductions $4.4M -$32.5M $106.1M $39.2M $86.9M
Ending Cash (CF) -- -- -- -- --
 
Levered Free Cash Flow $3.4M $10.1M $24.2M -$685K $22.4M
Period Ending 2021-09-30 2022-09-30 2023-09-30 2024-09-30 2025-09-30
Net Income to Stockholders $8.7M $11.3M $7M $9.2M -$7M
Depreciation & Amoritzation $350K $447K $563K $387K $443K
Stock-Based Compensation $617K $746K $903K $644K $917K
Change in Accounts Receivable -- -- -- -- --
Change in Inventories -- -- -- -- --
Cash From Operations $10.5M $4.9M $16.6M $12.4M $16.6M
 
Capital Expenditures $10.6M $493K $1.6M $746K $1.2M
Cash Acquisitions -- -- -- -- --
Cash From Investing -$137.2M -$211.5M -$109.5M -$11M $9.7M
 
Dividends Paid (Ex Special Dividend) $2.4M $2.8M $3.2M $3.2M $4.4M
Special Dividend Paid -- -- -- -- --
Long-Term Debt Issued -- $104.3M $145M $25M --
Long-Term Debt Repaid -- -- -$175M -$20M -$55M
Repurchase of Common Stock $148K $154K $303K $237K $315K
Other Financing Activities -- -- -- -- --
Cash From Financing $115.1M $178.4M $168M $41.4M $48.7M
 
Beginning Cash (CF) $271.5M $192.1M $274.5M $389.6M $193.2M
Foreign Exchange Rate Adjustment -- -- -- -- --
Additions / Reductions -$11.5M -$28.1M $75.1M $42.8M $75M
Ending Cash (CF) $260M $164M $349.6M $432.5M $264.9M
 
Levered Free Cash Flow -$49K $4.4M $15M $11.7M $15.4M

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